Conscientious

How Would You Describe Yourself

Present Orientation Impulsiveness/ Control 3. To what extent do each of the following describe
you?
PLACE AN X IN ONE BOX FOR. EACH WORD OR PHRASE Seldom Describes Me Usuallly Describes Me

1. To what extent do each of the following describe you in general. There are no right or wrong answers. Choose the response that best describes how you are, feel or act in your daily life NOT how you wish you were.
PLACE AN X IN ONE BOX FOR EACH WORD OR PHRASE. Never Always

1 2 3 4 5 6 7 8 9

Impulsive Careless Self-controlled Extravagant Farsighted Responsible Restrained Easily tempted Rational Methodical Enjoy spending A planner

1 2 3 4 5 6 7 8 9

I am precise I am efficient I am organized I am orderly The distant future is too uncertain to plan for I pretty much live on a day-today basis The future seems very vague and uncertain to me I focus on the present much more than the future

Long-term Orientation 2. Please indicate the extent that you disagree or agree
with the following statements about yourself.
Strongly Disagree Strongly Agree

PLACE AN X IN ONE BOX FOR EACH WORD OR PHRASE.

Respect for tradition is important to me. I plan for the long term Family heritage is important to me I value a strong link to my past I work hard for success in the future I dont mind giving up todays fun for success in the future Traditional values are important to me Persistence is important to me

1 2 3 4 5 6 7

Vividness of Imagining Financial As you imagined Future your retirement and specifically
your circumstances in terms of money and possessions,.. 13. ...how would you describe those images?
PLACE AN X IN ONE BOX FOR EACH WORD OR PHRASE. Strongly Disagree Strongly Agree

Self-Efficacy Financial Planning

16. Please indicate the extent that you disagree or agree with the following statements about yourself.
PLACE AN X IN ONE BOX FOR EACH WORD OR PHRASE. Strongly Disagree Strongly Agree

1 2 3 4 5 6 7

Detailed Vivid Sharp Well-defined

Clear

1 2 3 4 5 6 7 8 9

If I decide to put aside a certain amount of money for retirement, I will be able to do it Saving enough for retirement will be difficult for me If I expend the effort, I will have enough money for a comfortable retirement Other current financial demands will make it hard for me to save adequately for retirement

14. When you imagined your retirement and specifically your circumstances in terms of money and possessions, were the thoughts and images .
1 2 3 4 5 6 7 __ __ __ __ __ __ __ __ __ __ __ __ __ __

EBRI Retirement Readiness Rating - weighted score

ATTITUDES TOWARD AND PLANNING FOR RETIREMENT How would you describe your current level of financial planning for retirement? 31. Have you (or your spouse) personally saved any money for retirement? Savings could include money you put into a plan at work, such as a 401(K). Do not include Social Security taxes or employer-provided money.

Negative Bad

Positive Good

15. As you imagined your retirement and specifically your circumstances in terms of money and possessions, to what extent did you feel the following? Future Self Good/

Bad
PLACE AN X IN ONE BOX FOR EACH WORD OR PHRASE.

Not At All 1

Angry Anxious Challenged Downhearted Fearful Happy Joyful Stimulated Mad Sad

Somewhat 2

Very Much Rather So 3 4

1 Yes 2 No
32. Have you (or your spouse) tried to figure out how much money you will need to have saved by the time you retire so that you can live comfortably in retirement?

1 Yes 2 No
33. Do you have an investing or savings strategy for your retirement?

1 Yes 2 No
34. When it comes to planning and savings for retirement, would you say that you are .

1 A lot ahead of schedule 2 A little ahead/On track 3 Behind schedule

35. How confident are you (and your spouse) about the following issues related to retirement? How confident are you that.

a. You are doing a good job of preparing financially for your retirement?

1 Very confident 2 Somewhat confident 3 Not too/not at all confident

b. You will have enough money to take care of your medical expenses when you retire?

Thank you for your help

1 Very confident 2 Somewhat confident 3 Not too/not at all confident

ABOUT YOU The final set of questions are for classification purposes only. 36. Do you have dependent children that is, children for whom you provide all or much of their needs?

1 2

Yes If yes, how many? _____ No

37. In what year were you born? ___ ___ ___ ___ 38. What is the highest level of education you have completed?

1 2 3 5 6 7

Some high school or less Completed high school Some college or technical school Completed a bachelors degree Some graduate school Completed a masters degree or beyond

39. Which of the following best describes your total annual household income? By household, we mean a family or other persons who share finances.

1 Less than $10,000 2 $10,000-$14,999 3 $15,000-$24,999 4 $25,000-$34,999 5 $35,000-$49,999 6 $50,000-$74,999 7 $75,000-$99,999 8 $100,000-$149,999 9 $150,000-$199,999 10 $200,000 or more
3