Who is Entitled to Take Zakah?

Shariah has set a particular financial level for a person to be entitled to Zakah. The wisdom in it is that those leading their lives in extreme destitution would be helped out. Exclusive of debt and all such wealth[1] being used in [the fulfillment of] Hajat-e-Asliyyah [bare necessities of life], the conditions for a person to be entitled to Zakah [i.e. Shar'i Faqir] include the following. It is also a precondition for him not to be a Hashmi or Sayyid. 1. 2. 3. 4. 5. 6. He must not possess 7.5 Tolas of gold. [One Tola is equivalent to 11.664 grams]. He must not own 52.5 Tolas of silver. He must not possess the amount equivalent to the price of 52.5 Tolas of silver. For instance, on 13 Sha'ban-ul-Mu'azzam 1432 AH, 16 July 2011, the cost of 1 Tola of silver is 1200 PKR [in Pakistan] and thus the amount of 52.5 Tolas of silver is 63000 PKR. Therefore, he must not have as much amount as computed in the instance [i.e. 63000]. Equivalent to the foregoing amount of 52.5 Tolas of silver, he must not have any sort of Mal-e-Nami [for example, merchandise, prize bonds [2] etc.] Equivalent to the same amount as stated above, he must not also have things surplus to bare necessities of life such as extra furniture, house decorating items. If he possesses gold or silver in the quantity less than the one stated above, but he has such other things, along with gold and silver, which are considered and counted in rendering a person Malik-e-Nisab, so the added up total value of all such things will be considered in this case. If the added up total amount of all things is equivalent to the foregoing amount of 52.5 Tolas of silver, such a person is not also entitled to Zakah. For instance, a person has prize bonds worth 10000 PKR, 5000 PKR in cash and 1 Tola of gold whose present worth is almost 49500 PKR. When added up, the total amount of all these things reaches 64500 PKR, and the person who owns holdings to this extent is not entitled to take Zakah. Therefore, Zakah cannot be donated to him. Likewise, if the amount of gold he possesses is less than 7.5 Tolas but its value is equivalent to the value of 52.5 Tolas of silver, such a person cannot take Zakah. Currently, for example, the price of just 1.5 Tola of gold is more than that of 52.5 Tolas of silver. [Therefore, if a person possesses 1.5 Tola of gold, he will not be entitled to take Zakah in this case].

7.

Madani Pearl
If a person himself is not entitled to Zakah but his children whether boys or girls, who have reached the age of puberty, are entitled to Zakah or his wife is entitled to Zakah, so Zakah can be donated to them [such children and wife of his].

For Further Details

Zakah-rulings containing book Fatawa Ahl-e-Sunnat will soon be published by Maktaba-tul-Madina. Go through Maktaba-tul-Madinas publications Bahar-e-Shari'at volume 1, part 5, and Faizan-e-Zakat. For Shar'i guidance, one can also contact on the following phone number and e-mail address: Dar-ul-Ifta Ahl-e-Sunnat - ) Cell no: 0302-2204497 E-mail: * darulifta@dawateislami.net - ahlaysunnat@dawateislami.net
[1]

Here, the word wealth has a very vast meaning. In addition to money, it refers to many other things. A list of wealth-items has been given in the form of a chart on page 4.

[2]

A prize bond is a monetary document allowing its holder to qualify for a draw. If the holder wins, he is given the prize money. Prize bonds are common in the subcontinent.

n would be helped out. Exclusive of Zakah [i.e. Shar'i Faqir] include the

1, the cost of 1 Tola of silver is 1200 stance [i.e. 63000].

etc.]

corating items.

hich are considered and counted in nt of all things is equivalent to the 5000 PKR in cash and 1 Tola of gold owns holdings to this extent is not

n cannot take Zakah. Currently, for not be entitled to take Zakah in this

wife is entitled to Zakah, so Zakah

ns Bahar-e-Shari'at volume 1, part

-e-Sunnat - ) Cell no: 0302-2204497 net - ahlaysunnat@dawateislami.net

page 4.

ntinent.

How to calculate Zakah?

First, determine the lunar date on which Zakah will become Wjib. Lunar/Islamic date for Zakah to become Wjib is 01/12/1435
As per market value, determine [and write in the below-given chart] the value of all assets which one owns on the date set above, and on which Zakah will be calculated. Necessary assets on whose value, Zakah is to be calcuated are given in the chart. Value of assets on which Zakah has to be calculated 1 2 3 Gold Silver Currency Gold (Jewellery) Silver (Jewellery) Local and foreign currency with current rates. Amount Amount to be deducted from amount of Zakah

100000.00 Debt, if any 20000.00 Due instalments on house, shop, things. 500000.00 Remaining payable amount of committee[1] (provided that one has already got the total amount of the committee). Utility bills such as the bills of gas, electricity etc. provided that one has got the bills before the Zakah year is complete. Amount to be paid to dealers or investors. Salaries of employees.

Money deposited in banks (excluding interest).

Prize Bonds Money deposited in provident fund. Money deposited in committee and commission.

Merchandise

Raw materials in factory etc. Manufactured goods in factory/shop etc. Plots, houses or flats for trading.

Unpaid Zakah of the previous year.

Business partnership assets on which Zakah is to be calculated. The amount of total wealth of Zakah 620000.00 Deducted amount

Amount on which Zakah has to be calculated

Zakah-computing formula: Total amount to be divided by 40

620000.00
620000 / 40

Zakah payable
[1]

15500.00

In the subcontinent, the word committee is also used in the sense of an agreement among a fixed number of individuals, called committee members, who all pay an equal amount of money each month, and the total amount deposited by all members is given to only one member each month either by a lucky draw or one by one in a predetermined order. This continues until all members get their full money back.

[1]

In the subcontinent, the word committee is also used in the sense of an agreement among a fixed number of individuals, called committee members, who all pay an equal amount of money each month, and the total amount deposited by all members is given to only one member each month either by a lucky draw or one by one in a predetermined order. This continues until all members get their full money back.

ill be calculated. Necessary

Amount

0.00

620000.00
620000 / 40

y an equal amount of money rder. This continues until all

y an equal amount of money rder. This continues until all

G Column TRUE TRUE TRUE TRUE TRUE TRUE

FALSE

FALSE FALSE FALSE

1 1 1

FALSE FALSE FALSE FALSE TRUE

1 1 1 1

Calculation Area

N Column FALSE FALSE FALSE 1 1 1

FALSE

FALSE FALSE FALSE

1 1 1

FALSE FALSE FALSE FALSE TRUE

1 1 1 1