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Mr Majed

JAMALUDHEEN.

Insurance & Investment Consultant


Jamal Shop,B Block, Shop No. 1, Modi Compound, Ghodupdev Road No.1, Reay Road (w), MumbaiMobile No. : 9869672338 / Tel- 23749692, Email- jamal1628@gmail.com

This Presentation is Prepared for Private Circulation only.

JAMALUDHEEN. V
Insurance & Investment Consultant
Jamal Shop,B Block, Shop No. 1, Modi Compound, Ghodupdev Road No.1, Reay Road (w), MumbaiMobile No. : 9869672338 / Tel- 23749692, Email- jamal1628@gmail.com

Name: Mr Majed

Age: 35

Date: 12/08/2013

Plan 175: Bima Bachat


The Life Insurance Corporation of India has always believed in providing value-added service and products. In tune wih the changing econmomic scenario it offeres multi-benefit schemes to fulfill the varied financial needs of the public. Its latest offering, 'BIMA BACHAT', is a short term, single premium life insurance scheme that also provides safety and attractive returns. This is a single premium money back type plan where Single Premium paid under the policy shall be paid back to the policyholder along with Loyalty Additions, if any, on maturity. In addition, the survival benefit installments are payable on survival of the policyholder till the specified durations. The plan also provides for the payment of Sum Assured in case of death during the term of the policy irrespective of whether or not any survival benefits have been paid earlier.

Features
1. This policy provides for a regular income flow at regular intervals in the form of Survival Benefits. For Terms 9, 12 & 15, 15% of SA is returned after every 3 years completion before maturity. 2. Maturity Benefit : Single Premium (excluding extra premiums) + Loyalty Addition, if any. 3. Death Benefit : On death, before the policy term ends, full Sum Assured shall be payable provided the life cover is in full force. The Survival Benefit already paid, if any, is not deducted in case of death claim. 4. Policy can be assigned as security in bank, housing co. or any financial institute. 5. Backdating @ 9% of policy is allowed. 6. Loan @ 9% can be taken against policy. 7. Policy can be surrendered for an amount equal to 90% of Single Premium after completion of 1 year. 8. Only Single premium is allowed.

This Presentation is Prepared for Private Circulation only. You can't sip soup with a knife

JAMALUDHEEN. V
Insurance & Investment Consultant
Jamal Shop,B Block, Shop No. 1, Modi Compound, Ghodupdev Road No.1, Reay Road (w), MumbaiMobile No. : 9869672338 / Tel- 23749692, Email- jamal1628@gmail.com

Name: Mr Majed

Age: 35

Date: 12/08/2013

Presentation Details
Plan Plan Name Term / PPT Sum Assured Bonus Mode *Premium Total Prem's Paid Maturity Year Maturity Amount

175

Bima Bachat
Total :

15/1

500000
500000

SP

371933
371933

371933
371933

2028

371933

Note: The above Statements are based on certain assumptions, which are liable to change according to Government / Corporation's Policies. * Rider Premiums are included in Premium. * NI is number of installments.

Agents Copy
Sr. DOC No. Pn / Tm / PPT Sum Assured Mode Yearly Half Yearly Quaterly Monthly SSS/ECS Single Per Day No of Inst.

1 12/08/2013 175/15/1

500000

0
0

0
0

0
0

0
0

0
0

371933

0.00
0

This Presentation is Prepared for Private Circulation only. When your work speaks for itself, don't interrupt

JAMALUDHEEN. V
Insurance & Investment Consultant
Jamal Shop,B Block, Shop No. 1, Modi Compound, Ghodupdev Road No.1, Reay Road (w), MumbaiMobile No. : 9869672338 / Tel- 23749692, Email- jamal1628@gmail.com

Name: Mr Majed

Age: 35

Date: 12/08/2013

Nobody Plans to Fail They Just Fail to Plan


Tax Slab: 20%
Year Age Normal Lifecover Accident Lifecover

Investment CASH FLOW


Annual Premium Tax Saved Net Premium Returns from LIC Net Returns Surrender Value Total Loan Available

2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
Total
Note: (1) (2) (3) (4)

35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50

500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 0

500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 0

371933 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
371933

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0

371933 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
371933

0 0 0 75000 0 0 75000 0 0 75000 0 0 75000 0 0 371933


671933

-371933 0 0 75000 0 0 75000 0 0 75000 0 0 75000 0 0 371933


300000

260353 354266 312424 331020 349617 308704 327301 345898 304985 319862 335670 301266 323582 345898 362635 0

234318 318840 281181 297918 314655 277834 294571 311308 274487 287876 302103 271139 291224 311308 326371 0

The above Statements are based on certain assumptions, which are liable to change according to Government / Corporation's Policies. Calculation includes Bonus and Final Additional Bonus as per present Rates. * Available Total Money. we are showing annual returns. in case of payment in arrears, half yearly installmant starts 6 months after maturity and yearly installment starts 1 year after maturity. in case of payment in advance, yearly and half yearly installments starts immediately from Please refer circular no: Actl / 2015 / 4 for details about settlement options.

maturity date.

(*) The above illustration gives an effective yield of 5.47% with tax benefit. (*) The above illustration gives an effective yield of 5.47% without tax benefit.

This Presentation is Prepared for Private Circulation only. Those we hurt the most are often those we love the most

JAMALUDHEEN. V
Insurance & Investment Consultant
Jamal Shop,B Block, Shop No. 1, Modi Compound, Ghodupdev Road No.1, Reay Road (w), MumbaiMobile No. : 9869672338 / Tel- 23749692, Email- jamal1628@gmail.com

Name: Mr Majed

Age: 35

Date: 12/08/2013

Breakup of Returns
Sum Assured & Survival's Premium Returns 300000 371933
44.65%

Sum Assured

PremiumReturns

55.35%

This Presentation is Prepared for Private Circulation only. The greatest failure is the failure to try

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