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Budget Planner - Overview / Help

Instructions

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Quick

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You may move from worksheet to worksheet by clicking on the dark blue buttons

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located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Enter data in only the white cells with gray borders: 400 Current Month
Use the drop down boxes Aug To Date to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.) Prior Month
Aug To Date
Quick Budget January
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu February
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet. March
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for April
comparison purposes instead.) May
June
Budget by Month July
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in August
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0". September
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected, October
the "Quick Budget" sheet figures will be used for comparison purposes instead.) November
December
Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget.
Current Month
Prior Month
Aug To Date

September
 or create a budget
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Monthly
Quick Budget
Chart:

Income Frequency Amount Monthly Yearly Budget Summary

Total Income (net) 9995.00 119940.00
1 Salary/Wages Monthly 9995.00 9995.00 119940.00
Salary/Wages (Spouse) Monthly 0.00 0.00 $2,345
1
4.33 Other Weekly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00 $9,995
Column Z
Spending Total: 7650.00 91800.00
$7,650
Transportation 0.00 0.00 $0 $ 2 ,00 0 $ 4,0 0 0
$6,00 0 $ 8,0 00
1 Auto Loan/Lease Monthly 0.00 0.00 $ 10,00 0

1 Insurance Monthly 0.00 0.00

4.33 Gas Weekly 0.00 0.00
Row 26 Row 25 Row 24
0.33 Maintenance Quarterly 0.00 0.00
0.08 Registration/Inspection Yearly 0.00 0.00
1 Bill's train pass Monthly 0.00 0.00 Bar Chart
Spending Summary
1 Jane's bus pass Monthly 0.00 0.00 Quick Budget Pie Chart Balance $2,345
1 Other Monthly 0.00 0.00 Yearly FALSE Transportation $- Income $9,995
Monthly Home $5,350 Expense $7,650
Home 5350.00 64200.00 Weekly Utilities $600
1 EMI Monthly 4000.00 4000.00 48000.00 2 Health $1,000
1 Rent Monthly 0.00 0.00 Entertainment $500
1 Maintenance Monthly 0.00 0.00 Miscellaneous $200
1 Insurance Monthly 0.00 0.00
Furniture Yearly 0.00 0.00 $5,350
0.08
Household Supplies Monthly 0.00 0.00 $200
$500
1
4.33 Groceries Weekly 0.00 0.00
0.17 Real Estate Tax Semi-Annually 0.00 0.00 $600 $1,000
1 Mess Monthly 1350.00 1350.00 16200.00
1 Other Monthly 0.00 0.00

Utilities 600.00 7200.00

1 Phone - Home Monthly 0.00 0.00
Transportation Home Utilities
1 Phone - Cell Monthly 600.00 600.00 7200.00
Health Entertainment Miscellaneous
1 Cable Monthly 0.00 0.00
 1 Gas Monthly 0.00 0.00
1 Water Monthly 0.00 0.00
1 Electricity Monthly 0.00 0.00
1 Internet Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Health 1000.00 12000.00

1 Dental Monthly 0.00 0.00
1 Medical Monthly 0.00 0.00
1 Medication Monthly 0.00 0.00
0.17 Vision/contacts Semi-Annually 0.00 0.00
1 Life Insurance Monthly 1000.00 1000.00 12000.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Entertainment 500.00 6000.00

1 Memberships Monthly 0.00 0.00
1 Dining out Monthly 500.00 500.00 6000.00
1 Events Monthly 0.00 0.00
1 Subscriptions Monthly 0.00 0.00
1 Movies Monthly 0.00 0.00
1 Music Monthly 0.00 0.00
4.33 Hobbies Weekly 0.00 0.00
0.08 Travel/ Vacation Yearly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Miscellaneous 200.00 2400.00

1 Dry Cleaning Monthly 200.00 200.00 2400.00
0.17 New Clothes Semi-Annually 0.00 0.00
1 Donations Monthly 0.00 0.00
1 Child Care Monthly 0.00 0.00
1 Tuition Monthly 0.00 0.00
1 College Loans Monthly 0.00 0.00
4.33 Pocket Money Weekly 0.00 0.00
1 Gifts Monthly 0.00 0.00
1 Credit Card Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Daily
Weekly
Monthly
Semi-Annually
Quarterly
Yearly
 or create Spend
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Budget By Month
3
Chart: July
Income Jan Feb Mar Apr May 1 Months Budget Summary
Jul to Date

Total Income (net) 9995.00 0.00 0.00 0.00 0.00 9995.00 9995

Salary/Wages 9995.00 9995.00 9995

0
Salary/Wages (Spouse) 0.00 0

Other 0.00
0
0

Other 0.00 0

Other 0.00 0

Column AK
0
Spending Total: 9000.00 0.00 0.00 0.00 0.00 9000.00
0 0 0 0 0 00
9000

Transportation 0.00 0.00 0.00 0.00 0.00 0.00 000000 00111 11111
0

1111 111 111

Auto Loan/Lease 0.00 11
0

Insurance 0.00 0

Gas 0.00 0

Row 27 Row 26 Row 25

Maintenance 0.00 0

Registration/Inspection 0.00 0

Bill's train pass 0.00 Budget by Chart: Mths/Wks

0

Spending Summary
Jane's bus pass 0.00 0
Month Jul Start Mth Pie Chart 1 Budgeted Bar Chart
Other 0.00 0
TRUE 11 1 Transportation $- 1 Balance $-
1 Yearly 1 Months Home $- 4 Income $-
Home 6800.00 0.00 0.00 0.00 0.00 6800.00 6800
2 Monthly (avg.) 1 Months Utilities $- Expense $-
EMI 5000.00 5000.00 5000
3 Weekly (avg.) 1 Months Health $-
Rent 0.00 0
4 Current Month Sep Entertainment $-
Maintenance 0.00 0
5 January Jan Miscellaneous $-
Insurance 0.00 0
6 February Feb $-
Furniture 0.00 0
7 March Mar
Household Supplies 0.00 0
8 April Apr
Groceries 0.00 0
9 May May
Real Estate Tax 0.00 0
10 June Jun
Mess 1800.00 1800.00 1800
11 July Jul
Other 0.00 0
12 August Aug
13 September Sep
Utilities 500.00 0.00 0.00 0.00 0.00 500.00 500
14 October Oct
Phone - Home 0.00 15 November Nov
0

Transportation Home Utilities Health

Phone - Cell 500.00 500.00 16 December Dec
500

Entertainment Miscellaneous
Cable 0.00 0

Gas 0.00 0

Water 0.00 0
Budget by Month
Electricity 0.00 0

Internet 0.00 0
10,000
Other 0.00 0
9,000
Other 0.00 8,000
7,000
0

6,000
Health 1000.00 0.00 0.00 0.00 0.00 1000.00
5,000
1000

Dental 0.00 0

4,000
Medical 0.00 0
3,000
Medication 0.00 0
2,000
Vision/contacts 0.00 0
1,000
Life Insurance 1000.00 1000.00 0
Jan Row 8
Feb
1000

Other 0.00 Mar Apr Row 16

0

May
Other 0.00 0

Entertainment 500.00 0.00 0.00 0.00 0.00 500.00 500

Row 16 Row 8
Memberships 0.00 0

Dining out 500.00 500.00 500

Events 0.00 0

Subscriptions 0.00 0

Movies 0.00 0

Music 0.00 0

Hobbies 0.00 0

Travel/ Vacation 0.00 0

Other 0.00 0

Other 0.00 0

Miscellaneous 200.00 0.00 0.00 0.00 0.00 200.00 200

Dry Cleaning 200.00 200.00 200

New Clothes 0.00 0

Donations 0.00 0

Child Care 0.00 0

Tuition 0.00 0

College Loans 0.00 0

Pocket Money 0.00 0

Gifts 0.00 0

Credit Card 0.00 0

Other 0.00 0

Other 0.00 0

Other 0.00 0
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Tracking
Chart: Jul to Date
Income Jul Aug Sep Oct Jul to Date Actual Income/Spend Summary
Total Income (net) 9995.00 0.00 0.00 0.00 9995.00
3 Salary/Wages 9,995.00 9,995.00
4 Salary/Wages (Spouse) 0.00 254
5 Other 0.00
6 Other 0.00
7 Other 0.00
9,995
Column AN
Spending
Over Budget
9,741
Total Spending: 9741.22 0.00 0.00 0.00 9741.22 0 2,000 4,000
6,000
Transportation 0.00 0.00 0.00 0.00 0.00 8,000 9,000

12 Auto Loan/Lease 0.00

13 Insurance 0.00
Row 28 Row 27 Row 26
14 Gas 0.00
15 Maintenance 0.00
16 Registration/Inspection 0.00
Actuals by Month
17 Bill's train pass 0.00 3 Jul to Date First Tracking Month
18 Jane's bus pass 0.00 1 Sep 7 Budget By Month? 1 Bar Chart
19 Other 0.00 10,000 9 1 Current Month Sep 1 Jan Feb January TRUE Balance $254
20 9,000 8 2 Prior Month Aug 2 Feb Mar February Income $9,995
21 Home 5800.00 0.00 0.00 0.00 5800.00 8,000 3 Jul to Date Jul to Date 3 Mar Apr March Expense $9,741
22 EMI 4,000.00 4,000.00 7,000 4 January Jan 4 Apr May April
6,000 5 February Feb 5 May Jun May
23 Rent 0.00
5,000
24 Maintenance 0.00 6 March Mar 6 Jun Jul June
4,000
25 Insurance 0.00 3,000
7 April Apr 7 Jul Aug July
26 Furniture 0.00 2,000 8 May May 8 Aug Sep August
27 Household Supplies 0.00 1,000 9 June Jun 9 Sep Oct September
28 Groceries 0.00 0
Row 8 10 July Jul 10 Oct Nov October
Jul
29 Real Estate Tax 0.00 Aug 11 August Aug 11 Nov Dec November
Sep Row 17
Oct
30 Mess 1,800.00 1,800.00 12 September Sep 12 Dec Jan December
31 Other 0.00 13 October Oct 13 Jul to Date July to Date
32 Row 17 Row 8 14 November Nov
33 Utilities 741.22 0.00 0.00 0.00 741.22 15 December Dec
34 Phone - Home 0.00
35 Phone - Cell 741.22 741.22
36 Cable 0.00
37 Gas 0.00
38 Water 0.00
39 Electricity 0.00
40 Internet 0.00
41 Other 0.00
42 Other 0.00
43
44 Health 1000.00 0.00 0.00 0.00 1000.00
45 Dental 0.00
46 Medical 0.00
47 Medication 0.00
48 Vision/contacts 0.00
49 Life Insurance 1,000.00 1,000.00
50 Other 0.00
51 Other 0.00
52
53 Entertainment 2000.00 0.00 0.00 0.00 2000.00
54 Memberships 0.00
55 Dining out 2,000.00 2,000.00
56 Events 0.00
57 Subscriptions 0.00
58 Movies 0.00
59 Music 0.00
60 Hobbies 0.00
61 Travel/ Vacation 0.00
62 Other 0.00
63 Other 0.00
64
65 Miscellaneous 200.00 0.00 0.00 0.00 200.00
66 Dry Cleaning 200.00 200.00
67 New Clothes 0.00
68 Donations 0.00
69 Child Care 0.00
70 Tuition 0.00
71 College Loans 0.00
72 Pocket Money 0.00
73 Gifts 0.00
74 Credit Card 0.00
75 Other 0.00
76 Other 0.00
77 Other 0.00

9,741 - - -
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Comparison Compare
January to Budget January

Income Budget Jan Actual Vs Budget Tracking vs Budget Summary

Total Income (net) 9,995 0 -9,995 995
3 Salary/Wages 9995 -9,995.00
4 Salary/Wages (Spouse) 0.00 9,995
5 Other 0.00 Budget
6 Other 0.00 9,000
7 Other 0.00 0

0
Spending Tracking0
Total Spending: 9,000 0 -9,000 0 2,000 4,000 6,000
Transportation 0 0 0 8,000 10,000
12 Auto Loan/Lease 0.00
13 Insurance 0.00
14 Gas 0.00 Expense Income Balance (Sav-
15 Maintenance 0.00 ings)
16 Registration/Inspection 0.00
17 Bill's train pass 0.00
18 Jane's bus pass 0.00 Spending Comparison 4 Jan Budget By Month? 1 Pie Chart Bar Chart Tracking Budget
19 Other 0.00 7000 6800 9 1 Current Month Sep TRUE Budget Tracking Balance (Savings) $- $995
20 6500 8 2 Prior Month Aug Transportation 0 0 Income $- $9,995
21 Home 6,800 0 -6,800 6000 3 Jul to Date Jul to Date Home 6800 0 Expense $- $9,000
22 EMI 5,000.00 -5,000.00 5500 4 January Jan Utilities 500 0
5000
23 Rent 0.00 5 February Feb Health 1000 0
4500
24 Maintenance 0.00 4000
6 March Mar Entertainment 500 0
25 Insurance 0.00 3500 7 April Apr Miscellaneous 200 0
26 Furniture 0.00 3000 8 May May
27 Household Supplies 0.00 2500 9 June Jun
28 Groceries 0.00 2000 10 July Jul
1500
29 Real Estate Tax 0.00 1000 11 August Aug
1000
30 Mess 1,800.00 -1,800.00 500 500 12 September Sep
500 200
31 Other 0.00 0
0 0 0 0 0 0 0 13 October Oct
32 Budget
Budget Tracking
Tracking
14 November Nov
33 Utilities 500 0 -500 15 December Dec
34 Phone - Home 0.00 Transportation Home Utilities
35 Phone - Cell 500.00 -500.00 Health Entertainment Miscellaneous Simple Budget 1
36 Cable 0.00
37 Gas 0.00
38 Water 0.00
39 Electricity 0.00
40 Internet 0.00
41 Other 0.00
42 Other 0.00
43
44 Health 1,000 0 -1,000
45 Dental 0.00
46 Medical 0.00
47 Medication 0.00
48 Vision/contacts 0.00
49 Life Insurance 1,000.00 -1,000.00
50 Other 0.00
51 Other 0.00
52
53 Entertainment 500 0 -500
54 Memberships 0.00
55 Dining out 500.00 -500.00
56 Events 0.00
57 Subscriptions 0.00
58 Movies 0.00
59 Music 0.00
60 Hobbies 0.00
61 Travel/ Vacation 0.00
62 Other 0.00
63 Other 0.00
64
65 Miscellaneous 200 0 -200
66 Dry Cleaning 200.00 -200.00
67 New Clothes 0.00
68 Donations 0.00
69 Child Care 0.00
70 Tuition 0.00
71 College Loans 0.00
72 Pocket Money 0.00
73 Gifts 0.00
74 Credit Card 0.00
75 Other 0.00
76 Other 0.00
77 Other 0.00
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Daily Spending Record

Spending 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Total Day's Spending: 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00
Insurance 0.00
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00

Home 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EMI 0.00
Rent 0.00
Maintenance 0.00
Insurance 0.00
Furniture 0.00
Household Supplies 0.00
Groceries 0.00
Real Estate Tax 0.00
Mess 0.00
Other 0.00

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00