Version 1.

Effective September 2013

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The features of myLIFE Basic Business Program may change from time-to-time depending on the relevance and effectiveness of the features. VMobile reserves the right to change the entire design and features of myLIFE Basic without prior notice to its subscribers. All earning projections stated in this manual are just examples and should not be construed as guaranteed earnings. The company further declares that except for the basic subscription services offered under LoadXtreme, VMobile solely owns all the rights pertinent to myLIFE Basic, including but not limited to, the incentives and rewards earned by each participant of the Program.

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Powered by: DISCLAIMER

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myLIFE Basic Program

myLIFE Basic: Introduction

Welcome to myLIFE Basicthe newest addition to VMobile Technologies' array of highly successful business programs. This program is open to all registered TechnoUsers (TU) of LoadXtreme and was designed to reward you for your regular consumption of VMobile products and services. The program also aims to provide subscribers a 'taste' of some of the privileges previously reserved only to Technopreneurs (TP) enrolled under the myLIFE PRO Business Program. Since myLIFE Basic utilizes the same engine and interface of the myLIFE PRO system, myLIFE Basic should become a stepping stone for you to 'level up' when you feel you are ready to bring your business to a higher level. And with the help of a unique feature that would automatically build funds for your future upgrade to myLIFE PRO, we are sure that you will find your journey with VMobile not just easy to do, but financially rewarding as well.

LoadXtreme subscription packages and other VMobile products and/or services have corresponding Product Pack Sales Code (PPSC), Product Patronage Points (PPP), and Qualifying Period (QP). The company may change or modify these values at any given time. To help you manage your VMobile business, the company provides an Internet-based account where you can track your purchases, sales, and manage personal records. You may access all these information by logging on to your account thru the website www.mylifebasic.biz. There are also selected information that are accessible via SMS to provide you mobile convenience. Please check the latest guide or information on the appropriate SMS keywords you can use in administering your myLIFE Basic account using mobile phones and other similar devices. LoadXtreme Account Your LoadXtreme Account also serves as your unique identification number under the myLIFE Basic Business Program. The transaction information recorded by the system under your account is processed in real-time for immediate computation of applicable incentives. This account information is also used by the myLIFE Basic system to establish the genealogical structure of your sales or consumer organization. Every time a member registers in myLIFE Basic using your account or ID number as their sponsor, they become your Direct Referrals. Consequently, members registering under your Direct Referrals becomes your so called Indirect Referrals. Product Pack Sales Code (PPSC) Selected product packages you buy from VMobile include a scratch card containing the product's Product Pack Sales Code or PPSC. PPSC is a 16-digit number that uniquely identifies a product or product package. The PPSC card should be provided to you untampered either by the person who sold you the product, by the Independent Business Center (IBC) or Product Depot where you bought the product or it may be found within the packaging of the product itself. Each PPSC carries different product point values (refer to PPP) depending on what you purchase. It is necessary to register the PPSC via web or SMS to ensure full access to your online Transfer and

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myLIFE Basic: What You Must Know and Understand

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myLIFE Basic Program

Conversion facilities; even to qualify in earning the different incentives offered under the myLIFE PRO Business Program. Please refer to applicable published Technical Guide for further information about SMS commands and gateway. Product Patronage Points (PPP) Selected products you buy from VMobile have corresponding point values called Product Patronage Points (PPP). Each time members of your consumer group register their product purchases by sending the PPSC to the system, the product's PPP is credited to you and those qualified under your consumer group. Please refer to applicable published Product Guides for further information about each participating product's PPP. Qualifying Period (QP) Every time you purchase products and register its PPSC, the system determines the product's Qualifying Period (QP) value in tracking your qualification to earn commissions. To know more information about how QP works, please refer to Maintaining Your Account's Qualification section of this document. Additionally, please refer to applicable published Product Guide or other official materials for further information about each product's equivalent QP.

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Direct Referral Incentive (DRI)

Subscription Sales Bonus (SSB)

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Real success in myLIFE Basic comes when you help others duplicate your effort. This is the power of Leveraging. Your account will be credited with Subscription Sales Bonus (SSB) every time other TUs within your myLIFE sales network joins. The amount of SSB earning is fixed at fifteen pesos (P15.00) paid beginning from the 2nd level up to 9th level. Additionally, for every SSB credited to your account, a fixed amount of five pesos (P5.00) is added by the system to your TP Upgrade fund (please refer to section Technopreneur Upgrade Fund).

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Note that as a TU, you cannot directly refer a TP under the myLIFE Basic program. The ability to refer both TPs and TUs is a special privilege reserved to TPs under myLIFE Pro only. When you feel you are ready to bring your business to a higher level, you may upgrade your subscription by purchasing a TP upgrade Kit anytime, or you may opt to 'wait' for your TP Upgrade Fund (TPUF) to accumulate enough credits that would earn you voucher to use in claiming for the upgrade kit. Please refer to the section Technopreneur Upgrade Fund (TPUF) in this document for more details.

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Direct Referral Incentive (DRI) rewards your personal effort in introducing the LoadXtreme business to others. A fixed amount of fifty pesos (P50.00) will be credited to your account in real time for every TU direct referral.

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myLIFE Basic Program

*Please refer to the section Technopreneur Upgrade (TP-Up) Fund **You earn DRI in the 1st level instead of SSB.

Technopreneur Upgrade (TP-Up) Fund

Product Patronage Bonus (PPB)

Want a more sustainable and long-term business? Convert your myLIFE Basic sales network into a powerful consumer network. Encourage your network to regularly patronize myLIFE and selected LoadXtreme products and you will reap rewards from their consumption alone. No product selling required! Product Patronage Bonus (PPB) are computed based on the PPP values of participating myLIFE Basic products purchased by your consumer network at Established Retail Price (ERP). Every time a product is purchased, the corresponding PPP value is credited to your account and to those others who are qualified, all in real time!

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Since each product carries different PPP values, please refer to applicable published Product Guides for further information about each product's PPP. The table below shows an example of how much a member would possibly earn: Product Description: VSecure 400 (myLIFE QP) Product Code: VSECUR400Q Price: P400.00

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It is highly recommended that you regularly monitor this fund to ensure that you get the upgrade as soon as possible in order to start getting rewards and incentives of a Technopreneur.

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Technopreneur Upgrade (TP-Up) Fund is a fixed amount allotted by the system for every TU SSB credited to your account. This fund is intended to save for the account's future upgrade to myLIFE PRO (TP). Once the TP-Up fund reaches enough amount to purchase an upgrade kit (priced at P3,998.00 as of September 1, 2013).

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SALES ORGANIZATION LEVEL 1 2 3 4 5 6 7 8 9 INFINITY

SSB NONE** P15 P15 P15 P15 P15 P15 P15 P15 NONE

TP-UP* NONE** P5 P5 P5 P5 P5 P5 P5 P5 NONE

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myLIFE Basic Program

PPP: 8.89 LEVEL 1st 2nd 3rd 4th 5th 6th 7th 8th 9th TOTAL No. of Subscribers 3 9 27 81 243 729 2,187 6,561 19,683 Earnings 26.67 80.00 240.00 2,160.00 6,480.00 19,440.00 58,320.00 720.00

*VMobile does not guarantee earnings. All figures indicated are for example only.

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174,960.00 *P262,426.67

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myLIFE Basic Program

Maintaining Your Account's Qualification

Your myLIFE Basic earnings can be converted to LoadXtreme load wallet credits or requested for payment thru check or credit transfer to your Cash Card. These facilities are accessible within the first thirty (30) calendar days from the date of your subscription. This initial Qualifying Period (QP) sets your account's Full Eligibility Expiry Date (FEED) to the value of 30. Every time you make succeeding purchases, your account's FEED get adjusted forward by the product's equivalent Qualifying Period (QP) value. When you fail to maintain your account, the system will automatically disqualify your account from further earning, disable your ability to transfer, convert earnings, or request for any remaining balance for payment. To continue earning rewards and bonuses, you must regularly purchase myLIFE Basic products. Different product packages are available from VMobile head office, Independent Business Centers (IBC) or other business divisions of VMobile. There are also special prepaid load products that you can purchase via the regular LoadXtreme ordering procedure (please refer to official LoadXtreme Product List). Each of these products have equivalent Qualifying Period (QP) points that when purchased, extends your FEED. As a standard, one (1) QP gives you one (1) day increment of system FEED. The QP value is added to the current FEED value or purchase date, whichever is latest. The more you buy myLIFE Basic products, the longer you qualify to access all facilities of myLIFE Basic. Table below shows examples of how the system calculates QP:

Product/QP PRODUCT150/ 10 days PRODUCT150/ 10 days PRODUCT150/ 10 days

Date of Purchase

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Current FEED January 1, 2013 January 1, 2013 January 15, 2013

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January 1, 2013 January 5, 2013 January 5, 2013

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Remember, DO NOT let your account go beyond your FEED to continue earning rewards and bonuses!

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New FEED January 11, 2013 January 15, 2013 January 25, 2013

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myLIFE Basic Program

Definition of Terms and Acronyms

Technopreneur (TP) TechnoUser (TU) Product Pack Sales Code (PPSC) Product Patronage Points (PPP) Direct Referral Incentive (DRI) Subscription Sales Bonus (SSB) TP Upgrade Fund (TP-Up) Established Retail Price (ERP) Product Patronage Bonus (PPB) Group Product Consumption (GPC) A premium type of membership. Similar to Dealership. A basic type of membership. Similar to Retailership. Product Pack Sales Code - a unique 16-digit code used by the system as reference in computing incentives or bonuses.

Incentive given to Technopreneurs based on their personal sales of LoadXtreme Technopreneur subscriptions. Bonus given to Technopreneurs based on subscription sales of other Technopreneurs within their consumer network. A fixed amount allotted by the system for every TU SSB credits. This fund is intended to save for the account's future upgrade to myLIFE PRO (TP).

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Independent Business Center (IBC)

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Qualifying Period (QP)

Full Eligibility Expiry Date (FEED)

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Refers to fixed product price set by the company.

Earnings derived from product consumption of your consumer organization. Combined amount of product purchases within your 9-levels of consumer network. Satellite distribution centers accredited by the company to distribute products and provide services essential for business growth. A preset value in which the system uses in tracking your qualification to earn commissions. Indicates the date up to when an account is qualified to earn rewards or bonuses.

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A preset value in which the system uses in computing for Product Patronage Bonus (PPB) in real time. As a standard, one (1) PPP is equal to one (1)Peso.

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