Tenor

previous Interest Rate p.a. (%) for below rs 1.00 cr

Revised Interest Rate p.a. (%) (w.e.f. 18.12.2012) for below rs 1.00 cr 5.00 5.50 6.00 7.00 7.00 7.30 8.25 8.50 9.00 9.00 8.75 8.75

7 days to 14 days 15 days to 29 days 30 days to 45 days 46 days to 60 days 61 days to 90 days 91 days to 179 days 180 days to 269 days 270 days to 364 days 1 year to less than 2 years 2 years to less than 3 years 3 years to less than 5 years 5 years and upto 10 years

5.00 5.50 6.00 7.00 7.00 7.30 8.25 8.50 9.15 9.00 8.75 8.75

Non Resident (External) Rupee Term Deposit Account (NRE) for below Rs. 1.00 crore
Period Rate % p.a (w.e.f. 18.12.2012 ) 9.00 9.00 8.75 8.75

1 year to less than 2 years 2 years to less than 3 years 3 years to less than 5 years 5 years to less than 10 years

Allahabad bank

Name of the Bank

DCB Bank Lakshmi Vilas Bank

Period of fixed Deposit

Rate of Interest(%)

More than 24 months to 36 9.50% months 1 year 9.50% 9.50% 9.50% 9.50%

Tamilnad Mercantile 12 months - 5 Years Bank Ltd Andhra Bank 1 year to 2 year Karur Vysya Bank Catholic Syrian Bank ING Vysya Bank Dhanalakshmi Bank Indus Ind Bank 1 year to 2 year

365 days to and including 24 9.30% months 365 days & 366 days 240 days or 375 days 1 year to below 1 years 2 months OR 2 years 6 months to below 2 years 9 months 9.25% 9.25%

9.25%

Bank of Maharashtra Karur Vysya Bank Lakshmi Vilas Bank City Union Bank South Indian Bank Indus Ind Bank Andhra Bank

444 days Above 2 years to 3 years

9.25% 9.25%

Above 1 year - less than 2 years 9.25% 1 year & above and upto 2 years 9.25% 2 years 9.25%

2 years 6 months to below 2 9.25% years 9 months 9 months to < 1 year 9.25%

Sr. Maturity Period No.

Rates of interest (%) per annum Less than Rs.15.00 Lacs Rs.1.00 Rs.15.00 Lacs to < Rs.1.00 Crore to crore Rs.10.00 Crore
5.00 5.00 7.00 8.25 9.25 9.25 9.50 8.75 8.75 5.00 5.00 7.00 8.25 9.25 9.25 9.50 8.75 8.75 5.00 5.00 7.00 8.25 9.25 9.25 9.50 8.75 8.75

Above Rs.10 Above Rs.50 Above Crore to Crore to Rs.100 Rs.50 Crore Rs.100 Crore * Crore * *
5.00 5.00 7.00 9.75 9.85 9.85 9.85 8.50 8.50 5.00 5.00 7.00 9.75 9.85 9.85 9.85 8.50 8.50 5.00 5.00 7.00 9.75 9.85 9.85 9.85 8.50 8.50

1 2 3 4 5 6 7 8 9

7 days to 14 days # 15 days to 45 days 46 days to 90 days 91 days to 179 days 6 months to < 9 months 9 months to < 1 year 1 year to 2 years Above 2 years to 3 years Above 3 years to 10years

Andhra Bank Bank of India

Domestic Rupee Term Deposits (Card Rate) (% p.a.) For deposits less than Rs.1 Cr Maturity Existing w.e.f. 26.06.13 Rate w.e.f. 08.07.13 (No Change)

07 days to 14 days * 15 days to 30 days 31 days to 45 days 46 days to 90 days 91 days to 179 days 180 days to 269 days 270 days to 364 days 1 Year to less than 2 Years 2 Years to less than 3 Years 3 Years to less than 5 years

4.00 4.50 6.50 6.75 7.00 8.00 8.00 9.00 9.00 9.00

4.00 4.50 6.50 6.75 7.00 8.00 8.00 9.00 9.00 9.00

5 years to less than 8 years 8 years and above up to 10 Years

9.00 8.75

9.00 8.75

Bank of Maharastra
For amount less than Rs. 1.00 crore Duration Normal (% p.a.) 6.50 6.50 6.50 7.50 8.50 8.60 8.60 9.10 9.25 9.10 9.15 9.00 Annualized Yield (% p.a.) 6.50 6.50 6.50 7.50 8.59 8.88 8.88 9.42 9.58 10.33 10.39 14.35 Senior Citizen (% p.a.) 6.50 6.50 6.50 7.50 9.00 9.10 9.10 9.60 9.75 9.60 9.65 9.50 Annualized Yield (% p.a.) 6.50 6.50 6.50 7.50 9.10 9.42 9.42 9.95 10.24 10.97 11.04 15.57 Amount Rs. 1.00 crore to Rs. 5.00 crores Above Rs. 5.00 crore Annualized Yield (% p.a.) 7.00 7.50 7.50 7.50 8.59 8.88 9.42 9.42 -9.52 10.33 13.76

Normal Normal Annualized (% (% Yield (% p.a.) p.a.) p.a.) 6.50 6.50 7.50 7.50 8.50 8.60 9.10 9.10 --9.10 9.10 8.75 6.50 6.50 7.50 7.50 8.59 8.88 9.42 9.42 -9.52 10.33 13.76 7.00 7.50 7.50 7.50 8.50 8.60 9.10 9.10 --9.10 9.10 8.75

7 to 14 Days 15 to 30 Days 31 to 45 days 46 to 90 days 91 days to 180 days 181 days to 363 364 days 365 days/ One year Mahanidhi (444 Days) Above 1 year to less than 3 years (except 444 days) 3 years Mahalaximi Over 3 years to 10 years

Catholic ba

Catholic syrian B
Interest Rates on Domestic Term Deposits(% Per Annum) (Effective from 19-08-2013) Period 7 to 14 days (Minimum amount of deposit Rs 5 lac) 15 days to 29 days 30 days to 90 days 91 days to 179 days 180 days to 364 days 365 days to and including 24 months above 24 Months to and including 120 months Interest Rate for Acharya Deposits effective from 19.08.2013 180 Days to 364 Days 365 Days to and including 24 months Above 24 months to and including 120 months Period 12 months 24 months 36 months 48 months 60 months 72 months 84 months 96 months 108 months 120 months Annualised Yield for Tax Saving FD Below Rs 100 Lac 8.75 9.80 9.25 Rs 100 Lac & above 8.75 9.80 9.25 Below Rs 100 Lac 5.00 5.00 8.25 7.50 8.25 9.30 8.75

for Domestic Term Deposits (% Per Annum) Deposits of less than Rs 100 lac 9.63 10.09 09.88 10.34 10.83 11.35 11.90 12.48 13.10 13.76 24.04

ACHARYA DEPOSITS Period 12 months 24 months 36 months 48 months 60 months 72 months 84 months 96 months 108 months 120 months Annualised Yield for Tax Saving FD Annualised Yield for Deposits of less than Annualised Yield for Deposits of Rs 100 lac Rs 100 lac (% p.a.) and above (% p.a.) 10.17 10.17 10.68 10.68 10.52 10.52 11.04 11.04 11.59 11.59 12.18 12.18 12.81 12.81 13.48 13.48 14.19 14.19 14.95 14.95 25.13 25.13

Interest Rates on Domestic Savings Bank Deposits (w.e.f. 03/05/2011) Domestic Savings Bank Deposits 4.00% p.a.

Corpration b
1. For General Public :26Aug13
Maturity Band Less than Rs.1 Crore Rs.1 Crore to less than Rs. 5 Crore

7 days to 14 days

5.50

7.75

15 days to 29 days

6.00

8.00

30 days to 45 days

6.50

9.00

46 days to 90 days

7.00

9.50

91 days to 180 days

8.00

9.50

181 days to 269 days

8.00

9.00

270 days to 363 days

8.25

8.50

364 days

8.60

9.50

12 months only

9.00

9.00

Above 12 months to less than 3 years

8.75

9.00

3 years to less than 5 years

8.75

9.00

5 Years & above

8.75

8.75

NRE TERM DEPOSITS [ % per annum with effect from 29th August, 2013 ]
Maturity Period 12 months only Less than Rs.1 crore 8.75 Rs.1 Crore to less than Rs.5 Crore 9.00 Rs.5 Crore & above 9.25

above 12 months to less than 2 years

8.75

9.00

9.00

2 years to less than 3 years

8.75

9.00

9.00

3 years to less than 5 years

9.25

9.25

9.25

5 years & above

9.50

9.50

9.50

Central bank
DOMESTIC TERM DEPOSITS Maturity Period Rates for Deposits less than Rs.1 Rates For Deposits 1 Cr to Rs.10 Cr Crore (Single Deposit) Existing rates Revised rates Existing rates Revised rates 19.08.13 19.08.13 15.07.13 15.07.13 6.75 7 -14 days 6.50 6.75 6.75 7.00 7.00 15 - 30 days 6.50 6.75 7.00 7.00 31 -45 days 6.50 6.75 7.00 46 - 59 days 6.50 7.25 7.25 60 - 90 days 7.00 7.00 7.25 7.25 8.20 7.75 8.00 91 - 179 days 7.75 8.25 180 - 270 days 7.75 8.00 8.00 8.25 271 - 364 days 7.75 8.25 8.25 1 yr to less than 2 yrs 8.75 8.75 8.75 8.75 2 yr to less than 3 years 8.75 8.75 8.50 8.50 3 yr to less than 5 years 8.50 8.50 8.50 8.50 5 years & above 8.50 8.50 8.50 8.50 555 days 9.00 9.00 NA NA Cent Double 8.75 8.75 NA NA Rates for aggregate bulk deposit above Rs.10 crore are allowed with effect from 15.07.2013:-

Period 7-14 days 15-30 days 31-45 days 46-59 days 60-90 days 91-179 days 180-270 days 271-364 days 12 months to 13 months City Union bank

Revised Rate (%) 6.75 6.75 6.75 7.25 7.25 7.75 8.00 8.25 8.75

Rate of Interest % p.a General Senior Citizens 7 days to 180 days 7.25% 7.25% 181 days to 364 days 7.65% 7.65% 1 year & above and upto 2 years 9.25% 9.50% Above 2 years & upto 5 years 9.00% 9.25% Above 5 years & upto 10 years 8.75% 9.00% Tax Saver Schemes (both for General and Senoir citizens) ROI p.a 9.25%

Period

Dena

MATURITY PERIOD 07 DAYS TO 14 DAYS @ 15 DAYS TO 29 DAYS 30 DAYS TO 45 DAYS 46 DAYS TO 60 DAYS 61 DAYS TO 90 DAYS 91 DAYS TO 120 DAYS 121 DAYS TO 179 DAYS 180 DAYS TO 270 DAYS 271 DAYS TO 364 DAYS 365 DAYS / 1 YEAR ABOVE 1 YEAR TO LESS THAN 2 YEARS 2 YEARS TO LESS THAN 3 YEARS 3 YEARS TO LESS THAN 5 YEARS 5 YEARS TO LESS THAN 8 YEARS 8 YEARS & UP TO 10 YEARS

For Deposits Below 1 Crore 5.00 5.00 6.00 6.00 7.00 7.25 7.75 8.25 8.50 8.75 8.75 8.75 9.00
9.00 8.75

For Deposits Rs. 1 Crore and Above but For Deposits Rs. 5 less than Rs. 5 Crore Crore and Above
4.75 4.75 5.75 5.75

4.75 4.75 5.75 5.75 7.00 7.25 7.50 8.00 8.25 8.75 8.50 8.50
8.75 8.75 8.50

7.00 7.25
7.50

8.00 8.25 8.75 8.50 8.50

8.75 8.75 8.50

Almost all the banks including PSU and private banks are giving 4% interest rate per annum for Savings bank account including SBI,PNB,IDBI,ICICI,AXIS bank etc. But few banks are giving some attractive interest rate for Savings account. One of them is Kotak Mahinda Bank.Kotak Mahindra Bank is giving 6% per annum rate for minimum savings balance is 1 Lakh or above. On the other hand Yes Bank,the fastest growing bank from private sector is giving 6% interest rate for savings account for a balance below 1 Lakh and giving 7% interest rate for balance of Rs 1 lakh or above this limit. So Yes Bank is giving highest interest rate for Savings account.Minimum balance you have to maintain is 5000. On the other hand Fixed deposit interest rate of Yes bank is also higher,that is 9.6% for a period of 15 months for normal people and for senior citizen its 10.6% for the same period. From 1st November, 2011, get 6.0% interest p.a. on your Savings Account balance over Rs. 1 lakh. And 5.5% p.a. on balance up to Rs.1 lakh. of kotak Mahindra bank