Triple Cash Benefits

Get Triple Cash benefits of:

I.

Accumulated compound reversionary bonus

on completion of premium payment term.

II.
A plan that gives you TRIPLE cash benefits
and

Cash Back benefit of 5% of the sum assured

plus cash bonus, if any declared every year, during the cash back period

III.

Sum Assured plus terminal bonus, if any

on maturity of the policy.

BAJAJ ALLIANZ

CASHRICH INSURANCE PLAN

Other Key Features

Flexibility to Select policy term from 10 years to 65 years. Select limited premium paying term (PPT) from 5 years to 30 years, in multiple of 5 only. Pay future premiums in advance and get benefit of appropriate discounts. Option to: Keep the policy in-force for full sum assured for a period of two years, even if the Policyholder misses to pay premiums on due dates, provided you have paid at least 3 years premiums in full. Convert the policy to a single premium term cover with return of premium (ROP) policy, provided at least 5 years premiums have been paid in full. Attractive high sum assured rebate Optional riders to enhance protection

ELIGIBILITY
Parameter Minimum Entry Age Maximum Entry Age Minimum Age at Maturity Maximum Age at Maturity Policy Term Premium Paying Term Minimum Premium Details 0 years (18 years for additional riders) 60 years (50 years for additional riders) 18 years 100 years Minimum: 10 years Maximum: 65 years 5, 10, 15, 20, 25 & 30 years (Maximum premium payment ceasing age is 65 years) Rs. 8,000 per Yearly Installment Rs. 4,000 per Half-yearly Installment Rs. 2,000 per Quarterly Installment Rs. 750 per Monthly installment Annualized premium of less than Rs. 10,000 in half yearly mode will be allowed only if premium payment is through direct debit and ECS The quarterly and monthly modes will be allowed for direct debit and through ECS only. For monthly mode 3 installments need to be paid at the inception of the policy) No Limit Rs. 1,00,000 No Limit

Maximum Premium Minimum Base Sum Assured Maximum Base Sum Assured

Illustration
Premium Paying Term (PPT) Bonus @ 2.5% payable at the end of PPT Rs. 140,042 Bonus @ 3.5% payable at the end of PPT Rs. 205,299 Guaranteed Cash Back per year @ 5% of Sum Assured (Rs. 25000) Non Guaranteed Cash Back per year @ 1% of Sum Assured (Rs. 5000) Maturity Value excludin g Terminal Bonus, if any Rs. 530000

Age of Life Assured

Sum Assured

Cash Back Period

Annual Premium

31 years

Rs. 500,000

10 years

9 years

Rs. 561,33

Rs. 30,000

This document is for reference only. This document is strictly for internal training purpose only For more information on the Product, Bajaj Allianz CashRich Insurance Plan (UIN: 116N103V01), Please refer to the Sales Brochure and Product Circular

Compiled on February 2011 by Product Launch Team, Product Development Dept