GENERAL INFORMATION

Credit Union Name : HOMESTEAD

CU Type : FCU Status : Active Year Chartered : 1957 Date Insured : 7/19/1971 Region : 5 Charter State (SCU Only) : Member of Federal Home Loan Bank : No Low Income Designation : Yes

Charter Number : 24409

Peer Group : 2 - $2,000,000 to less than $10,000,000 Assets : 3292332

No. of Members : 507 Certification Date: 10/18/2013 2:38:19 PM

Field of Membership Type : Multiple common bond - primarily transportation Research Statistics Supervision and Discount (RSSD) Number : 485698

INFORMATION SYSTEM AND TECHNOLOGY

1. Does the credit union have a website? Yes a. Website Address : www.hfcu.VirtualCU.net b. Type of website :

Informational

2. If the credit union does not have a website and plans to add one in the future a. Type of website : b. Implementation Date : 3. Organizational email address : homesteadfcu@180com.net 4. Does the credit union have Internet access? Yes 5. Data Processing System used to maintain CU records : Vendor supplied in-house 6. How members access/perform electronic financial services a. Home Banking via Internet Website b. Audio Response/Phone Based 7. Services offered electronically a. Account Aggregation f. Electronic Signature Auth./Cert. g. e-Statements h. External Account Transfers i. Internet Access Services j. Loan Payments k. Member Application l. Merchandise Purchase m. Merchant Processing Svs n. New Loan o. New Share Account p. Remote Deposit Capture

 c. Automatic Teller Machine (ATM)

d. Mobile Banking

e. Kiosk f. Other

 b. Account Balance Inquiry

c. Bill Payment d. Download Account History e. Electronic Cash u. Other (Please Specify)

  

q. Share Account Transfers r. Share Draft Orders s. View Account History t. Mobile Payments

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

REGULATORY INFORMATION

Credit Union Name : HOMESTEAD

Charter Number : 24409

Annual Meeting, Date Last Held : 6/29/2013 Financial Statement Audit Date : 3/31/2013 Type of Audit Performed :

Supervisory Committee audit performed by other external auditors

Member Account Verification Date : 9/30/2013 Verifier Name : Supervisory Committee Fidelity Bond Provider Name : CUMIS

Trade Names Used :

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

CREDIT UNION SERVICE ORGANIZATION (CUSO) - (1)

Credit Union Name : HOMESTEAD Charter Number : 24409 List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a "controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO, and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.
CUSO EIN : 141838378 Invest Accounted For : Full/Legal Name of CUSO : CUSource LLC Investment in CUSO : $0 City : Helena Loan to CUSO : $0 State : MT Wholly Owned : No

Aggregate Cash Outlay :

$0

Services : Electronic transaction services CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA. Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : $0 State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned :

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CREDIT UNION SERVICE ORGANIZATION (CUSO) - (2)

Credit Union Name : HOMESTEAD Charter Number : 24409 List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a "controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO, and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.
CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA. Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned :

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CREDIT UNION SERVICE ORGANIZATION (CUSO) - (3)

Credit Union Name : HOMESTEAD Charter Number : 24409 List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a "controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO, and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.
CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA. Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned :

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CREDIT UNION PROGRAMS AND MEMBER SERVICES

Credit Union Name : HOMESTEAD
Credit Union Programs - Place a "" in the associated box to all the credit union offers (Check all that apply) a. Mortgage Processing b. Approved Mortgage Seller c. Borrowing Repurchase Agreements d. Brokered Deposits (all deposits acquired through a third party) e. Investment Pilot Program (FCU Only) Member Service and Product Offerings - Place a "" in the associated box to all the credit union offers (Check all that apply) Transactional Financial Education a. Financial Counseling b. Financial Education c. Financial Literacy Workshops d. First Time Homebuyer Program e. In-School Branches Credit a. Business Loans b. Credit Builder c. Debt Cancellation/Suspension d. Direct Financing Leases e. Indirect Business Loans f. Indirect Consumer Loans g. Indirect Mortgage Loans h. Interest Only or Pymt Option 1st Mortgage Loans i. Micro Business Loans j. Micro Consumer Loans f. Investments not authorized by the FCU Act (State CU Only) g. Deposits and Shares Meeting 703.10(a) (FCU Only) h. Brokered Certificates of Deposit

Charter Number : 24409

 i. Short-Term, Small Amount Loans (FCU Only)

 a. ATM/Debit Card Program

b. Check Cashing c. Money orders d. No surcharge ATMs e. Prepaid Debit Cards Depository

 a. Business Share Accounts

b. Health Savings Accounts c. Individual Development Accounts

d. No Cost Share Drafts

 e. Share Certificates with low minimum balance requirement

Other Member Services a. Bilingual Services b. Insurance/Investment Sales c. No Cost Bill Payer d. No Cost Tax Preparation Services e. Student Scholarship

k. Overdraft Lines of Credit l. Overdraft Protection/ Courtesy Pay m. Participation Loans

 n. Pay Day Loans

o. Real Estate Loans

 p. Refund Anticipation Loans  q. Risk Based Loans  r. Share Secured Credit Cards
Minority Credit Union Questions 1. Does your credit union have more than 50% of its eligible potential or current members who are Black American,Native American, Hispanic American, or Asian American? (Yes/No) If Yes, identify the minority group(s) that apply : Black American Native American Hispanic American Asian American

No

2. Does your credit union have more than 50% of its current management officials who are Black American, Native American, Hispanic American, or Asian American? (Yes/No) If Yes, identify the minority group(s) that apply : Black American Native American Hispanic American Asian American

No

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

CREDIT UNION GRANT INFORMATION (1)

Credit Union Name : HOMESTEAD
Grant Information - Please provide information on any grants you have received since the last time you reported. Grantor Date Awarded Amount Awarded Grant Type*

Charter Number : 24409

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

CREDIT UNION GRANT INFORMATION (2)

Credit Union Name : HOMESTEAD
Grant Information - Please provide information on any grants you have received since the last time you reported. Grantor Date Awarded Amount Awarded Grant Type*

Charter Number : 24409

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

CONTACTS (1)
Credit Union Name : HOMESTEAD
Sal. First Name MI Last Name

Charter Number : 24409

Job Title(s)

Mr.

JASON

HAMRICK

Chairperson

Mr.

JEFFREY

SYKES

Vice Chairperson

Ms.

THERESA

MARSYLA

Board Secretary

Mr.

DON

BUFFINGTON

Board Treasurer

Ms.

TWYLA

SHERMAN

Board Member

Ms.

STARLA

WEEKS

Supervisory Committee Member

Ms.

SYDNEY

ELVBAKKEN

Manager or CEO, Chief Financial Officer, Chief Information Officer, Other

Ms.

CATHY

CONSANI

Supervisory Committee Member

Ms.

VIRGINIA

WICKS

Supervisory Committee Chairperson

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

SITES (1)
Credit Union Name : HOMESTEAD
Physical Address Site Name : HOMESTEAD FEDERAL CREDIT UNION Site Type : Corporate Office Operational Status : Phone Number : (406) 259-7052 Main Office : Yes Ext. : City : BILLINGS County : Yellowstone State : Montana Country : United States Zip : 59101 City : BILLINGS County : Yellowstone State : Montana Country : United States Zip : 59101 Line 2 : Line 2 : Line 1 : 302 N 11th ST

Charter Number : 24409

Mailing Address Line 1 : 302 N 11th ST

Hours of Operation : 10-5 MONDAY-THURSDAY; 9:30-5:30 FRIDAY

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The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.