Advanced Scenarios 76

Advanced Scenario 7: KeIIy FIoyd

Interview Notes
Kelly's husband died in March 2011. She has not remarried.
Kelly provided the entire cost of maintaining the household and all the support for
her children, Mia and Logan, in 2014.
Her younger brother, Brian, is permanently and totally disabled. He received disabil-
ity income which he used to provide more than half of his own support.
Kelly lost her job in December 2013. She received unemployment for a brief period
in 2014 until she found a new job.
While she was unemployed, she cashed in her 401(k) savings from her previous
employer and used the money for household expenses. She does not qualify for any
exception to the additional tax on early distributions.
Mia and Logan attended day-care while Kelly worked.
Kelly, Mia, Logan and Brian all had minimum essential health care coverage all year.
They did not purchase insurance through the Marketplace.

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