Kuwait Embassy - Health plan In-Patient Benefit Public Hospital Semi-private Public Hospital Private Room Private Hospital

Semi-private Room Private Hospital Private Room Hi-tech Cardiac Hi-tech Special Procedures Hi-tech other than Cardiac and Special Day Case Private Hospitals Day Case Hi-tech Hospitals Convalescence Cancer Support Benefit Maternity Benefit Hospital Costs Up To 3 Nights Home Births Delivery Consultant Fees Out-patient Maternity Consultant Care Newborn Free to Renewal Date Post-natal Home Help Alternative Amount to Post-natal Home Help Child Home Nursing Pre/Post-natal Care Parent Accompanying Child Partner Benefit Breastfeeding Consultancy This plan has no excess on inpatient stays or day cases Yes Yes Yes Yes Yes; semi-private Yes; semi-private Yes; Semi-private Yes Yes 50 x 14 100 x 15

3,450 3,450 865 See pre/post natal care Yes Covered up to 3 days 120 100 x 14 400; 150 excess or 50% up to 250; 1 excess 40 x 14 50 x 2 25 x 2

Other Maternity Benefits Nurse on Call Day to day excess Benefit Individual Excess Family Excess Day to day policy limit Consultant Fees GP Visits Physiotherapist

300 discount for Doula services plus 300 additional contribution if not accessing post natal home help; Discount for cord blood stem cell preservation; 4D scans discount Yes

Day to day: 1 Day to day: 1 8,000 100% up to 140 per visit (unlimited visits) *Up to 70 x first 12 visits and up to 30 for the next 3 visits *Up to 65 x first 8 visits and up to 40 for the next 4 visits

Non Emergency Dental Alternative medicines-Acupuncture, Chiropractor, Osteopath Dietician, Occupational Therapist, Chiropodist, Speech Therapist

*Up to 65 x first 8 visits and up to 40 for the next 4 visits and discounts available for Smiles Dental Clinic *Up to 65 x first 8 visits and up to 40 for the next 4 visits *Up to 65 x first 8 visits and up to 40 for the next 4 visits Homeopathy, Orthoptist, Massage Therapist 65 x first 8 visits and up to 40 for the next 4 visits (combined visits with alternative practitioners) *Up to 50 x 8 visits *Up to 50 x 8 visits *Up to 50 x 1 visits up to 25 x 2 visits *Up to 50 x 1 visits up to 25 x 2 visits Discounts for various health screenings and 100 per year 50% up to 25 Yes telephone based counselling service plus 6 face-to-face sessions *Up to 55 x 8 visits 50 Inidividual 150 / Family 250 4,000 350 200 Yes Out Patient: 450 75 x 2 Out Patient: 40 x 20

Other day-to-day Practitioners Psycho-Oncology Counselling Manual Lymph Drainage Hearing Test Optical Health Screening Prescription Costs Student Assistance Programme Carecall Counsellors Child Speech and Language Therapy Travel Vaccinations Out-Patient Excess Out-patient Policy Limit Out-patient Scan Cover MRI Non Approved Centres Out-patient Scan Cover CT Non Approved Centres Out-patient MRI and CT Scans in Approved Centres Emergency Dental Care A&E Charge Home Nursing Overseas Benefit Benefit Abroad For Surgical Procedures Available In Ireland Benefit Abroad For Surgical Procedures Not Available In Ireland Overseas A&E Hospital Bill Repatriation Expenses Companion Repatriation Expenses 24 Hour Telephone Assistance Expenses For Companion Psychiatric Cover Benefit

Yes Yes 100,000 1,000,000 1,000 Yes 1,000

In-patient psychiatric - non-alcohol/drug In-patient psychiatric - alcohol related

100 days per year 91 days per 5 years