Income per Month Budget Salary (Fran) net 1,800.00 Other (net take home) 400.

55 Salary (Mike) net 2,000.50 TOTAL MONTHLY INCOME % Guide* 1. Giving 10% Tithe 1 Other contrib. 1 World vision 1 NET SPENDABLE INCOME (Total Income Less Giving) %Guide 2. Savings 3. Housing Mortage Taxes Insurance Maintenance Electrical Derrel's Storage House Phone Mike & Fran Cell Evan Cell Eric's Cell Cable 5-10% 25-38%

4. Loan Payments Fran's car payment Master Card Mike Sears MasterCard Sears Other

4,201.05

52 20 48 88 62 55 12 90

Well"s Fargo Bank Loans Credit Union 4,198.05 Family Friends Other 5. Auto/Transportation Licenses 1,000.00 Gas Oil/Lubde 427.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Frrans car Insur Evans car insur Eric Merc insur Mike trk insur Other

Budget Expenses 0-10% 388.00 7. Household/Personal 300.00 Food Household items 11.00 Cosmetics 11.00 Barber 11.00 Laundry/Cleaning Books 11.00 Gifts 11.00 Educatiion 11.00 Clothings 11.00 Allowances 11.00 Other 5% 55.00 8. Professional Services 11.00 Dental 11.00 Medical/Presc 11.00 Legal 11.00 Union dues 11.00 evan braces pymt Other 55.00 9. Enterainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 300.00

320.00

Income vs Expense: Total Income 4,198.05 Less Total Expenses 3,368.00 Income Over (under) 830.05

20.00

5-15%

1,113.00
1,200.00 1,000.00

2. Savings 3. Housing

1,113.00

800.00 600.00

Loan Payments AutoTransport

Insurance

5% 11.00

5-15% 10.00

10.00
400.00 200.00

Household/Personal Professional Services

Entertainment

11.00 11.00 11.00 11.00

0.00
1

Income per mth Jan. 2013 Salary (Fran) net 1,800.00 Other (net take home) 400.55 Salary (Mike) net 2,000.50 TOTAL MONTHLY INCOME % Guide* 1. Giving 10% Tithe 1.00 Other contrib. 1.00 World vision 1.00 NET SPENDABLE INCOME (Total Income Less Giving) %Guide 2. Savings 3. Housing Mortage Taxes Insurance Maintenance Electrical Derrel's Storage House Phone Mike & Fran Cell Evan Cell Eric's Cell Cable 5-10% 25-38%

4. Loan Payments Fran's car payment Master Card Mike Sears MasterCard Sears Other

4,201.05

52.00 20.00 48.00 88.00 62.00 55.00 12.00 90.00

Well"s Fargo Bank Loans Credit Union 4,198.05 Family Friends Other 5. Auto/Transportation Licenses 1,000.00 Gas Oil/Lubde 427.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Frrans car Insur Evans car insur Eric Merc insur Mike trk insur Other

January Expenses 0-10% 388.00 7. Household/Personal 300.00 Food Household items 11.00 Cosmetics 11.00 Barber 11.00 Laundry/Cleaning Books 11.00 Gifts 11.00 Educatiion 11.00 Clothings 11.00 Allowances 11.00 Other 5% 55.00 8. Professional Services 11.00 Dental 11.00 Medical/Presc 11.00 Legal 11.00 Union dues 11.00 evan braces pymt Other 55.00 9. Enterainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 300.00

320.00

Income vs Expense: Total Income 4,198.05 Less Total Expenses 3,368.00 Income Over (under) 830.05

20.00

5-15%

1,113.00
1,200.00 1,000.00

2. Savings 3. Housing

1,113.00

800.00 600.00

Loan Payments AutoTransport

Insurance

5% 11.00

5-15% 10.00

10.00
400.00 200.00

Household/Personal Professional Services

Entertainment

11.00 11.00 11.00 11.00

0.00
1

Imcome per mth Feb. 2013 Salary (Fran) net 1,800.00 Other (net take home) 400.55 Salary (Mike) net 2,000.50 TOTAL MONTHLY INCOME % Guide* 1. Giving 10% Tithe 1 Other contrib. 1 World vision 1 NET SPENDABLE INCOME (Total Income Less Giving) %Guide 2. Savings 3. Housing Mortage Taxes Insurance Maintenance Electrical Derrel's Storage House Phone Mike & Fran Cell Evan Cell Eric's Cell Cable 5-10% 25-38%

4. Loan Payments Fran's car payment Master Card Mike Sears MasterCard Sears Other

4,201.05

52 20 48 88 62 55 12 90

Well"s Fargo Bank Loans Credit Union 4,198.05 Family Friends Other 5. Auto/Transportation Licenses 1,000.00 Gas Oil/Lubde 427.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Frrans car Insur Evans car insur Eric Merc insur Mike trk insur Other

February Expenses 0-10% 388.00 7. Household/Personal 300 Food Household items 11 Cosmetics 11 Barber 11 Laundry/Cleaning Books 11 Gifts 11 Educatiion 11 Clothings 11 Allowances 11 Other 5% 55.00 8. Professional Services 11 Dental 11 Medical/Presc 11 Legal 11 Union dues 11 evan braces pymt Other 55.00 9. Enterainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 300.00

300.00

Income vs Expense: Total Income Less Total Expenses Income Over (under)

4,198.05 3,348.00 850.05

5-15%

1,113.00
1,200.00
2. Savings

1,000.00

3. Housing

1,113.00

800.00 600.00

Loan Payments
AutoTransport Insurance

5% 11

5-15% 10.00

10.00
400.00 200.00
0.00 1

Household/Personal Professional Services Entertainment

11 11 11 11

Income per mth Mar. 2013 Salary (Fran) net 1,800.00 Other (net take home) 400.55 Salary (Mike) net 2,000.50 TOTAL MONTHLY INCOME % Guide* 1. Giving 10% Tithe 1 Other contrib. 1 World vision 1 NET SPENDABLE INCOME (Total Income Less Giving) %Guide 2. Savings 3. Housing Mortage Taxes Insurance Maintenance Electrical Derrel's Storage House Phone Mike & Fran Cell Evan Cell Eric's Cell Cable 5-10% 25-38%

4. Loan Payments Fran's car payment Master Card Mike Sears MasterCard Sears Other

4,201.05

52 20 48 88 62 55 12 90

Well"s Fargo Bank Loans Credit Union 4,198.05 Family Friends Other 5. Auto/Transportation Licenses 1,000.00 Gas Oil/Lubde 427.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Frrans car Insur Evans car insur Eric Merc insur Mike trk insur Other

March Expenses 0-10% 388.00 7. Household/Personal 300 Food Household items 11 Cosmetics 11 Barber 11 Laundry/Cleaning Books 11 Gifts 11 Educatiion 11 Clothings 11 Allowances 11 Other 5% 55.00 8. Professional Services 11 Dental 11 Medical/Presc 11 Legal 11 Union dues 11 evan braces pymt Other 55.00 9. Enterainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 300.00

300.00

Income vs Expense: Total Income Less Total Expenses Income Over (under)

4,198.05 3,348.00 850.05

5-15%

1,113.00
1,200.00
2. Savings

1,000.00

3. Housing

1,113.00

800.00 600.00

Loan Payments
AutoTransport Insurance

5% 11

5-15% 10.00

10.00
400.00 200.00
0.00 1

Household/Personal Professional Services Entertainment

11 11 11 11

Income per mth Apr. 2013 Salary (Fran) net 1,800.00 Other (net take home) 400.55 Salary (Mike) net 2,000.50 TOTAL MONTHLY INCOME % Guide* 1. Giving 10% Tithe 1 Other contrib. 1 World vision 1 NET SPENDABLE INCOME (Total Income Less Giving) %Guide 2. Savings 3. Housing Mortage Taxes Insurance Maintenance Electrical Derrel's Storage House Phone Mike & Fran Cell Evan Cell Eric's Cell Cable 5-10% 25-38%

4. Loan Payments Fran's car payment Master Card Mike Sears MasterCard Sears Other

April Expenses 0-10% 300 11 11 11 11 11 11 11 11 5% 11 11 11 11 11

4,201.05

52 20 48 88 62 55 12 90

Well"s Fargo Bank Loans Credit Union 4,198.05 Family Friends Other 5. Auto/Transportation Licenses 1,000.00 Gas Oil/Lubde 427.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Frrans car Insur Evans car insur Eric Merc insur Mike trk insur Other

388.00 7. Household/Personal Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Educatiion Clothings Allowances Other 55.00 8. Professional Services Dental Medical/Presc Legal Union dues evan braces pymt Other 55.00 9. Enterainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 300.00

300.00

Income vs Expense: Total Income 4,198.05 Less Total Expenses 3,348.00 Income Over (under) 850.05

5-15%

1,113.00
1,200.00 1,000.00

2. Savings 3. Housing

1,113.00

800.00 600.00

Loan Payments AutoTransport

Insurance

5% 11

5-15% 10.00

10.00
400.00 200.00

Household/Personal Professional Services

Entertainment

11 11 11 11

0.00
1

Income per mth May 2013 Salary (Fran) net Other (net take home) Salary (Mike) net TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other contrib. World vision NET SPENDABLE INCOME (Total Income Less Giving)

1,800.00 5400.55 2,000.50 9,201.05 10% 1 1 1

4. Loan Payments Fran's car payment Master Card Mike Sears MasterCard Sears Other

May Expenses 0-10% 300 11 11 11 11 11 11 11 11 5% 11 11 11 11 11

%Guide 2. Savings 3. Housing Mortage Taxes Insurance Maintenance Electrical Derrel's Storage House Phone Mike & Fran Cell Evan Cell Eric's Cell Cable 5-10% 25-38%

52 20 48 88 62 55 12 90

Well"s Fargo Bank Loans Credit Union 9,198.05 Family Friends Other 5. Auto/Transportation Licenses 1,000.00 Gas Oil/Lubde 427.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Frrans car Insur Evans car insur Eric Merc insur Mike trk insur Other

388.00 7. Household/Personal Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Educatiion Clothings Allowances Other 55.00 8. Professional Services Dental Medical/Presc Legal Union dues evan braces pymt Other 55.00 9. Enterainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 300.00

300.00

Income vs Expense: Total Income Less Total Expenses Income Over (under)

9,198.05 8,348.00 850.05

5-15%

1,113.00
6,000.00
2. Savings

5,000.00

3. Housing

1,113.00

4,000.00 3,000.00

Loan Payments
AutoTransport Insurance

5% 11

5-15% 10.00

5,010.00
2,000.00 1,000.00
0.00 1

Household/Personal Professional Services Entertainment

11 11 11 11

5,000.00

Income per mth Jun. 2013 Salary (Fran) net Other (net take home) Salary (Mike) net TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other contrib. World vision NET SPENDABLE INCOME (Total Income Less Giving)

1,800.00 400.55 2,000.50 4,201.05 10% 1 1 1

4. Loan Payments Fran's car payment Master Card Mike Sears MasterCard Sears Other

June Expenses 0-10% 300 11 11 11 11 11 11 11 11 5% 11 11 11 11 11

%Guide 2. Savings 3. Housing Mortage Taxes Insurance Maintenance Electrical Derrel's Storage House Phone Mike & Fran Cell Evan Cell Eric's Cell Cable 5-10% 25-38%

52 20 48 88 62 55 12 90

Well"s Fargo Bank Loans Credit Union 4,198.05 Family Friends Other 5. Auto/Transportation Licenses 1,000.00 Gas Oil/Lubde 427.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Frrans car Insur Evans car insur Eric Merc insur Mike trk insur Other

388.00 7. Household/Personal Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Educatiion Clothings Allowances Other 55.00 8. Professional Services Dental Medical/Presc Legal Union dues evan braces pymt Other 55.00 9. Enterainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 300.00

300.00

Income vs Expense: Total Income Less Total Expenses Income Over (under)

4,198.05 3,348.00 850.05

5-15%

1,113.00
1,200.00
2. Savings

1,000.00

3. Housing

1,113.00

800.00 600.00

Loan Payments
AutoTransport Insurance

5% 11

5-15% 10.00

10.00
400.00 200.00
0.00 1

Household/Personal Professional Services Entertainment

11 11 11 11

Income per mth Jul. 2013 Salary (Fran) net Other (net take home) Salary (Mike) net TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other contrib. World vision NET SPENDABLE INCOME (Total Income Less Giving)

1,800.00 400.55 2,000.50 4,201.05 10% 1 1 1

4. Loan Payments Fran's car payment Master Card Mike Sears MasterCard Sears Other

July Expenses 0-10% 300 11 11 11 11 11 11 11 11 5% 11 11 11 11 11

%Guide 2. Savings 3. Housing Mortage Taxes Insurance Maintenance Electrical Derrel's Storage House Phone Mike & Fran Cell Evan Cell Eric's Cell Cable 5-10% 25-38%

52 20 48 88 62 55 12 90

Well"s Fargo Bank Loans Credit Union 4,198.05 Family Friends Other 5. Auto/Transportation Licenses 1,000.00 Gas Oil/Lubde 427.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Frrans car Insur Evans car insur Eric Merc insur Mike trk insur Other

388.00 7. Household/Personal Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Educatiion Clothings Allowances Other 55.00 8. Professional Services Dental Medical/Presc Legal Union dues evan braces pymt Other 55.00 9. Enterainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 300.00

300.00

Income vs Expense: Total Income Less Total Expenses Income Over (under)

4,198.05 3,348.00 850.05

5-15%

1,113.00
1,200.00
2. Savings

1,000.00

3. Housing

1,113.00

800.00 600.00

Loan Payments
AutoTransport Insurance

5% 11

5-15% 10.00

10.00
400.00 200.00
0.00 1

Household/Personal Professional Services Entertainment

11 11 11 11

Income per mth Aug.2013 Salary (Fran) net Other (net take home) Salary (Mike) net TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other contrib. World vision NET SPENDABLE INCOME (Total Income Less Giving)

1,800.00 400.55 2,000.50 4,201.05 10% 1 1 1

4. Loan Payments Fran's car payment Master Card Mike Sears MasterCard Sears Other

%Guide 2. Savings 3. Housing Mortage Taxes Insurance Maintenance Electrical Derrel's Storage House Phone Mike & Fran Cell Evan Cell Eric's Cell Cable 5-10% 25-38%

52 20 48 88 62 55 12 90

Well"s Fargo Bank Loans Credit Union 4,198.05 Family Friends Other 5. Auto/Transportation Licenses 1,000.00 Gas Oil/Lubde 427.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Frrans car Insur Evans car insur Eric Merc insur Mike trk insur Other

August Expenses 0-10% 388.00 7. Household/Personal 300 Food Household items 11 Cosmetics 11 Barber 11 Laundry/Cleaning Books 11 Gifts 11 Educatiion 11 Clothings 11 Allowances 11 Other 5% 55.00 8. Professional Services 11 Dental 11 Medical/Presc 11 Legal 11 Union dues 11 evan braces pymt Other 55.00 9. Enterainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 300.00

300.00

Income vs Expense: Total Income Less Total Expenses Income Over (under)

4,198.05 3,348.00 850.05

5-15%

1,113.00
1,200.00
1,000.00 2. Savings 3. Housing

1,113.00

800.00 600.00
400.00

Loan Payments
AutoTransport Insurance

5% 11

5-15% 10.00

10.00

Household/Personal Professional Services Entertainment

200.00
0.00

11 11 11 11

Income per mth Sep. 2013 Salary (Fran) net Other (net take home) Salary (Mike) net TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other contrib. World vision NET SPENDABLE INCOME (Total Income Less Giving)

1,800.00 400.55 2,000.50 4,201.05 10% 1 1 1

4. Loan Payments Fran's car payment Master Card Mike Sears MasterCard Sears Other

%Guide 2. Savings 3. Housing Mortage Taxes Insurance Maintenance Electrical Derrel's Storage House Phone Mike & Fran Cell Evan Cell Eric's Cell Cable 5-10% 25-38%

52 20 48 88 62 55 12 90

Well"s Fargo Bank Loans Credit Union 4,198.05 Family Friends Other 5. Auto/Transportation Licenses 1,000.00 Gas Oil/Lubde 427.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Frrans car Insur Evans car insur Eric Merc insur Mike trk insur Other

September Expenses 0-10% 388.00 7. Household/Personal 300 Food Household items 11 Cosmetics 11 Barber 11 Laundry/Cleaning Books 11 Gifts 11 Educatiion 11 Clothings 11 Allowances 11 Other 5% 55.00 8. Professional Services 11 Dental 11 Medical/Presc 11 Legal 11 Union dues 11 evan braces pymt Other 55.00 9. Enterainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 300.00

300.00

Income vs Expense: Total Income Less Total Expenses Income Over (under)

4,198.05 3,348.00 850.05

5-15%

1,113.00
1,200.00
2. Savings

1,000.00

3. Housing

1,113.00

800.00 600.00

Loan Payments
AutoTransport Insurance

5% 11

5-15% 10.00

10.00
400.00 200.00
0.00 1

Household/Personal Professional Services Entertainment

11 11 11 11

October Expenses Income per mth Oct. 2013 Salary (Fran) net Other (net take home) Salary (Mike) net TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other contrib. World vision NET SPENDABLE INCOME (Total Income Less Giving) 4. Loan Payments Fran's car payment Master Card Mike Sears MasterCard Sears Other 0-10% 300 11 11 11 11 11 11 11 11 5% 11 11 11 11 11 388.00 7. Household/Personal Food Household items Cosmetics Barber Laundry/Cleaning Books Gifts Educatiion Clothings Allowances Other 55.00 8. Professional Services Dental Medical/Presc Legal Union dues evan braces pymt Other 55.00 9. Enterainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other 5-22% 300.00 320.00 Income vs Expense: Total Income Less Total Expenses Income Over (under) 20.00

1,800.00 400.55 2,000.50 4,201.05 10% 1 1 1

4,198.05 3,368.00 830.05

%Guide 2. Savings 3. Housing Mortage Taxes Insurance Maintenance Electrical Derrel's Storage House Phone Mike & Fran Cell Evan Cell Eric's Cell Cable 5-10% 25-38%

52 20 48 88 62 55 12 90

Well"s Fargo Bank Loans Credit Union 4,198.05 Family Friends Other 5. Auto/Transportation Licenses 1,000.00 Gas Oil/Lubde 427.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Frrans car Insur Evans car insur Eric Merc insur Mike trk insur Other

5-15%

1,113.00
1,200.00
2. Savings

1,000.00

3. Housing

1,113.00

800.00 600.00

Loan Payments
AutoTransport Insurance

5% 11

5-15% 10.00

10.00
400.00 200.00
0.00 1

Household/Personal Professional Services Entertainment

11 11 11 11

Income per mth Nov. 2013 Salary (Fran) net 1,800.00 Other (net take home) 400.55 Salary (Mike) net 2,000.50 TOTAL MONTHLY INCOME % Guide* 1. Giving 10% Tithe 1 Other contrib. 1 World vision 1 NET SPENDABLE INCOME (Total Income Less Giving) %Guide 2. Savings 3. Housing Mortage Taxes Insurance Maintenance Electrical Derrel's Storage House Phone Mike & Fran Cell Evan Cell Eric's Cell Cable 5-10% 25-38%

4. Loan Payments Fran's car payment Master Card Mike Sears MasterCard Sears Other

4,201.05

52 20 48 88 62 55 12 90

Well"s Fargo Bank Loans Credit Union 4,198.05 Family Friends Other 5. Auto/Transportation Licenses 1,000.00 Gas Oil/Lubde 427.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Frrans car Insur Evans car insur Eric Merc insur Mike trk insur Other

November Expenses 0-10% 388.00 7. Household/Personal 300 Food Household items 11 Cosmetics 11 Barber 11 Laundry/Cleaning Books 11 Gifts 11 Educatiion 11 Clothings 11 Allowances 11 Other 5% 55.00 8. Professional Services 11 Dental 11 Medical/Presc 11 Legal 11 Union dues 11 evan braces pymt Other 55.00 9. Enterainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 300.00

300.00

Income vs Expense: Total Income Less Total Expenses Income Over (under)

4,198.05 3,348.00 850.05

5-15%

1,113.00
1,200.00
2. Savings

1,000.00

3. Housing

1,113.00

800.00 600.00

Loan Payments
AutoTransport Insurance

5% 11

5-15% 10.00

10.00
400.00 200.00
0.00 1

Household/Personal Professional Services Entertainment

11 11 11 11

Income per mth Dec. 2013 Salary (Fran) net Other (net take home) Salary (Mike) net TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other contrib. World vision NET SPENDABLE INCOME (Total Income Less Giving)

1,800.00 400.55 2,000.50 4,201.05 10% 1 1 1

4. Loan Payments Fran's car payment Master Card Mike Sears MasterCard Sears Other

%Guide 2. Savings 3. Housing Mortage Taxes Insurance Maintenance Electrical Derrel's Storage House Phone Mike & Fran Cell Evan Cell Eric's Cell Cable 5-10% 25-38%

52 20 48 88 62 55 12 90

Well"s Fargo Bank Loans Credit Union 4,198.05 Family Friends Other 5. Auto/Transportation Licenses 1,000.00 Gas Oil/Lubde 427.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Frrans car Insur Evans car insur Eric Merc insur Mike trk insur Other

December Expenses 0-10% 388.00 7. Household/Personal 300 Food Household items 11 Cosmetics 11 Barber 11 Laundry/Cleaning Books 11 Gifts 11 Educatiion 11 Clothings 11 Allowances 11 Other 5% 55.00 8. Professional Services 11 Dental 11 Medical/Presc 11 Legal 11 Union dues 11 evan braces pymt Other 55.00 9. Enterainment Dinning Out Lunches Movies/Events Vacation Trips Health Club Hobbies Other

5-22% 300.00

300.00

Income vs Expense: Total Income Less Total Expenses Income Over (under)

4,198.05 3,348.00 850.05

5-15%

1,113.00
1,200.00
2. Savings

1,000.00

3. Housing

1,113.00

800.00 600.00

Loan Payments
AutoTransport Insurance

5% 11

5-15% 10.00

10.00
400.00 200.00
0.00 1

Household/Personal Professional Services Entertainment

11 11 11 11

Income Totals 2013 Salary (Fran) net Other (net take home) Salary (Mike) net TOTAL MONTHLY INCOME % Guide* 1. Giving Tithe Other contrib. World vision NET SPENDABLE INCOME (Total Income Less Giving)

21,600.00 9806.6 24,006.00 55,412.60 10% 12 12 12

4. Loan Payments Fran's car payment Master Card Mike Sears MasterCard Sears Other

%Guide 2. Savings 3. Housing Mortage Taxes Insurance Maintenance Electrical Derrel's Storage House Phone Mike & Fran Cell Evan Cell Eric's Cell Cable 5-10% 25-38% 0

624 240 576 1056 744 660 144 1080

Well"s Fargo Bank Loans Credit Union 55,376.60 Family Friends Other 5. Auto/Transportation Licenses 1,000.00 Gas Oil/Lubde 5,124.00 Repairs Parking Registration Other 6. Insurance Life Medical Dental Frrans car Insur Evans car insur Eric Merc insur Mike trk insur Other

Total Expenses 0-10% 4,656.00 7. Household/Personal 3600 Food Household items 132 Cosmetics 132 Barber 132 Laundry/Cleaning Books 132 Gifts 132 Educatiion 132 Clothings 132 Allowances 132 Other 5% 660.00 8. Professional Services 132 Dental 132 Medical/Presc 132 Legal 132 Union dues 132 evan braces pymt 0 0 Other 5% 660.00 9. Enterainment 132 Dinning Out 0 Lunches 0 Movies/Events 132 Vacation Trips 132 132 Health Club 132 Hobbies 0 Other

5-22% 3,600.00 0.00 0.00 0.00 0.00 40.00 0.00 0.00 0.00 0.00 0.00 5-15% 0.00 0.00 0.00 0.00 13,356.00 0.00 0.00 5-15% 120.00 0.00 0.00 0.00 0.00 0.00 5,000.00

3,640.00

Income vs Expense: Total Income 55,376.60 Less Total Expenses 34,216.00 Income Over (under) 21,160.60

13,356.00
14,000.00 12,000.00
10,000.00 8,000.00 Loan Payments AutoTransport 2. Savings

3. Housing

5,120.00

6,000.00 4,000.00 2,000.00 0.00 1

Insurance Household/Personal Professional Services

Entertainment