Kotak Mahindra Group has several business divisions including treasury management, agri business, and retail assets. The treasury management division handles foreign exchange transactions and offers spot, forward, inward/outward remittance, and derivatives trading with competitive pricing. The agri business group provides customized financial services and funding to agricultural projects, farmers, processors and traders. It offers funding against warehouse receipts and working capital loans. The retail assets division provides business loans, overdraft facilities, loans against credit card receivables, and personal loans through its personal finance business to help customers grow their business and meet unexpected expenses.
Kotak Mahindra Group has several business divisions including treasury management, agri business, and retail assets. The treasury management division handles foreign exchange transactions and offers spot, forward, inward/outward remittance, and derivatives trading with competitive pricing. The agri business group provides customized financial services and funding to agricultural projects, farmers, processors and traders. It offers funding against warehouse receipts and working capital loans. The retail assets division provides business loans, overdraft facilities, loans against credit card receivables, and personal loans through its personal finance business to help customers grow their business and meet unexpected expenses.
Kotak Mahindra Group has several business divisions including treasury management, agri business, and retail assets. The treasury management division handles foreign exchange transactions and offers spot, forward, inward/outward remittance, and derivatives trading with competitive pricing. The agri business group provides customized financial services and funding to agricultural projects, farmers, processors and traders. It offers funding against warehouse receipts and working capital loans. The retail assets division provides business loans, overdraft facilities, loans against credit card receivables, and personal loans through its personal finance business to help customers grow their business and meet unexpected expenses.
Kotak Mahindra Group has several business divisions including treasury management, agri business, and retail assets. The treasury management division handles foreign exchange transactions and offers spot, forward, inward/outward remittance, and derivatives trading with competitive pricing. The agri business group provides customized financial services and funding to agricultural projects, farmers, processors and traders. It offers funding against warehouse receipts and working capital loans. The retail assets division provides business loans, overdraft facilities, loans against credit card receivables, and personal loans through its personal finance business to help customers grow their business and meet unexpected expenses.
-2010 Launch of Amhedabad Commodity Exchange (ACE) Treasury Management: Product
Foreign Exchange !e ha"e a tate-of-the-art dea#ing room ituated at $ariman Point% &umbai' (he dea#ing room hand#e inter-ban) tranaction and cor*orate foreign exchange f#o+ generated by the "ariou branche'
Products ,*ot foreign exchange tranaction (for "a#ue u* to t+o buine day) -or+ard foreign exchange tranaction (for "a#ue greater than t+o buine day) .n+ard/out+ard remittance 0eri"ati"e uch a 1*tion% Currency ,+a*% etc' Services Acti"e dea#ing in the inter-ban) mar)et for ma2or currencie *ot and for+ard 3uic) and com*etiti"e dea#ing in *rice in ma2or currencie Cutomi4ed o#ution for *ecific c#ient ex*oure (rading recommendation baed on technica# ana#yi 5egu#ar fundamenta# ana#yi Etab#ihed corre*ondent ban)ing re#ationhi* Agri Business Group Agriculture is still the backbone of Indian economy, contributing to one fourth of the countrys gross domestic product (GDP). About !" of the population is estimated to be directly or indirectly dependant on agriculture for deri#ing their li#elihood. $hey are engaged in agriculture and allied sectors in #arious capacities. %o&e#er due to decline in agricultural producti#ity there is a dire need for infusion of critical inputs and one such is 'nancial ser#ices. (otak )ahindra *anks Agri *usiness Group (A*G) came into being in +!!, to speci'cally address the 'nancial re-uirements of Agri .ector and achie#e the priority sector lending targets for the *ank. $hrough a dedicated team of e/perts &ith deep Agri sectoral kno&ledge and understanding, &e o0er suite of products and ser#ices customi1ed to the di#erse needs of Agri #alue chain, ranging from farmers, aggregators, processors, traders 2 e/porters located in non3metro locations across the country. Offerings 6aed on the *rofi#e of the cutomer 7 their -unding need A68 ha been categori4ed under t+o buine "ertica#: 1' Agri- ,&E (Agri Pro2ect -inance% !or)ing Ca*ita# -inance-.nc#uding -unding againt !arehoue 5ecei*t' 2' Agri Cor*orate -inance'
Agri Projects Finance 4unding to land based 2 Allied Agri pro5ects Funding against Warehouse eceipts -!or)ing ca*ita# funding againt *#edge of +arehoue recei*t Agri !orporate Finance- .ophisticated 'nancial ser#ice $o Agri 6orporates as &ell as their back&ard 2 for&ard
Retail Assets
9ota) &ahindra 6an) tarted the Perona# -inance buine in the year 200:' 9ota) &ahindra 6an) Perona# -inance i the ing#e ex*ert ource for cutomer financia# need' 6uine Loan to he#* cutomer gro+ and di"erify cutomer buine' Cutomer can a"ai# of a 6uine Loan to fund +or)ing ca*ita# re;uirement< ex*and buine +ithout diturbing in"etment or ta)ing mu#ti*#e #oan' !hen a cutomer i *#anning to gro+ hi buine% it ma)e ene to ta#) to the ex*ert' 9ota) &ahindra 6an) *reent 6uine Loan ,o#ution - the ing#e ex*ert ource for a## financia# need' !e are +e## uited and ex*erienced in undertanding the cutomer buine re;uirement a +e ha"e he#*ed a #ot of our c#ient gro+ their buinee% acro "ariou indutrie' !ith *erona#i4ed o#ution and er"ice% +e enure it i a## a cutomer need to ma)e hi buine dream come true' 9ota) &ahindra 6an)= Perona# -inance can a#o ta)e care of any unex*ected ex*ene% choo# fee% +edding in the fami#y% home im*ro"ement or that #ong a+aited "acation' The products under the Personal Finance um"rella : 6uine Loan 1"erdraft -aci#ity -aci#ity againt Credit Card 5ecei"ab#e Perona# Loan