LOAN

Automobiles New/Used Autos up to 60 Mo 66 Mo 72 Mo 1.99% to 9.99% 2.39% to 10.39% 2.69% to 10.69%

AND

SAVINGS RATES
48 Mo 7.50% to 16.50%

Loan Rates - Effective As of July 24, 2013

Stock Secured NYSE, AMEX, or NASDAQ Motorcycle/Personal Watercraft

60 Mo

6.25% to 15.25%

Boats/RVs/Commercial Vehicles New / Used Boats/RVs/CVs up to 60 Mo 72 Mo (Amounts > $25,000) 84 Mo (Amounts > $25,000) 120 Mo

Furniture, Appliances, Household Goods, PCs 3.25% to 4.25% to 4.50% to 4.75% to 12.25% 13.25% 13.50% 13.75% 42 Mo Line of Credit/Signature Loans Share/Money Market Secured 60 Mo 60 Mo Varies 8.75% to 17.75% 9.90% to 17.90% 3.50% 9.90% to 17.90%

Home Equity

up to 60 Mo 120 Mo 180 Mo 240 Mo 60 Mo 120 Mo 180 Mo

3.19% 3.59% 3.89% 4.39%

to to to to

7.19% 7.59% 7.89% 8.39%

VISA/VISA Gold Certificate Secured Term of Certificate Up to 60 Mo

Home Improvement

5.55% to 9.55% 5.95% to 9.95% 6.25% to 10.25%

Certificate Rate Equivalent Term Certificate Rate

+ 1.00% + 1.25%

Commercial Real Estate 20 Year Amortization 5 Years Fixed 7 Years Fixed 10 Years Fixed 4.35% 4.75% 4.95%

Home Equity Line of Credit Variable Rate

180 Mo

3.75% to 7.75%

The Annual Percentage Rate (A.P.R.) you receive will be within the range disclosed above and is based on your credit worthiness. Please contact the credit union to determine the rate you qualify for. NMLS # 422857

Deposit Account Rates - Effective as of September 1, 2013

TERM SHARE SAVINGS ACCOUNT - ANTICIPATED DIVIDENDS
A minimum deposit of $25 must be maintained. A minimum average daily balance of $100 is required to obtain the A.P.Y for the monthly dividend period. Dividends are compounded and paid monthly

RATE
0.00% 0.20%

A.P.Y*
0.00% 0.20%

UNDER $100 $100 AND ABOVE

CHECKING ACCOUNT - ANTICIPATED DIVIDENDS

A minimum deposit of $25 is required to open this account. A minimum average daily balance of $1,500 is required to obtain the A.P.Y. for the monthly dividend period. Dividends are compounded and paid monthly.

N/A

0.05%

0.05%

IRA SAVINGS ACCOUNT - ANTICIPATED DIVIDENDS

No minimum balance requirements. Dividends are compounded and paid monthly.

N/A

.35%

.35%

MONEY MARKET ACCOUNT - ANTICIPATED DIVIDENDS

A minimum daily balance of $2000 is required to obtain the A.P.Y. for the daily dividend period. Dividends are compounded and paid monthly.

$2,000 $25,000 $75,000 $125,000

TO TO TO

$24,999 $74,999 $124,999

AND ABOVE

.20% .20% .25% .35%

.20% .20% .25% .35%

Share Certificate Rates - Effective as of September 1, 2013

SHARE CERTIFICATE / IRA CERTIFICATE ACCOUNTS REG - A minimum deposit of $1000 is required. Dividends are compounded and paid quarterly. Funds must remain on deposit for the term of the certificate or penalties will apply as follows: terms of 12 months or less - 90 days dividends; terms over 12 months - 180 days dividends. JUMBO - A minimum deposit of $95,000 is required. Dividends are compounded and paid quarterly. Funds must remain on deposit for the term of the certificate or penalties will apply as follows: terms of 12 months or less - 90 days dividends; terms over 12 months - 180 days dividends.

TERM
3 MONTHS 6 MONTHS 12 MONTHS 24 MONTHS 36 MONTHS 48 MONTHS 60 MONTHS

RATE
REG / JUMBO .20% / .25% .45% / .65% .60% / .70% .75% / .85% 1.00% / 1.10% 1.10% / 1.20% 1.25% / 1.35%

A.P.Y*
REG .20% .45% .60% .75% 1.00% 1.10% 1.26% / / / / / / / / JUMBO .25% .65% .70% .85% 1.10% 1.21% 1.36%

Federally Insured By NCUA

All rates expressed as Annual Percentage Yield (APY). Rates are subject to change. Call (512) 302-5555 ext 7100 for questions or updated rates.
EQUAL HOUSING OPPORTUNITY