Experience International Presents

USA Investment Opportunity

Detroit, USA

50% Fin anc e

Av aila ble

25% GROSS OVER 400 HOMES SOLD TO INVESTORS ANNUAL YIELD

Brick built detached properties from 18,200 Secure rental payments backed by the US government 65% Below Peak Values Real exit strategies
*All purchases are in US$ and are calculated using an exchange rate of 1.65 US$ to 1 GBP

Detroit, USA

Executive Summary
Detroit, the largest city in the State of Michigan, has emerged as a unique investment opportunity for the savvy investor. Undeniably affected by the US economic downturn, the large supply of under market value property combined with high demand for affordable housing in the Metro Detroit area, presents investors with low entry, high yielding opportunities in premium locations. This is an ethical investment opportunity that recycles houses, turning foreclosed (repossessed) and uninhabitable houses in the USA into refurbished, clean, safe homes for employed - low income families. This provides a much required service to a region struggling with a significant shortage of homes. With brick built detached properties available to won outright from only 18,200 and gross rental yields of 25%, now is the right time to invest

Detroit Investment Tours

SECURE 25% GROss ANNUAL YIELD BACKED BY US GOVERNMENT SEE PAGe 11

www.experience-international.co.uk

65% BeLOW PeAK PRiCes

25% GROss ANNUAL YIELD GOVERNMENT BACKED

CALL NOW +44 (0) 207 321 5858

Detroit, USA

The Opportunity
Experience International are pleased to offer to our members High Yield, High Quality, Below Market Value properties, which are an excellent hands-free investment opportunity in Detroit, Michigan, USA. Located in the upper Eastern portion of the United States near the Great Lakes, Detroit is the only major US city that looks south to Canada. Detroit is the largest city in the State of Michigan and the economic downturn (which affected Michigan before many other states) has led to a shortage of affordable housing due to previous gap in investment. Property can be acquired at very low prices, with gross rental yields at 25%. Along with the high rental demand, government backed rental income and full, professional management Detroit is an ideal property investment.

This is now the greatest time, maybe ever maybe in history to buy a house (in the USA) Billionaire & Real Estate Investor Donald Trump

Detroit Investment Tours

SECURE 25% GROss ANNUAL YIELD BACKED BY US GOVERNMENT SEE PAGe 11

Investment Highlights
Purchase 3 bed detached properties from 18,200* 50% Finance available Gross yields of 25%+ 65% Below Peak Values US Department of Housing approved Secure rental payments backed by the US government Hands-off investment Fully managed & regularly inspected 5 year home warranty (optional) Freehold - Clean, clear & debt free title Real EXIT strategies

High Yielding and Hassle Free

This investment does not require any mortgage qualification or liability as the properties are acquired for cash requiring an investment from US$30,000 (18,200) plus approximately US $2,475 (1,500) buying costs. Also all initial refurbishment costs and work, on-going tenant management and optional 5 year home warranty are taken care of making this a truly hands free property investment.

www.experience-international.co.uk

65% BeLOW PeAK PRiCes

25% GROss ANNUAL YIELD GOVERNMENT BACKED

CALL NOW +44 (0) 207 321 5858

Detroit, USA

Detroit Property Investment - Entry to Exit

Experience International are working in Detroit with local property experts, the City housing department and property management professionals, on an investment opportunity to purchase refurbished foreclosed (repossessed) properties. We are focusing on Detroit, Michigan because there is an acute shortage of affordable housing for rent. We offer you, the investor, the benefit of a hands-off investment as the properties are all professionally managed. With the optional 5 year warranty the investor will only be required to pay property tax, property management costs and insure the property throughout ownership. The properties are fully refurbished to exceed US Department of Housing and Urban Development and City of Detroit standards and sold at 65% below peak prices. US Government Backed Returns All our Detroit partners work in conjunction with the US Department of Housing and Urban Development (HUD) to place tenants under the Section 8 program. The rents are either all, or in the majority, paid by the US Government direct to the owner not the tenant. The properties are brick built, detached homes and are located in carefully selected communities where the population is increasing and existing properties are of a very high standard.

Detroit Investment Tours

SECURE 25% GROss ANNUAL YIELD BACKED BY US GOVERNMENT SEE PAGe 11

Unlike many other companies selling property in Detroit, this opportunity is provided by a quality operation in the City with property experts selecting properties in the right area, experienced companies refurbishing your asset, an established management company to look after your investment and US Government to back your rental income This puts investors buying in Detroit through Experience International way ahead of the competition!

Ease of Purchase
Invest from only 9,100 cash plus 1,500 buying costs Simple reservation and purchase procedure UK based admin office to handle paperwork Hands free Refurb is project managed Licenses obtained Tenants placed Rent Collected

Security
Funds deposited in USA Escrow account Purchase under strictly regulated US Real Estate practices Title company handles the legal closing Title Deed and Title insurance issued

Credibility
US Government backed rentals HUD scheme operating since 1937 Professionally managed Detroit city officials working in partnership on this opportunity

Exit Strategy
Hold strategy and receive the income (5 year payback period) Sell to Tenant (managing agent actively involved in getting tenant ready to buy home) Sell on open market when finance conditions improve Sell to an investor based on yields

www.experience-international.co.uk

65% BeLOW PeAK PRiCes

25% GROss ANNUAL YIELD GOVERNMENT BACKED

CALL NOW +44 (0) 207 321 5858

Detroit, USA

50% Finance Offer

Experience International is now offering 50% finance to international investors when purchasing pre-tenanted, buy-to-let properties in Detroit. Repayable over a 7 year term with a fixed interest rate of 5.95%, the mortgage is guaranteed and secured on the property and prices quoted include both interest and repayments. All of our carefully selected properties are cash flow positive after finance and no foreign ownership restrictions apply.

Example Properties with Finance

Detroit Investment Tours

SECURE 25% GROss ANNUAL YIELD BACKED BY US GOVERNMENT SEE PAGe 11

16.5% Net Yield

Financials
Cash flowing property only $32,000 / 19,394 Loan $16,000 Deposit $16,000 Pre-tenanted at $775 Yearly taxes of $3,130 Gross yearly income $9,300 Net monthly rent $437/263 7 year repayment mortgage at 5.95% = $232 Profit after loan repayment and property tax $205/123.94

19.5% Net Yield

Financials
Cash flowing property only $36,000 / 21,818 Loan $18,000 Deposit $18,000 Pre-tenanted at $750 Yearly taxes of $1,535 Gross yearly income $9,000 Net monthly rent $585/353 7 year repayment mortgage at 5.95% = $262 Profit after loan repayment and property tax $323/195.51

20% Net Yield

Financials
Cash flowing property only $35,000 / 21,212 Loan $17,500 Deposit $17,500 Pre-tenanted at $750 Yearly taxes of $1,535 Gross yearly income $9,000 Net monthly rent $585/353 7 year repayment mortgage at 5.95% = $254 Profit after loan repayment and property tax $331/200.35

www.experience-international.co.uk

65% BeLOW PeAK PRiCes

25% GROss ANNUAL YIELD GOVERNMENT BACKED

CALL NOW +44 (0) 207 321 5858

Detroit, USA

Detroit, Michigan, USA

Detroit is the largest city in the State of Michigan, located in the upper Eastern portion of the United States. This major industrial centre is also a port city on the Detroit River and located North of Windsor, Ontario. In fact, Detroit is the only major US city that looks south towards Canada. The State has a workforce of nearly 2.8 million people, with approximately 240,000 businesses. The Metro Detroit area has made Michigans economy a leader in information technology, life sciences and advanced manufacturing; Michigan ranks fourth nationally in high tech employment with 568,000 high tech workers, including 70,000 in the automotive industry. Michigan typically ranks second or third in overall Research & Development expenditures in the United States. Metro Detroit also serves as the headquarters for the U.S. Army Tank-Automotive and Armaments Command, known as TACOM. Detroit Metropolitan Airport (DTW) is one of Americas largest and most recently modernised facilities, with six major runways, Boeing 747 maintenance facilities and an attached Westin Hotel and Conference Centre. Detroit has major port status and an extensive expressway system. A 2004 Border Transportation Partnership study showed that 150,000 jobs in

Detroit Investment Tours

SECURE 25% GROss ANNUAL YIELD BACKED BY US GOVERNMENT SEE PAGe 11

the Detroit-Windsor region and US$13 billion in annual production depend on Detroits international border crossing. A source of top talent, the University of Michigan is one of the worlds leading research institutions, and Wayne State University in Detroit has the largest singlecampus medical school in the United States. In 2004; led by Detroit; the state of Michigan ranked second nationally in new corporate facilities and expansions. From 1997 to 2004, Michigan was the only state to top the 10,000 mark for the number of major new developments. This is a sprawling industrial area, full of industry, technology, small businesses to multi nationals and most importantly full of people!

www.experience-international.co.uk

65% BeLOW PeAK PRiCes

25% GROss ANNUAL YIELD GOVERNMENT BACKED

CALL NOW +44 (0) 207 321 5858

Detroit, USA

Why Detroit?
We are focusing on Detroit, Michigan because there is an acute shortage of affordable housing for rent. - Experience Internationals American partners Due to a previous lack of funding, population shift from the metro Detroit area to the sprawling suburbs, local government corruption and re-structuring of the automobile industry, the last four decades have seen a negative affect on the real estate industry in the City. The recent economic downturn in the USA as a whole had further exacerbated the situation until relatively recently. However, Detroit is fighting back. We see 2012 as the right time to invest in Detroit because: Economic and Political

Detroit Investment Tours

SECURE 25% GROss ANNUAL YIELD BACKED BY US GOVERNMENT SEE PAGe 11

detROit

Supply and Demand

Residents moving from outer suburbs back to Detroit

metro area, citing lower prices, better community spirit and better quality established housing (some suburban new developments are built on swamp land)

Local government corruption has been

eradicated by City of Detroits Board of Review as a part of departmental overhaul

Waiting list of over 9,000 tenants looking for high quality

housing in metro Detroit area

Huge collaboration of City officials, business

leaders and politician are now driving through change in Detroit and seeking to out families back into previously disused accommodation. This in turn will increase the Citys tax base

Prices have bottomed out and are incredibly affordable Gross rental yields are now over 25% on the right
properties indicating that the assets are undervalued

Non-foreclosed homes in good communities are still

selling at over US$100,000 Ethical investment

President Barack Obama pledge to support

the regenerate Detroit (American Reacovery and Reinvestment Act of 2009)

This is an ethical investment opportunity that

recycles houses, turning foreclosed (repossessed) and uninhabitable houses in the USA into refurbished, clean, safe homes for employed - low income families.

USA
detROit

Large Research and Development industry is

thriving

www.experience-international.co.uk

65% BeLOW PeAK PRiCes

25% GROss ANNUAL YIELD GOVERNMENT BACKED

CALL NOW +44 (0) 207 321 5858

Detroit, USA

The Section 8 Program

The Section 8 program has a one strike policy. Unlike the UK and other parts of Europe where unruly tenants just seem to get re-housed; this does not happen in the USA under Section 8. Tenants that are evicted from a Section 8 home lose any future right to join a Section 8 program anywhere in the USA, for life thereby securing your investment property. That also goes for any other occupants in the property above the age of 18, which ensures that Tenants do not abuse the property and treat it like their own home. This stance has resulted in an extremely low percentage of evictions and higher quality tenants. HUD conduct annual inspections of all Section 8 properties within the program before they re-issue guarantee vouchers. HOUSING ASSOCIATION VOUCHERS Currently, the city of Detroit has a waiting list of more than 9,200 pre-approved families with Housing Choice Vouchers (HCV) who are currently in unsuitable, emergency or temporary accommodation, some simply can not find a suitable home. Throughout Wayne and Oakland county (which form large arts of metro Detroit) there are 37 Section 8 approved and funded authorities with thousands waiting to rent suitable homes. HOW RENT IS PAID The Government, through the Section 8 programme pays the Tenants percentage of the rent, which is normally 80% to 100%, directly to the owners management company. Additional amounts collected from each Tenant will also go into the client account.
www.experience-international.co.uk

Detroit Investment Tours

SECURE 25% GROss ANNUAL YIELD BACKED BY US GOVERNMENT SEE PAGe 11

Tenant Demand
Currently the Detroit Housing Associations are looking to provide as many Section 8 homes as possible. The figures in the Detroit Metro area are as follows:
SECTION 8 HOUSING CHOICE VOUCHER WAITING LIST Extremely Low Income Families with Children Elderly Families Families with Disabilities 9176 7,764 8,345 632 896

Further, if we think there is a problem and the property is being mistreated in some way, the Tenant will have 30 days to rectify the issue. At this point, if there is still a failure by the Tenant to comply, the Section 8 authorities are then notified and brought in. This also includes non payment of any top up rents required. By the nature and set up of the program and the continued inspections by the management company your investment is monitored closely, thus ensuring peace of mind to an out of state or overseas investor.

65% BeLOW PeAK PRiCes

25% GROss ANNUAL YIELD GOVERNMENT BACKED

CALL NOW +44 (0) 207 321 5858

Detroit, USA

Security of Purchase
We have performed due diligence on this project, the team behind it and the buying procedures involved. Our checks have included: Visiting the offices of the management company and meeting their staff Visited the warehouse of Ultimate Installations and met their Vice President, Home Depots preferred contractor Toured the city with the property expert who selects the houses and understood their selection criteria Met the Chairman of the City of Detroits Board of Review to understand the economics and processes behind Detroits urban planning, HUD scheme, regeneration and property fundamentals We have checked the following: Land ownership and title Title company involved in the transaction Appraisals (showing market value) of previous properties Management company contract Sales Contract Details of USA escrow dollar account

We have performed due diligence on the development and the buying procedure and are completely satisfied that our partners are in a legitimate position to promote and sell the properties

www.experience-international.co.uk

65% BeLOW PeAK PRiCes

25% GROss ANNUAL YIELD GOVERNMENT BACKED

CALL NOW +44 (0) 207 321 5858

Detroit, USA

Detroit Inspection Visit

Detroit USA, The right time to invest
Following an overwhelming response to our new investment product in Detroit, Experience International is offering our clients an opportunity to visit the city themselves. This fully hosted trip will show you the areas of the city in which you need to invest in and those that you should avoid, as well as meeting our approved Partners. Uncover the mystery surrounding this investment opportunity in this very strong rental market and benefit from Experience Internationals Inspection Trip.

PLACes Call today to StRiCtLy secure your place LiMited

Example Itinerary
Day 1 Departure: 08:50 London Heathrow direct to Detroit Meet and Greet Introductions at our Partners offices to meet the team Transfers to Hotel City Hall - Meeting with the City of Detroit Officials Day 2 Meet refurbishment Contractor Tour of the city View homes for sale before refurbishment View homes during and after refurbishment View some homes available to buy now Traditional American evening

Flight and accommodation information

Flights from the UK are approximately 500* and 4 star accommodation will cost 100 for the duration of your trip. Experience International will cover the costs of transfers.
*Flight prices may vary.

Day 3 Morning question and answer session Transfer to airport Departure: 18:40 Detroit to London Heathrow

www.experience-international.co.uk Corporate Website: www.experience-international.co.uk

65% BeLOW PeAK PRiCes

25% GROss ANNUAL YIELD GOVERNMENT BACKED

CALL NOW +44 (0) 207 321 5858

Detroit, USA

Next Steps
To discuss your requirements with one of our property consultants or to request further information on any of the following: Investment Structure Payment Process Availability Reserving a Unit Booking an Inspection Trip please call us on:

Service you deserve. People you trust.

We are proud of our reputation that has been built on the solid values of trust, knowledge and first class customer service. And we ensure that these values are ever-present in all of our dealings with our customers. Experience it for yourself by booking a consultation with one of our dedicated Property Consultants - they are on hand to talk through all of the options and to guide you through the buying process. You can do this over the phone, or come and visit us in our Central London offices, overlooking Trafalgar Square.

My Experience
I made my first investment in Detroit in January; I received my first months rent within 4 weeks of taking ownership. This investment works and I will invest further. Michael from Hertfordshire I was pleasantly surprised by Detroit; the city is somewhere I would return to. The team are truly knowledgeable and went through the whole process both verbally and practically. The properties themselves are of a far higher quality than I thought and the renovations were first rate. This weekend was worthwhile and confirmed that this was an opportunity not to be passed on. Bal from South Yorkshire

+44 (0)207 321 5858

Email: info@experience-international.co.uk

The Experience International London Office is located in the prestigious area of Trafalgar Square. www.experience-international.co.uk
www.experience-international.co.uk

London Head Office: Experience International Ltd 1 Northumberland Avenue Trafalgar Square London WC2N 5BW UK Tel: +44 (0) 207 321 5858 Email: info@experience-international.co.uk Website: www.experience-international.co.uk

www.experience-international.co.uk

Important Disclaimer: Important please note: The vendors of ExperienceBG Ltd (trading as Experience International) give notice that this brochure is produced for the general promotion of the development only and for no other purpose. Receipt of these particulars do not form part of any contract and are for guidance only and have been prepared in good faith to a give a fair overall view of the property and are believed to be correct as at the date of publication. The photographic images are for illustrative purposes only and not all of the contents, furnishings and accessories featured are included in the sale. Intending purchasers must satisfy themselves as to the accuracy of the details given to them. Offers are subject to contract/ contract denied. The content relating to the past and/or current performance of an investment is not necessarily a guide to its performance in the future. The value of investments or income from them may go down as well as up. Prices quoted may be based on a conversion rate when the document was created and may vary. This is not a regulated investment for the purpose of the U.K.FSMA (2000), however as a member ExperienceBG Ltd adhere to and follow the Code of Conduct of the Association of International Property Professionals (AIPP). Copyright All content in this document, including without limitation, logos, text, images, graphics etc are protected by copyright and/or design right owned by Experience International Limited or by its subsidiaries or affiliates unless identified as belonging to third parties. No licence is granted to copy, reproduce, use or otherwise deal in Experience International content, including any copyright or design right work of Experience International. ExperienceBG (trading as Experience International) is a registered company. Companies House No. 5301679, Registered Address: 178 Brownhill Road, London, SE6 2DJ

We are proud members of the Association of International Property Professionals (AIPP)