Presented by D.

RAJESH KUMAR
INSURANCE & INVESTMENT CONSULTANT NO:7,KAMARAJAR SALAI,MOOLAKADAI, CHENNAI:600118. MOBILE:9884182334. rjs_mca@yahoo.com

Insurance Proposal for

Mr. DAD
for Securing the College Education of

Kum. KID
in a Premium Budget of Rs.45000/-

Presented by D. RAJESH KUMAR

INSURANCE & INVESTMENT CONSULTANT NO:7,KAMARAJAR SALAI,MOOLAKADAI, CHENNAI:600118. MOBILE:9884182334. rjs_mca@yahoo.com

Insurance Proposal for

Mr. DAD
for securing the future of your child

Kum. KID

The planning for your childs secured future starts now when she is 3 years of age. For 15 years you will need to pay an amount of Rs. 44751/- per annum as premium towards the proposed insurance

In the year 2027, Kum. KID will be 18 years of age. She is expected to join college at this age. Hence there is a provision made for Rs. 235602/- to be received in this year to meet the extraordinary costs of admission, coaching classes, attire, etc.

To ensure quality education and a comfortable lifestyle during her college period, this plan will provide cash every year as per the table shown alongside

Year 2027 2028 2029 2030

Age 18 19 20 21

Estimated Amount 235602 113729 120272 126612

Kum. KID will complete her graduation in the year 2031 when she is 22 years of age. She may want to pursue post graduation abroad or may want to start business. Both these objectives will demand sizeable amount of money. This Magic Plan will make her dream come true with a lumpsum amount of Rs. 728190/-

u Magic Plan Secure Child is a combination of LIC Plans specially researched to meet the objective of securing your childs future. u The returns shown in this illustration have been calculated on the basis of the interim bonus rates last declared by LIC for the year ended 31-Mar-2011 . Actual results may deviate depending on future bonuses declared by LIC, u In the unfortunate event of your early death, the premiums on the policies will cease immediately. The returns, however will be received in

the years as indicated in this MagicPlan.

u The effective yield in the above proposal works out to 9.57 % (calculated as per IRR method)

D. RAJESH KUMAR
INSURANCE & INVESTMENT CONSULTANT
NO:7,KAMARAJAR SALAI,MOOLAKADAI, CHENNAI:600118. MOBILE:9884182334. rjs_mca@yahoo.com

MagicPlan - Secure Child

Quotation Ref.No. Proposers Name Childs Name Sum Proposed Sec. 80 CCE Invt Lmt. : : : : : LIC TN1 Mr. DAD Kum. KID 810000 100000 Date Proposer's Age Child's Age Yearly Premium Sec. 80 CCE Tax Rebate : : : : : 19/12/2012 32 3 (nearer birthday) (last birthday)

44751 30.90 %

Year wise details of benefits of this plan

PREMIUM Your Age 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 Child's Age 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 Accidental Risk Cover 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Expected Cashflow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 259050 133760 137120 140480 728190 1398600 Annual Premium 44751 44751 44751 44751 44751 44751 44751 44751 44751 44751 44751 44751 44751 44751 44751 33934 28989 24382 20070 0 778640 Tax Saving 13828 13828 13828 13828 13828 13828 13828 13828 13828 13828 13828 13828 13828 13828 13828 10486 8958 7534 6202 0 240600 Nett Premium 30923 30923 30923 30923 30923 30923 30923 30923 30923 30923 30923 30923 30923 30923 30923 23448 20031 16848 13868 0 538040 Funded From Cashflow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 23448 20031 16848 13868 0 74195 Paid From Own Funds 30923 30923 30923 30923 30923 30923 30923 30923 30923 30923 30923 30923 30923 30923 30923 0 0 0 0 0 463845 Net Amount In Hand 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 235602 113729 120272 126612 728190 1324405

Year 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031

u Magic Plan Secure Child is a combination of LIC Plans specially researched to meet the objective of securing your childs future. u The returns shown in this illustration have been calculated on the basis of the interim bonus rates last declared by LIC for the year ended 31-Mar-2011 . Actual results may deviate depending on future bonuses declared by LIC, u In the unfortunate event of your early death, the premiums on the policies will cease immediately. The returns, however will be received in the

years as indicated in this MagicPlan.

u The effective yield in the above proposal works out to 9.57 % (calculated as per IRR method)