Credit Card Analytics

Overview:-
Credit Card industry, in the recent past, has seen a huge surge in volume, stiff
competition, various product offerings and various incidences of fraud. Banks and
Financial Institutions dealing in credit card require information on the credit card on
account of the unique nature of credit card exposures. The Credit Card portfolio of banks
require detailed analysis on account of high volumes, unsecured lending, default patterns,
credit limit alterations and divergence of user behaviors. Credit Card Analytics from
Hexaware proposes to fulfill this requirement.

Credit Card Analytics - Why Hexaware?
Hexaware is one of the leading global vendors in BFSI onshore off shore
models and has a number of success stories in the BFSI domain. Hexaware success is as
below:-
More than one third of Hexaware Revenue from BFSI Services
Hexaware is one of the few organizations globally to offer end to end
BFSI Services of
o Consulting,
o Packaged Implementation,
o Propriety Product Development
o Technology Solutions and
o BPO services
Hexaware Technologies has implemented more than 35+BFSI clients
with 200 projects and 1500 resources
Proven implementation expertise of Credit Card analytics, and data
warehousing solutions driven by banking and credit card domain experts.

The Credit Card Analytics value proposition is summarized in the following
diagram:-
















Prepackaged
Cubes, Metrics
And
Dimensions
Analyzing
Credit Card
Acquirer
Data
Better Data
Integration
Across
Credit Card
systems

Analyzing
Credit Card
Issuer
Data
Technology
agnostic Credit
Card
Warehouses

Credit Card
Analytics
Value
Proposition


Hexaware Offerings
Hexaware Credit Card analytics team helps organizations in the following areas
of
Credit Card Analytics Strategy and Credit and Credit Card Warehouse
Implementation
Credit Card Warehouse Maintenance and upgrade

The offerings in the above areas are summarized below:-








360
Degree
Offering

Implement
Implement Credit Card
warehouse and analytics
Maintain
Maintain existing Credit
Card
Warehouses
Upgrade of Credit Card
Solutions


Strategize
Diagnostic and Health check
studies on Credit Card initiatives
Credit Card Analytics
Measurement framework
definition


Consult & Build
Consult & Build
Prepackaged
metrics, dimensions,
cubes to accelerate
implementation





Key Solution Areas for Credit Cards Analytics:-

Credit Card Analytics helps various organizations in addressing various analytic
needs. Hexawares deep domain expertise provides consulting services which help
provide expertise analytics


























Implementation framework

Hexaware implements Credit Card warehouses on an end to end BI platform
with a strong team of two hundred professionals specializing in a host of tools and
technologies. The implementation of data warehouse and Credit Card analytic services
include the following technology areas:-
Credit Card Analytics Business Consulting Services
Prepackaged metrics, dimensions, hierarchies, logical marts for Credit Cards
Warehouse Framework Analysis and Recommendation
Packaged Analytic Solution Implementation
Data modeling Services
Extraction, Transformation and Loading ETL Services
Profit
ability
Vinta
ge
Activit
y
Mgmt
Migrat
ion
Fraud
Paym
ent
Collecti
ons

Recove
ry

Credit


Portfoli
o
Mgmt
Recove
ry

Issuer
Analytic
s

Charge
back

Mercha
nt
Analysi
s
Charge
back


Authori
zation
Operati
ons


Reporting and OLAP
Datamining Services


Partners;

Hexawares success in Credit Card analytics is driven by a strong relationship with
various partners who catalyze the warehousing and analytics implementations.