Check#

Outstanding Checks
& ATM Withdrawals
Amount Check# Amount
$8,777.00
$877.00

Checkbook Reconciliation
Ending Balance
on Statement

$876.00

Checkbook
Balance

Bank
Charges

Deposits
Not Credited

Interest
Total Deposits
Not Credited

$0.00

Total 1 ($8,778.00)

Total withdrawals outstanding:

$9,654.00

Total 2

Total 1 & 2 should be the same

Total 1 & 2 Difference ########
Subtract $8,778.00 from checkbook

$0.00

File Name: 155724174.xls.ms_office

Sheet Name: Loan Payment

Loan Payment Calculator

For a fixed rate loan (360 month maximum)
No $ sign
No % sign

Amount of money borrowed

Annual interest rate. Example: 8.5% = 8.5
Number of monthly payments
Month first payment due. Example May = 5
Desired Additional Money Paid Monthly

Enter 1 - 12
No $ sign

Pmnt
#

Beginning
Balance

7/4/2013 12:49 AM

Interest
Payment

Principal
Payment

Ending
Balance

Monthly payment
Total interest paid
Total amount repaid
Year Loan

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Paid to Date

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Page 2 of 21

Body Mass Index & Calorie Calculator

NOTE: Not to be used for health or weight purposes
Weight (in pounds)
62
Height (in inches)
75
Age (in years)
30
Women
Men
1544.34
1677.06

Approximate daily calorie intake to

maintain a weight of 62 pounds.
Your body mass index is 7.69
Your maximum weight should be 202 pounds
Your minimum weight should be 161 pounds
Your target body mass index should be 20 to 25. Over 30 is considered obese.

Name

Date

Time

Blood Pressure
Pulse
Systolic Diastolic Pulse Pressure

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

Systolic = maximum pressure in blood vessels when heart beats.

over
Diastolic = minimum pressure in blood vessels between beats.

0
1

11

16
Pulse

Min
Max
Range
Average
Std. Deviation

File Name: 155724174.xls.ms_office

21

26
Systolic

31

36

41

Diastolic

Systolic
Diastolic
Normal 139 or less
89 or less
Borderline 140 to 159
90 to 94
High 160 or more
95 or more
Pulse Pressure = Systolic BP (Avg.) - Diastolic BP (Avg.)

Sheet Name: Blood Pressure

46

Avg. Pulse
Pressure

7/4/2013

12:49 AM

Conversion Calculator
Metric to English
1 Millimeters= 0.03937008
Centimeters=
Meters=
Meters=
Kilometers=
Celsius=
Grams=
Kilograms=
Liters=
Liters=

2 Radians=

Inches
Inches
Feet
Yards
Miles
Fahrenheit
Ounces
Pounds
Quarts
Gallons

0.03490659 Degrees

English to Metric
Inches=
Inches=
Feet=
Yards=
Miles=
Fahrenheit=
Ounces=
Pounds=
Quarts=
Gallons=

2 Degrees=

Millimeters
Centimeters
Meters
Meters
Kilometers
Celsius
Grams
Kilograms
Liters
Liters

114.591559 Radians

Convert
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To
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Enter the amount to convert in the white cell to the left.
The multiplier will automatically appear here.
This is where the conversion is calculated.

Right Triangle Solver

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Degrees
a

a=
b=
c=
X=
Y=
Z=

90

Degree Converter
Degrees entered as a decimal will be converted to Deg, Min, Sec

6
0.4166667

Y
c
a

Degrees
6
6 Degrees
Minutes
25
25 Minutes
Seconds
0.00 Seconds
6.4166667 Angle as a decimal
NOTE: The Degree Converter above has
no influence on the Right Triangle
Z
calculations.

Tap Drill Size For Inch & Metric 60 Degree Threads

Use the chart to the right to obtain the correct diameter for number screws

INCH
Screw Diameter
Threads per inch
Percent Thread

inches

Tap Drill Size

inches
mm

Cold Form
Tap Drill Size
inches
mm

Drill

Drill

75 %
Inches

Inches

Closest Inch Drill Bits

Closest Millimeter Drill Bits

METRIC
Screw Diameter
mm
Thread Pitch
mm
Percent Thread
75 %
Approximate Threads Per Inch
Closest Inch Drill Bits
Closest Millimeter Drill Bits

Tap Drill Size

mm
inches

Cold Form
Tap Drill Size
mm
inches

Drill

Drill

Inches

Inches

Screw
Screw
Number Diameter
000
.034
00
.047
0
.060
1
.073
2
.086
3
.099
4
.112
5
.125
6
.138
7
.151
8
.164
9
.177
10
.190
12
.216
14
.242
Note:
This will not work
with Pipe Taps

Drill Bit Equivalence

Decimal

Fraction

Millimeter

Decimal
0.0059

Number

Decimal
0.228

Fraction

Decimal
0.0156

Letter

Decimal
0.234

Number
& Letter
97

Millimeter
0.15

1.60
52
1.65
1.70
51
1.75
50
1.80
1.85
49
1.90
48
1.95
47
2.00
2.05
46
45
2.10
2.15
44
2.20
2.25
43
2.30
2.35
42
2.40
41
2.45
40
2.50
39
38
2.60
37
2.70
36
2.75
35
2.80
34
33
2.90
32
3.00

3.75
25
3.80
24
3.90
23
22
4.00
21
20
4.10
4.20
19
4.25
4.30
18
17
4.40
16
4.50
15
4.60
14
13

12
11

4.70
4.75
4.80
4.90

10
9
5.00
8
5.10
7
6
5.20
5
5.25
5.30
4
5.40
3
5.50
5.60
2
5.70
5.75
1
5.80
5.90
A

C
6.20
D
6.25
6.30

25/64

E
6.40
6.50
F

13/32
6.60

G
6.70

27/64

6.75

7/16

6.80
6.90

29/64
15/32

I
7.00

31/64

J
7.10

1/2

K
7.20
7.25
7.30

33/64
17/32
35/64

L
7.40

9/16

M
7.50
7.60
N
7.70
7.75
7.80
7.90
8.00

37/64
19/32
39/64
5/8
41/64
21/32

O
8.10
8.20

43/64
11/16

P
8.25
8.30

45/64
23/32

8.40
Q

47/64
8.50
8.60

3/4
49/64

8.70
25/32
8.75
8.80

51/64

S
8.90
9.00
T
9.10
9.20
9.25
9.30

13/16
53/64
27/32
55/64
7/8

U
9.40
9.50

57/64

9.60
9.70
9.75
9.80

29/32
59/64

.9062
.9219
.9252
.9375
.9449
.9531
.9646
.9688
.9843
.9844
1.0000
1.0039
1.0156
1.0236
1.0312
1.0433
1.0469
1.0625
1.0630
1.0781
1.0827
1.0938
1.1024
1.1094
1.1220
1.1250
1.1406
1.1417
1.1562
1.1614
1.1719
1.1811
1.1875
1.2008
1.2031
1.2188
1.2205
1.2344
1.2402
1.2500
1.2598
1.2656
1.2795
1.2812
1.2969
1.2992
1.3125
1.3189
1.3281
1.3386
1.3438
1.3583
1.3594
1.3750
1.3780
1.3906
1.3976
1.4062
1.4173
1.4219
1.4370
1.4375
1.4531
1.4567
1.4688
1.4764
1.4844
1.4961
1.5000
1.5156
1.5157

15/16
61/64

W
9.90

31/32

10.00

63/64
1

X
Y

1-1/64
Z
10.50

1-1/32

11.00

1-3/64
1-1/16

11.50
1-5/64
12.00

1-3/32

12.50

1-7/64

13.00

1-1/8
1-9/64

13.50

1-5/32

14.00

1-11/64

14.50

1-3/16

15.00

1-13/64
1-7/32

15.50

1-15/64

16.00

1-1/4

16.50

1-17/64

17.00

1-9/32
1-19/64

17.50

1-5/16

18.00

1-21/64

18.50

1-11/32

19.00

1-23/64
1-3/8

19.50

1-25/64

20.00

1-13/32

20.50

1-27/64

21.00

1-7/16
1-29/64

21.50

1-15/32

22.00

1-31/64

22.50

1-1/2
1-33/64

23.00

Millimeter

1.55

3.70
26

6.10

Decimal

53

27

Fraction

1.40
1.45
1.50

3.60

.3750
.3770
.3780
.3819
.3839
.3858
.3860
.3898
.3906
.3937
.3970
.4040
.4062
.4130
.4134
.4219
.4331
.4375
.4528
.4531
.4688
.4724
.4844
.4921
.5000
.5118
.5156
.5312
.5315
.5469
.5512
.5625
.5709
.5781
.5906
.5938
.6094
.6102
.6250
.6299
.6406
.6496
.6562
.6693
.6719
.6875
.6890
.7031
.7087
.7188
.7283
.7344
.7480
.7500
.7656
.7677
.7812
.7874
.7969
.8071
.8125
.8268
.8281
.8438
.8465
.8594
.8661
.8750
.8858
.8906
.9055

Millimeter

1.35
54

3.50
28

3/8
6.00

Letter

55

29

Decimal

1.20
1.25
1.30

3.30
3.40

Fraction

56

30

Millimeter

1.10
1.15

3.20
3.25

15/64 .2344
.2362
.2380
.2402
.2420
.2441
.2460
.2461
.2480
1/4
.2500
.2520
.2559
.2570
.2598
.2610
.2638
17/64 .2656
.2657
.2660
.2677
.2717
.2720
.2756
.2770
.2795
.2810
9/32 .2812
.2835
.2854
.2874
.2900
.2913
.2950
.2953
19/64 .2969
.2992
.3020
.3031
.3051
.3071
.3110
5/16 .3125
.3150
.3160
.3189
.3228
.3230
.3248
.3268
21/64 .3281
.3307
.3320
.3346
.3386
.3390
.3425
11/32 .3438
.3445
.3465
.3480
.3504
.3543
.3580
.3583
23/64 .3594
.3622
.3642
.3661
.3680
.3701
.3740

Letter

1.05

Decimal

3.10

Fraction

Millimeter

Number

.1220
.1250
.1260
.1280
.1285
.1299
.1339
.1360
.1378
.1405
9/64 .1406
.1417
.1440
.1457
.1470
.1476
.1495
.1496
.1520
.1535
.1540
5/32 .1562
.1570
.1575
.1590
.1610
.1614
.1654
.1660
.1673
.1693
.1695
11/64 .1719
.1730
.1732
.1770
.1772
.1800
.1811
.1820
.1850
.1870
3/16 .1875
.1890
.1910
.1929
.1935
.1960
.1969
.1990
.2008
.2010
13/64 .2031
.2040
.2047
.2055
.2067
.2087
.2090
.2126
.2130
.2165
7/32 .2188
.2205
.2210
.2244
.2264
.2280
.2283
.2323
.2340
1/8

58
57

31

Decimal

7/64

Fraction

3/32

60
59

Millimeter

5/64

Number

1/16

Decimal

Fraction
3/64

.0400
.0410
.0413
.0420
.0430
.0433
.0453
.0465
.0469
.0472
.0492
.0512
.0520
.0531
.0550
.0551
.0571
.0591
.0595
.0610
.0625
.0630
.0635
.0650
.0669
.0670
.0689
.0700
.0709
.0728
.0730
.0748
.0760
.0768
.0781
.0785
.0787
.0807
.0810
.0820
.0827
.0846
.0860
.0866
.0886
.0890
.0906
.0925
.0935
.0938
.0945
.0960
.0965
.0980
.0984
.0995
.1015
.1024
.1040
.1063
.1065
.1083
.1094
.1100
.1102
.1110
.1130
.1142
.1160
.1181
.1200

23.50
24.00
24.50
25.00

25.50
26.00
26.50

27.00
27.50
28.00
28.50

29.00
29.50
30.00
30.50

31.00
31.50
32.00
32.50

33.00
33.50
34.00
34.50

35.00
35.50
36.00
36.50

37.00
37.50
38.00

38.50

0.38
0.40
78
0.42
0.44
0.45
77
0.46
0.48
0.50
76
75
0.55
74

3/32
0.60

73
72
0.65
71
0.70
70
69
0.75
68
0.80
67
66

7/64
0.85

65
0.90
64
63
0.95
62
61
1.00
60
59
1.05
58
57
1.10

1/8

47

46
45

44

43

42

41
40
39
38
37
36

35
34
33
32
31

30

29

25
3.80
24
3.90
23
22
4.00
21
20

9/32
4.10
4.20

19
4.25
4.30
18
19/64
17
4.40
16
4.50
15
4.60
14
13

12
11

5/16
4.70
4.75
4.80
4.90

10
9

21/64
5.00

8
5.10
7
6
5.20 11/32
5
5.25
5.30
4
5.40
3
5.50
23/64
5.60
2
5.70
5.75
1
5.80
5.90

3/8

A
6.00
B
6.10
C
6.20
D

25/64
6.25
6.30

6.60 27/64
G
6.70

7/16

6.75 29/64
15/32
6.80
6.90 31/64

I
7.00

1/2

J
K

7.10 33/64
17/32
7.20 35/64
7.25
7.30 9/16

L
7.40 37/64
M

7.50 19/32
39/64
7.60
5/8
7.70
7.75 41/64
7.80
7.90 21/32
8.00 43/64
11/16
8.10
8.20 45/64

8.25 23/32
8.30
47/64
8.40
3/4
8.50 49/64
8.60
25/32
8.70
51/64
8.75
8.80 13/16

S
8.90 53/64
9.00 27/32
T
9.10 55/64
9.20 7/8
9.25
9.30 57/64
U
9.40 29/32
9.50 59/64
V

15/16
9.60
9.70 61/64
9.75
9.80 31/32

X
Y

9.90 63/64
1
10.00
1-1/64

Millimeter

5/64

48

17/64
3.75

.4062
.4130
.4134
.4219
.4331
.4375
.4528
.4531
.4688
.4724
.4844
.4921
.5000
.5118
.5156
.5312
.5315
.5469
.5512
.5625
.5709
.5781
.5906
.5938
.6094
.6102
.6250
.6299
.6406
.6496
.6562
.6693
.6719
.6875
.6890
.7031
.7087
.7188
.7283
.7344
.7480
.7500
.7656
.7677
.7812
.7874
.7969
.8071
.8125
.8268
.8281
.8438
.8465
.8594
.8661
.8750
.8858
.8906
.9055
.9062
.9219
.9252
.9375
.9449
.9531
.9646
.9688
.9843
.9844
1.0000
1.0039
1.0156
1.0236

Letter

79

49

26

6.40 13/32
6.50

Decimal

0.35
0.36

50

3.70

Fraction

0.34
80

51

27

Millimeter

0.32
81

52

3.60

.2520
.2559
.2570
.2598
.2610
.2638
.2656
.2657
.2660
.2677
.2717
.2720
.2756
.2770
.2795
.2810
.2812
.2835
.2854
.2874
.2900
.2913
.2950
.2953
.2969
.2992
.3020
.3031
.3051
.3071
.3110
.3125
.3150
.3160
.3189
.3228
.3230
.3248
.3268
.3281
.3307
.3320
.3346
.3386
.3390
.3425
.3438
.3445
.3465
.3480
.3504
.3543
.3580
.3583
.3594
.3622
.3642
.3661
.3680
.3701
.3740
.3750
.3770
.3780
.3819
.3839
.3858
.3860
.3898
.3906
.3937
.3970
.4040

Letter

83
82

53

3.50
28

Decimal

0.30

54

Fraction

84

55

Millimeter

0.27
0.28
0.29

1.15
56

.1378
.1405
9/64 .1406
1.20
.1417
1.25
.1440
1.30
.1457
.1470
1.35
.1476
.1495
1.40
.1496
1.45
.1520
1.50
.1535
.1540
1.55 5/32 .1562
.1570
1.60
.1575
.1590
1.65
.1610
1.70
.1614
.1654
1.75
.1660
.1673
1.80
.1693
1.85
.1695
11/64 .1719
1.90
.1730
.1732
1.95
.1770
.1772
.1800
2.00
.1811
2.05
.1820
.1850
.1870
2.10 3/16 .1875
2.15
.1890
.1910
2.20
.1929
2.25
.1935
.1960
2.30
.1969
2.35
.1990
.2008
.2010
2.40 13/64 .2031
.2040
2.45
.2047
.2055
2.50
.2067
.2087
.2090
2.60
.2126
.2130
2.70
.2165
7/32 .2188
2.75
.2205
.2210
.2244
2.80
.2264
.2280
.2283
2.90
.2323
.2340
3.00 15/64 .2344
.2362
3.10
.2380
.2402
3.20
.2420
3.25
.2441
.2460
3.30
.2461
3.40
.2480
1/4
.2500

Number

85

1/16

Decimal

0.26
86

Fraction

0.25
87

Millimeter

88

.0453
.0465
.0469
.0472
.0492
.0512
.0520
.0531
.0550
.0551
.0571
.0591
.0595
.0610
.0625
.0630
.0635
.0650
.0669
.0670
.0689
.0700
.0709
.0728
.0730
.0748
.0760
.0768
.0781
.0785
.0787
.0807
.0810
.0820
.0827
.0846
.0860
.0866
.0886
.0890
.0906
.0925
.0935
.0938
.0945
.0960
.0965
.0980
.0984
.0995
.1015
.1024
.1040
.1063
.1065
.1083
.1094
.1100
.1102
.1110
.1130
.1142
.1160
.1181
.1200
.1220
.1250
.1260
.1280
.1285
.1299
.1339
.1360

Number

3/64

Decimal

0.15
0.16
0.17
0.18
0.19
0.20
0.21
0.22
0.23
0.24

Fraction

97
96
95
94
93
92
91
90
89

Millimeter

Number

1/32

Decimal

Fraction
1/64

.0059
.0063
.0067
.0071
.0075
.0079
.0083
.0087
.0091
.0094
.0095
.0098
.0100
.0102
.0105
.0106
.0110
.0114
.0115
.0118
.0120
.0125
.0126
.0130
.0134
.0135
.0138
.0142
.0145
.0150
.0156
.0157
.0160
.0165
.0173
.0177
.0180
.0181
.0189
.0197
.0200
.0210
.0217
.0225
.0236
.0240
.0250
.0256
.0260
.0276
.0280
.0292
.0295
.0310
.0312
.0315
.0320
.0330
.0335
.0350
.0354
.0360
.0370
.0374
.0380
.0390
.0394
.0400
.0410
.0413
.0420
.0430
.0433

Z
10.50
11.00
11.50

12.00
12.50
13.00

13.50
14.00
14.50
15.00

15.50
16.00
16.50
17.00

17.50
18.00
18.50
19.00

19.50
20.00
20.50
21.00

21.50
22.00
22.50
23.00

23.50
24.00
24.50
25.00

25.50
26.00

Bolt Circle Calculator

Hole #
Enter First X & Y as
Incremental
or Absolute
from Bolt CircleCenter
First X =
First Y =
# of Holes =
Absolute
Bolt Circle Center
X Center = 0.0000
Y Center = 0.0000
Rounded
Precision = 0.0001

The calculated
coordinates are
ABSOLUTE.
Each hole is apart by:
Degrees
Minutes
Seconds

Rotation

-X+

+
Y
-

X= Y= +
X= Y= -

X= +
Y= +
X= +
Y= -

-X+

+
Y
-

X=

Y=

Degrees

Hole #

X=

Y=

Degrees

Spiral Calculator
Hole #
Enter First X & Y
Coordinates
First X =
First Y =
Seperation Per Hole
Degrees =
Spiral Offset
Per Hole =
Per Rev =
Number of
Revolutions
Revolutions =
Rounded
Precision = 0.0001

Each hole is apart by:

Degrees
Minutes
Seconds
Rotation

Spiral
None
-X+

+
Y
-

X= Y= +
X= Y= -

X= +
Y= +
X= +
Y= -

-X+

+
Y
-

X=

Y=

Degrees

Hole #

X=

Y=

Degrees

Hole #

X=

Y=

Degrees

Hole #

X=

Y=

Degrees

Rotation of an " X & Y " coordinate

A negative Angle of Rotation is equal to a counter clockwise rotation
Original X =
Original Y =
Angle of Rotation (in degrees) =
Number of times rotated =
1 15 max.
Rotating Axis Absolute X Center =
0.0000
Rotating Axis Absolute Y Center =
0.0000
- X +
NOTE:
The Original X & Y
should be entered
as INCREMENTAL,
taken from the
center of the
rotating axis.
The New X & Y will
be ABSOLUTE.

+
Y
-

X= Y= +

X= +
Y= +

X= Y= -

X= +
Y= -

- X +

+
Y
-

Degrees

Move

New X

New Y

CONE FABRICATION
This will help you to layout a cone on a flat surface.
NOTE: This does not allow for material thickness.
Inside
Radius
Inside Diameter
Outside Diameter
Cone Angle
Cone Length
Segment Width
Degrees in Cone Segment
Overlap in Degrees

360
0

Outside
Radius

Segment
Angle

Segment
Width

Inside
Diameter

Outside
Diameter

Cone
Length

Cone
Angle

Circle Segment Calculator

Enter TWO knowns
a
Angle in degrees
Chord Length
Height
Radius

a=
c=
h=
r=
c
h

Polygon Solver
Must enter NUMBER OF EQUAL SIDES and one other
IC

OC

Number of Equal Sides ES=

Inner Circle Diameter IC=
Outer Circle Diameter OC=

NOTE:
Although a square is drawn, this will
work with 3 equal sides and greater.

IC

IC

OC

Values of a Trigonometric Function

You can enter DEGREES as a decimal and it will be converted to DEG,MIN,SEC.
3 Degrees
3
3 Degrees
Sine = 0.05322193
0.05 Minutes
3
3 Minutes
Cosine = 0.99858271
0.000833333 Seconds
3
3.00 Seconds
3.050833333 Angle as a decimal
Tangent = 0.05329747
Total
Cotangent = 18.7626178
Sine bar length =
inches
Sine bar length =
millimeters
Secant = 1.0014193
NOTE: Enter the sine bar length above.
Cosecant = 18.7892477
The required height needed under one end
of the sine bar to obtain the desired angle.
Radians = 0.05324709

7/4/2013

Zakat Calculation Spreadsheet

Zakat Calculator

(Use Only YELLOW cells to fill Values. Please refer to the Appendix Sheet for more explanations on Each Section)

1 ZAKAT ON GOLD
24 Carat Gold/Jewelry
22 Carat Gold/Jewelery
18 Carat Gold/Jewelry
Other Gold Valuables. (Pls insert the Current Estimated
Value)

/ 24
/ 22
/ 18

3 ZAKAT ON SILVER
Include Household Silver Utensils, Artefacts, and
Jewelery. For Utensils, usually the silver is 90% pure so
take 90% of the total weight
4 ZAKAT ON CASH IN HAND /BANK
Cash in Hand
Cash in Bank in Savings Accounts
Cash in Bank in Current Accounts
Cash held in Fixed Deposits
5

ZAKAT ON LOANS / INVESTMENTS/ FUNDS/

SHARES, ETC
Loans Receivable from Friends and Relatives
Investment in Govt Bonds
Provident Fund Contribution to date.
Insurance Premiums including bonus up to date
Value of Shares (stocks) including Dividends. Take their
market value on the date of calculation
Government Security Deposits, ADRs, etc
Investment in Private Chits, Funds, etc
Other Sources of Wealth

6 ZAKAT ON LANDED PROPERTY

Landed Property held as an Investment / Business
(Estimate the current Maket Value)
7 ZAKAT ON BUSINESS
Value of Saleable Stock
Value of Damaged / Dead Stock
Amount Receivable from Credit Sales
LESS: Amount Payable to Suppliers (Credit taken from
suppliers for stocking goods)
LESS: Bad Debts
TOTAL VALUE OF STOCK
8 ZAKAT ON SHARE IN PARTNERSHIP FIRMS
Capital Balance as per Last balance Sheet
Loans Advanced by you to the Firm as of Date
LESS: Withdrawals made by you during the current Year.
Accumulated Profit from the date of Balance Sheet to this
Date (Estimate the Profit Value as it is difficult to get
exact figures in the middle of Accounting Year)
NETT TOTAL WORTH CALCULATED
9 ZAKAT ON AGRICULTURAL PRODUCE
Produce Dependent on Rain Water - @ 10% of product
(crop) in Value or Kind
Produce totally dependent on Artificial Irrigation like
Canal, Tank, Borewell, etc. - @ 5% of Produce (crop) in
Value or in Kind
Produce dependent Partially on Rain Water and Partially
on Artificial Irrigation - 7.5% of the Produce Value or in
Kind
ZAKAT ON ANIMALS & POULTRY & FISH
10
FARMING
Animals/ Birds more than 6 months Old - @ 1 Animal or
Bird PER 40 either in Kind or Value of the same.
GENERAL LIABILITIES - You need to deduct your
direct Payables or Liabilities which are not deducted
11 above
Loans taken from from Friends / Relatives
Loans Taken from Banks / Institutions
Income Tax / Wealth Tax Payable

Weight in GMS

Price/Gm
-

Estimated
Value

Zakat Payable

.00
.00
.00

.
%90 % 90

.00

Actual Value

. ( )

) (

Actual Value
-

Estimate Value
-

/


( :
)

.00

.00

(
%10 @

( )
%5 @ .

Value of Produce

.
:
(

-%7.5

1 @ 6 /
. 40

/

/

TOTAL LIABILITIES

TOTAL ZAKAT PAYABLE

Price/Gm

) ( .

2 ZAKAT ON PRECIOUS STONES

Calculate the nett Market Value of the Precious stones like
Diamonds, Rubies, Etc. and add them to the Estimated
Value Column

Weight in
GMS

Page 19 of 21

Total Value
-

.00

.00

.00

Dear Brothers & Sisters,

Alhamdulillah, the month of Ramadhan has been bestowed upon us by Allah. ZAKAT is one of the five
fundamental pillars of Islam, mandatory on all muslims who are of eligible wealth. Zakat is due from
and payable by a person on his wealth (and not his inc
It is difficult to calculate the completion of one year on each item of wealth, because purchase dates
may vary. To overcome this difficulty, a practical method is to fix a date (e.g. 1st of Ramadhan),
compute your total wealth on that date and calculate
The attached spreadsheet is a humble attempt at making the calculation process simple and
consolidated, for all brothers and sisters who are fortunate to be worthy of paying Zakat. If there are
any errors, its purely due to my incomprehension and may be
Yours Brother in Islam, Arif Jameel.
Details of Each Section to be used in conjunction with the Calculation Spreadsheet.
1

Zakat on Pure Gold and Gold Jewellery

Zakat should be calculated at 2.5% of the market value as on the date of valuation (In our case we
consider 1st of Ramadhan). Most Ulema favour the Market Value prevailing as on the date of
Calculation and not the purchase price.
A Reduction of 2% from the weight of Jewellery can be allowed towards studded stones jewellery &
25% from the weight of KUNDAN Jewellery.

Zakat on Precious and Semi-Precious Stones

There is some contention on whether these are to be considered for valuation. In my humble opinion if
they have a value, then they calculate towards your wealth, and it is on the wealth that Zakat is
mandatory.
One may calculate the saleable value of Items at hand on the date of Zakat Calculation.

Zakat on Silver.
Zakat is to be paid on Silver in Pure form or Jewellery, Utensils, Decorative items and all household
items including crockery, cutlery made of silver at 2.5% of the prevailing market rates.

Zakat on Cash and Bank Balances

Zakat should be paid at 2.5% on all cash balance and bank balances in your savings, current or FD
accounts. The amount technically should be in the bank for one year. Usually it happens that the
balance keeps on changing as per personal requirements.
You may make your best judgement and the best way is to pay on remaining amount on the day of
calculation

Zakat on Loans Given, Funds, etc

Zakat is payable by you on loans you have given to your friends and relatives. It should be treated as
Cash in Hand. You may deduct Loans Payable by you to arrive at the nett present value of your wealth.
Zakat is payable on all Govt Bonds, Public Sector Bond, paid-up Insurance premiums, your paid-up
portion of Provident Funds, Govt Bills receivables, etc.

Zakat on Landed Property

Zakat is not payable on personal residential House even if you have more than one and meant for
residential purpose only. Also Zakat is not applicable on Property given on rent irrespective of how
many. However Zakat is payable on the rental income.
However if your intention of holding properties is to sell at a future date for a profit or as an investment,
then Zakat is payable on the Market Value. Also, if your intention of holding properties changes in the
current year, I.e. from self use to busi

Zakat on Business:

Appendix: Explanations To be used in conjunction with the Spreadsheet on Zakat Calculator

Page 20 of 21

This is for Business Persons only. No matter what business you are into, you've got to pay Zakat on all
STOCK-IN-TRADE. The stock must be valued at its Landed Cost Price. If you have any bills
receivable (sales given on credit) then you need to add the
Deduct the Amounts due to your suppliers and deduct the loans on stock on the date of calculation.
Dead Stock should be calculated on scrap value or its saleable value. Damaged stock should also be
valued at its scrap value.
Be honest in the calculations, as ZAKAT is an INSURANCE on your STOCK directly from ALLAH and
who better an insurer than Him.
There is no Zakat on Factory Buildings or any kind of machinery, but there is zakat on products
produced in the factory (i.e. finished goods value). Please refer to a competent Moulvi or a scholar who
can shed more light on your specific issues.
8

Zakat on Partnership Firms.

Zakat can be paid EITHER by the firm OR separately by the owners. If the firm is not paying, and the
partner wants to calculate his share, he should take the amount standing to his capital and loan account
as per the last balance sheet. Add his estimated
This can only be estimated as it is difficult to calculate the exact profit or loss between an accounting
year.

Zakat on Agricultural Product

Zakat is payable on all Agricultural produce including fruits, commercially grown flowers, vegetables and
all types of grains at the harvest time itself. The passing of One year does not apply for agrultural
produce. If there are two or more crops on th
The formula for Zakat calculation on Agriculture is as follows:
On crops dependent purely on rain water it will be 10% of produce, On crops not irrigated through rain
water but use Canal Water, Tank Water, Borewell and Open wells, the Zakat is 5% of the produce. For
Crops dependent partly on Rain Water and partly o

10 Zakat on Animals
On all grazing animals like goats, shee, camel, cows, broiler chickens, the consensus Zakat payable is
one animal/bird for every 40 animals owned. However you may wish to give cash in lieu of the
animal/bird itself.
Please consult your local Scholar or Maulvi or Imaam who can guide you to the right direction, or refer
to books of Fiqh if you would like to have first hand confirmation of the situation.
11 Liabilities Deductions
If you have any pending tax payable to the govt, as of the date of Zakat Calculation, then the same may
be deducted before arriving at the net worth. If you have taken any loans from any person or institution,
and if you have not already deducted the sa
FOOTNOTE: Please note that Interest in any form is Haram and strictly prohibited. So please stay
away from taking Loans on Interests AND Collection of Interests from any body or institution.

Appendix: Explanations To be used in conjunction with the Spreadsheet on Zakat Calculator

Page 21 of 21