The Michigan Banner June 16 2013 Edition

Volume 10 Number 12
The Michigan Banner First Great Lakes Bay Regional Newspaper
June 16, 2013
Leading in Diversity
Empowering Communities and Changing Lives
Vi c t o r i o u s
Congratulations to The Michigan Banner - Page 2
POLITICA - LB 1
Modern Day Cure, a contemporary worship band based in Saginaw will continue to sing praises as they release a full-length album entitled Victorious this fall. Already a recorded band with a four song EP in September 2012, entitled Your Great Name, the new full-length album is a testament of the perseverance of MDC. Victorious, our new album, reminds people that no matter what they face in life they can overcome. We want to bring a message of hope and strength to everyone who hears the music, says bandleader Aaron Chipp. A creative band, MDC will partner with fans, family, and friends through the crowd-funding platform Indiegogo to continue to reach the world with worship in song with a drive to obtain the goal of $9,000 for Victorious at IGG.ME/AT/MODERNDAYCURE. We are very appreciative of our fans for all their support and encouragement, says founding band member Tamar Chipp. We are especially grateful for the love and support of our home town. Our community has embraced us and we are encouraged by their continual support, says founding member Tifani Hall. In the meantime while awaiting the release of Victorious, Modern Day Cure will continue with a unique praise throughout Michigan when they perform at the outdoor music festival, known as The Big Ticket Festival, in Gaylord, on Friday, June 21, and at Ojibway Islands Rock the Island Christian Festival in Saginaw on Saturday, July 13. Presently, the four song EP, Your Great Name, is available at Family Christian Store, and digitally through iTunes. For more information about the band visit moderndaycure.com, follow on Twitter@moderndaycure, Facebook, or info@moderndaycure.com.
Moving Up! - Page 11
L-R The Founding Members of MDC, Tifani Hall, Aaron Chipp, Tamar Chipp
2013 Man of Excellence - Page 16
MDC at New Life Christian Fellowship in Saginaw
Tamar Chipp and Band at Saginaw Spirit Faith Night Concert
Cavalier Pride! Page 34
We Are Celebrating African-American Music Appreciation Month In June
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June 16, 2013
1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com
June 16, 2013
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The Michigan Banner

1400 W. Genesee Saginaw, MI 48602 989.753-3475 publisher@michiganbanner.com Office Hours: Monday Friday 9 a.m. 5 p.m. Publisher Jerome Buckley Senior Editor R. L. Buckley Circulation & Distribution: Staff Marketing & Sales Staff Sales Staff Mission: The Michigan Banner operates and serves as a print and online media venue committed to educating, informing and enlightening our readership regarding events and news that directly and indirectly affect the communities regionally and globally. Furthermore, to serve as a catalyst and a link for cultivating young adults as entrepreneurial and business leaders for the future. Disclaimer: The Michigan Banner and its staff are not responsible and will not be held liable for any mistakes, error, misspellings and false advertisements in part or whole that may be placed within its publication. Articles, information or comments printed in the newspaper are not necessarily the views or beliefs of The Michigan Banner newspaper. The Michigan Banner reserves the right to edit, change, or delete any information, or refuse to print any information, article or advertisement which is believed to be inconsistent with or conflicts with the mission of the newspaper. Deadlines: 2 weeks before each publication date of the 1st and 16th of each month Submission Procedure: Mailed or e-mailed Preferred format: Jpeg or PDF www.themichiganbanner.com Facebook.com/themichiganbanner Twitter.com/MichiganBanner Blog: www.themichiganbanner.wordpress.com Michigan Banner Classified Call 989-753-3475 or go online at themichiganbanner@gmail.com
Life
By Jerome Buckley, Publisher The Michigan Banner Do not wait until the conditions are perfect to begin. Beginning makes the conditions perfect. -Alan Cohen-American Businessman A new beginning brings new expectations of our personal future. God graciously does not allow us to know the future, for if we did, there is doubt as to whether or not we would be able to sustain. Our life is affected by circumstances and how we respond as we are going through the circumstantial battles, and most importantly the lessons we learn as a result of the circumstance. Our response will show our character, and the fortitude that exists in us for the essence of life. Character is an attribute that if your life decisions are made without it the long term success of your plans throughout life will more than likely not sustain your vision for your life and your love ones. Life will give you something to laugh at one minute, and something to grieve about the next. It can bring something to you that will change your life because of your decisions or the decisions of those around you. We just never know what this life will bring and that is why while we are being blessed, we must bless others. We must remember that it is imperative that the future generation never forget that American in comparison to other countries is the youngest, however, the most blessed. They must know why and how we continue to be blessed. We must teach the young entrepreneurs and visionaries how to create a livelihood that can be passed from one generation to the next, in other words, generational wealth, not paycheck to paycheck existence. This is the American dream. Lets continue to remind our young entrepreneurs in our communities that whatever the young entrepreneurs in other parts of the country, such as Larry Page, the co-founder of Google, born in East Lansing, a self-made billionaire, or Mark Zuckerberg, co-founder of the social networking site, facebook, a self-made billionaire, or Tyler Perry, who often speaks of his abusive home, and now is a world renown writer, actor, director and producer, and the first African American to own a major film and TV studio, have accomplished, that our young folks can also accomplish great feats for their communities and the world. They must know that making a difference in their community, is not for recognition, but for the quality of life of others. As we celebrate our 10 year anniversary of the Michigan Banner with the community, why dont we all together challenge each leader to be extraordinary, as well as, challenging the supporters of the leaders to be the best supporters they can be as we all continue onto the next beginning.
The Michigan Banner would like to thank 95th District State Representative Stacy Erwin Oakes for recognizing and honoring the Michigan Banner with a Special Tribute. The recognition is greatly appreciated.
Business & Wealth......................................................................................Page 9 The Latino Banner......................................................................................LB 1 - LB 4 Health.........................................................................................................Page 19 Praise Connections.....................................................................................Page 27
In This Issue
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believe. do.
At AT&T we believe in communities. Thats why we do what we do. Like striving to connect people with good jobs, donating our time and talent, supporting the underserved, and promoting innovative educational programs. Because we believe the power of you creates limitless possibilities for us all.
Thats why we proudly support the Michigan Banner.
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Volume 1 Number 14
Rubio on Univision: No Immigration Law Unless Border Security Measures Are Improved
Rubio: If we cannot secure the border, if we cannot take the necessary steps to earn our colleagues trust, this will never become law. Were wasting our time. But I dont think it will come to that. Excerpts of Interview on Univisions Al Punto with Maria Elena Salinas and Senator Marco Rubio Senator Marco Rubio: I am 100 percent committed to the immigration issue, immigration reform. Quite the opposite, I will continue to work to make sure that it doesnt come to that. My point is that if we dont have thoseif we cannot secure the border, if we cannot take the necessary steps to earn our colleagues trust, this will never become law. Were wasting our time. But I dont think it will come to that. I simply think that if we can arrive at a reasonable measure of course, it has to be something reasonableto secure the border and prevent any sort of wave of illegal immigration in the future, that were going to have more than enough votes to be able to accomplish it. Maria Elena Salinas: Lets try to understand how to accomplish that. At this time, the border is more secure than ever. There are 21,000 border agents, a 651-mile wall, more than 300 watchtowers. And the bill that you helped to write has even more funds for border security. So, what are the measures that you consider key for the Senate to approve the reform? What else do the Republicans want? Rubio: Well, the problem, not just Republicans. There are four, five Democrats who are also asking for it in the Senate. And the point is the following: What they want are details on exactly where those resources are going to be used because, yes, there are sectors of the border that are much more secure, but there are others that arent. For example, the area of Tucson, Arizona. So what theyre asking is that it not be left to the discretion of the Administration or agencies, but that the law specifically says where and how those resources will be used so that there is no waste and that thethe errors of the past are not repeated. Senador Marco Rubio: Yo estoy 100 por ciento comprometido al tema migratorio, la reforma migratoria. Al contrario, voy a seguir trabajando para asegurarnos que eso no sea el resultado. El punto mo es que si no tenemos esos--si no podemos asegurar la frontera, si no podemos tomar las medidas necesarias para ganar la confianza de nuestros colegas, esto nunca se va a convertir en ley. Estamos gastando el tiempo. Pero yo no creo que va llegar a eso. Yo simplemente pienso que si nosotros podemos llegar a una medida razonable, no, tiene que ser algo razonable. Pero una medida razonable para asegurar la frontera y prevenir cualquier tipo de otra ola de migracin ilegal en el futuro que vamos a tener ms de suficientes votos para poder lograrlo. Maria Elena Salinas: Vamos a tratar de entender cmo lograr esto. En este momento, la frontera est ms segura que nunca. Hay ms de 21,000 agentes fronterizos, 651 millas de muro, ms de 300 torres de vigilancia. Y el proyecto que usted ayud a redactar tiene an ms fondos para seguridad en la frontera. Entonces, cules son esas medidas que considera que son clave para que la reforma se apruebe en el Senado? Qu ms quieren los republicanos? Rubio: Bueno, el problema--, no solamente son republicanos. Hay cuatro, cinco demcratas que lo estn pidiendo tambin en el Senado. Y el punto es el siguiente: Ellos lo que quieren es detallar exactamente de dnde es que se van a utilizar esos recursos porque, s, hay sectores de la frontera que estn mucho ms seguros pero quedan algunos sectores que no lo son. Por ejemplo, la rea de Tucson en Arizona. Entonces ellos lo que estn pidiendo es que no se le dejen a la discrecin de la administracin o de las agencias, sino que en la ley especficamente diga dnde y cmo se van a utilizar esos recursos para que no haya malgasto y no se repitan los--los errores del pasado. Full Interview at http://www.youtube. com/watch?v=UiA6Cy3Ynqk
Politica
The Latino Banner Vamos Adelante
June 16, 2013
Big Strategies for Small Business

Big Strategies for Small Business, a four part series, sponsored by Michigan Works!, will be presented on June 25, at the Four Points by Sheraton, 4960 Towne Centre Rd., in Saginaw, at 11:30 a.m. to 1 p.m. Online registration available until June 24, is $15 for Saginaw County Chamber members and $20 for the public. Call 989.752.7161 for additional information.
Negocio
1400 W. Genesee Saginaw, Michigan (989) 753-3475 The Latino Banner thelatinobanner@gmail.com
LB 2
June 16, 2013
June 16, 2013
Chrysler Group Challenges Black and Hispanic Journalists to Step It Up!

Auburn Hills - Chrysler Group LLC in unique partnership with the National Association of Black Journalists (NABJ) and the National Association of Hispanic Journalists (NAHJ) are working together to bring greater focus and awareness to the need for better health and wellness education in underserved multicultural communities. The initiative officially began on May 25, comprised of two phases. The first phase is a 30-day Wellness Challenge where the members of the NABJ Detroit and Chicago chapters, and the members of the NAHJ Los Angeles and New York chapters, compete against one another, sporting pedometers that automatically track each participants steps. The reward for most steps between each group includes scholarship dollars the organizations can use to support aspiring journalists. Chrysler Group is pleased to extend our commitment to nurturing a culture of health within our Company to touch and positively affect lives in the wider community through this program with the NABJ and NAHJ, said Kathleen Neal, Director Integrated Health & Disability, Chrysler Group LLC. Health and wellness must be a front and center issue for everyone concerned about healthy, sustainable communities. In the second phase, Chrysler Group will host a health pavilion at the NABJ and NAHJ national conventions. The pavilions will touch many key areas of wellness, including health screenings, strategies for reducing stress, exercise and nutrition, all areas identified as concerns in the Black and Hispanic communities. Chrysler Group has a solid history as a leader in healthy and sustainable lifestyles of its employees and their families. The National Business Group on Health (NBGH) has awarded Chrysler Group as one of the nations top corporations providing comprehensive programs that enable a healthy workplace and promote healthy lifestyles for employees and their families. This year, Chrysler Group received a gold medal award for the fifth consecutive year, and was the only automaker to receive this award for the third year in a row. The award, Best Employers for Healthy Lifestyles, recognizes companies that truly embrace a culture of wellness and work collaboratively to improve their employees health, productivity and quality of life. This is a unique fitness and wellness educational program challenging journalists who can use their first-hand experiences to reach the communities they serve to encourage healthy and sustainable lifestyles, Neal said. Its about getting the word out to step it up. Source: Chrysler Group LLC
SALUD
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Terra Live Music Wins Top Digital Media Innovator Award

Miami, Fla - Terra, a global digital media company and content producer with a presence in 19 countries, recently announced that Terra Live Music, the bilingual, interactive music platform launched by the company in 2012, was recognized as Top Digital Media Innovator in the Latin World at the 2013 Latin American Advertising and Media Awards Conference hosted by Portada. We are proud to be at the forefront of live streaming events in the US Hispanic market. Our priority is to offer original programming and ground-breaking platforms that allow our users within Terras North American region to interact in real time with famous and up and coming artists via multiple screens, said Gerardo Adame, General Manager for Terra in North America. The 360-degree Terra Live Music concert experience provides a unique opportunity for marketers to connect with consumers through their favorite artists and live music performances, added Liz Sarachek Blacker, Chief Revenue Officer of Terra in the United States. We have an amazing line up of top artists for Terra Live Music for the rest of the year which we will be announcing shortly, concluded Sarachek Blacker. Since its inception, the Terra Live Music program has presented renowned artists such as Alejandro Sanz, Alex Ubago, Chino y Nacho and Fonseca. The Alejandro Sanz performance
Internet y Tecnologa
in December generated over half a million streams globally during the live transmission and via Video on Demand. Nearly one million people visited the Alejandro Sanz Terra Live Music special site, spending an average of five minutes per visit. The Terra Live Music platform, available online, through computers, tablets and mobile devices and shared via social media, has been supported by advertisers such as American Family Insurance, AT&T, Kia, Pepsi, T-Mobile, Toyota and Trident, among others. For business opportunities and to learn more about Terra Live Music, contact Liz Sarachek Blacker, Chief Revenue Officer of Terra at (212)354-2700 or via email: liz.sarachek@ us.corp.terra.com.
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Familia!
Enjoying Family
Summer is a great time to enjoy the outdoors, whether you stay close to home or take a quick trip nearby. Here are some ideas to help you stay active and healthy and spend some time with your family. 1. Visit a national park. There are more than 400 national parks to choose from, and each one has something special to offer. You can enjoy some time with Mother Nature or sign up for organized hikes, go fishing, horseback riding, or rock climbing. End the day camping and resting next to a campfire. 2. Cool off at the beach or community pools. If your family likes to spend time in the water, you can always plan a trip to the beach. Make sure to plan ahead and take what you need to build sand castles or play games on the beach. If you live far from the ocean and prefer to stay close to home, you can go to a public pool. Make sure to visit Poolsafely.gov to learn about how to keep your family safe while enjoying the water. 3. Take a bicycle ride. There are lots of options when it comes to riding your bicycle. You can go around your neighborhood or explore your local parks or beaches. Make it a family routine and teach your children the importance of exercising and staying active. Dont forget to put on your helmet and follow the basic safety rules of riding a bicycle. The National Highway Traffic Safety Administration has many safety tips. 4. Attend local events. Many federal properties host community events where you can enjoy different activities with your family, including farmers markets, art galleries, concerts and other live shows. Check your local community calendar to see whats coming up and learn more about how to use federal buildings as community spaces. 5. Organize activities in your home. You dont need to spend money or get out of town to stay active. There are lots of things you can find in your own home to keep your family entertained. You dont need much space to plant a garden, and you can learn what you can do to help the environment by visiting the citizen action page of the Environmental Protection Agency. Source: USA .Gov
Library Summer Fun

Childrens Movie: Antz
Tuesday, July 2, 1:30 p.m. Claytor Library, located at 1410 N. 12th, in Saginaw: Dig into Reading, Summer Reading Program Presents: Antz the Movie, catch how main character Ant Z digs his way into trouble.
Childrens Movie: Holes (Rated PG) Beads of the World
Tuesday, July 2, 3 p.m. Wickes Library located at 1713 Hess Ave., in Saginaw: Growing up in a family cursed with bad luck for generations, Stanley Yelnats IV is wrongfully convicted of stealing and sent to Camp Green Lake where theres more going on than meets the eye. The campers dig holes under the guise of building character; however, the Warden is really looking for buried treasure. Based on the award winning book by Louis Sachar, the whole family is sure to enjoy this humorous tale of friendship and teamwork.
Tuesday, July 9, 1:30 p.m. Claytor Library, located at 1410 N. 12th, in Saginaw: Dig into Reading....Summer Reading program will host Beads of the World craft. The program will sample beads from Africa, China, Mexico and the U.S. Children will get to make different friendship bracelets from the country of their choice and learn a little about the culture as we share stories and craft together!
June 16, 2013
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Intersection of Business & Wealth

Youth Employment and Recreation Program Begins 2nd YEAR in Saginaw
Disability Network of Mid-Michigan has once again received a grant from the Michigan Department of Natural Resources and the Michigan Economic Development Corporation, to provide an at-risk youth employment and outdoor recreation program in the city of Saginaw. Disability Network of Mid-Michigan, in partnership with several area agencies and non-profits, will employ 90 young people, ages 16-19, who qualify for the free school lunch program in the city of Saginaw. During the summer, eligible youth will spend 20 hours per week participating in pre-employment training, career planning, leadership, skill building, work experiences, current events & issues discussions, and outdoor recreational opportunities. Parishioners on Patrol of Saginaw, S.T.R.I.V.E, Victorious Believers Ministries, the Mexican-American Council, and The Michigan Banner are returning as community partners for this employment and recreation project. The American GI Forum will be added as a new partner for this year. Disability Network became the lead partner in this program because of our commitment to helping young people prepare for careers, for college, and for living independently, said David Emmel, Executive Director at Disability Network of Mid-Michigan. Summer jobs are an important component in the process of preparing todays young adults for tomorrows workforce, said Lowell Gisel, Skill Development program manager at Disability Network. Meaningful employment helps young people develop the work habits, attitudes, and skills needed for continued success in work and in life. During his State of the State address, Governor Snyder cited this program as a key priority and were excited to once again be a part of this opportunity for the Saginaw community, said Pastor Larry Camel of Parishioners on Patrol of Saginaw. These experiences will teach young people about work ethic and about employer expectations. In addition, the program will provide participants with knowledge and skills that will enable them to make positive, life-long contributions to the Great Lakes Bay region. For more information about the program, please contact Disability Network of Mid-Michigan at 989-835-4041.
Community State Bank

132 S. Saginaw St. St. Charles, MI 48655 FAX (989) 865-6561 www.gotocsb.com Saginaw Branch
JOB TITLE: Mortgage Loan/Business Development Officer ESSENTIAL RESPONSIBILITIES: Outreach activities which involve community development, education and financial literacy. Coordinates communications between customers, underwriters, processors, closing agents and provides on-going communication to customers and business partner. ESSENTIAL SKILLS/EXPERIENCE: B.S. in finance, accounting or business is preferred. Minimum of 7 years of banking experience, preferably including 3-5 years mortgage lending preferred. Experience in Consumer and Residential Lending. Knowledge of FNMA, FHLMC, FHA, and VA preferred. If interested in this position, please respond in writing to the Human Resources Department All resumes must be received by June 24, 2013. Community State Bank is an Equal Opportunity Employer
TEAM SBA Financing Roundtable

The Small Business Administration and the Michigan Small Business & Technology Development Center Great Lakes Bay will offer a free TEAM SBA - Financing Roundtable at Delta College, 1961 Delta Road, University Center. For more information about MI-SBTDC, resources or other seminars, visit www.misbtdc.org/GreatLakesBay or call 989.686.9597 and find us on Facebook www.facebook.com/MISBTDC.GreatLakesBay.
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Businesses Face Health-Care Decisions

MONEY MATTERS: Although the Affordable Care Act does not require companies to provide employee health insurance, business owners may want to pay special attention to the laws tax implications. Large employers that do not offer workers a minimum level of essential health coverage could be hit with costly penalties. Meanwhile, financial Charles Sims Jr., CFP incentives may be available to certain small employers that choose to provide employee health coverage. For many businesses, the presence of certain staffing thresholds may also influence hiring decisions. Penalty phase ahead Starting in 2014, employers with 50 or more full-time workers (full time is considered 30 or more hours per week) may have to pay an annual nondeductible penalty for either not offering minimum essential health insurance or offering health plans that are more expensive than the coverage available through the government- run exchanges. (Parttimers hours are included in monthly calculations to determine whether the employer is a large employer.) The penalty will amount to $2,000 per full-time employee, after the first 30 exempted employees. A business could be subject to the penalty if one worker obtains coverage on his or her own through an exchange and receives premium assistance or a tax credit even if the employees had the opportunity to enroll in an employer-provided plan. Claiming a credit Eligible small businesses that pay at least 50 percent of their employees health insurance premiums may be eligible for a temporary tax credit that could offset a portion of their costs. 2013: Firms that employ 10 or fewer workers and pay an average annual wage of less than $25,000 may be eligible for the maximum tax credit, which is equivalent to 35 percent of employer contributions toward employee health coverage. For firms with between 10 and 25 employees, the credit is reduced as the number of employees and/or average wages increase, and the credit disappears for firms with more than 25 workers or those that have an average annual wage exceeding $50,000. The credit does not apply to health coverage for owners or family members on staff, and they are not counted as employees. 2014-15: The maximum tax credit increases to 50 percent of employerpaid health premiums. Now more than ever, it could be important to consult your tax professional to navigate the rules and your options. Charles Sims, Jr., is president/CEO of The Sims Financial Group. Visit www.SimsFinancialGroup.com for additional information.
The Secret to Putting Together an Insanely Successful Team

By Sallie Krawcheck What are 13 of the most common words that keep companies from realizing their full performance potential? (Hint: They are 13 words that are very difficult to argue with.) Those words are: Hey, our goal is simply to put the best person in the job. Cant argue with that, can you? Who can be against putting the best person in the job?? Except Research has shown that the best performing teams are diverse teams. The power of diverse perspectives is such that diverse teams outperform non-diverse teams.and they outperform even more capable teams. But humans are human. When left to our own devices, many of us prefer to spend time with like-minded individuals. Ill admit it: I often do. Frankly, its just easier. And its also easier for me to picture how somebody who looks like me and sounds like me will get the job done; this is particularly true if its a difficult job or a stretch assignment, because I can imagine how I would do it. So lets take this to its logical conclusion....with a basketball example. In any random group of UNC basketball players from the past it could well be that Phil Ford, Jimmy Black, Raymond Felton, Ty Lawson and Kendall Marshall would be the best players. But would they be a national championship team? No way. And thats because theyre all point guards. While arguably possessing the most valuable skill set on a team, they will almost certainly be beaten by teams that have more diverse player skills. When I have built business teams in the past, Ive tried to round out the group by including a visionary, a doer, a skeptic, a client advocate and an historian as part of the team, to name a few. And I have also worked to include diverse backgrounds, whether acquired (time spent abroad, time spent at competitors) or innate (gender, ethnicity). If we can change our mindset from Hey, our goal is simply to put the best person in the job to Hey, our goal is simply to put the best team in place, we will have accomplished a great deal on improving company performance. And we will have accomplished a great deal on increasing opportunity and diversity. Sallie L. Krawcheck is the former President of Bank of America Global Wealth and Investment Management, and former CEO, Merrill Lynch Wealth Management
To be successful, you have to have your heart in your business, and your business in your heart.
~Thomas Watson, Sr., former Chairman and CEO of IBM 1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com
June 16, 2013
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Pearsall Promoted to Wolverine Banks Downtown Branch Manager

Lindsey Pearsall has been promoted to Deposit Sales and Service Manager of the downtown Midland office of Wolverine Bank. She began her career with the bank in April of 2010, as a Deposit Sales and Service Representative. She has been an integral member of the Wolverine Bank deposit staff by generating lasting customer relationships for Wolverine Bank with her exemplary level of customer service and team support. Pearsall earned her Bachelor of Business Administration in Business Management from Saginaw Valley State University in 2011 and is currently studying for her Masters Degree in Business Administration at SVSU. A spring 2014 graduation is anticipated. She is an active member in the Midland Area Chamber of Commerces Sale Leads Group. She also serves as an active member for several groups within the United Way of Midland County, including a three-year term of its Community Impact Panel, a 2012 Loaned Executive on behalf of Wolverine Bank, and a member of the Young Leaders Executive Council.
DTMB Recognized as a CIO 100 Award Winner by CIO Magazine

Lansing The Michigan Department of Technology, Management and Budget was recently named as a recipient of the 2013 CIO 100 award by IDGs CIO magazine. The annual award program recognizes organizations around the world that exemplify the highest level of operational and strategic excellence in information technology (IT). Being recognized as a CIO 100 award winner is a tremendous honor, said DTMB Director John Nixon. This acknowledgement is a testament to the great work the state is doing to reinvent Michigan through information technology. State CIO David Behen added, Michigan is fortunate to have a governor who understands the important role that information technology plays in making government more efficient. Receiving this prestigious accolade recognizes our dedicated DTMB team and the great work they do to improve services to our customers. Recipients of this years CIO 100 award were selected through a three-step process. First, companies filled out an online application form detailing their innovative IT and business initiatives. Next, a team of judges reviewed the applications in depth, looking for unique practices and substantial results. Finally, CIO editors reviewed the judges recommendations and voted on the final 100. For 26 years now, the CIO 100 awards have honored the innovative use of technology to deliver genuine business value, said Maryfran Johnson, Editor in Chief of CIO magazine & events. Our 2013 winners are an outstanding example of the transformative power of IT to drive everything from revenue growth to competitive advantage. Complete coverage of the 2013 CIO 100 awards will be online at www.cio100.com on Aug. 1 and in the Aug. 1 issue of CIO magazine. CIO is published by IDG Enterprise, a subsidiary of International Data Group (IDG), and recognized leader in media, events and research.
Supervisor/Management Leadership Certification Program

Saginaw Valley State University-Office of Continuing Education and Professional Development is currently accepting registrations for the Supervisor/Management Leadership Certification Program, which takes place July 23 and July 25. This program will enhance your leadership skills and provide a foundation on how to think like a leader. We will instill a better way to identify and solve problems. By attending this program you will also learn how to lead effectively, protect your organizations interests and maximize the contributions, performance and productivity of your team. Participants who successfully complete the program will receive a certificate of competition. The program will take place 9 a.m. to 4:00 pm each day in SVSUs Curtiss Hall. Registration is $225 for both days, or $195 with four or more from your organization! To register or obtain more information about the workshop, contact Syl at 989.964.4048, email continuing-ed@svsu.edu or visit www.svsu.edu/ocepd.
Free SBA roundtable on small business lending offered at Velocity Center, located at 6633 18 Mile Rd., in Sterling Heights, MI. To register online, go to TEAM Macomb or call 989.686.9597. Pre-registration is required.
Be Sure to Check out the Michigan Banner Business Directory, Faith-Based Directory, and Non-Profit Directory @ www.themichiganbanner.com 24/7!
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June 16, 2013
Know Your Numbers

Five Keys to Understanding Financial Statements to Maximize Cash Flow and Increase Access to Capital
The Michigan Small Business & Technology Development Center (MI-SBTDC) Great Lakes Bay Region is pleased to offer a financial tools workshop at Delta College. Know Your Numbers is a state wide program, sponsored by Fifth Third Bank, designed to help the nonfinancial business owner/manager understand financial statements to achieve Fiscal Fitness, and improve the ability to access the capital businesses need for growth. The five key topics include: Identifying problems using your balance sheet and income statement Providing ways to increase your companys cash flow Using breakeven analysis to improve decision-making Planning the working capital to support your growth How to keep your lender on your side Recently I attended a seminar called Know Your Numbers that was held by our local SBTDC. In a word...Wow! I have been to numerous seminars that tell you what you should do to improve your business but very rarely have I attended one that actually gave you the tools and told you how to go about it. This seminar is a must for all small business owners. Kathie Fuce-Hobohm - SPACE, Inc. The Know Your Numbers workshop will be held at Delta College, H wing, 1961 Delta Road, University Center on June 18, with networking and continental breakfast from 8 to 8:30 a.m. and workshop 8:30 a.m. to 12:30 p.m. for $25 per participant (Fifth Third customers may attend at no-cost). Pre-registration is required online at www.misbtdc.org/training (search topic Finance and Accounting or call (989) 686-9597 for more information. In these trying financial times, Fifth Third Bank recognized how important it is to reach out to business owners and help them become savvier in managing their business finances. Fifth Third Bank is proud to support the MI-SBTDC in these efforts. Dolores Sturdivant Fifth Third Bank.
We Must Focus on Creating Jobs, Not Balancing the Budget

By William Spriggs, PhD Washington - The Organization for Economic Cooperation and Development (OECD) issued its economic outlook for the modern, democratic, industrialized economies at its annual meeting of member nation ministers. It was mostly gloom. The European members of the OECD are mired in a deep economic slump. In 2012, the European members had a drop in Gross Domestic Product (the combined value of goods and services produced) of 0.5 percent and is projected to have that same poor performance in 2013. Behind those numbers, however, are the lives of real people. When an economy shrinks, it means there are fewer jobs and that means growing stress on the day-to-day lives of people. Like in the U.S. the loss of job opportunities is being felt most keenly by young workers. The OECD is a post-World War II creation made up of the free world democracies that was designed to coordinate their economic activity and provide the best case for the superiority of market-based economies over their, then, communist competition. It is headquartered in Paris, around the home of the Rothschilds, who as Jews, were forced to flee Paris ahead of n**i Germanys occupation of France. The Rothschild mansion became U.S. headquarters when American troops led the efforts to liberate France. So the OECD also took on the mission to prevent the descent into the Global Depression that strained economic life and gave rise to extremists governments in Spain, Italy and Germany that launched World War II. For an organization with such a history, it is surreal that five years into this centurys great economic downturn, the OECD reports that the median OECD member nation has output that is 5 percent below its full employment level. The U.S. and Japan continue to run fiscal policythe choices of taxes and expenditures of the government-that is stimulative compared with the average for the OECD. In plain English, that means the United States and Japan are running government deficits that are, when compared with the size of their economies, bigger than the average for the OECD. The European nations, on the other hand, are running fiscal policy that is more austere than the OECD average. In plain English, they are coming closer to balancing their government budgets. Well, the United States and Japan are having economic growth that is better than the OECD average, with the lower unemployment rates than the European nations that have slower SEE P 13, We Must Focus . .
Playing poker in the Army and as a young lawyer honed my business skills. What you have to learn is to fold early when the odds are against you, or if you have a big edge, back it heavily because you dont get a big edge often. Opportunity comes, but it doesnt come often, so seize it when it does come. Charlie Munger, Berkshire Hathaway Billionaire
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Congressman Dan Kildee Opposes Anti-Worker, Anti-Business Amendment on House Floor

Minutes after Kildees Speech, Amendment Voted Down by Both Republicans and Democrats
Washington Congressman Dan Kildee (MI-05) recently spoke on the floor of the House of Representatives against an antiworker amendment proposed by Rep. Steve King (IA4) that would have eliminated Davis-Bacon Act prevailing wages from military and veterans affairs construction projects. Minutes after Congressman Kildees speech, the House voted the amendment down by a vote of 192-231; including 36 Republicans voting no. The defeated amendment was proposed as part of the fiscal year (FY) 2014 Military Construction/Veterans Affairs appropriations bill, H.R. 2216. FROM P 12, We Must Focus . . . growth and higher unemployment. Despite these clear facts and the poor performance of the democratic industrialized nations in the face of this Great Recession, the discussion continues on whether governments should be consolidating, shrinking their government expenditures. In the face of clear evidence that governments need to be focused on jobs, there is the misguided view that somehow governments can instead concentrate on balancing their budgets in the hope that somehow, or another, the continued decline will correct itself. The OECD also rolled out an international public opinion poll showing that around the world, people want their governments to concentrate on job growth. Unfortunately, their survey also revealed that many people are miseducated on economic problems the world is facing. Many people believe, despite the clear evidence, that balancing government budgets in economies with high levels of unemployment and weak demand for goods and services will somehow help lower This anti-worker amendment is the wrong direction for Michigan, and Im glad it was promptly defeated in a bipartisan fashion, Congressman Kildee said. Workers should be paid a fair and decent wage for their work. When families in my district earn a living wage for their hard work, not only do they benefit, but so do small businesses and the local economy. Passed during the Great Depression, the Davis-Bacon Act establishes fair wages for publicly funded construction projects and encourages the use of local labor. If taxpayer dollars are involved, companies must bid on a project and pay a prevailing wage for certain jobs performed, determined by local labor markets. Repealing Davis-Bacon wages, Rep. Kings proposed amendment would have allowed contractors on public works projects to pay workers below-market rates for their labor on military and veterans affairs construction unemployment. Another OECD report showed that income inequality continues to grow in OECD nations. That report did show, however, that the safety nets put in place to respond to last centurys Great Depression are working well to mitigate the income losses of those at the bottom; so, but for those programs, inequality would have been worse and poverty would have climbed more. Oddly, despite clear evidence those programs are important, the call for consolidation continues-aimed at rolling back the protections those safety nets have provided. This is the equivalent of tearing down the levees after they prevented a flood. The OECD reports are important because the chance to compare the different approaches countries have taken to address this global downturn help us understand what policies make sense and which do not. President Obama can take some solace in that the United States has out-performed the OECD nations with healthier job growth and economic expansion. But the projects. Studies have shown that Davis-Bacon wages ultimately return more than two times the construction projects cost to the local economy, since workers spend part of their income at businesses in the community and additionally pay local taxes. Speaking against the failed amendment on the House floor, Congressman Kildee said the following: This is yet another attempt to continue the race to the bottom, where we continue to see real wages down and productivity continue to rise, Congressman Kildee said in his speech on the House floor. Congressman Kildees full speech in opposition to the amendment can be viewed on youtube at https://www.youtube.com/ watch?v=uK1pi3c-hyM
rest of us should take no solace that the national debate is stuck on how quickly we can shrink our government deficit-which the OECD report shows can only be a chase to see if we can ruin our labor markets like Europe has. The president continues to offer policies aimed at consolidation and austerity to show a poorly informed public that he is being reasonable with Republican efforts to mimic the bad policy of Europe. We need the president to instead show he is reasonable in the sense of the term reasoned- someone offering policy on the basis of reason and sound evidence. A reasonable set of policies would be a national debate on how we are going to create jobs. That must be the immediate goal of policy. William Spriggs serves as Chief Economist to the AFL-CIO and is a professor in, and former chair of the Department of Economics at Howard University. Bill is also former assistant secretary for the Office of Policy at the United States Department of Labor.
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June 16, 2013
Business Directory
Authors W. James Richardson 1356 Woodside Street Saginaw, MI 988-753-0233 www.wjamesrichardson.com Auto 2 Fresh Detail Kenny Jackson 300 N. Niagara Street Saginaw, MI 48602 989-239-7012 Labadie Olds 711 S. Euclid Bay City, MI 48706 Terry Reed Sales Professional 989-667-2000 Ext. 341 Direct 989-460-0341 Fax 989-667-0103 E-mail terry.reed@labadieauto.com Website www.labadieauto.com McDonald Pontiac-GMC, Inc. 5155 State Street Saginaw, MI 48603 Leon V. Washington Sales & Leasing Professional 989-790-5155 Leonwa1@yahoo.com Saginaw Valley Ford Lincoln Gil Johnson, President 4201 Bay Road Saginaw, MI 48603 989.792.1700 1.800.479.8651 Bakeries Lighthouse Bakery 285 S. Outer Drive Saginaw, MI 989-754-7088 Fax 989-754-7099 Banquet Facilities Rowan - West Facility 1400 W. Genesee Saginaw, Michigan 989-753-3475 Beauty Illusions Beauty Salon Valerie King Owner/Operator 1400 W. Genesee Street Saginaw, Michigan 989-755-2666/989-755-3883 Reflection of U Too 2103 Sheridan Ave. Saginaw, Michigan 989-753-4600 Sports Barbershop 1400 W. Genesee Saginaw, Michigan 989-992-2600 Unique Cuts & Massage 1502 Court Street Saginaw, MI 48602 989-327-2338 Unique Cuts II 3125 E. Holland Saginaw, MI 48601 989-327-2338 Business Solutions The Growth Coach Cal Talley, Owner 293 Provincial Ct. #78 989-401-6229 C.Talley@The GrowthCoach.com www.The GrowthCoach.com Cleaning Services Extreme Carpet & Upholstery William & Denise Murphy - Owners Commercial & Residential Janitorial Services 989-753-3335 Best Choice Floor Maintenance & Carpet Cleaning 989-316-8327 bestchoicefmandcc@hotmail.com Community Centers and Services First Ward Community Services 1410 N. 12th Street Saginaw, Michigan 989-753-0411 Computer Services PCS Computer Systems, Inc. Business/Residential Specialize in Point of Sale Solutions 6065 Bay Rd. Saginaw, MI 48604 989-249-7565 Construction Kingdom Builders Jim Shafley, President 2210 Annesley Street Saginaw, MI 48601 989. 948.8094 www.kingdombuildersmi.org Consultants EnviCare Consulting, Inc. Billy J. Strawter, Sr., President 2809 Blairmont Drive Midland, MI 48622 989.839.9177 www.envicareinc.com Dentists Jack W. Nash, DDS Cosmetic and Restorative Dentistry 1320 S. Washington Ave. Saginaw, Michigan 48601 989-752-1200 Fashion Where Did U Get That Hat? Specialize in Custom Designs Sundays Best Yvonne Ellison/Milliner Phone 989-529-4193 E-mail: yeellison@aol.com Financial City of Saginaw Block Grant & Rehab Program 1315 S. Washington Avenue, Room Saginaw, MI 48601 989-759-1530 Saginaw Economic Development Corporation Shontaye Bibbs 1315 S. Washington Avenue, Room 207 Saginaw, MI 48601 989-759-1395 sbibbs@saginaw-mi.com Florists Erikas Flowers 214 Federal Ave. Saginaw, MI 48607 989-755-9330 www.erikasflowerssaginaw.com Food & Dining Spencers Route 46 Spence Dambro Proprietor 5530 Gratiot 989-793-3400 Saginaw, MI 48638 www.spencersfinefood.com Funeral Homes Deisler Funeral Home 2233 Hemmeter Rd. Saginaw, MI 48603 989.799.1151 Graphics/Digital TBF Graphics Digital 803 S. Washington Ave. Saginaw, Michigan 989-752-5540 TBFGRAPHICS.COM TBFDIGITAL.COM Heating and Cooling HORIZON Azola Williams 989-755-8650 Business 989-233-3295 Cell Photography E.B. Studio 212 Washington Ave. Saginaw, MI 48607 989-397-4144 Quality Photo 124 N. Michigan Saginaw, MI 48602 989-790-8130 Publications David Hall Crimiel Publications LLC POB 20061 Saginaw, Michigan 48602 Restaurants Brother Arthurs Fish & More 2522 E. Genesee Saginaw, MI 989-752-0200 Rite Spot 1205 Lapeer Saginaw, MI 48601 989-754-6001 Savoy Bar & Grill 127 S. Franklin Street Saginaw, MI 48607 989.754.9660 Retailers GREEKS R US 2203 E. Genesee Saginaw, MI 48601 989-755-4925 riggins52@charter.net Scrap Iron - Metals Clinkston & Sons Inc. 1319 S. 15th Street Saginaw, MI 48601 989.752.3072 www.clinkston.com Shoe Repair Morgans Shoe Repair 308 Federal Ave. Saginaw, MI 48607 989-754-6155 Tailors Executive Tailoring Christopher E. Eddington Master Tailor 418 Court Street Saginaw, MI 48602 989-791-0037 chrissgnw@aol.com 24 hour service Tax Services Robert McDuffy Tax & Accounting Service/ERO e-file 2127 Ledyard Saginaw, MI 48601 Business - 989-443-0115 Fax 989-752-1467 rmcduffy@aol.com Transportation McFadden Charter Service, LLC Howard McFadden 1200 E. Moore Rd. Saginaw, Michigan 989-777-7038 / 989-751-1461 Howard bigmac@charter.net
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Central Michigan University GEAR UP + AmeriCorps VISTA = Success

Fight poverty with passion!
By Deyhana Thompson These are the words that first sparked my interest in becoming an AmeriCorps VISTA (Volunteers in Service to America). AmeriCorps VISTA is similar to Peace Corps, but volunteers commit to serve in the United States. I first considered AmeriCorps VISTA a year prior to being assigned to Gaining Early Awareness and Readiness for Undergraduate Programs (GEAR UP). I didnt know exactly what I was passionate about and was really searching for my purpose. GEAR UP is a pre-college program that works to prepare students, starting in middle school, for a post-secondary education. I know how important education is and felt inspired to be part of such important and necessary work. The opportunity to work with GEAR UP was a unique chance to give back to the Flint community where I grew up by focusing my passion, knowledge and skills. Central Michigan University GEAR UP + AmeriCorps VISTA GEAR UPs mission is to significantly increase the number of low-income students who are prepared to enter and succeed in postsecondary education. GEAR UP is a partnership with The Work-Force Development Agency/KCP Initiative. Central Michigan University (CMU) GEAR UP is recognized across the state as an exemplary program model for moving students to campus with GEAR UP, training them to become College Positive Volunteers and then having them give back to younger GEAR UP students. CMU students gain confidence, experience with organizing programs and mentoring students. AmeriCorps VISTA is a national service program designed specifically to fight poverty in the United States. AmeriCorps VISTAs work to improve literacy & health services, create businesses and strengthen community groups. Historically, AmeriCorps VISTAS have played key roles in establishing many of the best-known anti-poverty programs such as Head Start, Upward Bound and the Credit Union System. Success CMU GEAR UP and AmeriCorps VISTA share four core values including anti-poverty focus, community empowerment, capacity building and sustainable solutions. This partnership continues to flourish and grow year after year because of the commitment both have to eradicate poverty and provide much needed support to low-income, first-generation students. Serving as an AmeriCorps VISTA with CMU GEAR UP has been an exciting, challenging, and fulfilling experience. Being a first-generation college graduate offers a unique connection to better understand and relate to the students. Though I still have not fully discovered where my passion lies, I have honed my talents, skills and abilities and am confident that I will be successful in my future endeavors.
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June 16, 2013
Education
CMU President Named 2013 Man of Excellence by the Michigan Chronicle

George E. Ross, the 14th president of Central Michigan University, was honored recently at the sixth annual Men of Excellence program in Detroit. Ross was selected for the award by the readership of the Michigan Chronicle as one of Michigans most influential AfricanAmericans based on his career success and for inspiring others through vision, leadership, exceptional achievement and service to the community. The Michigan Chronicle launched its Men of Excellence campaign more than five years ago to honor and celebrate the many achievements of great men who do good things for Detroit men who have much to teach all of us about the power of stewardship, wisdom, self-discipline, tenaciousness and humility, said Chronicle Publisher Hiram Jackson. Ross, who became CMU president in 2010, has had a 27-year career in higher education leadership. He is particularly noted as an advocate for students, for his vision to make higher education more accessible and for his leadership in preparing CMU to address jobs of the future. Under his tenure, CMU will open the nations 137th College of Medicine this summer. To improve educational opportunities in Detroit, Ross received CMU Board of Trustees support in February to lease 4,000 square feet in downtown Detroit. In addition to classroom space, the Detroit site will support student
recruitment, student services, government relations, institutional diversity, the presidents office, libraries and CMUs academic colleges. Before accepting CMUs presidency, Ross served as president of Alcorn State University in Mississippi, the nations first historically black land grant university, and held leadership positions at Clark Atlanta University, University of Tennessee at Chattanooga and Tuskegee University. He also was previously vice president for finance and administrative services and an accounting professor at CMU. Ross grew up in Washington, D.C., and Flint. He holds bachelors and masters degrees from Michigan State University, a doctorate from the University of Alabama and earned his CPA credential from the State of Michigan. Ross began his career in Detroit.
Going Back to School

Gino Vicci, of TV-5 news, recently visited the Saginaw High School classroom of Mrs. Cynthia Baldwin-Ashford as guest speaker. After sharing the obstacles he overcame as a former gang member, he was presented with a Safe and Supportive Schools T-shirt. Vicci was born and raised in Detroit, and in his undergrad studies, he graduated Magna Cum Laude from Rochester College with a Bachelors Degree in Communications/Broadcast Journalism and also obtained a video production degree from Specs Howard School of Media Arts. He then continued with his pursuit of education and graduated with a Masters Degree from Northwesterns Medill School of Journalism. During his time in graduate school,
Gino reported at the White House, Capitol Hill and was published in several online publications including MarketWatch, Huffington Post, The Military Times, The Army Times and McClatchy newspapers. To contact Vicci, email gino.vicci@wnem. com.
L-R Lisa Coney, Gino Vicci
Classroom Students with Gino Vicci (center) and Ms. Cynthia Baldwin-Ashford (right) Photos Courtesy/Lisa Coney
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Congratulations Haley on your graduation from Heritage. Good luck in your new endeavors. Hannah and Grandpa Hall
The Watoto Childrens Choirs have traveled the world since 1994 as ambassadors for the millions of children in Africa, orphaned as a result of HIV/AIDS, war and poverty. Beautiful Africa: A New Generation is the new choir production that debuted in the US in September 2011 and is traveling through the US in 2013. Their audiences have included the Queen of England, Presidents George Bush and Barrack Obama, many other dignitaries and the public at large.
New Family Show Opens At The Planetarium

The Delta College Planetariums new family show, The Little Star That Could brings a wonderful story to children and adults alike, of how it is okay to be average. The Little Star That Could is a story about Little Star an average yellow star in search of planets of his own to protect and warm. Along the way, he meets other stars, learns what makes each star special, and discovers that stars combine to form star clusters and galaxies. Eventually, Little Star finds planets in a surprise ending! Show times for The Little Star That Could are Wednesdays at 12:30 pm through June 26. Continuing throughout the summer is Cosmic Colors, which can be seen Saturdays at 2 pm. Cosmic Colors takes you on a wondrous journey across something called the electromagnetic spectrum. Discover the many reasons for color like why the sky is blue and why Mars is red. Take a tour within a plant leaf and journey inside the human eye. Investigate x-rays by voyaging to a monstrous black hole and then back to your doctors office. You will even see the actual color of a dinosaur based on recent evidence. Youll also explore the night sky and the awesome colors visible there. Get ready for an amazing adventure under a rainbow of cosmic light. Tickets for all shows are $6 for adults; $5 for seniors; $4 for students and children, and are available in advance and at the door. The Delta College Planetarium and Learning Center is located at 100 Center Avenue in Downtown Bay City. For more information about Delta DIGITAL - 360 shows call 989-667-2260 or visit www. delta.edu/planet.
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June 16, 2013
SVSU Reading, Writing and Math Clinics Offer Summer Sessions

Saginaw Valley State University is offering summer programs to help students improve their reading, writing and math skills. Clinics for youth in kindergarten through grade 12 and adult learners provide an opportunity for students to improve their reading, writing and math skills and meet state education standards. The courses begin Tuesday, July 16 and end Thursday, August 8. They will be held every Tuesday, Wednesday and Thursday in the Literacy Center, located in SVSUs Regional Education Center. The cost is $325 per subject area. Students will meet weekly in 50-minute one-on-one or small group sessions. Lessons are individualized for each student through a research-based tutoring system. Instructors for the reading and writing clinics hold masters degrees in reading, are trained in reading recovery, or are highly qualified. Instructors for the math clinic have extensive classroom experience and hold at least a bachelors degree. To enroll in these programs, new students must be assessed; the assessments are being offered July 8, 9 and 10 at 9 a.m., 10 a.m. and 11 a.m. The assessment takes one hour and a reserved time is needed. A $50 non-refundable deposit is due at or before assessments. At the end of the program, tutors will administer a post-assessment to examine student progress throughout the clinic. Research shows that reading serves as the major foundational skill for all school-based learning. According to the Michigan Department of Education, 90 to 95 percent of struggling readers can show great improvement - in skills, strategies and levels - through focused support groups similar to the ones the clinic will provide. Also, the State of Michigan has mandated more rigorous high school mathematics standards, so it is increasingly important for students struggling in math not to fall further behind. The math clinic curriculum is based on data-driven instruction that correlates with state standards. More information on summer literacy and math clinics, including the application to enroll, can be found online at www.svsu.edu/ literacycenter. For questions, contact Laurie Ann Haney at 989-9644982 or lahaney@svsu.edu.
The Michigan Banner is celebrating 10 years of positive news with the Great Lakes Bay Region and beyond. If you have a special occasion you would like to make sure everyone knows about, just visit www.themichiganbanner.com , advertising section, www.saginawchamber.org/coupons, email themichiganbanner@gmail.com , or call 989.753.3475 for additional information of how you can celebrate with us with phenomenal savings in the Michigan Banner, the National Banner, and the Latino Banner.
The coupon cannot be exchanged for cash.
We are Celebrating!
Saginaw Celebrates Summer

Project kicks off for sixth summer with grant from Hemlock Semiconductor Group. For more information, contact Marsha Braun at 989.759.1363.
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Better Choices, Better Medicine, Better Healing

When Someone You Love Is Being Treated for Cancer
Tips for Talking With Children and Teens of Different Ages about Cancer
When most people hear the word cancer, they automatically think the worst, says Foundation spokesperson, Laura Shipp. But the truth is that more people are living longer and better quality lives after cancer than ever before. National Cancer Survivors Day is an opportunity for these cancer survivors to come together and celebrate this new reality in cancer survivorship. There is life after cancer. And thats something to celebrate. The challenge of how to communicate to children and teens concerning cancer of their loved ones is a special challenge. We hope the tips for talking with children and teens in this edition of how to help each one cope will be helpful. Youngest Children (2-5 years old) Plan to talk for a very short time. Children this age can focus only for brief periods. Be clear and simple. It may help to draw a picture of what is happening. Tell them about any changes in their routine for the day or in the near future. Offer to answer any questions and to talk any time. Young Children (6-9 years old) Plan to talk for a short time. Children this age can focus only for brief periods. Plan more than one talk to cover what you need to say. Remember that young children may have strong feelings. They may express them by focusing on something else during your talk. This is okay. It allows them to deal with information and feelings at their own pace. Use examples. You could remind them of a time when they got sick and went to a doctor to get better. Help them to understand the things that will be happening soon. Children this age cant think weeks or months into the future. Let them know they will be taken care of and by whom. Answer all their questions. Invite them to talk more later. Pre-Teens (10-12 years old) Plan for a slightly longer talk. Let your children set the pace of the talk. Find what your children already know about cancer. Make sure that what they have heard applies to your loved ones situation. If not, give them the right information. Be aware that your children may ignore or avoid topics when they are afraid. Use simple, concrete information. For example, you could explain that there is a lump in your loved ones body that needs to be removed. Talk not only about now, but also about the future. For example, tell them how the cancer may affect your family at holidays or upcoming events. Tell your children you will do your best to answer their questions. Let them know youre there to talk whenever they want. Teens (13-18 years old) You may be able to have a longer talk. Let your teens set the pace. Be prepared if your teens try to ignore or avoid topics. Teens may act this way because theyre afraid or even embarrassed. They may not want to talk about your loved ones body. This may be especially true if your loved ones cancer is in the breast or sex organs. Teens often need time to themselves to deal with their feelings. They may want to be alone or with friends. Give them this time. Teens should be told the facts about the cancer. This can help you correct any wrong information that they may have. Give your teens booklets or Web sites to read later. They may want to do their own research. If so, make sure that what they learn is from a reliable source and applies to your loved ones situation. Often teens ask many what if questions. They may want to know more about the future. Again, answer their questions as best you can. And let them know youll be glad to talk again later. Teens may also want to know how the cancer will affect them. Will it disrupt their social life? Will they have to do more chores? This is normal. Be honest with them. Source: http://www.cancer.gov
Health
What Can Kids Do to Stay Fit?

Some steps only parents can take such as serving healthy meals, but kids can take charge too when it comes to health like eating a variety of foods, drinking water and milk, listening to your body, limit TV time and stay active.
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June 16, 2013
SAGINAW INCREDIBLE YEARS

We began our third Incredible Years class series in October 2012. On the first day of classes we do We believe this paperwork and story shows just introductions. how vital the During the first Incredible Years class, my co-group leader and Project and I began Launch are to introductions by our community. saying what our jobs are and what our background is. Then it was the parents turns to share. This group went way above and beyond the typical name and brief background (number of children, gender and ages) that most parents give when they first meet each other. These parents voluntarily opened up and shared difficulties they were having with each child including the troubles and barriers their families were facing. Several of the parents cried when they shared. Each parent spent a good ten minutes or more telling their story and what had led them to be in the class. They chose not to hold back! We believe this story shows just how vital the Project Launch-funded Incredible Years is to the community. The parents in our current session had these feelings and concerns bottled up just waiting for someone to listen to them. Just waiting for someone who had support to offer them. When adults who have never met are willing to open up to strengthen their families, you know the services being provided are exactly what they were hoping for! ~ Danelle Elliott Incredible Years Group Leader CAN Council Great Lakes Bay
Are you or someone you know having child behavior problems?
Incredible Years
The CAN Council, through Project LAUNCH funding, offers FREE parenting classes. The program is called Incredible Years and is an evidence based curricula targeting parents with 3 to 6 year old children. The parent training program is designed to work jointly to promote emotional and social competence and to prevent, reduce, and treat behavioral and emotional problems in young children. There have been 40 parents and caregivers who participated in 3 series of 20 sessions each. Is IY helpful? National studies have shown promising results: Increased positive and nurturing parenting Decreased harsh coercive negative parenting Reduction in childrens home and school behavior problems Increased positive behaviors at home and school Increased parent-child bonding
For more information about Incredible Years, please contact Vera, CAN Council Great Lakes Bay Region CAPE Director and Incredible Years Group Leader, at vharrison@cancouncil.org or 989-752-7226.
Project LAUNCH stands for Linking Actions for Unmet Needs for Childrens Health. The Michigan Department of Community Health was awarded a grant from the federal government and they chose Saginaw as the area to provide services. If you want to learn more about Project LAUNCH contact Pamela at (989) 202-1485 extension 102 or pamela@urbanregenerationllc.com.
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CAN Staff Receives Prestigious Award

The Saginaw County Sheriffs Office on May 29, presented awards for exemplary service displayed throughout the past year by deputies, corrections, officers and civilians. Among the award recipients were Danielle Lesko, of Vassar, Barb Andrew of Frankenmuth, and Sarah Rogers of Bay City, CANs Childrens Advocacy Center (CAC) staff, who received the Community Relations Award. L-R - Danielle Lesko, Barb Andrews, Our CAC team of Sarah Rogers professionals was honored for providing critical CAC services to abused children & their families throughout our region despite facing exceptional circumstances. In late 2012, the CAC Program Director and the Program staff of the Bay County office left CAN for new opportunities. For the following eight months, the remaining staff of the Saginaw County CAC office, Barb ,Forensic Interviewer, Danielle ,Care Coordinator, and Sarah, Case Coordinator, worked tirelessly to ensure the needs of children in both Saginaw and Bay counties receive expertly sound child-sensitive forensic interviews, medical examinations, and follow-up care. Suzanne Greenberg, CAN President/CEO, applauds the ladies efforts in the nomination she wrote for the prestigious award, It is truly a testament to the unbelievable dedication and professionalism of these three individuals that we were able to continue serving our littlest victims. I am thrilled to play even a small part in honoring this phenomenal team! To learn more about the role of a Childrens Advocacy Center, contact Cynthia Morley at (989) 752-7226. For more information on the impact CAN is making in your community, visit cancouncil.org.
Child Health Fact:

Did you know about two-thirds of child deaths are preventable through access to practical, low-cost interventions, and effective primary care up to five years of age? www.who.int
With health care costs increasing and more expenses being passed on to the consumer, MMR has created a program to help cover co-payments for ambulance transportation. MMR Plus is an optional membership program for $49 annually. Ambulance transports must be medically necessary. No limits to the number of times you may use the membership during the program year. Membership covers both spouses and dependent children living at home. Dont have a billable health insurance? Membership means youll only be charged the Medicare allowable rate a fraction of the regular charges. Check your insurance coverage and benefit structure to see if MMR Plus is right for you. You may also contact MMRs Verifications Specialists for further details at 989.907.2120, or 800.232.5216.
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June 16, 2013
St. Marys of Michigan Presents the Bee Healthy for Life Family Friendly Run/Walk
The Saginaw Riverwalk will be buzzing with activity on Saturday, June 22, with the featured 10K and 5K Run and 5K walk along a certified course. All events start and finish at St. Marys of Michigan Riverfront (MCVI Building) located at 1015 S. Washington Avenue in Saginaw. The 10K Run starts at 8:00 a.m., 5K Run at 8:05 a.m., and 5K Walk at 8:07 a.m. Features this year include: A reduced family registration rate ($60) to encourage families to walk, run and train together. Finisher medals. Each participant receives a marathon-quality medal just for crossing the finish line. Family fun after the race. Participants can enjoy buy one, get one free admission to the Saginaw Childrens Museum and Childrens Zoo at Celebration Square. Plus free admission to the Castle Museum and the Saginaw YMCA. Best dressed bee awards. Prizes awarded to the best bee that dares to be seen. A variety of activities to help you live a healthy lifestyle will also be available, including, free massages, blood pressure checks, a kids zone and fruit & veggie taste testing. Enjoy live entertainment and refreshments at the finish line. Register at www.stmarysofmichigan.org. Prices are $20 before June 19, and then $25. Late registration will take place Friday, June 21, from 4 p.m. to 7 p.m., and race day from 6:45 a.m. to 7:45 a.m. at St. Marys of Michigan Riverfront. The proceeds from the event will benefit the St. Marys of Michigan Foundation.
Independence. Dignity. Quality of Life.
COMFORCARE HOME CARE

A Dedicated Non-Medical Home Care Agency
The ComForcare Mission To improve the quality of life and level of independence for every client and family receiving our services. We focus on four initiatives that are critical to the well-being of seniors: Fall Prevention Medication Adherence Chronic Disease Management Transition of Care
Wilbert J. Smith and Alois B. Smith Owner/Operators
Contact us today to learn more about our Quality Care Guarantee! 320 S. Washington Avenue Suite 202 Saginaw, MI 48607 989-752-5501 989-752-5503 FAX Email: mbsmichigan@comforcare.com Website: www.mbsmichigan.comforcare.com
Tips to Prevent MS Falls in Your Home

1. Install grab bars on the walls of your tub and shower and near the toilet. Never use towel racks for support they were not designed to hold a persons weight and could snap out of the wall. 2. Dont use throw rugs. Though aesthetically pleasing, rugs can cause you to trip. If you must use rugs, be sure they have non skid backings. 3. If you like showers but are too fatigued to stand, buy a shower chair, and sit on it while you dry yourself off. Standing heightens the risk of slipping, says Debra Frankel, MS, OTR, associate vice president of programs, services, and clinical activities at the National Multiple Sclerosis Society. 4. Dont buy furniture that has wheels or swivels because it cannot be relied on for support. 5. Duct-tape power cords to the floor so theyre not a tripping hazard or avoid them altogether. 6. Keep a night light on so you can see your way if you get up at night. 7. In the kitchen, move dishes and frequently used pots, pans, and pantry items to lower shelves and cabinets. Reaching and looking up at the same time can be difficult for balance, says Sara Daly, of Middlebury, Vt., a physical therapist and managing director of the Vermont Wellness Professionals Network. Source: Multiple Sclerosis Society
My doctor told me to stop having intimate dinners for four unless there are three other people.
Orson Welles, Actor, Director, Writer, and Producer
June 16, 2013
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June 16, 2013
World Blood Donor Day Recognizes 92 million Selfless Heroes

During the week of June 14, Michigan Blood recognized its highest level donors - those who have given multiple gallons of blood throughout their years of donating. Considering it takes eight pints to make up a gallon, many of these donors have made more than 250 trips to blood centers or mobile blood drives. Michigan Bloods top 10 donors gave a total of 314 gallons, which means they potentially helped nearly 1,000 people. This is a list of Michigan Bloods top 10 blood donors statewide: William Sebold Frankenmuth Kenneth Appleton Flint Dick Benjamin Holland Jack Nelson Big Rapids Thomas Muller Coopersville Melvin Wood Rockford Mark Mortensen Kent City Robert Fowler Saginaw Elmer Scholten Jenison Jerald Vincent Hemlock 38 37 37 37 35 34 32 32 32 32 Gallons Gallons Gallons Gallons Gallons Gallons Gallons Gallons Gallons Gallons In recognition of World Blood Donor Day celebrated every year on June 14, Michigan Blood invited residents to visit their local donor center until Friday, June 28 to learn more about these lifesavers and to give blood. Visitors who want to donate can schedule an appointment by calling 1-866-MIBlood or by visiting www. miblood.org. In Mid-Michigan, Michigan Blood has four donor centers.
Central Michigan University Receives CUPA-HRs Inclusion Cultivates Excellence Award

Central Michigan University (CMU) has received the College and University Professional Association for Human Resources (CUPA-HR) 2013 Inclusion Cultivates Excellence Award. This award recognizes and celebrates institutional initiatives and programs that have made a significant impact with respect to inclusive and equitable workplace practices, particularly those that have brought about cultural change throughout the organization. CMU received the award for its Excellence Through Inclusion initiative. Thanks to the generous support of The Chronicle of Higher Education, CUPA-HR is pleased to offer a $5,000 contribution to CMUs endowment.
Red Cross Launches Digital Training Program

New Training Program Developed With Support From AT&T
Washington - The American Red Cross has announced a new, technology-based training program for disaster relief volunteers that will allow them to access training programs remotely through mobile devices. The new program was developed in part through a $500,000 contribution from AT&T. The Red Cross and AT&T piloted the mobile technology-based training model with over 1,100 AT&T volunteers during National Volunteer Week, April 21 to April 27, in Dallas, Atlanta and Bedminster, NJ. These new training alternatives have tremendous potential, said Gail McGovern, American Red Cross President and CEO. Until now, most Red Cross disaster volunteers have been trained in classroom settings. By working with AT&T, weve moved toward a technology-based module that allows volunteers to remotely access Red Cross training courses through mobile and other digital devices. This program is a vital step forward in our efforts to ensure the Red Cross actively engages a wider audience in disaster preparedness and relief. For the first time, thousands of AT&T employees will be able to access training that prepares them to work with the Red Cross through mobile broadband connections when disaster strikes, added Charlene Lake, chief sustainability officer, AT&T. To the countless communities that will benefit from disaster volunteers, this is an important step in the evolution of the long-standing relationship between the Red Cross and AT&T. By offering more flexible, mobile technology-based training options, the Red Cross will be able to attract a larger variety of volunteers than ever before, including those in remote locations. The new model will be flexible enough to match volunteers learning preferences and will include selfpaced, online training, live webinars, and mobile learning opportunities. The Red Cross expects to develop as many as 80 mobile technology-based trainings in the coming months, and will make the new volunteer training platform available to the public in early 2014. The Red Cross provides relief to victims of disasters and helps people prevent, prepare for, and respond to emergencies. The organization responds to nearly 70,000 disasters annually, and volunteers make up 97 percent of disaster responders. Over the past 10 years, AT&T and the AT&T Foundation have contributed more than $6 million to the Red Cross for disaster relief efforts to support individuals and communities impacted by hurricanes, tornados, earthquakes and other natural disasters.
June 16, 2013
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Maximize
The story of a child with Severe Emotional Disturbance is too often one of tragedy. With the right help and the right team, it can be one of triumph. We maximize results to give more family stories a happy ending.
Results
Contact Wardene Talley
989-754-2288
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June 16, 2013
CURRENT VOLUNTEER OPPORTUNITIES IN SAGINAW COUNTY

GREAT START DAY at the Zoo! Volunteers are needed to help with CHILDRENS CRAFT BOOKMARK ACTIVITY during the event. Agency is looking for individuals to work 2 hour shifts. You can inspire young people to experience the realities and opportunities of the new global marketplace. Volunteers needed to take CAREER-AND LIFE SKILLS MENTORING into local classrooms. You really would like to do some volunteer work? Well, why not help out at some of these events: FISHING FESTIVAL, DOG DAYS OF SUMMER, PLAYDATES, KAYAKING, YOGA ON THE BEACH, HAITHCO SWIM RACE, FUN DAY AND NATURE HIKES. A really good way to spend a Saturday helping children! HEALTHY KIDS DAY is get moving and educating them. Its a great day for kids to get a JUMP on summer! To volunteer your services or to donate goods, call Henrietta Watson at the United Way of Saginaw County 755-0505, Ext. 216, hwatson@ unitedwaysaginaw.org. Or check out the web-based volunteer program at www.GOvolunteerNOW.org.
June is Child Vision Awareness Month

Supervise your childs use of tools. Pencils, scissors, forks and penknives can all cause serious eye injury. Keep in mind that common household items such as paper clips, bungee cords, wire coat hangers, rubber bands and fishhooks also can be dangerous. Avoid certain childrens toys. Dont allow your child to play with nonpowder rifles, such as pellet guns or BB guns. Avoid projectile toys, such as darts, bows and arrows, and missile-firing toys. Source: Mayo Clinic
NON PROFIT DIRECTORY

A.Philip Randolph Institute POB 1107 Saginaw, MI 48606 American Red Cross 1232 N. Michigan Saginaw, MI 48602 989-754-8181 Antique Toy & Firehouse Museum 3456 Patterson Rd. Bay City, MI 48706 1-888-888-1270 Boys & Girls Club of Bay County 300 Lafayette Ave. Bay City, MI 48706 989-892-6723 CAN Council Saginaw County 1311 N. Michigan Avenue Saginaw, MI 48602 (989) 752-7226 / fax (989) 752-2777 www.cancouncil.org Castle Museum of Saginaw County History 500 Federal Ave. Saginaw, MI 48607 Circle of Love 1809 Durand Ave. Saginaw, MI 48602 989-754-2377 Emmaus House of Saginaw 733 S. 15th Street Saginaw, MI 48601 989-755-7538 THE EZEKIEL PROJECT ezekielprojectnow@yahoo.com P.O. Box 3470 Saginaw, MI. 48605-3470 Phone: 989.755.1620 Fax: 989.755.4038 First Ward Community Center 1410 N. 12th Street Saginaw, MI 48601 989-753-0411 Girl Scouts Heart of Michigan 5470 Davis Rd. Saginaw, MI 48604 989-799-9565 Good Neighbors Mission 1318 Cherry Street Saginaw, MI 48601 989-399-9918 Health Delivery, Inc. 501 Lapeer Ave. Saginaw, MI 48607 989.759.6400 Houghton-Jones Task Force 1708 Johnson Street Saginaw, MI 989-752-1660 Michigan Banner Outreach 1400 W. Genesee Saginaw, MI 48602 989-714-2240 Nathan Weidner Childrens Advocacy Ctr. 715 N. Euclid Bay City, MI 989-671-1345 Operation Reach 119 S. Jefferson Avenue Saginaw, MI 989-754-4444 Public Libraries of Saginaw Butman-Fish, Claytor, Hoyt, Wickes & Zauel Libraries 505 Janes Avenue Saginaw, MI 48607 989-755-0904 www.saginawlibrary.org Restoration Community Outreach 1205 Norman Saginaw, MI 48601 (989) 753-1886 / fax (989) 753-2880 Email: rcosag@yahoo.com Saginaw County Community Action Agency, Inc. (CAC) 2824 Perkins Street Saginaw, MI 48601 989.753.7741 The Salvation Army 2030 N. Carolina Saginaw, MI 48602 989-793-8371 The Saginaw Community Foundation 1 Tuscola, Suite 100 Saginaw, MI 48607 989-755-0545 Women of Colors POB 5525 Saginaw, MI 48603 989-399-9275 or 989-737-9286
June 16, 2013
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Praise Connections and Life

Graduating Valedictorian Throws Out Approved Speech At Ceremony, Says Lords Prayer Instead
SC - Roy Costner IV, valedictorian for a high school in South Carolina, tore up his speech on stage and instead delivered the Lords Prayer, in rebellion to his school districts decision to ban prayer at graduation ceremonies. The crowd clapped and cheered as Costner surprised them at the Liberty High School graduation ceremony at Clemsons Littlejohn Coliseum last Saturday with his rendition of the Lords Prayer. John Eby, spokesman for the county School District, said that officials had decided to stop all invocations at school functions and instead of prayer at high school graduations they would have a moment of silence. He added that this decision had been made because they had received complaints from the Freedom From Religion Foundation. But Costner had a different idea, he wasnt about to let someone take away his God from his graduation ceremony. He deliberately ripped his speech up in front of the crowd just after walking up to the podium. Eby said that valedictorians wrote their speeches and then sent them to someone on staff to approve them. Costner started his speech by thanking his parents for his Christian upbringing. He said Those that we look up to, they have helped carve and mold us into the young adults that we are today, he said. Im so glad that both of my parents led me to the Lord at a young age. Costner went on to say that he thought most of the crowd would understand his next words. He then began to recite the Lords Prayer. This caused the audience to start to applaud Costner and seconds later it was accompanied by loud cheering. When Costner finished with For Thine is the Kingdom and the power and the glory, forever and ever. Amen, the crowd virtually erupted into applause and cheering. Eby said that the district would not be taking any action against Costner. Logan Gibson, an attendee at the graduation, said that people were very supportive of Costner for standing up for what he believes in. Costners speech can be viewed at http://www.youtube.com/ watch?v=SofwwWkWkC4 Source: All Christian News.com
Salute!
On this day, we as fathers are celebrated around the world I am more than just a man.. I am a father. A boy is excited about the opportunity to be a dad. A father is more focused on the Responsibility of being a father. As a father it is a responsibility to create the standards in our kids lives, I am not just semen. I love you, and you love me and in our family we created we in our children I am power, I am intelligence, I am education, I am integrity, I am God fearing spirituality, I am consistent As a father, sometimes I have to be away. I am constantly in the field hunting for my familys survival. I am king therefore you are my queen. President Obama has created a new standard and removed every excuse a black man could ever have of NOT being a father I am more than I appear to be, I am more than just a man. I.AM.FATHER!! Fathers Even though it seems like your effort is sometimes overlooked, God is watching and he knows your heart. To all of the REAL FATHERS around the world. Through good, bad or ugly relationships with the mother If you are NOT there for your kids, it is ONLY the kids that suffer in the end. Take a stand and do any means necessary to be a part of your kids lives. God knows your heart God bless all FATHERS around the WORLD for Fathers Day! Salute!! Terese is known around the world as an author, singer and for his work in films such as Baby Boy and the Fast and the Furious series.
Congratulations to all the graduates from the Michigan Banner
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June 16, 2013
Bethel A. M. E. Church
535 Cathay Street Saginaw, MI (989) 755-7011 ext. 221
Pastor P. David Saunders
Bread of Life Harvest Church

3726 Fortune Boulevard Saginaw, MI 48603 989.790.7933 Sunday 10 a.m. Wednesday 7 p.m. http://breadoflifetm.org/
Apostle Rodney J. and Prophetess Ronni McTaggart
Christ Disciple Baptist Church

Christian Education 9:30 a.m. Sunday Morning Worship 11:30 a.m. Wednesday Bible Study 6 p.m. Mens Meeting held every second Saturday of the month
3317 Lapeer Street, Saginaw, Michigan 989-754-2444
Jacobs Ladder Ministries

1926 Fairfield Street Saginaw, MI 48602 989.799.6601 www.jacobsladdersaginaw.org Sunday Morning Worship - 11:15 a.m.
Pastor Dempsey Allen
Mt. Olive Institutional Missionary Baptist Church

1114 N. 6th Saginaw, MI 48601 (989)-752-8064
New Beginnings Life Changing Ministries

2312 S. Washington Ave. Saginaw, MI 48601 989.755.3650
Sunday 8:30 a.m. Early Morning Worship 8:00 a.m. Radio Ministry - 98.9 FM 9:30 a.m. Sunday School, Enrichment 10:30 a.m. Morning Worship www.mtoimbc.org
Dr. Marvin T. and Omie Smith
Sunday
11:00 Worship Service
Pastor Otis and 1st Lady Sondra Dickens
New Birth Missionary Baptist Church

1418 S. Warren Avenue Saginaw, MI 48601 989-755-6604
Saginaw Valley Community Church
Sunday
9:30 a.m. Sunday School 11:00 Worship Service
Pastor Larry D. Camel and 1st Lady Shirley Camel
3660 Hermansau Dr. Saginaw, MI 48603 989-753-4769 Sunday 10 a.m. ~ Morning Worship 6 p.m. ~ Celebrate Recovery 6:30 p. m. ~ Young Adults Life Group Bible Study/ Worship Monday 7 p. m ~ Womens Life Group Wednesday Tuesday 6:30 p.m ~ Equipping Classes, all ages (2nd & 4th) 10 a.m. 3 p.m. ~ Thursday Heavens Manna Food Distribution 1 p. m & 6:30 p .m ~ Healing Rooms 7 a.m. ~ Mens Life Group Saturday 6:30 p.m ~ Prayer Night 6 p.m. ~ Youth Worship 10 a.m. & 7 p.m ~ Healing Rooms
June 16, 2013
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The Church (Body of Christ, Ecclesia)

By Corey Pritchett Greetings beloved, I speak grace and peace unto you all in the name of the Lord Jesus Christ of Nazareth. I want to draw your attention to my last article concerning the definition of the Church. I spoke of sound doctrine and how many have heaped upon themselves teachers that cater to their itching ears. What is sound doctrine? It is what the Word of God teaches, within the correct context wherein it was written. Period. So many professing Christians have been swayed from enduring and embracing sound doctrine. This is why people run to every conference across this nation; give money to just about anybody that promises them a breakthrough or its your season, get your miracle from God; and pay for prophecies amongst other things. The Word of God says to study to show yourself approved unto God why? So that you, the Believer, will be able to rightly divide the Word of truth. In other Words, so you will be able to recognize sound doctrine and refute false teachings. The exact address for this scripture is 2 Timothy 2:15-18. The Apostle was telling Timothy the importance of understanding sound teachings from the Word of God. He used two people for an example whom had clearly taught false teachings concerning the Word. Read it for yourself Study to shew thyself approved unto God, a workman that needeth not to be ashamed, rightly dividing the word of truth. Verse 16, But shun profane and vain babblings: for they will increase unto more ungodliness. Verse 17, And their word will eat as doth a canker: of whom is Hymenaeus and Philetus; Verse 18, Who concerning the truth have erred, saying that the resurrection is past already; and overthrow the faith of some. Some other scriptures, which speak of sound doctrine, are as follows: Titus 2:1 ESV, But as for you, teach what accords with sound doctrine. Titus 1:9 ESV He must hold firm to the trustworthy word as taught, so that he may be able to give instruction in sound doctrine and also to rebuke those who contradict it. 2 Timothy 4:3 ESV, For the time is coming when people will not endure sound teaching, but having itching ears they will accumulate for themselves teachers to suit their own passions 2 Peter 1:20-21 ESV, Knowing this first of all, that no prophecy of Scripture comes from someones own interpretation. For no prophecy was ever produced by the will of man, but men spoke from God as they were carried along by the Holy Spirit. 2 Timothy 4:2-4 ESV, Preach the word, be ready in season and out of season, reprove, rebuke, and exhort, with complete patience and teaching. For the time is coming when people will not endure sound teaching, but having itching ears they will accumulate for themselves teachers to suit their own passions, and will turn away from listening to the truth and wander off into myths. If you are a professing Christian, I implore you to study the Word of God in its entirety within the context, which it was written. I will write more about Hermeneutics at a later date. Hermeneutics is basically an art and science of biblical interpretation. Until next time
Mr. Counterculture
A Celebration of Life
The love, wisdom, and extraordinary life of Bishop Herbert J. Williams, on the momentous occasion of his 90th birthday, will be celebrated on Monday, June 24, at 11 a.m. at the Horizons Conference Center, located at 6200 State Street, in Saginaw. If you would like to attend, contact Olivia A. Williams, at 989.753.5366, or 989.714.0549.
LIGHTHOUSE BAKERY & DELI

285 S. OUTER DRIVE
TEL: 754-7088 FAX: 754-7099

Stop in today and try one of our homemade specialities
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June 16, 2013
Bay City
Second Baptist Church Pastor Seth Doyle 1770 W. Youngs Ditch Rd. Bay City, MI (989) 893-3937
Saginaw
Bethel AME Church Pastor P. David Saunders 535 Cathay St. Saginaw, MI 48601 (989) 755-7011 Bethlehem Baptist Church Pastor Ernest W. Bothuel 3309 Bundy Street Saginaw, MI 48601 989-752-5866 Bread of Life Harvest Center Senior Pastor Rodney J. McTaggart 3726 Fortune Blvd. Saginaw, MI 48603 (989) 790-7933 Christ Disciples Baptist Pastor Eddie Benson 3317 Lapeer Street Saginaw, MI 48601 (989) 754-2444 Christ Fellowship MBC Pastor Robert Davis 818 N. Washington Ave. Saginaw, MI 48601 (989) 754-4435 World Outreach Campus of Greater Coleman Temple Ministries Supt. H.J. Coleman Jr. 2405 Bay Rd. Saginaw, MI 48602 (989) 752-7957 Corinthian Baptist Church Pastor Roy L. Manning 104 S. 10th St. Saginaw, MI 48601 (989) 754-1820
Faith Harvest Church Bishop Ronald E. Chipp Faith Harvest Church 1734 N. Mason Saginaw, MI 48602 (989) 799-4200 Website: www.faithharvestministry.org E-mail: office@faithharvestministry.org Greater Freewill Missionary Baptist Church Pastor James E. Speed 615 Irving Park Ave. Saginaw, Michigan 48601 (989) 753-1713 (989) 755-3133 Email: greaterfreewill@att.net Greater Williams Temple Bishop H.J. Williams 608 Remington Saginaw, MI 48601 (989) 755-5291 Jacobs Ladder Pastor Dempsey Allen 1926 Fairfield Street Saginaw, MI 48602 989-799-6601 Life In Christ Ministries Pastor Dennis Cotton, Sr. 2915 S. Washington Ave. Saginaw, MI 48601 989-752-2837 LifeInChristMinistries07@gmail.com Messiah Missionary Baptist Church 2615 Williamson Road Saginaw, MI 48601 Pastor Otis Washington Phone: 989-777-2636 Fax: 989-777-2640 Email: Messiahmbc@att.net Website: www.Messiahsag.org Mt. Olive Baptist Church Pastor Marvin T. Smith 1114 N. 6th Street Saginaw, MI 48601 (989) 752-8064 New Beginning Christian Church Reverend Dr. Willie F. Casey 1016 Sherman Road Saginaw, MI 48604 989-754-2963
New Beginnings Life Changing Ministries Pastor Otis Dickens 2312 S. Washington Ave. Saginaw, MI 48601 (989) 755-3650 New Birth Missionary Baptist Pastor Larry D. Camel 1418 S. Warren Saginaw, MI 48601 (989) 755-6604 New Covenant Christian Center Pastor Ron Frierson 523 Hayden Saginaw, MI 752-8485 New Faith Temple COGIC Elder Charles H. Coleman 2118 Burt Street Saginaw, MI 48601 (989) 752-3880 New Hope Missionary Baptist Church Pastor Floyd A. Logan 1721 Tuscola Street Saginaw, MI 48601 (989) 753-7600 Email: NewHope1721@yahoo.com New Life Baptist Church Pastor Rufus Bradley 1401 Janes St. Saginaw, MI 48601 (989) 753-1151 New Mt. Calvary Baptist Pastor Robert Donald 3610 Russell Street Saginaw, MI 48601 (989) 754-0801 Ninth Street Community Church Pastor William L. Scott, Jr. Assistant Pastor Rex Jones 1118 N. 9th Street Saginaw, MI 48601 989-752-7366 Prince of Peace Baptist Church 825 North 24th Street Saginaw, MI 48601 989.754.2841 Pastor Robert B. Corley, Jr. Resurrection Life Ministries Church Pastor Carolyn L. Wilkins 2320 Sheridan Avenue Saginaw, MI 48601 989.754.9466
St. Paul Baptist Pastor Vincent D. McMillon 120 N. 15th St. Saginaw, MI 48601 (989) 752-5023 Saginaw Valley Community Pastor Richard Sayad 3660 Hermansau Saginaw, MI 48603 (989) 752-4769 St. John Missionary Baptist Church Pastor James E. Hodge 1309 North 6th Street Saginaw, MI 48601 (989) 753-2188 (989)714-7678 St. Lukes CME Pastor Charles Braddock 1121 Tuscola Saginaw, MI 48607 (989) 755-0351 Transforming Life Ministries Pastor William Brown 3024 South Washington Avenue Saginaw, MI 48601-4353 (989) 754-9573 Truevine Baptist Church Pastor Paul E. Broaddus 2930 Janes Street Saginaw, MI 48601 989-752-0751 Victorious Believers Ministries Church Rev. Christopher V. Pryor 624 S. Outer Dr. Saginaw, MI (989) 755-7692 Wolverine Baptist State Convention 615 S. Jefferson Ave. Saginaw, MI 48607 Zion Missionary Baptist Church Pastor Rodrick Smith 721 Johnson Saginaw, MI 48607 (989) 754-9621
June 16, 2013
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Terry Reed Sales Professional Used Cars

Pro basketball player Ryvon Covile and wife Keshawn with Terry Reed
Soul Food Restaurant

2311 East Genesee Saginaw, Michigan 48601 Check out our menu at www. facebook.com/BernardsBest The Best Wings in Town!
Bernards Best
Phone (989) 667-2000 Ext 341 Direct (989) 460-0341 Fax (989) 667-0103 E-Mail terry.reed@labadieauto.com Website www.labadieauto.com Labadie Buick Cadillac GMC 711 S. Euclid Ave. Bay City, MI 48706
989.755.4665
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June 16, 2013
Business
Wedding
Church
Saginaw Suits and Alterations

402 N. Michigan, Saginaw, MI 48602
Tel: (989) 752-5169 Come see Sal for more Deals and Discounts.
Suits, Shirt, Tie Starting at: $149
Hairstylist Needed
Come Join Our Friendly Staff in Our Newly Renovated Salon at
Great Recruiting Commissions

Home and Catalog Shows are available
Traci Lynn Fashion Jewelry PatriciaTatum-Fairris Independent Consultant #7551
T: (989) 482-3857 E: PFairris@charter.net www.tracilynnjewelry.net/pfairris
ILLUSIONS BEAUTY SALON

1400 W. Genesee St. Saginaw, MI 48602 For additional information contact Valerie King Owner/Operator at 989.755.2666 or 989.798.5868
Specializing in All Beauty Trends!
June 16, 2013
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Community
Summer Artists Market at the Marshall M. Fredericks Sculpture Museum
On June 19, eight Michigan artists will be at the Marshall M. Fredericks Sculpture Museum, located at 7400 Bay Road, in Saginaw, displaying and selling their art. This years artist market runs from 12 to 5 p.m. Artists include Lon Baker, turned wood vessels, Midland, Kaleidoscope Illusions, glassware, Hemlock, Rosita Gendernalik, decorative pottery, Indian River, Penny Knapp, ceramics, Gayle Krause, ceramics, Pat Laboda, jewelry, and Rebecca Maillette, jewelry, Bay City, and Sylvia Walworth, hand woven scarves, East Port. Artwork is priced from $4.99 to $299. In addition to this unique shopping experience, visitors will also have the opportunity to view The Lightness of Being, New Sculpture by Howard Ben Tr exhibition at the Museum. For more information, call 989. 964.7125.
Entertainment
Jazzed Up: Detroit Jazz Festival Has Earned its Bragging rights
By Sharon Banks Jazz can never be put in a box. It cannot be classified as one musical genre, style or artist. It takes its rightful place in modern music traditions and legacies. As eclectic as it is electric, jazz is resilient and proudly confident wherever it is played. Danilo Prez is the The Detroit Jazz 2013 Festival headliner Festival is Detroit and has been for 34 years, never missing a beat. When the Detroit Jazz Festival descends on Detroit, it does not come quietly. With more than 250,000 enthusiastic fans, the free outdoor music festival attracts some the top names in jazz from around the world and the city. Detroits music legacy and traditions have earned it bragging rights as an uncompromised jazz hub. A pivotal agent in the molding of Americas jazz sounds, the city has long been an urban incubator for all genres of jazz. Its native sons and daughters stand tall among jazz greats. Detroit and jazz are connected. As the only free festival of its kind in the country and recognized as one of the top three festivals in the world, the Detroit Jazz Festival is the place to be for jazz fans. The widely praised Pure Michigan advertising campaign, credited with resurrecting the states tourism industry and putting Michigan on the national travel map, recently announced that it will aggressively promote the Detroit Jazz Festival and other signature events as part of a $50 million campaign to attract visitors from other states and countries. While the place to be for thousands of local residents, 17 percent of those attending the Detroit Jazz Festival travel hundreds and thousands of miles to stay at our hotels, dine in our restaurants, shop and purchase from our vendors during the music filled Labor Day weekend. Jazz brings together an audience that is every bit as diverse and inclusive as the artists they come to see. The estimated annual economic impact of the Detroit Jazz Festival is in the tens of millions. A more definitive economic impact study will be released following this years event. Just as the music is diverse, the jazz festival SEE P 34, Jazzed Up
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June 16, 2013
Community Sports Spotlight

Cavalier Pride! Carrollton Coach Anthony Parker and Team
Congratulations on a great year!

FROM P 33, Jazzed Up attracts and embraces audiences from different backgrounds, ethnicities, cultures, ages, education and incomes. Blue color, white collar and no collar, suburban and urban, people attending the festival come together to enjoy something they all have in common a love of jazz. There may be no better opportunity than the Detroit Jazz Festival to showcase the best of Detroit. What a great way to entertain clients and cultivate new business prospects. From Aug. 30 through Sept. 2, jazz artists will showcase the best of jazz, leaving an indelible impression among musicians and fans alike. Nothing will ever beat the sound of the Detroit Jazz Festival and the people it brings together. For more information on the 2013 jazz artist line-up, sponsors, VIP passes and membership opportunities, community events and updates, visit detroitjazzfest.com. Join us Labor Day weekend to experience and celebrate one of the citys treasured gems that shines bright each year the 34th annual Detroit Jazz Festival. 2013 LINEUP Artist-In-Residence Danilo Prez featuring Panama 500, Panama Suite and other works for large ensemble David Murray Big Band with Macy Gray Ahmad Jamal Joshua Redman John Scofield berjam Shelia Jordan with Strings featuring the Alan Broadbent Trio Bill Frisell -- Lennon Project McCoy Tyner Trio with special guest Savion Glover Yellowjackets Ravi Coltrane, David Liebman, Joe Lovano Sax Summit Gregory Porter Charles Lloyd Quartet with Bill Frisell Eddie Daniels and Roger Kellaway, with CeloDuke at the Roadside Jon Faddis -- Celebrating the 60th Anniversary of Jazz at Massey Hall Tribute to Detroits Pepper Adams -- Gary Smulyan, Howard Johnson, Frank Basile Lee Konitz Quartet Freddie Cole The Cookers featuring Billy Harper, Eddie Henderson, George Cables, Cecil McBee, Billy Hart, David Weiss Marcus Belgrave -- Trumpet Call Marcus Belgrave National Trumpet Competition Trio Da Paz & Friends Play Jobim & Getz with Harry Allen Bill Charlap George Bohannon Quintet Cecile McLorin Salvant Tony Monaco with Fareed Haque Tribute to Dave Brubeck featuring: Brubeck Brothers Quartet, Dave Brubecks Mass To Hope -- A Celebration Choir, Strings and Jazz Quartet, 2013 Detroit Jazz Festival Big Band Commission Project --Featuring the Compositions of David Brubeck and The Real Ambassadors -- a recreation of a Dave and Iola Brubecks jazz musical The Detroit Jazz Festival Orchestra Quest reunited with Richie Beirach Four Freshmen -- Tribute to Stan Kenton Terell Stafford Quintet Plays Strayhorn Renee Rosnes James Carter -- Tribute to Don Byas Delfeayo Marsalis -- Such Sweet Thunder The Detroit Homecoming Band with Geri Allen Michael Weiss Quintet JC Heard National Jazz Arrangers Competition Afro Horns Aaron Diehl Trio JD Allen Trio Celebrating the Music of Teddy Harris and The New Breed Bebop Society Source; The Michigan Chronicle
June 16, 2013
Page 35
Page 36
June 16, 2013
i am
designing my own future

Katrina Murrell is an SVSU senior majoring in graphic design, which is why you might be surprised if you saw her rsum. Resident assistant, president of the First Year Board, student success coach, peer adviser in the Office of First Year Programs, student abroad to China none of these may sound like a fit for a young designer. Yet Katrina sees things differently. Design is the work I do, she says. But that communication piece exposure to people of all different backgrounds really relates back to my work. Its all about connecting. From her work, Katrina has won the Student Life Involvement Award and the Resident Housing Association Timbo Award for her leadership, and taken part in SVSUs Honors Program. So, what does she love most about SVSU? I love the close-knit and encouraging environment, she says. This institution is a breeding ground of opportunities. I really love it.
Prospective or transfer students can check out SVSU by taking a campus tour and meeting with an admissions representative. Call (989) 964-4200 or email admissions@svsu.edu.
Visit us online at svsu.edu

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Volume 10 Number 12

The Michigan Banner First Great Lakes Bay Regional Newspaper

June 16, 2013

Empowering Communities and Changing Lives

Moving Up! - Page 11

2013 Man of Excellence - Page 16

MDC at New Life Christian Fellowship in Saginaw

Tamar Chipp and Band at Saginaw Spirit Faith Night Concert

Cavalier Pride! Page 34

We Are Celebrating African-American Music Appreciation Month In June

The Michigan Banner First Great Lakes Bay Regional Newspaper

June 16, 2013

1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com

June 16, 2013

The Michigan Banner First Great Lakes Bay Regional Newspaper