Presents:

WEEKLY ECONOMIC UPDATE

De'em&er 1% 2345

WEEKLY QUOTE
Imagination is more important than kno !e"ge# $or kno !e"ge is !imite"% hereas imagination em&ra'es the entire or!"% stim(!ating progress% gi)ing &irth to e)o!(tion#* - Albert Einstein

GOOD NEWS ON MAIN STREET

Unemp!o,ment "e'!ine" to a 67,ear !o o+ 8#39 in No)em&er% a''or"ing to the La&or Department: (n"eremp!o,ment a!so rea'he" its !o est !e)e! in +i)e ,ears# The e'onom, a""e" 235%333 ne -o&s !ast month% +ar &etter than the 4;3%333 +ore'ast &, e'onomists s(r)e,e" &, Thomson .e(ters# O'to&er a!so &ro(ght a 3#59 rise in 'ons(mer spen"ing% e)en ith the <(rea( o+ E'onomi' Ana!,sis noting a 3#49 s!ip in 'ons(mer in'ome# $ina!!,% the Uni)ersit, o+ Mi'higan/s 'ons(mer sentiment in"e= -(mpe" 8#>9# The initia! De'em&er rea"ing o+ ;2#6 as the &est in +i)e months#4%2

NEW HOME BUYING HITS

!YEAR "EA#

WEEKLY TIP
I+ ,o( are '!ose to retirement age% think t i'e a&o(t +inan'ing ma-or p(r'hases ith "e&t# The !ess "e&t ,o( retire ith% the &etter#

?(rprising ne s +rom the Cens(s <(rea(@ in O'to&er% the pa'e o+ ne home sa!es as the strongest sin'e 41;3 thanks to a 26#>9 &oost# E)en tho(gh sa!es s!ippe" A#A9 +or ?eptem&er% the ann(a!iBe" sa!es pa'e rea'he" >>>%333 (nits in O'to&er% p(tting the ,ear7o)er7,ear in'rease in ne home p(r'hases at 24#A9#5

ISM RE$ORDS ADDITIONAL SE$TOR GROWTH

A''or"ing to the Instit(te +or ?(pp!, Management/s p(r'hasing manager in"i'es% Ameri'a/s ser)i'e se'tor e=pan"e" +or a +ort,7se)enth 'onse'(ti)e month in No)em&er# The "o nsi"e0 I?M/s ser)i'e se'tor PMI "roppe" 4#6 points +or the month to 65#1# Its man(+a't(ring PMI rose 3#19 in No)em&er to 68#5#>

STO$#S "ULL OUT O% A SLUM"

A+ter strong emp!o,ment an" persona! spen"ing "ata arri)e" $ri"a,% the ?CP 633 snappe" a 67"a, !osing streak# The Do gaine" 41;#A1 $ri"a,# The eek as not as terri+i'# Whi!e the NA?DAQ rose 3#3A9 in +i)e "a,s to sett!e at >%3A2#62 $ri"a,% the ?CP !ost 3#3>9 to '!ose the eek at 4%;36#31 an" the Do !ost 3#>49 to rap (p the eek at 4A%323#23#6%A%8 THIS WEE#@ The "ata stream is !ight# No ma-or re!eases are s'he"(!e" +or Mon"a,% &(t $e" o++i'ia!s De++re, La'ker% Dames <(!!ar" an" .i'har" $isher i!! a!! speak at "i++erent 'on+eren'es# T(es"a, &rings earnings +rom EC. <!o'k an" A(toFone% p!(s the O'to&er ho!esa!e in)entories report +rom the Cens(s <(rea(# Nothing ma-or is s'he"(!e" +or We"nes"a,# On Th(rs"a,% the Cens(s <(rea( pro)i"es retai! sa!es +ig(res +or No)em&er an" an O'to&er &(siness in)entories report: ne initia! -o&!ess '!aims n(m&ers i!! a!so arri)e# $ri"a, sees the re!ease o+ No)em&er/s Pro"('er Pri'e In"e=#
% CHANGE Y-T-D 1-YR CHG 5-YR AVG 10-YR AVG

WEEKLY .IDDLE
What has one e,e an" ,et 'an/t see0
Last weeks riddle: A pa!in"rome is an, or"% phrase% or n(m&er that rea"s the same either +or ar" or &a'k ar"# Can ,o( think o+ a pa!in"rome or" that% hen spe!!e" in a!! 'apita!s% !ooks the same &a'k ar"s% +or ar"s% or (psi"e "o n0 Last weeks answer: NOON#

DJIA NASDAQ S&P 500

REAL YIELD

+22.25 +34.54 +26.57

12/6 RAT

+22.53 +35.90 +27.66

1 YR AG!

+17.10 +33.83 +21.21

5 YRS AG!

+6.24 +10.96 +7.01

10 YRS AG!

10 YR TIPS

0.77"

-0.87"

2.23"

1.92"

S#$%&'() CNN*#+',.&#-. /01&23%4(.&#-. 4%'3($%,.1#5 - 12/6/13 5.6.7.8.9.10

I+60&'( 3%' $+-3+31'6. 6# +#4 0+&$% 7''( #% '89'+('(. 3+6 &3++#4 /' 0+5'(4'6 0+4# 60%'&4:,. T2'(' %'4$%+( 6# +#4 0+&:$6' 60506'+6(.

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G
Securities and advisory services offered though National Planning Corporation(NPC), Member FIN !"SIPC, egistered Investment !dvisor# FlagStone etirement Consultants, $$C and NPC are separate and unrelated companies# FlagStone etirement Consultants, and NPC are neither endorsed by, retained by, nor affiliated %ith the companies here %ithin#
This materia! as prepare" &, MarketingLi&rar,#Net In'#% an" "oes not ne'essari!, represent the )ie s o+ the presenting part,% nor their a++i!iates# Marketing Li&rar,#Net In'# is not a++i!iate" ith an, &roker or &rokerage +irm that ma, &e pro)i"ing this in+ormation to ,o(# This in+ormation sho(!" not &e 'onstr(e" as in)estment% ta= or !ega! a")i'e an" ma, not &e re!ie" on +or the p(rpose o+ a)oi"ing an, $e"era! ta= pena!t,# The Do Dones In"(stria! A)erage is a pri'e7 eighte" in"e= o+ 53 a'ti)e!, tra"e" &!(e7'hip sto'ks# The NA?DAQ Composite In"e= is an (nmanage"% market7 eighte" in"e= o+ a!! o)er7the7'o(nter 'ommon sto'ks tra"e" on the Nationa! Asso'iation o+ ?e'(rities Dea!ers A(tomate" Q(otation ?,stem# The ?tan"ar" C PoorHs 633 I?CP 633J is an (nmanage" gro(p o+ se'(rities 'onsi"ere" to &e representati)e o+ the sto'k market in genera!# It is not possi&!e to in)est "ire't!, in an in"e=# NY?E Kro(p% In'# INY?E@NYLJ operates t o se'(rities e='hanges@ the Ne York ?to'k E='hange Ithe NY?E*J an" NY?E Ar'a I+ormer!, kno n as the Ar'hipe!ago E='hange% or Ar'aE=M% an" the Pa'i+i' E='hangeJ# NY?E Kro(p is a !ea"ing pro)i"er o+ se'(rities !isting% tra"ing an" market "ata pro"('ts an" ser)i'es# The Ne York Mer'anti!e E='hange% In'# INYMELJ is the or!"Hs !argest ph,si'a! 'ommo"it, +(t(res e='hange an" the preeminent tra"ing +or(m +or energ, an" pre'io(s meta!s% ith tra"ing 'on"('te" thro(gh t o "i)isions N the NYMEL Di)ision% home to the energ,% p!atin(m% an" pa!!a"i(m markets% an" the COMEL Di)ision% on hi'h a!! other meta!s tra"e# A""itiona! risks are asso'iate" ith internationa! in)esting% s('h as '(rren', +!('t(ations% po!iti'a! an" e'onomi' insta&i!it, an" "i++eren'es in a''o(nting stan"ar"s# This materia! represents an assessment o+ the market en)ironment at a spe'i+i' point in time an" is not inten"e" to &e a +ore'ast o+ +(t(re e)ents% or a g(arantee o+ +(t(re res(!ts# Past per+orman'e is no g(arantee o+ +(t(re res(!ts# In)estments i!! +!('t(ate an" hen re"eeme" ma, &e orth more or !ess than hen origina!!, in)este"# A!! in+ormation is &e!ie)e" to &e +rom re!ia&!e so(r'es: ho e)er e make no representation as to its 'omp!eteness or a''(ra',# A!! e'onomi' an" per+orman'e "ata is histori'a! an" not in"i'ati)e o+ +(t(re res(!ts# Market in"i'es "is'(sse" are (nmanage"# In)estors 'annot in)est in (nmanage" in"i'es# The p(&!isher is not engage" in ren"ering !ega!% a''o(nting or other pro+essiona! ser)i'es# I+ assistan'e is nee"e"% the rea"er is a")ise" to engage the ser)i'es o+ a 'ompetent pro+essiona!#

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