Professional Documents
Culture Documents
Senior Mortgage Loan Processor in NYC Resume Yocheved Krauss
Senior Mortgage Loan Processor in NYC Resume Yocheved Krauss
Senior Mortgage Loan Processor in NYC Resume Yocheved Krauss
PROFESSIONAL SUMMARY
Dynamic and reliable Sr. Processor with ten + years experience in the mortgage business. Self motivated, and works well under pressure and has handled a volume of about 80 loans. Detail oriented with great written and oral communication skills with all parties throughout the loan process.
S KILLS
Loan to Value Ratios Debt to Income Ratios Ease of Encompass Use Lending & Underwriting Guidelines Ability to handle large volume Risk Assessment Credit/Income Analysis Conventional, FHA, VA, 203K, Jumbo Loans
W ORK H ISTORY
Sr. Loan Processor, 03/2012 to 09/2013 Franklin First Financial, LTD 538 Broadhollow Road, Suite 401, Melville, NY 11747 * Clearly communicated with clients, Loan Officers, Processors etc. on what was needed to move the loans to closing * Ordered VODs, VOEs, VORs etc as needed for the loan * Reviewed the documents provided for conditions to ensure they were satisfactory and that the documents did not raise further questions which may need to be addressed * Reviewed file to make sure all was in compliance with Federal and State Regulations * Worked closely with Underwriters on clearing conditions, adding a condition that may have been missed or waiving a condition which may not be required based on the loan structure or documents we received * Worked on a variety of loan types: Conventional, Jumbo, FHA, VA, 203K Sr. Loan Processor, 01/2008 to 03/2012 Guaranteed Home Mortgage Company, Inc. 108 Corporate Park Drive, White Plains, NY 10604 * Reviewed application provided by Loan Officers and sent a detailed list to client or Loan Officer on what items would be needed to submit the file for Underwriting approval * Reviewed the file to make sure it was in compliance and disclosed the loan based on the program and Investor the loan was being submitted to * Reviewed credit, income, asset docs etc to make sure the loan qualified and asked for add itional explanations or documents as needed * Ordered VODs, VOEs, VORs etc * Learned the different Investor guidelines and procedures for the numerous broker relationships we had so files would be submitted in compliance and move smoothly to closing * Ordered appraisal, title, insurance etc working closely with appropriate parties in a professional manner * Submitted loans for approval and worked on getting conditions in once approved to move the loan to closing and have it scheduled Mortgage Loan Processor, 03/2007 to 12/2007 Landmark Funding * Reviewed applications provided by Loan Officers to ensure the loan met program guidelines * Disclosed the loans ensuring it was in compliance with all regulations * Communicated with borrowers on what was needed to move the loan to closing * Reviewed credit, income, assets to ensure the loan qualified prior to submitting for approval * Ordered appraisal, title, insurance and worked closely with appropriate parties to ensure quick turn times * Submitted loans for approval and worked on getting loans cleared once approved and scheduled to close
EDUCATION
High School Diploma : 2000
PROFESSIONAL R EFERENCES
Available upon request