Body of The Report

Selina Tower-4 ,Islam Bag ,Holan Road ,Dhakhin khan, Uttara, Dhaka -1230 Bangladesh.
Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520

Financial Activities of Nipa Fashion Wear Company

1

Chapter 01
Introduction

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


2
1.1. INTRODUCTION OF THE REPORT
With the advent of economic reforms in the country the Economy is growing at
a fast phase over the last decade. As of now the economy is booming. The
growth rate is at 6%. This offers tremendous opportunity for corporate to grow
to the extent of their capacity. The scope for growth is Garments sector. The
sector has seen new players moving to Bangladesh to setup its manufacturing
hubs. Nipa Fashion Wear Ind. Ltd, a Garment manufacturer in North of Dhaka is
extremely ready to take advantage of the situation and is growing effectively.
As part of my MBA programmer a study is made on the existing financials of the
company. Finance is the life-blood of any business concern. It is a lubricant
that facilitates the company during tough times. Any enterprise would require
funds for various purposes during its life-time. Finance is required to acquire
fixed assets (fixed capital) and for day to-day operations (working capital). As
finance has a greater importance in running a business, an analysis on it is vital
to give a clear picture about a particular business undertaking.

1.2. RATIONALE FOR SELECTING THE REPORT
Financial analysis is the methodical classification of data given in the financial
statements. It enables to make a complete diagnosis of the profitability and the
financial solutions of any business or enterprise. The simple monetary figures
available from the financial statements will not be much useful, unless they are
transformed into simpler form that would enable financial analysis. The
analysis of the financial statements and performance is very essential for any
type of commercial undertaking. Thus the analysis of the financial performance
of the company has undertaken in this report.

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


3
1.3. OBJECTIVES OF THE STUDY
The main objective of this report is to know about the financial activities
of Nipa Fashion Wear Company and try to analyses the overall scenario of the
this department and give some recommendation over it for overcome the
future obstacles.

1.4. ORGANIZATIONAL DESCRIPTION
1.5. 1.1. ORGANIZATIONAL DESCRIPTRON
Nipa Fashion Wear Company is a sister concern of Nipa Group, established in
the beginning of 2000. Now its become one of the leading manufacturer and
exporter of ready-made garments in Bangladesh managed by a team of
professionals. Seventeen years of business experience has gathered immense
reputation at home and abroad. Innovative business approach, foresight,
sustainability, resource mobilization, quality assurance and superior service
have been the factors of our success. Years of experience in producing and
managing our product range has built us very strong in our field of production
and management, which eventually helped us to get BSCI certification and
achieved trust from our valuable customers. Now with our skilled human
resources and strong management team we can assure quality products for all
markets. The founder and Managing Director of Nipa Group, honorable Md.
Khosru Chowdhury and his excellent supervision and organization skills make
Nipa Fashion Wear Company as a profitable business in the garments industry of
the Bangladesh. Nipa Fashion Wear Company mainly deal with all types of
woven and knit items and very specialized on making fleece and bottom item
both male and female. Our main buyers are scatters across the world but we
produce garments mainly for Europe and USA market. We have more than one
thousand employee who are directly involved with our business and playing and
excellent role everyday to meet buyer satisfaction by assuring quality and
commitment. We have engaged more than 527 sets of sewing machine and it is
distributed among the SIX sewing line for each day operation. Currently our
Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


4
monthly production has reached more than 300,000 pieces garments and
displaying very strong growth rate. Our attempt will continue to make sure
quality and high standard in every activity whatever we are engaged with.
Developing and promoting the ready-made apparel sector. Creating customers
need through manufacturing and supplying quality products A 100% export
oriented world-class ready-made garments factory committed to quality &
competitive price , equipped with all latest and advanced machinery &
equipment and run by honest, dedicated and long experienced management .

1.4.1. Market Information:
Nipa got a strong reputation in the market. As the management is directly
related with production. The quality is upgrading day by day. Nipa is obtaining
re-orders from all current buyers as they were satisfied with the factorys
performance, designing, sampling, costing.

1.4.2. Our Products:
1. Wind Wear
2. Parka (Padding Jacket)
3. Jogging Suit
4. Polar Jacket
5. All Kinds of Bottom (Cargo)

1.4.3. Fabric and Accessories:
We have strong source of fabric and accessories in Hongkong, China,
Taiwan, Korea, Thailand, India and Bangladesh.

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


5
1.4.4. Current Buyers:
1. Target (USA) 11. Knight Apparels (USA)
2. Wal-Mart (USA) 12. Taramex (CANADA)
3. Jcpenney (USA) 13. Orientex (CANADA)
4. Oshkosh (USA) 14. Amerex Group (USA)
5. Kelme (SPAIN) 15. Sadas / Vertbaudet (FRANCE)
6. Regatta (U.K) 16. Badger (U.S.A)
7. B.H.S (U.K) 17. Radcats Brand (UK)
8. Aldeva Group (U.K) 18. Kohls (USA)
9. Brylane (USA) 19. Children Place (USA)
10. Soccer Company (U.K) 20. Sandryds Handel AB (SWEDEN)

1.4.5. Management Policy:
Nipa human resources department has a quality standard for recruiting
employees in any position. They must have to meet the standard and
after a successful provisional period they all get permanent by the
management.
Nipa maintains workers payroll much higher then internationally
accepted limitation of minimum wages.
Nipa provides worker life insurance for any damage occur while they are
working in the factory
Nipa provides workers health card to check with doctor as
required. Company provides first aid for any kind of emergency or if any
workers fall sick. Besides, a full time doctor is also available to meet any
eventualities.
As per labor law. An employee can work maximum 50 hours/month
overtime
Nipa has a big dinning hall. At a time more than 500 people can take
their lunch.
Fresh & pure drinking water is supplied among the workers
Enough fresh rooms and toilets are available in the factory
Nipa provides free uniform facilities for workers.
Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


6
Nipa provides self for workers.
Nipa provides self shoe bag for workers.
Employers get much more facilities from management, which makes them
happy and improve their life quality as well

1.4.6. Training and Skilled:
To build a skilled and experienced manpower Nipa always busy to solve their
weakness and make them learn the right, and make skilled workers to
be an expert on their relative fields. Therefore sometimes they arrange
training and development courses.

1.4.7. Fire Safety:
Nipa takes fire safety mater very seriously, and that is why we have full set
of fire equipment in each color of factory building.
Nipa has fire resource squad in between our own employees and they are
very well trained.
Nipa general workers also well trained at least to save themselves from the
accident.
Emergency exit plan from each sewing line and fire alarms hanging on the
front wall.

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


7
1.4.8. Factory Profile:
Name : Nipa fashion wear Company
Founder : Mr. Khosru chowdhury. Chairman & managing director
Factory Address : Selina Tower, Islambag, Halan Road, Dhakhin Khan,
Uttara, Dhaka-1230, Bangladesh
Telephone : 88-02-8962683, 8962684, 8962410 fax-88-02-8962411
Head Office : Selina tower, (5th floor) islambag, halan road, dhakhin
khan, uttara, dhaka-1230, bangladesh
E-Mail : khosru@nipagroup.com
Web-Site : www.nipafashion.com
Established : In 2000
No.of Employes : Stuff - 126 persons
Worker male - 150 persons
Worker female -1400 persons
Bankers : National credit and commerce bank ltd.(NCCBL)
Malibagh branch, dhaka-1219,
Tel: 88-02-9342916, 88-02-8321768
Contact Persons : Mr.khosru chowdhury. Chairman & managing director
We would like to invite you cordially to visit our factory as per our convenience
for any further query please doesnt hesitate to call us over phone or sent a
mail.

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


8
1.6. OVER ALL ACTIVITIES OF NIPA FASHION WEAR COMPANY
1.5.1. Accounting and Finance Department:
Objective and Accounting and Finance Department
To have permanent record of all the transaction for future reference.
To know the result of the business in terms of profit and losses.
To the exact reason for profit and loss.
To know the financial position of the business.
To know the progress of the business from year to year
To have valuable information for legal and purpose
Functions of Accounting and Financial Department:
To prepare Trading A/c
To prepare Profit and Loss A/c
To prepare Balance Sheet
Maintenance of accounts is under taken
Rate fixing
Suppliers bill paying
Maintenance of cash and bank balance.
Strengths and weaknesses of finance department
Strengths
Friendly work environment
Hire Young staff
Use of management system
Weakness
Lack of awareness about employee
Misuse of Network
Punctuality
Lack of coordination between employe

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


9
1.5.2. Merchandising Section:
Customer Merchandiser Factory
In Nipa Fashion Wear Company all kinds of marketing activities are done under
the MD. Market analysis includes anticipation of future trends in the market
regarding economic, life style, fashion and competitors. Currently Nipa
anticipates the future competitors like China and India in result of WTO policies
and now the china is successful competing in quality and price.
Analyzing all the available data for improvement and anticipation,
Merchandiser also searches about the accessories purchase and to negotiate.
Product planning concerns about sampling, regarding research and
development.
The merchandiser starts his work with new inquires, new inquires are the
customers first knock at Nipa. The merchandisers increase the sale of products
through personal selling, seminars and physically stall presentation in
worldwide cloth fairs and exhibitions. But currently due to high quality
customers trust on Nipa quality, Nipa only relying on personal selling or old
customer relations.
When new inquires comes in the merchandising department starts working on it
on the bases of customer demand required in the inquiry.
Nipa is becoming a leading garments manufacture company in Bangladesh
having expertise & machinery capable of transforming customer ideas into
superior quality goods, which are taken as the most famous brands in the
world.
1.5.3. Commercial Section:
To export a business should be competent to be an exporter. According to
Import and Export (Control) Act, 1950, the office of Chief Controller of Import
and Export provides the Export Registration Certificate (ERC) to the exporter.
Then a person becomes a qualified exporter.
Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


10
The major import items by Nipa are capital machinery, Embroidery Machine,
chemicals, raw cotton, garments accessories, cotton etc. To import Nipa should
be competent to be an importer. According to Import and Export (Control)
Act, 1950, the office of Chief Controller of Import and Export provides the
Import Registration Certificate (IRC) to the importer. After obtaining this, MSL
has to secure a Letter of Credit Authorization Form instructs the opening bank
to open an L/C.
1.5.4. Quality Department:
Preventive measures are taken to make defect free product. MSL has
documented a quality manual that states the quality management system of
the organization. Management establishes a documented quality plan setting
out the specific quality practice, resources required and the sequence of
activities relevant to particular product.
1.5.5. Human Resource Policy:
About 4000 employers are currently working in this factory. Human resource
department (HRD) manages different situations and difficulties are really
appreciable. NIPA has a very friendly working environment in all around. So all
workers are self motivated and very willing to do their job properly, they are
well aware of keeping this environment and have full respect in all discipline.
1.5.6. Sample Section:
We have a skilled sample section to meet buyers sales man sample and new
collection, before starting bulk production in any of our factories, we supply
actual sample to the client for final approval on styling, measurement,
workmanship etc. This is our commitment to achieve the highest quality.

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


11

Chapter 02
Activities Undertaken

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


12
2.1. WORK RELATED ACTIVITIES
During my internship period following accounting and financial related
activities I have done at Nipa Group:
Prepare, examine, or analyze accounting records, financial statements,
or other financial reports to assess accuracy, completeness, and
conformance to reporting and procedural standards.
Develop, implement, modify, and document recordkeeping and
accounting systems, making use of current computer technology.
Verify the monthly bills of C&F, Transport (Export & Import) and others
to payment purpose
Verify to pay inspection bill in daily bases
If any discriminate find out by checking the bills and others it will inform
and take necessaries action of it
Report to management regarding the finances of establishment.
Establish tables of accounts and assign entries to proper accounts.
Analyze business operations, trends, costs, revenues, financial
commitments, and obligations, to project future revenues and expenses
or to provide advice.
Prepare forms and manuals for accounting and bookkeeping personnel,
and direct their work activities.
Compute taxes owed and prepare tax returns, ensuring compliance with
payment, reporting or other tax requirements.
Appraise, evaluate, and inventory real property and equipment,
recording information such as the description, value and location of
property.

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


13
2.2. ORGANIZATION WIDE ACTIVITIES
Maintenance personal (owner) and companys bank accounts in different
bank.
Find out any discriminates between company and Bank records through
the Bank reconciliation about BTB, FTT, SOD etc.
Survey operations to find out accounting needs and to recommend,
develop, or maintain solutions to business and financial problems.
Develop, maintain, and analyze budgets, preparing periodic reports that
compare budgeted costs to actual costs.
Advise management about issues such as resource utilization, tax
strategies, and the assumptions underlying budget forecasts.
Provide internal and external auditing services for businesses or
individuals.
Advise clients in areas such as compensation, employee health care
benefits, the design of accounting or data processing systems, or long-
range tax or estate plans.
Represent clients before taxing authorities and provide support during
litigation involving financial issues.
Maintain or examine the records of government agencies.
Serve as bankruptcy trustees or business valuators.

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


14

Chapter 03
Challenges and Proposed
Course of Action for Improvement

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


15
3.1. OBSERVED IN THE ORGANIZATION
While preparing my report on the particular topic I have faced some dilemma
which devaluated the weight of my report to some extent. I have faced the
following situation which, I consider as the limitation of my report.
Our company point of view they are not use financial performance
analysis to farther investment or expand their business.
So many difficulties I have faced to prepare the report, because there
insufficient and artificial financial information to analysis, here I
mention artificial let me say about it more elaborately in Nipa Group
consists of
1. Nipa Fashion Wear Company
2. Nipa Fashion Wear Ind. Ltd.
3. Selina Apparels Ltd.
4. Nipa Knitwear Company
5. Nipa Builders
6. Nipa Land Procurement Department
7. Nipa Transport
8. Nipa Fashion Wear Ind. Ltd. (Self C&F)
9. KC Hospital
10. KC School and College
All these are handled and maintained from one Account Department and
to give the finance to maintain and expand the organization we have
almost three bank accounts among three two is for Nipa Fashion Wear
Ind. Ltd. and other for Selina Apparels Ltd. Our main income comes from
by exporting RMG products. But we have not different bank account for
different company to maintain individual records. So that it is very
difficult to find out individual income and expenses. Besides of that
there have some problems. We have three companies for those we
partially maintain cash book, ledger book, and by using tally software for
find out financial statement and balance sheet.
Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


16
Most of the garments organization are not willing to show the real
scenario of financial position
Lack of financial performance analysis because of insufficient
information
Too much work pressure did not make sense to study widen.
Multiple tasks of different department have to be performed.
Lack of job freedom.
Miss use of reference power.
Management doesnt want to disclose the information to the employee,
because of their confidentiality.
Lack of coordination of the colleagues.
Disorganized work system
Lack of awareness about employee
Misuse of Network
Punctuality
Lack of coordination between employee

3.2. Academic Preparation
Here I will mention that academic knowledge and practical knowledge is not
same in perspective of application of knowledge.
Personally, I am not a very big fan of theoretical education and I find practical
teachings more interesting and easy but there should always be a balance
between both of them. Most of the schools and universities across the world
include both theory and practical exercises in their academic curriculum. But
different people may have different views regarding this. Some might think
that practical education isnt the real education and we should stick to
theoretical ways, while many others may believe that practical education must
be given more importance as it teaches more effectively making the student
understand better. I personally believe that practically education certainly has
a lot deeper impact on students.
Both practical and theoretical experiences go hand in hand and each has their
own importance. Both theoretical knowledge and practical skills are necessary
Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


17
to master a field. Theoretical learning gives the guidance to the mind and mind
guides our body to convert that theoretical learning into practical
performance. Theoretical learning is good but not using that knowledge
practically is of no use. Hence it is very important to utilize the knowledge
practically; otherwise there is no point to gain theoretical knowledge. So to
have perfect learning experience one should gain both practical and theoretical
knowledge
To do this task I have really required academic knowledge to fulfill the
practical knowledge. Because in an organization there have lot of activities
those are not related with the academic knowledge but when I have going for
enclosed the tasks in such a way that I have getter from academic knowledge,
it helps me to make it very precisely and easily in a short time manner.
3.3. KNOWLEDGE AND SKILLS THAT NEED TO BE LEARNED IN THE UNIVERSITY
Problem-based learning is student-centered. PBL makes a fundamental shift--
from a focus on teaching to a focus on learning. The process is aimed at using
the power of authentic problem solving to engage students and enhance their
learning and motivation. There are several unique aspects that define the PBL
approach:
Learning takes place within the contexts of authentic tasks, issues, and
problems--that are aligned with real-world concerns.
In a PBL course, students and the instructor become colearners, coplanners,
coproducers, and coevaluators as they design, implement, and continually
refine their curricula.
The PBL approach is grounded in solid academic research on learning and
on the best practices that promote it. This approach stimulates students to
take responsibility for their own learning, since there are few lectures, no
structured sequence of assigned readings, and so on.
PBL is unique in that it fosters collaboration among students, stresses the
development of problem solving skills within the context of professional
practice, promotes effective reasoning and self-directed learning, and is
aimed at increasing motivation for life-long learning.
Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


18

Chapter 04
Lessons Learned

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


19
4.1. Lessons Learned From The Internship Program

From my experience with the Accounting section of Nipa Group I have
learned so many valuable knowledge which helped me a lot to understand
the accounting and financial activities and as well as to prepare this report.
Through this internship affiliation report I got a chance to have a very closely
observe about most of all the accounting and financial activities of Nipa
Group. Followings are my understanding from this internship program:

First of all, I have learned about the organizational behavior, i.e. how
individuals and groups act in the organization, what are the relationships
between people and organization in terms of the whole person, whole
group, whole organization etc.

Secondly, I have learned about practice of accounting and finance related
organization terms and condition. Here I have learned about different form
of activities in terms of maintaining cash book ledger book and verify the
bill before time of payment. The posting of debit and credit vouchers in
tally ERP software. The most important lessons from this part is that
before making Income Statement and Financial Statement and Cash Flow
Statement of a new company of Nipa Group by using Excel.

Thirdly, we also make Salary Statement, Early Bonus Statement and also
maintain the employees personal file all of them are head office
employees on an average 110 employees.

Fourthly, I have learned mostly about the banking transaction system. Like
as deposit cash, withdrawn cash, cheque procedure system, bank
reconciliation process, maintain the credit card and communicate with the
bankers.

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


20
Finally, through writing different type of letters and notices my
writing skill has been developed.

4.2. Implications To Universitys Internship Program

Graduate with more than a degree. Graduate with

Knowledge of a Profession
Professional-Level Experience
Perspective on ones Future
Networks & Connections
Self-Awareness & Self-Assurance
Experience in Organizational Life
Sense of Local & Global Communities

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


21

Chapter 05
Conclusion and Recommendation

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


22
5.1. CONCLUSION
Nipa Fashion Wear Company is a sister concern of Nipa Group is a trend better
in the RMG Industry. The company is always trying for creating customers need
through manufacturing and supplying quality products. Keeping that in mind the
industry is expanding its operation in the Welding rod and RMG industry sector
which the largest means for great achievement.

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


23
5.2. RECOMMENDATIONS
Nipa Fashion Wear Company can take the following recommendations into
consideration:
The system of the finance department is a well established. However,
there is a need for high development for better performance.
By making the freedom of association, prohibition of discrimination and
building cooperation finance department of finance can restructure for
its betterment.
The finance department of a business has to takes responsibility for
organizing the financial and accounting dealings including the
preparation and presentation of appropriate accounts.
Keeping records in a proper manner so that it will help to analyze the
financial data in future aspects. That sway we should mention the cost
of goods sold, operating expenses & income, non operation expenses &
income in a proper way.
Managers require ongoing financial information to enable them to make
better decisions. They will want information about how much it costs to
produce a particular product or service, in order to assess how much to
produce and whether it might be more worthwhile to switch to making
an alternative product.
Financial statements need to be produced in a proper and systematic
way within a given time intervals,
The finance department should also take some necessary steps for the
technical details of how a business raises finance e.g. through loans, and
the repayment of interest on that finance.

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


24
Reference and Bibliography
1. Sources of Information: Officials of Nipa Fashion Wear Company.
2. http://www.nipagroup.com
3. http://www.oppapers.com/essays/Workers-Garments-Industries-
Bangladesh/153454
4. http://en.wikipedia.org/wiki/Performance_appraisal
5. https://www.google.com.bd/
6. http://www.slideshare.net/

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


25
Appendix
Maleque Md. Hasan Bhuiyan
191, College Road, Ainusbagh,
Dakkhinkhan, Uttara, Dhaka-1230.
Mobile: 01921351192
malequemohammad@gmail.com

Objective

Secure a management position in a high growth company with considerable
advancement opportunities, preferably, in a business development capacity with an
emphasis on financial planning.

Experience

Company Name : Nipa Fashion Wear Company Ltd.
Position held : Account Officer
Duration : 2
nd
May 2012 to till now.

Responsibilities-
To carry out financial management and accounting tasks in accordance with procedures
established in the finance team in order to meet the requirements of standing orders.
Reporting all accounting activities to the Manager, Finance and Accounts on a regular
basis
Maintaining recording all kinds of transaction, preparation of timely accounts
Handle employees, consultants and company related activities
Assisting utilities and payment thereof.

Company Name : Masihata Sweaters Ltd.
Position held : Interne
Duration : June 2011 to August 2011.

Responsibilities-

Conceptualization and run of accounting procedures from concept to completion,

To know the culture of an organization.

Academic Qualification
Masters of Business Administration 2012
American International University- Bangladesh (AIUB)
CGPA: 3.48 after 39 credits

Major: Finance

Bachelor of Business Administration 2012
American International University- Bangladesh (AIUB)
CGPA: 3.57/4

Major: Accounting & Finance

H.S.C 2007, GPA: 4.0 Business Studies

S.S.C 2005, GPA: 4.0 Business Studies

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520


26
Personal Qualities

Ability to get on well with others,
Disciplined attitude to work,
Keenness to undertake any suitable work,
Ability to do things without arguing,
Ambition,
Responsible attitude,
Willingness to learn.
Skills & Abilities

Professional : Tally ERP 9
Language Ability : English & Bengali.
Computer Knowledge : Good Knowledge of Windows Operating System, Microsoft
Office, Web Browsing, Networking.

References

Maleque Mohammad Hasan Bhuiyan

Mohammad Ibrahim Khalil
Accounts Manager
Nipa Group
Mobil: 01712-689102
E-mail: Ibrahim@nipagroup.net
Mohammad Shofiqul Islam
Assistant Professor
Department of Accounting & Finance
American International University-
Bangladesh (AIUB)
Mobil: 01711-392764
E-mail: rfis74@yahoo.com

Md. Mahbubur Rahman
General Manager
Finance & Accounts
Masihata Group
Mobile: 01711-635687
E-mail: mahbub@masihata.com

Mohammad Zakaria Masud,ACMA
Assistant Professor and Head
Department of Accounting & Finance
Faculty of Business Administration
American International University-
Bangladesh (AIUB)
Mobil: 01552-410177
E-mail: zakaria_masud@aiub.edu

Body of The Report

Uploaded by

Copyright:

Available Formats

You might also like

Body of The Report

Uploaded by

Document Information

Original Description:

Original Title

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Body of The Report

Uploaded by

Copyright:

Available Formats

Selina Tower-4 ,Islam Bag ,Holan Road ,Dhakhin khan, Uttara, Dhaka -1230 Bangladesh.

Tel: 88-02-8924022, 8950493, 8953510, 8911475. Fax 88-02-891520

You might also like