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  • Debt Validation Letter

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    Richard
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    This letter notifies a collection agency that the consumer disputes a debt being reported on their credit report and demands validation under the Fair Debt Collection Practices Act. It requests that all collection activities cease until proof of the debt amount and the consumer's agreement to pay are provided, including any documentation of payments made and validation of the balance. Failure to comply may result in legal consequences.

    Original Description:

    To ask a Collection Agency to validate debt

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    This letter notifies a collection agency that the consumer disputes a debt being reported on their credit report and demands validation under the Fair Debt Collection Practices Act. It requests that all collection activities cease until proof of the debt amount and the consumer's agreement to pay are provided, including any documentation of payments made and validation of the balance. Failure to comply may result in legal consequences.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as DOCX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as docx, pdf, or txt
    131 views1 page

    Debt Validation Letter

    Uploaded by

    Richard
    This letter notifies a collection agency that the consumer disputes a debt being reported on their credit report and demands validation under the Fair Debt Collection Practices Act. It requests that all collection activities cease until proof of the debt amount and the consumer's agreement to pay are provided, including any documentation of payments made and validation of the balance. Failure to comply may result in legal consequences.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as DOCX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as docx, pdf, or txt
    of 1

    Your Name Your Address Name of CA Address of CA Date: Re: Your Account No: Dear Sir/Madam, I checked a copy

    of my credit report and realized that there was a collection reported from your agency, which I was not notified about. I do not reject to provide with the debt amount. However, this is a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b), that your claim is disputed and a validation is demanded. This is asking for proof regarding the debt that I owe and verifying it. I am requesting you to stop all collection activities including reporting this information on my credit report. I am sure that you are aware of the fact that non-compliance with this request may end up in legal obligations. Please dispatch copies of the following with your reply: 1. The agreement which authorizes you to collect debt on the assumed debt. 2. The signed agreement from the debtor confirming to pay the debt. 3. The documents regarding the payments made on this account and validation of the amount. With regards, Your Signature Your Name

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