Book March

Vol. 1 Issue 3 THE EVER READY UNIVERSAL GUIDE March 2003 Vol.
Vol. 1 Issue 3 THE EVER READY UNIVERSAL GUIDE March 2003
THE EVER READY

UNIVERSAL GUIDE
for the Use of
Police department
Insurance Companies
Banks and Financial Institutions
A READY RECKONER
To trace more number of Stolen Vehicles
Price Rs. 100/-

Vol. 1 Issue 3 THE EVER READY UNIVERSAL GUIDE March 2003 Vol. 1 Issue 3 THE EVER READY UNIVERSAL GUIDE March 2003
Editorial The changes brought in by economic

INDEX liberalization and entry of private players
TRUST - that is something that takes
in the Insurance field have brought pres-
1 Editorial 2 years to build but demolished in a split
sures along with them. Hence, we felt that
second.
2 How to use this Ready reckenor (Police department) the timing was just right to introduce our
Our decision to distribute copies of system. Now that the computer charges
3 How to use this Ready reckenor (Insurance companies) 7 our publication free of cost one each to have come down drastically, the costs can
District Head Quarters of Police and all be managed with subscription and adver-
4 Ready reckenor List (Chassis No./Engine No. - wise) 8 Regional Offices of Insurance Companies tisements. So we are able to offer compi-
seems to have raised doubts about the very lation service FREE OF CHARGE to In-
5 Ready reckenor List (AR # - wise Insurers/Police details) 32 motive behind this venture. surance Companies. By offering data for
compilation the Insurance Companies IN-
6 Interesing Case History 51 In the last section of this issue, we CREASE THE CHANCES OF RECOV-
have given facsimiles of our first attempt ERING THE VEHICLES BEFORE THE
7 Ready Reckoner (List of recovered vehicles) 52 in 1992/3 and the response received from POLICE COULD DECLARE THE VE-
the Police officials across the country. At HICLE UNTRACEABLE. No charges -
8 All about Investigations - that time we had fixed charges for the no strings attached. Simply put, the pur-
entries received from the Insurance com- pose of this exercise is to help police in
9 Form of Authetication Letter for entries 58 panies and there was heavy resistance on tracing stolen vehicles. For Insurance
the pretext - “No Cure - No Pay”. This Companies it is – “IMPROVE THE
10 Form for Details of recovered vehicles 59 means unless the results are shown no CHANCES OF PREVENTING LOSS
payment could be made. To get proper instead of searching for a cure at a
11 Subscription requisition 60 results the database must be comprehen- later date AT NO EXTRA EXPENSE”
sive. Without a proper data base there was
no use of continuing the exercise at that A vernacular News Daily Kaalai
time. Due to high cost of computer time Kathir, in their issue-dated 4.11.2002,
it was not a viable proposition. However released a News Item pertaining to the
good the system may be, it needs to be attempted fraud on Insurance companies.
built up step-by-step and nurtured along Before the matter came to a head and the
the way till it is established and become a higher ups were forced to take corrective
way of practice. action, how much would have been lost
by the Insurance companies due to fraudu-
1
lent TP claims? What is the cost of keep- officers showed interest, stating that,
ing this under check? Banks and Financial institutions also can
use this system, with some modification.
We are offering a system through
While releasing the pilot issue in March
which the Insurance companies can build
2002 itself we had thought about this and
a rapport with the Police at GRASS
taken steps to devise a Ready Reckoner
ROOT LEVELS to lay the foundation for
for the use of the police in investigating
mutual respect and effective action, which
crimes, related to Banks and financial in-
is the only way open to the Insurance
S
stitutions.
LE
companies to combat this menace. Help
H F
VE O
IC
the POLICE. It is as good as helping In- We are working on that subject.
SS ION
surance Companies. Tracing defaulters, tracing vanishing
LO IT
machineries worth crores of rupees can
Not only that. It is well within In-
D
be accomplished at lesser cost & time with
O E
surance Companies’ own powers to con-
this system. The reason is simple. This
R 993
trol TP claims. It is a chaotic situation all
F
publication goes to all District Headquar-
TE 1
right. But we can bring forth ORDER IN
ters of Police department all over India.
IS F
G O
to this CHAOS. The only thing required
It is a focused audience. Through this
RE EN
is the collective WILL, of all the Insur-
route we can save time all round!
AN CIM
ance Companies, to take the first step. We
are offering a system to the Insurers to
AR PE
use and find out themselves the benefits. Quotable Quotes
S
from Illusions – by Richard Bach
In the evolution of any system, there
AM
is no fixed route. The goal is there. But You arenever given a wish
the path we take has not been trodden without also being given the
before and there is no footmark. We have power to make it true
to feel our way to the summit/goal (in this
case TP Claim Control). So adjustments, You may
without compromising fundamental con- Have to work for it,
cepts, are to be made then and there. Af- However.
ter releasing the first issue, some Bank
2 3
HOW TO USE THIS READY RECKENOR

(Police department)
This Ready Reckenor is designed to help the Police Personnel engaged
in routine checks at —
Highways
Check posts
Busy junctions in a town/city
Air Port Parking Lot
Railway Station Parking Lots
Cinema Halls Parking Lots
Automobile Garages
And places where search is made on Court Orders
The Lists given in the following pages are in ascending order and vehicle
(make/model) wise. To locate a Chassis number, look under the appropriate
vehicle make/model classification. For Example if you are checking a
HEROHONDA Splendor, look under the heading – HeroHonda-Splendor. The
Chassis number is listed separately and the engine number is listed separately
as they are separate units and can be inter-changed.
Check the vehicle RC with the number on the vehicle
Compare the chassis/engine number with the List
If matching number not found clear the vehicle.
If a matching number is found note the corresponding
AR Number.
Go to the next section of Ready reckenor where the details of Insurance
Company, Police station, and FIR Number are given against the reference
AR Number.
Facsimile of Letter received from D.S.P. Godara, Gujarat, dated 20.9.1993 Note the details and contact the nearest office of the Insurers and/or notify
AMARAN REGISTER Private Limited.
4 5
HOW TO USE THIS READY RECKONER

(Insurance Companies)
THE EVER READY UNIVERSAL GUIDE
In spite of the sincere efforts of the Police Personnel, it is getting more
and more difficult to weed out stolen vehicles that get regularized through
devious means (forged RC book, forged NOCs, and then re-registered through
regular legal RTOs). These vehicles ply on road and get their insurance cover
without any problem. Till to date there is no way for an Insurer to verify this
clever manipulation.
NOW IT IS EASY TO WEED OUT SUCH VEHICLES

READY RECKONER
PROCEDURE: SECTION I
Whenever a vehicle come for renewal of Policy, obtain a copy of RC attested
by the insured him/her self for records.
Check the Engine and Chassis Number with the list given in the Ready
Reckoner.
If a match is found note the AR number against it.
Go to the next section of Ready Reckoner and check the AR Number.
ALPHEBETICAL LIST OF
Note the Details of Insurers/Police FIR etc. and take appropriate action STOLEN VEHICLES
If such vehicles are already under claim – the Insurers have the option of
MAKE/MODEL
stopping the payment – and then take necessary action. This is not only
loss prevention but also – by initiating action with the help of the Police –
recover some value in the process.
When this Ready Reckoner is updated regularly, it will help in reducing AND
overall costs for the Police and help them to recover more number of stolen
vehicles, thereby help the Loss Minimization efforts of the Insurance
Company CHASSIS & ENGINE NUMBERS
This system can be extended to costly equipments like Laptops. Insurers IN ASCENDING ORDER
may send in suggestions for improving this system. Ultimately it is for them
only!!
6 7
READY Reckoner (CHASSIS NO-ENGINE NO. WISE) BAJAJ 4S

AMBASSADOR ALL MODELS Chassis # AR # Engine # AR #
Chassis # AR # Engine # AR # 31 F 95 C 00054 000441 31 M 95 C 02816 000441
AEY 801646 000286 6 EDGU 128930 000380 31 F 95 F 18599 000425 31 M 95 F 21420 000425
AGU 720142 000380 6 EDJT 109461 000304
BAJAJ AUTO
AJT 699565 000304 6 EPEY 020053 000286
Chassis # AR # Engine # AR #
III 211871 000030 6EH 043776 000146
009660 000055 009461 000055
III 324710 000175 D 280163 000030
04 C 363143 000079 04 E 381176 000079
III 374236 000110 D 299354 000316
05 C 391644 000093 05 E 422683 000093
III 393108 000103 ODH 57018 000392
24 C 006622 000026 24 E 006540 000026
III 463480 000054 OED 035787 000080
24 C 024172 000141 24 E 023466 000141
III 467521 000140 OER 13061 000175
24 C 037875 000102 24 E 036947 000102
III 471750 000392 OET 10603 000110
24 F BDM 47041 000251 24 M BDM 96488 000251
III 561633 000146 OEU 11428 000103
24 FBGA 01936 000548 AEMBG 013995 000548
III 587209 000080 OEY 10893 000054
F 24 BM 020988 000554 E 24 DB 061374 000136
III 593967 000316 OEY 13384 000140
F 24 DB 062722 000136 M 24 BM 023990 000554
API LAMBY W 24 C 012699 000540 W 24 C 050179 000536
Chassis # AR # Engine # AR # W 24 C 047247 000549 W 24 E 012591 000540
001415 000068 001415 000068 W 24 E 049396 000536 W 24 E 046023 000549
378729 API 000058 150 CY 378729 000058
BAJAJ BOXER CT
389592 APJ 150 LY 000112 150 LY 389592 000112
389699 API 150 LY 000111 150 LY 389699 000111
DFFBFM 62559 000285 31 MBGC 08116 000295
DFFBGC 19498 000295 DFMBFM 72029 000285
ASHOK LEYLAND ALCO 3/3 TIPPER
DFFBHC 71356 000281 DFMBHC 85901 000281
NPE 253681 000244 NPE 132302 000244 BAJAJ CALIBER
AVANTHI KOBRA
DDFBEE 01781 000156 DDMBEE 01842 000156
DDFBEG 07887 000151 DDMBEG 07659 000151
MD 9 PJT 08 A 9905132 000272 TJPQA 9905894 000272
DDFBEG 08025 000165 DDMBEG 08186 000165
8 9
BAJAJ CALIBER (CONT’D) BAJAJ M80

Chassis # AR # Engine # AR # Chassis # AR # Engine # AR #
DDFBEM 66129 000412 DDMBEM 69168 000412 16 C 94G35760 000181 16 E 94G35812 000181
DDFBFE 44261 000291 DDMBFE 83307 000291 16 C 95 K 10007 000321 16 E 95 K 09122 000321
DDFBFF 87515 000292 DDMBFF 94468 000292 16 C 96 K 69063 000206 16 E 96 K 69037 000206
DDFBGC 78706 000275 DDMBGC 28086 000275 16 CBEC 33864 000453 16 EBCL 25617 000462
DDFBHB 52188 000252 DDMBHB 12180 000252 16 CBEE 57820 000411 16 EBEC 35803 000453
16 CBFK 15371 000214 16 EBEE 57832 000411
BAJAJ CHETAK 16 CBGE 08648 000373 16 EBFK 18720 000214
16 CBGK 56342 000455 16 EBGE 10501 000373
16 CBHF 84103 000377 16 EBGK 58571 000455
03 C 501 180289 000289 03 E 502 178137 000289
16 EBCL 25602 000462 16 EBHF 86840 000377
06 C 1100213 000464 06 C 1137240 000464
06 C 703788 000170 06 E 740043 000170 BAJAJ SUNNY, RAVE
06 C 803088 000128 06 E 833372 000128 Chassis # AR # Engine # AR #
06 C 8103 136224 000174 06 F 1100514 000528 33 F 96 J 87464 000487 33 M 96 J 87391 000487
06 D 96 P 67336 000265 35 E 96 K 48759 000280 34 CBDG 14207 000552 34 EBDG 14044 000552
06 F 1064023 000528 6 F 8103 165912 000174
BAJAJ SUPER, SUPER FE
35 C 96 K 11262 000280 85 P 96 F 67818 000265
W 06 C 016260 000012 W 06 E 016424 000012
08 C 93 M 91527 000300 08 E 93 M 04989 000300
W 05 C 260260 000027 W 05 E 248621 000027
BAJAJ KB 100
Chassis # AR # Engine # AR # BAJAJ TEMPO
3 DC 079689 000434 30 M 94 D 06589 000220 Chassis # AR # Engine # AR #
30 C 099117 000349 3 DE 076447 000434 3 FD 19747 000178 3 D 184403 000178
30 F 94 D 07699 000220 30 E 097862 000349 ENFIELD BULLET
BAJAJ LEGEND
181971/8JX 000081 181971 000081
9 B 393144 000088 393144 000088
28 CBFH 39808 000290 28 EBFH 40157 000290 OB 420405 000147 OB 420405 000147
10 11
ENFIELD EXPLORER HEROHONDA CD 100, CD 100 SS & DX (CONT’D)

618735 CB 000173 318690 CB 000173 99 D 12 A 12092 000371 99 E 10 E 11949 000270
B 63437 C 2 000344 363175 C 2 000344 99 E 12 F 05995 000270 99 H 10 E 08200 000268
99 H 10 F 06239 000268 9910 E 22860 000371
ENFIELD SILVERPLUS B 10 F 075853 000064 B 10 E 075787 000064
Chassis # AR # Engine # AR # B 10 F 100107 000119 B 10 E 100242 000119
A 50072 E7 000075 203610 E7 000075 D 10 F 194376 000020 D 10 E 194311 000020
D 10 F 213771 000039 D 10 E 213556 000039
FORD IKON
D 10 F 230063 000021 D 10 E 2302259 000021
D 10 F 237815 000019 D 10 E 2337482 000019
MAJAXXMRTA 05848 000199 YA 05848 000199
D 10 F 254540 000116 D 10 E 254568 000116
HERO MAJESTIC F 10 F 368223 000098 F 10 E 375697 000098
Chassis # AR # Engine # AR # F 10 F 380646 000105 F 10 E 393271 000105
MD 086955 000009 MH 339658 000042 HEROHONDA SLEEK
MP 039345 000042 MH 365656 000009 Chassis # AR # Engine # AR #
E 11 F 009179 000172 E 10 E 350828 000172
HERO PANTHER
Chassis # AR # Engine # AR # HERO HONDA SPLENDOR
CPB 054492 000131 ENB 079810 000131 Chassis # AR # Engine # AR #
00 A 10 F 10829 000355 00 M 18 M 22705 000489
HEROHONDA CD 100, CD 100 SS & DX 00 B 19 F 07774 000404 00 E 18 M 10170 000308
Chassis # AR # Engine # AR # 00 B 20 C 03366 000447 00 A 10 E 22143 000355
01 G 13 F 00063 000400 01 G 13 E 00024 000400 00 E 20 C 09920 000308 00 B 17 E 07158 000404
11331 000342 21543 000342 00 F 20 C 11321 000360 00 B 18 M 03578 000447
94 G 12 F 08414 000423 94 G 10 E 12310 000423 00 F 20 C 16430 000222 00 C 18 E 15957 000352
95 M 12 F 01444 000155 95 M 10 E 01225 000155 00 F 20 C 17810 000210 00 F 18 E 10777 000369
96 L 12 F 01607 000284 96 L 10 E 01495 000284 00 F 20 F 10954 000369 00 F 18 E 10784 000325
97 A 10 F 7357 000370 97 A 10 E 16021 000370 00 F 20 F 11097 000325 00 F 18 M 10748 000360
98 D 10 F 02886 000149 98 B 10 E 02709 000149 00 G 20 C 22611 000387 00 F 18 M 15098 000222
99 B 10 F 09656 000273 99 B 10 E 18201 000273 00 L 20 C 09228 000238 00 F 18 M 18084 000210
12 13
HERO HONDA SPLENDOR (CONT’D) HERO HONDA SPLENDOR (CONT’D)

00 L 20 C 27774 000358 00 G 18 M 22696 000387 98 D 19 F 03986 000301 98 B 17 E 04798 000449
00 M 20 C 22612 000489 00 L 18 M 09123 000238 98 D 19 F 06684 000463 98 D 17 E 03583 000301
00 M 20 F 26843 000406 00 L 18 M 19789 000366 98 F 19 F 05465 000150 98 D 17 E 06348 000463
00120 C 19720 000366 00 L 18 M 27752 000358 98 G 12 F 01360 000473 98 F 17 E 05455 000150
0020 F 14844 000352 00 M 18 E 25958 000406 98 G 19 C 06047 000241 98 G 10 E 00617 000473
01 B 20 C 23112 000350 00798 000376 98 G 19 F 01100 000495 98 G 17 E 00994 000495
01 B 20 F 01745 000556 01 B 18 E 01343 000556 98 G 19 F 05736 000257 98 G 17 E 6103 000257
01 G 20 C 06790 000297 01 B 18 M 23274 000350 98 G 19 F 09061 000227 98 G 17 M 05250 000241
01 G 20 F 12083 000378 01 G 18 B 12199 000378 98 H 19 C 02106 000395 98 H 17 M 01989 000395
07744 000157 01 G 18 M 00521 000297 98 J 12 F 11536 000372 98 J 10 S 22645 000372
95 D 19 F 00870 000219 08004 000157 98 J 19604547 000471 98 J 17 M 05430 000471
95 K19 F 02438 000533 95 D 17 E 00602 000219 98 L 19800504 000518 98 L 17 M 00541 000518
95 L 19 F 02947 000472 95 K 17 E 02547 000533 99 D 19 C 02687 000385 98817 E 09026 000227
95 M 19 F 05884 000457 95 L 17 E 02896 000472 99 D 19 C 09360 000318 99 D 17 M 02641 000385
96 F 19 F 05169 000439 95 M 17 E 05798 000457 99 E 12 F 06611 000361 99 D 17 M 09345 000318
96 G 19 F 03868 000205 96 F 17 E 05192 000439 99 F 19 C 08774 000452 99 E 10 E 12811 000361
96 G 19 F 04601 000484 96 G 17 E 03624 000205 99 G 19 C 00985 000389 99 F 17 E 01887 000347
97 F 17 E 63639 000320 96 G 17 E 04545 000484 99 G 19 C 09992 000213 99 F 17 M 07533 000452
97 F 19F 09089 000250 97 F 17 E 03444 000320 99 G 19 F 09206 000347 99 G 17 M 00405 000389
97 G 19 F 07919 000264 97 F 17E 10196 000250 99 H 19 C 03689 000196 99 G 17 M 10148 000213
97 G 19 F 09719 000324 97 G 17 E 08190 000264 99 H 19 C 08083 000553 99 H 17 E 07866 000367
97 J 19 F 08024 000438 97 G 17 E 09009 000324 99 H 19 C 11365 000557 99 H 17 M 02528 000196
97 J 19 F 09920 000327 97 J 17 E 08156 000438 99 H 19 C 11769 000309 99 H 17 M 06910 000553
97 J 19 F 11531 000322 97 J 17 E 10435 000327 99 H 19 F 08162 000367 99 H 17 M 10802 000309
97 K 19 F 03142 000319 97 J 17 E 11913 000322 99 J 19 C 10078 000481 99 H 17 M 10978 000557
97 K 19 F 08186 000396 97 K 17 E 03069 000319 99 M 17 C 00807 000376 99 J 17 M 08517 000481
97 K 19 F 09591 000249 97 K 17 E 08038 000396 99 M 19 C 08528 000403 99 M 117 M 09091 000414
97 M 19 F 30892 000541 97 K 17 E 09900 000249 99 M 19 C 2418 000414 99 M 17 C 05321 000403
98 A 19 F 04572 000354 97 M 17 E 30853 000541 C 10 F 107487 000418 C 10 E 107623 000418
98 B 19 F 04860 000449 98 A 17 E 04939 000354 C B 03003788 000353 C B 13005046 000353
14 15
KELVINATOR AVANTI LML VESPA-XE-NE

095279596 000083 214804324 000072 C 10 C 564572 000218 AH 31849 E 000070
48220548 000072 320980544 000083 CH 449848 000028 CN 448397 000028
KINETIC HONDA XEA 032538 000070 E 10 C 562038 000218
NIEF 128589 000123 569788 NIECM 000326 MAHINDRA JEEP
NIEGA 254622 000139 NIEC 0 28298 000127 Chassis # AR # Engine # AR #
NIERB 941406 000448 NIEE 119238 000424 CI 500 DI 4 DSDS 43315 000330 DS 43315 000330
NIFC 028347 000127 NIEF 129882 000123 CL 550 MD 4 FVDV 204583 000331 DV 204583 000331
NIFCM 579566 000326 NIEFE 190112 000115
NIFE 119238 000424 NIEGA 248176 000139 MAHINDRA MAXICAB
NIFFE 190622 000115 NIEHD 346068 000201 Chassis # AR # Engine # AR #
NIFHD 355851 000201 NIEKM 471128 000445
MA 1 JG 2 FAA 13 J 22317 000407 S 43356876 000407
NIFKA 484511 000490 NIEMF 628458 000451
NIFKM 481537 000445 NIENE 735601 000390
MAHINDRA NISSAN
NIFMF 635696 000451 NIEPX 822280 000544
NIFNE 741438 000390 NIERB 937054 000448
NIFPE 827713 000544 NIESG 093152 000402 EYH 4 HA 375631 16823 000303 IC 15386 000303
NIFSG 097282 000402 NIESL 139279 000221
NIFSL 143705 000221 NIFKA 474102 000490 MAHINDRA TRACTOR
NIFTB 164067 000394 NIFTB 160431 000394 Chassis # AR # Engine # AR #
A 98280 000333 3 SA 26923 000333
KINETIC LUNA,LUNA SUPER,SAFARI
MARUTHI 800
32006593 000122 31014774 000122
98 K 13043668 000328 98 K 13073055 000328
357235 000314 499352 000314
AL 19000012 000287 AL 19001568 000287
SB 308 IN 1015941 000442 F 8 BIN 105745 000215
LAMBRETTA
SB 308 IN 1025487 000299 F 8 BIN 1336939 000442
SS 80 FIN 140108 000215 F 8 BIN 1351167 000299
191929 API 000022 150LI193223 000022
16 17
MARUTHI ESTEEM SUZUKI AX 100,100R

1012 F 283254 000456 1012 M 289579 000456
MA 3 EBE 41 S 00 251748 000312 G 13 BIN 619545 000312
1108 F 995803 000479 1108 M 050547 000479
1711 F 138240 000008 1711 M 145199 000008
MARUTHI OMNI
1805 F 172054 000002 1805 M 178439 000002
956863 000338 922062 000338 1807 F 179362 000005 1807 M 186966 000005
ST 91 IN 136639 000482 F 8 BIN 1254496 000482 1809 F 183972 000071 1808 M 188666 000071
ST 91 IN 855706 000133 F 8 BIN 563754 000133 1904 F 218258 000142 1904 M 225945 000142
3512 F 032058 000092 3512 M 040099 000092
MARUTHI ZEN 3604 F 055587 000007 3604 M 062839 000007
Chassis # AR # Engine # AR # 3608 F 082699 000059 3608 M 089042 000059
429110 000305 419718 000305 3608 F 085622 000061 3608 M 092297 000061
MA 3 EYE 31 S 00 290303 000311 G 10 BIN 285149 AW 000311 3609 F 091118 000176 3609 M 097716 000176
3610 F 095107 000067 3610 M 101738 000067
OPEL ASTRA 3708 F 122774 000023 3708 M 129826 000023
56 V 079528 000410 16 LZ 5010301 000410 4706 F 110499 000017 4705 M 116833 000017
4708 F 12546 000060 4708 M 132040 000060
PREMIER PADMINI 5809 F 185959 000135 5809 M 192773 000135
Chassis # AR # Engine # AR # A 908 F 272447 000113 A 908 M 271105 000113
A 216025 000016 PA 136635 000016
SUZUKI MAX 100, 100 R, 100 DC
RAJDOOT ALL MODELS Chassis # AR # Engine # AR #
115 248006 000074 111 51 245203 000074 1008 F 721868 000261 1008 M 774136 000261
115457806 000124 11151454813 000124 1102 F 858005 000248 1102 M 911029 000248
115549940 000024 1151546947 000024 1105 F 938302 000513 1105 F 916714 000409
777924 000010 771931 000010 1105 M 970226 000409 1105 M 992220 000513
908496 000082 905503 000082 1107 F 979223 000476 1107 M 033778 000476
959605 000063 959605 000063 1107 F 980749 000485 1107 M 035595 000485
981583 000085 981583 000085 1109 F 008506 000480 1109 M 063424 000480
18 19
SUZUKI MAX 100, 100 R, 100 DC (CONT’D) SUZUKI MAX 100, 100 R, 100 DC (CONT’D)
9103 F 883258 000258 9104 M 962250 000202
1201 F 125617 000263 1201 M 181115 000263
9104 F 908901 000202 9108 M 052083 000520
1201 F 145694 000545 1201 M 191762 000545
1202 F 165289 000542 1202 M 220900 000542 9108 F 997297 000520 9109 M 076685 000363
1612 F 737196 000233 1612 M 783113 000233 9109 F 021549 000363 M 062776 000539
1704 F 794755 000293 1704 M 840647 000293
SUZUKI SAMURAI
1704 F 803686 000469 1704 M 849464 000469
1802 F 967127 000436 1802 M 014121 000436
1803 F 9839968 000537 1803 M 030983 000537 1801 F 950810 000154 1801 M 997697 000154
1805 F 034381 000507 1805 M 081551 000507 7003 F 594097 000271 7003 M 645256 000271
1810 F 130113 000200 1810 M 177717 000200 7011 F 776237 000278 7011 M 829189 000278
1810 F 141355 000362 1810 M 188837 000362 7011 F 792686 000523 7011 M 844882 000523
1811 F 169389 000399 1811 M 217243 000399 7101 F 839062 000516 7101 M 891935 000516
1812 F 181246 000420 1812 M 228847 000420 7103 F 886986 000255 7103 M 939966 000255
1901 F 204916 000228 1901 M 252988 000228 7103 F 889958 000231 7103 M 96358 000231
1903 F 273113 000467 1903 M 321348 000467 7309 F 378932 000256 7309 M 410607 000256
1904 F 285881 000160 1904 M 334375 000160 7405 F 422332 000435 7405 M 461641 000435
1907 F 355790 000478 1907 M 404918 000478 7506 F 523762 000459 7506 M 567176 000459
1909 F 419751 000444 1909 M 465819 000277 7508 F 534605 000266 7508 M 578029 000266
1909 F 421139 000346 1909 M 469357 000444 7509 F 554595 000401 7509 M 598124 000401
1909 F 433335 000246 1909 M 471128 000346 7510 F 56326 000440 7510 M 607448 000440
1909 F416078 000277 1909 M 483279 000246 7512 F 582000 000437 7512 M 625905 000437
1910 F 452211 000375 1910 M 502353 000375 7606 F 657393 000468 7606 M 701032 000468
1911 F 478084 000211 1911 M 528344 000211 7609 F 690377 000329 7609 M 735528 000329
541453 000253 584996 000253 7610 F 704676 000236 7610 M 749803 000236
7606 F 655012 000153 7606 M 699949 000153 7701 F 749799 000465 7701 M 795758 000465
8007852 000539 9011 M 826613 000356 7705 D 814776 000310 7705 M 860509 000310
9011 F 775028 000356 9101 M 886416 000397 7801 F 945788 000359 7801 M 006389 000217
9101 F 833466 000397 9101 M 887067 000446 7801 F 959361 000217 7801 M 006389 000398
9101 F 834115 000446 9102 M 912047 000283 7801 F 959361 000398 7801 M 992687 000359
9102 F 859034 000283 9103 M 936504 000258 7808 F 097878 000243 7808 M 145293 000243
20 21
SUZUKI SAMURAI (CONT’D) TVS 50 XT, 50 XL

7811 F 154951 000229 7811 M 202457 000229 023255 11 81 000004 023483 11 81 000004
7903 F 268699 000337 7903 M 316915 000337 066544 2 87 000052 067045 2 87 000052
112833 07 87 000001 113414 07 87 000001
TATA 1210 SE
115796 07 83 000130 116170 07 83 000130
Chassis # AR # Engine # AR # 136117 10 83 000144 135836 10 83 000144
692 001 232314 000137 344 073 224273 000137 159186 1 88 000056 159707 1 88 000056
692 001 763287 000138 344 073 760422 000138 1894840684 000091 1902420684 000091
1946470684 000120 1952790684 000120
TATA 1520 354164 000121 360361 000121
Chassis # AR # Engine # AR # 39339202/86 000118 39334902 000118
443939 000179 444405 000179
344 052 127800 000087 692 D 02134831 000087
4811 F 118603 000013 4811 M 131100 000013
344 073 761776 000062 692 D O1 764867 000062
495808 7 87 000050 496412 7 87 000050
4967870787 000097 4974010787 000097
TATA INDICA 6902 F 163999 000003 6902M183960 000003
600142 GYZP 36615 000408 4751 D 12 GYZP 35745 000408 A 001 F 305558 000334 A 001 M 276165 000510
A 001 F 309470 000274 A 001 M 286067 000334
TATA SUMO A 002 F 327229 000101 A 001 M 289992 000274
A 006 F 362935 000100 A 005 M 374886 000335
385003 ASQ 902836 000384 483 DL 41 ARQ 706526 000148
A 007 F 428405 000508 A 006 M 354679 000100
385003 FRQ 913912 000279 483 DL 41 ASQ 707539 000384
A 008 F 398688 000089 A 007 M 409269 000508
385003 HSQ 937885 000332 483 DL 41 FRQ 737995 000279 A 008 F 439320 000530 A 008 M 388213 000089
38503 ARQ 903379 000148 483 DL 41 HSQ 796562 000332 A 008 F 450873 000504 A 008 M 420172 000530
440 738 00589 000109 692 DO 1805081 000109 A 009 F 461841 000547 A 008 M 431021 000504
A 011 F 423627 000117 A 009 M 442604 000547
TATA TIPPER A 101 F 5141671 000511 A 011 M 421943 000117
373 094 HQQ 117769 000317 697 D 21 GQQ 123473 000317 A 104 F 568705 000415 A 104 M 545597 000517
22 23
TVS 50 XT, 50 XL TVS 50 XT, 50 XL (CONT’D)

A 108 F 620142 000522 A 104 M 549360 000415 A 909 F 276853 000018 A 909 M 278004 000018
A 112 F 653986 000550 A 108 M 600528 000522 A 909 F 276905 000114 A 909 M 278175 000114
A 202 F 667874 000529 A 112 M 634227 000550 A 9097 F 173173 000494 A 9097 M 154867 000494
A 304 F 747658 000169 A 202 M 648165 000529 C 008 F 358770 000143 C 008 M 383256 000143
A 503 F 056846 000235 A 304 M 742955 000169 C 805 F 046961 000048 C 805 M 047817 000048
A 603 F 300714 000501 A 503 M 042034 000235 C 809 F 091431 000014 C 809 M 096036 000014
A 611 F 496715 000519 A 603 M 282866 000501 C 811 F 136307 000065 C 811 M 138088 000065
A 612410886 000107 A 611 M 479613 000519 C 901 F 169495 000066 C 901 M 168207 000066
A 701 F 539279 000416 A 617240886 000107 C 905 F 2096674 000104 C 905 M 219906 000104
A 701 F 550522 000339 A 701 M 522365 000416 C 909 F 277703 000077 C 909 M 279218 000077
A 702 F 571901 000208 A 701 M 533324 000339 C 912 F 320426 000078 C 912 M 315151 000078
A 707 F 699794 000483 A 702 M 554971 000208 P 1005 F 276408 000269 P 1005 M 274228 000269
A 709 F 727115 000288 A 707 M 682017 000483 P 1107 M 443464 000421 P 1107 F 448794 000421
A 803 F 871727 000500 A 709 M 709243 000288 P 1911 F 184352 000204 P 1911 M 183677 000204
A 804 F 023134 000049 A 803 M 853746 000500 PL 91 ZF 201800 000514 PL 91 ZM 200855 000514
A 807 F 938654 000162 A 804 M 031193 000049
TVS CHAMP
A 808 F 970381 000491 A 807 M 920898 000162
A 809 F 110002 000108 A 808 M 952197 000491
A 812 F 145147 000096 A 809 M 101592 000108 001684 4 87 000046 D 310 M 808204 000306
A 901 F 166599 000106 A 812 M 142924 000096 007732 9 87 000047 001614 4 87 000046
A 903 F 184798 000045 A 901 M 164190 000106 D 001 F 294375 000212 007982 9 87 000047
A 904 F 114220 000515 A 903 M 187433 000045 D 002 F 335835 000073 D 001 M 274970 000212
A 905 F 148837 000488 A 905 M 130427 000488 D 009 F 471995 000209 D 002 M 342794 000073
A 906 F 168739 000226 A 906 M 150501 000226 D 101 F 524941 000351 D 009 M 452544 000209
A 908 F 197398 000267 A 908 M 178533 000267 D 107 F 607929 000477 D 101 NM 505509 000351
A 908 F 203403 000493 A 908 M 1844806 000493 D 307 F 779650 000422 D 107 M 588472 000477
A 908 F 203578 000492 A 908 M 184724 000492 D 310 F 816270 000306 D 307 M 774864 000422
A 908 F 267797 000044 A 908 M 269069 000044 D 602 F 297289 000466 D 602 M 279966 000466
A 909 F 2220940 000497 A 909 M 203300 000497
D 607 F 413935 000203 D 607 M396586 000203
A 909 F 236718 000161 A 909 M 217590 000161
D 704 F 620681 000535 D 704 M 603855 000535
A 909 F 243066 000336 A 909 M 224523 000336
A 909 F 275605 000051 A 909 M 276140 000051 D 708 F 706562 000551 D 707 M 684128 000551
24 25
TVS CHAMP (CONT’D) TVS XL SUPER (CONT’D)

D 708 F 714794 000546 D 708 M 696022 000546 P 1008 F 313824 000505 P 1008 M 311127 000505
D 802 F 847114 000207 D 802 M 82879 000207 P 1009 F 326954 000340 P 1009 M 323902 000340
D 805 F 047080 000094 D 805 M 048123 000094 P 1101 F 376584 000506 P 109 M 477955 000254
D 805 F 05724 000183 D 805 M 87701 000183 P 1103 F 420285 000223 P 1101 M 372081 000506
D 808 F 088703 000031 D 808 M 091818 000031 P 1104 F 425591 000413 P 1103 M 415167 000223
D 812 F 037274 000180 D 812 M 019025 000180 P 1105 F 434886 000298 P 1103 M 418527 000276
D 902 F 076951 000498 D 902 M 058804 000498 P 1105 M 428937 000475 P 1104 M 420368 000413
D 903 F 091409 000496 D 903 M 073122 000496 P 1109 F 482984 000521 P 1105 F 434282 000475
D 904 F 111121 000391 D 904 M 092833 000391
P 1109 F 483918 000254 P 1105 M 429563 000298
D 904 F 114245 000166 D 904 M 095589 000166
P 1111 F 509658 000525 P 1109 M 474720 000383
D 905 F 221761 000053 D 905 M 223307 000053
P 1111 F 515800 000527 P 1109 M 477034 000521
D 909 F 273471 000032 D 908 N I273577 000032
P 1201 F 523981 000393 P 1111 M 501097 000525
D 912 F 283844 000512 D 912 M 264604 000512
P 1202 F 551998 000524 P 1112 M 507597 000527
D 912 F 31907 000033 D 912 M 314224 000033
P 1809 F 055654 000343 P 1201 M 515776 000393
DOIOF 480498 000486 DOIOM 461249 000486
P 1812 F 081047 000242 P 1201 M 518755 000555
TVS SCOOTY P 1907 F 144087 000259 P 1202 M 543617 000524
Chassis # AR # Engine # AR # P 1907 F 144087 000388 P 1809 M 055629 000343
16 CBFA 89683 000184 16 EBFA 91318 000184 P 1911 F 193405 000526 P 1812 M 080935 000242
K 01 JF 633144 000534 K 01 JM 624797 000534 P 3103 F 423799 000276 P 1907 M 143564 000259
K 95 FF 023387 000182 K 95 FM 024143 000182 P 3109 F 480294 000383 P 1907 M 143594 000388
K 98 CF 171638 000185 K 98 CM 173248 000185 P 3201 F 527150 000555 P 1911 M 192511 000526
TVS SPORTS
VIJAY SUPER
J 1011 F 353368 000282 P 1011 M 348699 000282
SA 2242235 000134 900 A 453917 000134
TVS XL SUPER
Chassis # AR # Engine # AR # YAMAHA RX 100
A 203 F 689013 000538 A 203 M 669332 000538 Chassis # AR # Engine # AR #
P 1006 F 288804 000341 P 1006 M 286294 000341 3 B 273646 000171 273646 000171
P 1007 F 297940 000348 P 1007 M 295445 00034 94 J ILI 458438 000474 IL2 010767 000167
26 27
YAMAHA RX 100 (CONT’D) YAMAHA RX 100 (CONT’D)

94 K ILI 462856 000232 IL5 007626 000262 ILI 218177 000294 ILI 321261 000168
95 D ILI 507833 000230 IL5 15919 000454 ILI 266627 000470 ILI 354798 000543
96 F IL5 007626 000262 ILI 003709 000419 ILI 295846 000315 ILI 412649 000158
98 B IL3 015919 000454 ILI 007155 000011 ILI 321261 000168 ILI 417510 000443
IL2 010767 000167 ILI 015516 000043 ILI 354798 000543 ILI 458438 000474
ILI 003709 000419 ILI 022897 000458 ILI 412649 000158 ILI 462856 000232
ILI 007155 000011 ILI 046013 000006 ILI 417510 C 94 000443 ILI 507833 000230
ILI 015516 000043 ILI 057653 000197 KI 157815 000461 KI 157815 000461
ILI 022897 000458 ILI 081523 000038
ILI 046013 000006 ILI 088339 000025 YAMAHA RX 135 & RXG
ILI 057653 000197 ILI 089444 000041 Chassis # AR # Engine # AR #
ILI 081523 000038 ILI 091097 000035 00 A IL5 296437 000216 1L2 000007 000247
ILI 088339 000025 ILI 104587 000034 00 C IL5 316462 000302 IL3 015315 000417
ILI 089444 000041 ILI 107027 000125 00 C IL5 316517 000225 IL5 044642 000436
ILI 091097 000035 ILI 107488 000069 00 A IL5 288897 000240 IL5 077723 000224
ILI 104587 000034 ILI 118572 000095 95J 1L2 000007 000247 IL5 150123 000374
ILI 107027 000125 ILI 128369 000090 96 K IL5 044642 000436 IL5 168176 000237
ILI 107488 000069 ILI 139237 000531 97 B 115077723 000224 IL5 179847 000260
ILI 118572 000095 ILI 142402 000086 98 B IL3 015315 000417 IL5 202520 000450
ILI 128369 000090 ILI 150559 000084 98 B IL5 150123 000374 IL5 217570 000379
ILI 139237 000531 ILI 151116 000126 98 G IL5 179847 000260 IL5 221758 000234
ILI 142402 000086 ILI 162268 000460 98 K IL5 202520 000450 IL5 259909 000499
ILI 150559 000084 ILI 180438 000076 99 B IL5 217570 000379 IL5 263238 000357
ILI 151116 000126 ILI 190099 000129 99 C IL5 221758 000234 IL5 268602 000307
ILI 162268 000460 ILI 192771 000323 99 G IL5 259909 000499 IL5 274082 000245
ILI 180438 000076 ILI 198273 000132 99 G IL5 263238 000357 IL5 288897 000240
ILI 190099 000129 ILI 198367 000099 99 J IL5 268602 000307 IL5 296437 000216
ILI 192771 000323 ILI 210288 000152 99 K IL5 274082 000245 IL5 316462 000302
ILI 198273 000132 ILI 218177 000294 C 98 D IL5 168176 000237 IL5 316517 000225
ILI 198367 000099 ILI 266627 000470 K5 108350 000163 K5 108350 000163
ILI 210288 000152 ILI 295846 000315 K5 52126 000159 K5 52126 000159
28 29
Facsimile of Letter received from commissioner of Police, Bangalore City
THE EVER READY UNIVERSAL GUIDE
READY RECKONER
SECTION II
LIST ACCORDING TO AR #
IN ASCENDING ORDER
SHOWING CORRESPONDING DETAILS
OF INSURERS, CLAIM REFERENCE,
POLICE CODE/PIN
AND CRIME NUMBER
30 31
AR # INSURERS CLAIM # PS CODE PS PIN Cr # AR # INSURERS CLAIM # PS CODE PS PIN Cr #

000001 NIA-710901 88/0184 62/88 000033 NIA-710802 36/89-90 E3 426/90
000002 NIA-710901 89/0266 O2 692/89 000034 NIA-712402 89/27 R5 1300/89
000003 NIA-710901 89/0217 R2 2311/89 000035 NIA-712402 88/119 V2 783/88
000004 NIA-710901 88-89/0373 R1 881/88 000037 NIA-712402 90/54 K4 1656/89
000005 NIA-710901 89/0111 C5 479/88 000038 NIA-712402 89/187 R4 894/89
000007 NIA-710201 88/0053 J5 1591/87 000039 NIA-712402 89/174 R2 1740/89
000008 NIA-710201 88/0092 O2 326/88 000040 NIA-712402 89/147 C2 46/89
000009 NIA-710201 88/0046 B2 394/87 000041 NIA-712402 89/144 W1 143/89
000010 NIA-710201 88/0083 B2 108/88 000042 NIA-712402 89/133 450/88
000011 NIA-710201 89/0075 K4 1030/89 000043 NIA-712402 89/132 1178/88
000012 NIA-710201 90/0063 D6 403/90 000044 NIA-711207 90/56 1083/89
000013 NIA-710201 89/0017 O1 652/89 000045 NIA-711207 90/38 64/90
000014 NIA-710201 89/0069 E1 812/89 000046 NIA-711105 88/15 24/88
000015 NIA-710201 89/95 N3 1205/89 000047 NIA-711207 79/90 270/89
000016 NIA-710201 88/113 521/87 000048 NIA-711207 16/89 1543/88
000017 NIA-710201 89/0048 G2 257/88 000049 NIA-711207 19/90 55/90
000018 NIA-710201 89-90/182 O2 1470/89 000050 NIA-711207 90/68 55/90
000019 NIA-710201 89-90/023 R4 308/90 000051 NIA-711207 90/67 74/90
000020 NIA-710201 89-90/022 C5 179/90 000052 NIA-711207 82/90 472/89
000021 NIA-710203 89-90/012 K4 1015/89 000053 NIA-710403 1991/40 R1 644/90
000022 NIA-710202 87/134 226/87 000054 NIA-710601 80/89-90 D2 1840/89
000023 NIA-710602 88/268 1695/88 000055 NIA-710601 139/89-90 O2 654/89
000024 NIA-710602 89/64 F5 584/89 000056 NIA-710601 146/89-90 C5 463/89
000025 NIA-710603 89/245 R1 835/88 000058 NIA-710803 83/90 B1 799/88
000026 NIA-710603 89-90/159 409/89 000059 NIA-712401 7/A/144 J1 1757/87
000027 NIA-710603 89/328 D3 144/89 000060 NIA-712401 88/A/57 J5 992/87
000028 NIA-710403 1991/64 J5 580/90 000061 NIA-712401 88/A/67 V2 170/88
000029 NIA-710803 9/90 F4 264/90 000062 NIA-712401 89-90/62 J3 1246/89
000030 NIA-710803 77/89 E1 2159/89 000063 NIA-712401 89-90/96 E3 2990/89
000031 NIA-710600 90/15 E3 1493/90 000064 NIA-712401 89-90/168 R6 209/90
000032 NIA-710802 54/1991 J6 579/90 000065 NIA-712401 89/A/41 53/89
32 33

000066 NIA-712401 89-90/165 R1 24/90 000097 NIA-712004 90-91/31 B2 603/90
000067 NIA-712401 88/A/68 V1 657/88 000098 NIA-710904 90-91/234 29/91
000068 NIA-710902 89-90/056 F2 1245/89 000099 NIA-711403 91/599 103/91
000069 NIA-710902 89/A/25 E4 130/89 000100 NIA-710803 68/91 R2 1708/91
000070 NIA-710902 89-90/29 P1 453/89 000101 NIA-710803 26/91 1166/90
000071 NIA-710902 89-90/038 O2 727/89 000102 NIA-710202 89/180 E4 280/90
000072 NIA-712002 90/43 O2 124/90 000103 NIA-710202 90/91 R2 1946/90
000073 NIA-710802 70/1991 E3 423/90 000104 NIA-710202 90/156 K5 99/91
000074 NIA-710904 1991/174 G1 600007 639/90 000105 NIA-712004 91-92/11 K2 242/91
000075 NIA-712104 31/91 588/91 000106 NIA-712004 91-92/17 B1 290/91
000076 NIA-712104 90/98 235/91 000107 NIA-712004 91-92/30 B2 351/91
000077 NIA-710802 73/1991 G1 600007 745/90 000108 NIA-712004 27/91-92 B2 399/91
000078 NIA-710803 97/90 F4 577/90 000109 NIA-710802 95/91-92 E5 830/90
000079 NIA-710903 91-92/007 K4 554/91 000110 NIA-711302 91/113 K3 1579/91
000080 NIA-710103 000111 NIA-710803 34/91-92 611/91
000081 NIA-710803 11/91 B1 932/90 000112 NIA-710803 65/91-92 818/91
000082 NIA-710803 137/1991 E3 1040/90 000113 NIA-710803 76A/91-92 167/90
000083 NIA-712003 1991/33 B1 259/91 000114 NIA-710802 138/90-91 E3 339/91
000084 NIA-710904 91-92/27 R6 30/91 000115 NIA-710802 146/91-92 101/91
000085 NIA-712402 1991/49 R6 1047/90 000116 NIA-710803 27/91-92 235/91
000086 NIA-712002 991/032 G3 323/90 000117 NIA-710802 84/91-92 K4 751/91
000087 NIA-710901 P5 177/88 000118 NIA-712004 89/066 35/87
000088 NIA-710803 153/1991 E3 354/91 000119 NIA-710803 108/91-92 R1 2250/91
000089 NIA-712104 91/19 554/91 000120 NIA-710803 110/91-92 P1 1195/91
000090 NIA-710904 1991/251 F1 161/91 000121 NIA-710103 90-91/051 691/91
000091 NIA-710801 88/089 G3 558/88 000122 NIA-710802 85/91-92 R1 1551/91
000092 NIA-710103 90-91/18 I125/90 000123 NIA-710803 75/91 F5 1303/91
000093 NIA-710801 90-91/21 J1 35/90 000124 NIA-710803 146/91-92 R1 263/92
000094 NIA-710803 151/1991 R3 382/91 000125 NIA-710803 138/92 P2 167/92
000095 NIA-710803 228/89-90 D1 31/90 000126 NIA-710203 92/01 H3 16/92
000096 NIA-712004 91-92/23 B1 892/89 000127 NIA-710203 92/43 F4 734/91
34 35

000128 NIA-710803 181/92 J5 490/92 000160 UI-011400 10435/99 G1 600007 1389/99
000129 NIA-720205 92/43 261/92 000161 UI-011400 10380/99 C4 535/99
000130 NIA-720902 92/17 000162 UI-010504 220/99 F4 854/99
000131 NIA-720902 92/15 398/91 000163 OIC-421304 D3 763/99
000132 NIA-710202 92/2 J1 2828/91 000164 UI-010305 2459/99
000133 NIA-710803 145/92 N1 443/92 000165 UI-011402 4230 R4 2225/99
000134 NIA-710803 145/92 F4 368/92 000166 UI-011400 10478/99 R1 1604/99
000135 NIA-710601 91-92/159 B1 1492/91 000167 NIA-710602 K4
000136 NIA-720300 51/92 000168 UI-010905 V5 2048/98
000137 NAT-570104 63/90-91/012 75/91 000169 NIA-712003 1013/93 379/93
000138 UI-012001 000170 UI-010103 54/89 K4 1589/89
000139 NIA-710802 117/91-92 2931/91 000171 UI-010101 10/91 R2 465/91
000140 UI-010905 10883/92 E1 2052/92 000172 UI-010500 2234/88 262/91
000141 OIC-412001 MV/64/93 R2 3336/92 000173 UI-010101 19/91 V1 317/88
000142 NIA-710803 OD/92/7 118/92 000174 UI-010500 V1 1099/88
000143 NIA-710803 257/92 R1 2963/92 000175 UI-010500 1496/89 1231/89
000144 NIA-720900 OD/93/5 261/93 000176 UI-010500 2254/88 216/88
000146 OIC-411601 MV/53/93 K3 1588/92 000177 UI-010500 2240/88 K3 417/88
000147 NIA-710500 OD/91/459 1509/91 000178 UI-010500 1273/87 G1 600007 1755/87
000148 UI-020604 R1 1622/2000 000179 UI-010500 2251/88 O2 479/88
000149 UI-010802 2176/99 F2 174/2000 000180 UI-011400 10542/99 K8 42/2000
000150 UI-010804 1033/99 R1 160/2000 000181 UI-010905 632/2000 35/2000
000151 UI-010303 G3 2025/99 000182 UI-010504 289/99 G1 600007 2148/99
000152 UI-010303 K8 910/99 000183 UI-011400 10226/99 G1 600007 972/99
000153 UI-010303 331/99 K8 850/99 000184 UI-011402 4301 R1 39/2000
000154 UI-010905 1418/99 000185 UI-010300 E4 1564/99
000155 UI-010303 G2 1242/99 000186 UI-011400 20058/2000 J1 723/2000
000156 UI-010804 815/99 000187 UI-011200 17/2000 K3 402/2000
000157 UI-010804 904/99 1967/99 000188 UI-011402 3275/98 R1 41/99
000158 UI-010804 762/99 768/99 000189 UI-010303 254/98 E5 1757/98
000159 UI-010804 969/99 519/99 000190 UI-010804 C1 3772/97
36 37

000191 UI-010801 J2 206/2000 000222 NIA-710904 B1 600016 755/01
000192 UI-010905 E3 550/2000 000223 UI-011400 31676 D9 600005 303/01
000193 UI-010305 V1 483/2000 000224 UI-011400 31743/01 E3 600018 1569/01
000194 UI-010300 18/00 C3 665/2000 000225 UI-010303 D9 600005 257/01
000195 UI-010804 1147/00 N3 138/2000 000226 UI-011305 B6 600045 955/01
000196 UI-010802 305/01 D5 600005 1/2002 000227 UI-010804 00351/01 G2 600003 2394/01
000197 UI-010804 R8 600026 11/2002 000228 UI-011400 31789/01 C2 600079 1219/01
000198 UI-011400 31864/01 J2 600020 1049/01 000229 UI-010905 E1 600004 2258/01
000199 UI-010602 D1 600056 791/01 000230 UI-010303 00208/01 C6 600064 647/01
000200 UI-011401 5090 G3 600010 549/00 000231 UI-010300 E1 600053 882/01
000201 UI-010303 582/99 G5 600010 300/00 000232 UI-010701 V4 600099 2002/01
000202 UI-010305 134/2001 K4 600040 1114/01 000233 UI-010303 00210/01 R1 600017 1245/01
000203 UI-011400 20025/2000 R8 600083 803/00 000234 UI-010305 E3 600018 1044/01
000204 UI-011400 20276/2000 B4 600044 394/00 000235 UI-011401 05679/01 R2 600024 1613/01
000205 UI-010804 1222/00 E3 600018 1220/00 000236 UI-010303 592/2000 G1 600007 1906/00
000206 UI-011400 20399/2000 R1 600017 446/00 000237 UI-010804 G1 600007 64/01
000207 UI-011400 20879/2000 E2 600014 408/01 000238 UI-011401 4687/01 E4 600102 202/01
000208 UI-011400 31076 D3 600005 353/01 000239 UI-010502 D9 600005 80/01
000209 UI-010804 00114/01 G1 600007 1260/01 000240 UI-010804 02640/00 G1 81/01
000210 UI-010905 V5 600101 920/2001 000241 UI-010804 D3 600005 264/01
000211 UI-010804 V3 600050 781/01 000242 UI-010905 D4 600087 484/01
000212 UI-011401 V2 600093 810/01 000243 UI-011400 30054/01 R1 600017 536/01
000213 UI-10303 113/2001 E3 600018 1082/01 000244 UI-010303 B4 600044 237/01
000214 UI-010804 G1 600007 1874/01 000245 UI-010804 C5 600001 192/01
000215 NAT-500500 V5 600101 571/01 000246 UI-011400 R3 600083 659/01
000216 UI-010804 E6 601203 512/01 000247 UI-010801 D3 600005 392/01
000217 UI-010300 179/01 XY 679/01 000248 UI-011400 31272/01 D4 600087 780/01
000218 UI-010303 624/2000 G3 600010 1708/00 000249 UI-010303 567/00 D9 600005 182/00
000219 UI-010502 04/01 C1 600003 946/01 000250 UI-010100 R4 600017 1106/01
000220 UI-010905 E1 600004 1786/01 000251 UI-010804 G1 600007 1216/01
000221 UI-011401 E1 600004 1853/01 000252 UI-011200 K4 600040
38 39

000253 NIA712003 ZYX 603001 378/01 000284 NIA-612700 00106/02 ECS 43/01
000254 UI-011401 05702/01 R6 600083 157/02 000285 NIC-501502 LWP 605008 110/00
000255 UI-011401 05706/01 E3 600018 1835/01 000286 NIC-501502 250/00 D2 600002 1896/00
000256 UI-010502 139/01 R4 600017 101/02 000287 NIC-501502 110/00 MLY 605004 28/00
000257 UI-010504 0318/01 R1 600017 88/02 000288 NIC-501502 215/00 GMD 605006 224/00
000258 UI-010303 R3 600083 1267/01 000289 NIC-501502 GB 605001 217/00
000259 UI-010303 0229/01 D2 600116 506/01 000290 NIC-501502 DNG 605006 54/00
000260 UI-010801 B6 600045 37/02 000291 NIC-501502 ODN 605001 24/01
000261 UI-010305 260/01 E3 600080 598/01 000292 NIC-501502 GB 605001 194/00
000262 UI-010900 14813/01 J2 600020 186/02 000293 NIC-501502 204/00 GB 605001 335/00
000263 UI-010900 14808/01 C9 600041 75/02 000294 NIC-501502 RDP 605010 153/99
000264 NIA-610300 00033/00 II(T) 508001 59/00 000295 NIC-501502 BVN 638301 539/00
000265 NIA-610300 00035/00 CHI 500020 210/00 000297 UI-010804 471/01 R5 600094 144/02
000266 NIA-610300 00042/00 NULL 499/00 000298 UI-011400 32005/01 R1 600017 365/02
000267 NIA-612700 00043/01 MRP 517502 98/00 000299 UI-010303 111/01 VLR 632001 238/01
000268 NIA-612700 00047/01 CCS 517502 306/00 000300 UI-010801 253/01 G2 600010 210/02
000269 NIA-612700 00092/01 CCS 517502 510/00 000301 UI-010804 481/01 D2 600002 248/02
000270 NIA-612700 00133/01 CCS 517502 545/00 000302 UI-010804 485/01 C3 600001 85/02
000271 NIA-612700 00141/01 CCS 517502 20/01 000303 UI-012406 094/00 G9 603301 283/00
000272 NIA-612700 00167/01 RNG 129/00 000304 NIC-603800 6301687/00 NULL
000273 NIA-612700 00537/02 CCS 517502 180/01 000305 NIC-603800 6101837/00 KML 576101 20/01
000274 NIA-612700 00541/02 CCS 517502 505/00 000306 NIC-603804 6200068/01 KDR 577101 172/01
000275 NIA-612700 00559/02 CCS 517502 252/01 000307 NIC-603800 6202067/01 MLP 576101 59/01
000276 NIA-612700 00582/02 CCS 517502 275/01 000308 NIC-603800 6202276/01 MNP 576101 179/01
000277 NIA-612700 00606/02 CCS 517502 84/00 000309 NIC-603804 6200063/01 MAD 560068 795/01
000278 NIA-612700 00660/02 CCS 517502 422/01 000310 NIC-603804 6200109/01 CKM 577101
000279 NIA-612700 00679/02 CCS 517502 388/01 000311 NIC-603800 5102418/01 NULL
000280 NIA-612700 00696/02 CCS 517502 364/01 000312 NIC-602000 00/61/04 KRM 560095 176/00
000281 NIA-612700 00697/02 CCS 517502 490/01 000313 NIC-602000 01/61/287 BSN 560004 510/01
000282 NIA-612700 00038/02 KPM 60/01 000314 NIC-602000 98/61/40 CBP 420/98
000283 NIA-612700 00079/02 KPM 145/01 000315 NIC-602500 00/62/6 KWP 63/00
40 41

000316 NIC-602500 01/61/3 BTG 21/01 000348 UI-010305 E1 600053 90/02
000317 NIC-602500 00/63/21 BDV 163/00 000349 UI-010502 F2 600008 129/02
000318 NIC-602506 01/62/78 VIG 58/01 000350 NIC-604000 00022/01 GL 585102 198/01
000319 NIC-602505 01/62/22 GDG 76/01 000351 UI-010300 E1 600053 760/01
000320 NIC602504 00/62/128 MM 99/00 000352 NIC-604001 22-Jan 135/01
000321 NIC-602504 00/62/190 ANK 15/01 000353 NIC-604001 49/01
000322 NIC-602501 00076/00 VDN 580032 95/00 000354 NIC-604001 28-Jan
000323 NIC-602501 00190/00 HUB 580032 26/01 000355 NIC-604001 77/00
000324 NIC-602501 00227/00 HUB 580020 16/01 000356 UI-010300 F2 600008 1749/01
000325 NIC-602501 00037/01 HUB 580020 75/01 000357 UI-010300 G3 600010 1682/01
000326 NIC-602501 00245/01 NULL 4/02 000358 UI-010300 632014 170/01
000327 NIC-602508 4/01 HVR 581110 75/01 000359 UI-010300 R1 600017 844/01
000328 NIC-602506 62/42/00 APMC 49/00 000360 UI-010300 G1 600007 2190/01
000329 NIC-602506 62/92/01 KSP 53/01 000361 NIC-604002 044/00 KRT 184/00
000330 NIC-602404 61/45/99 143/99 000362 UI-010300 K2 600023 1359/01
000331 NIC-602404 61/102/99 MDK 571201 197/99 000363 UI-010300 F3 600072 617/01
000332 NIC-602404 61/11/01 MDK 571201 35/01 000366 NIC-604002 021/01 RCH 584101
000333 NIC-602404 63/24/01 PNP 91/01 000367 NIC-604002 029/01 KRT 77/01
000334 NIC-602401 62/02/00 A 99 571401 67/00 000369 NIC-604002 056/01 197/012
000335 NIC-602401 62/44/00 HLG 571421 90/00 000370 NIC-604003 009/00
000336 NIC-602401 62/49/00 MND W 571401 146/00 000371 NIC-604003 066/00
000337 NIC-602401 62/50/00 MND E 571401 105/00 000372 NIC-604003 072/00
000338 NIC-602401 61/12/00 TMK 572101 36/00 000373 UI-011401 F3 600072 615/01
000339 NIC-602401 62/103/00 MND W 571401 276/00 000374 UI-012600 D3 600005 539/02
000340 NIC-602401 62/140/01 MLV 15/01 000375 UI-010905 865/01 R3 600083 401/02
000341 NIC-602401 62/10/01 MND W 571401 74/01 000376 UI-010303 C2 600114 63/02
000342 NIC-602401 62/47/01 MND W 571401 119/01 000377 UI-010300 J3 600032
000343 NIC-602401 62/91/01 NULL 227/01 000378 UI-010303 297/01 C3 600001 81/02
000344 UI-012001 1392 F1 600054 67/02 000379 UI-010804 73/02 E3 170/02
000346 UI-010804 284/01 E4 602102 818/01 000380 UI-011400 00244/02 V2 600092 1048/02
000347 UI-010300 F2 600008 277/02 000383 UI-10502 B1 600016 433/02
42 43

000384 UI-011305 B4 600044 306/02 000416 NIC-CNRO 104/01 435/01
000385 UI-010804 196/02 J2 600020 965/02 000417 NIC-CNRO 122/01 54/01
000387 UI-010303 104/02 B5 600075 662/02 000418 NIC-CNRO 151/01 331/01
000388 UI-010303 229/01 D2 600116 506/01 000419 NIC-CNRO 045/99 E8 159/99
000389 UI-010305 J2 600020 648/02 000420 NIC-CNRO 91/99 91/99
000390 UI-010801 044/02 C1 600001 262/02 000421 NIC-CNRO 187/01 108/02
000391 UI-010300 K1 600023 14-Feb 000422 NIC-CNRO 188/01 172/01
000392 UI-010300 NULL 606601 406/02 000423 NIC-CNRO 95/99 R1 1027/99
000393 UI-010300 E4 494/02 000424 NIC-CNRO 96/99 J6 917/99
000394 UI-010300 R3 600083 1216/02 000425 NIC-CNRO 134/99 E3 2353/99
000395 UI-010300 D9 600004 360/01 000434 NIC-CNRO 20/99 R1 600017 453/99
000396 UI-010300 G1 600007 268/02 000435 NIC-CNRO 38/99 B1 600016 450/99
000397 UI-010300 F6 600062 004/02 000436 NIC-CNRO 85/99 G2 600053 456/99
000398 UI-010300 603109 679/01 000436 NIC-CNRO 143/99 425/99
000399 UI-010300 J1 600015 1337/01 000437 NIC-CNRO 86/99 D1 600005 1676/99
000400 UI-010300 R7 600078 1366/01 000438 NIC-CNRO 115/99 G3 600010 43/00
000401 UI-010300 D2 600116 542/01 000439 NIC-CNRO 116/99 D9 600005 58/99
000402 UI-010300 G3 600010 2089/00 000440 NIC-CNRO 137/99 G3 600010 367/00
000403 UI-010804 R7 600078 1408/02 000441 NIC-CNRO 144/99 G1 600007 644/00
000404 UI-010504 F1 600002 171/02 000442 NIC-CNRO 088/00 G2 600003 2345/00
000405 UI-010300 159/02 G1 600007 1595/02 000443 NIC-CNRO 152/00 G1 600060 43/01
000406 UI-010804 205/02 C2 600079 205/02 000444 NIC-CNRO 190/00 K6 186/01
000407 UI-010300 J3 600032 1036/02 000445 NIC-CNRO 099/01 F2 600008 1511/00
000408 UI-010300 J3 600032 1137/02 000446 NIC-CNRO 309/01 C8 600045 173/02
000409 UI-010701 H9 600068 392/02 000447 NIC-CNRO 119/02 N1 600013 512/02
000410 NIC-CNRO 104/00 6/01 000448 NIC-CNRO 125/02 F2 600008 1088/02
000411 NIC-CNRO 136/00 43/01 000449 NIC-CNRO 140/01 G1 600007 1893/01
000412 NIC-CNRO 18/01 164/01 000450 NIC-CNRO 110/01 R1 600017 826/01
000413 NIC-CNRO 59/01 177/01 000451 NIC-CNRO 199/01 G5 600010 5699/01
000414 NIC-CNRO 63/01 267/01 000452 NIC-CNRO 221/01 F3 600034 216/02
000415 NIC-CNRO 94/01 266/01 000453 NIC-CNRO 234/01 P6 600118 156/02
44 45

000454 NIC-CNRO 228/01 T9 600005 102/02 000485 NIC-CNRO 243/01 F2 806/01
000455 NIC-CNRO 02/02 17/02 000486 NIC-CNRO 02/133 424/02
000456 NIC-CNRO 726/02 C2 600114 375/01 000487 NIC-CNRO 01/278 50/02
000457 NIC-CNRO 172/99 R1 1778/99 000488 NIC-CNRO 01/302 59/02
000458 NIC-CNRO 183/99 F4 954/99 000489 NIC-CNRO 02/0201087 147/02
000459 NIC-CNRO 186/99 D1 1897/99 000490 NIC-CNRO 01/21 100/01
000460 NIC-CNRO 201/99 E5 52/00 000491 NIC-CNRO 99-00/039 313/99
000461 NIC-CNRO 205/99 E5 44/00 000492 NIC-CNRO 99-00/050 490/99
000462 NIC-CNRO 214/99 R5 213/00 000493 NIC-CNRO 99-00/071 191/99
000463 NIC-CNRO 04/00 K9 761/00 000494 NIC-CNRO 99-00/075 592/99
000464 NIC-CNRO 14/00 D4 149/00 000495 NIC-CNRO 249/01 R1 51/02
000465 NIC-CNRO 28/00 D3 217/00 000496 NIC-CNRO 99-00/091 771/99
000466 NIC-CNRO 65/00 V2 810/00 000497 NIC-CNRO 99-00/099 140/00
000467 NIC-CNRO 108/00 J2 786/00 000498 NIC-CNRO 99-00/102 60/00
000468 NIC-CNRO 125/00 V2 1879/00 000499 NIC-CNRO 274/01 V5 1156/01
000469 NIC-CNRO 128/00 G3 2090/00 000500 NIC-CNRO 00-01/075 1153/00
000474 NIC-CNRO 128/01 E1 1589/01 000507 NIC-CNRO 291/01 E4 80/02
000478 NIC-CNRO 178/01 C8 638/01 000512 NIC-CNRO 292/01 R1 276/02
000479 NIC-CNRO 193/01 J1 1799/01 000513 NIC-CNRO 00-01/243 616/01
000482 NIC-CNRO 01/202 314/01 000516 NIC-CNRO 313/01 E4 135/02
000483 NIC-CNRO 00/348 16/01 000517 NIC-CNRO 00-01/271 81/02
000484 NIC-CNRO 239/01 F3 1416/01 000518 NIC-CNRO 319/01 D4
46 47

000519 NIC-CNRO 00-01/285 1213/01 000551 NIC-CNRO 01/344 281/02
000520 NIC-CNRO 237/01 E4 963/01 000552 NIC-CNRO 01/193 J2 600020 2050/00
000521 NIC-CNRO 015/02 D6 52/02 000553 NIC-CNRO 187/02 C8 562/02
000522 NIC-CNRO 02-03/004 127/02 000554 NIC-CNRO 02/55 K8 600106 665/02
000523 NIC-CNRO 026/02 R8 681/02 000555 NIC-CNRO 192/02 D4 411/02
000524 NIC-CNRO 040/02 C2 82/02 000556 NIC-CNRO 02/168 F2 600008 1154/02
000525 NIC-CNRO 02-03/051 398/02 000557 NIC-CNRO 02/169 K6 1075/02
000526 NIC-CNRO 02-03/038 62/02 Note:
000527 NIC-CNRO 02-03/066 278/02
At the time of going to press there is no information as to the recovery of vehicles cited in these
000528 NIC-CNRO 044/02 E4 848/02 columns. We request the Police authorities to intimate either the Insurers or our Office for updating
000529 NIC-CNRO 02-03/083 332/02 the lists.
000530 NIC-CNRO 02-02/0096 203/02
STUDY CORNER
000531 NIC-CNRO 31/00 243/00
TERM SUBJECT/STUDY OF
000533 NIC-CNRO 99/18 K3 600029 482/99
Aetiology Cause of disease
000534 NIC-CNRO 058/02 F4 196/02
Carpology Fruits and seeds
000535 NIC-CNRO 99/37 R1 600017 500/99
Craniology Skulls
000536 NIC-CNRO 99/70 V2 600092 457/97
Cryptology Codes
000537 NIC-CNRO 99/113 K10 600107 1064/99
000538 NIC-CNRO 073/02 F3 914/02 Dactylology Finger prints
000539 NIC-CNRO 115/02 D1 1905/02 Endocrinology Glands
000540 NIC-CNRO 99/165 K3 600029 1016/99 Epigraphy Ancient inscriptions
000541 NIC-CNRO 99/183 R1 600017 37/00 Etymology Word origins
000542 NIC-CNRO 143/02 R1 1303/02 Horology Time, time pieces
000543 NIC-CNRO 99/50 R3 600083 523/99 Lexicology Dictionary
000544 NIC-CNRO 01/14 632007 16/01 Criminology Crimes and Criminals
000545 NIC-CNRO 179/02 R4 1618/02 Ichthyology Marine Life (fish)
000546 NIC-CNRO 01/89 K4 600040 726/01 Metaphysics Nature of existence, truth and knowledge
000547 NIC-CNRO 01/114 G3 600005 1352/01 Polemology Wars
000548 NIC-CNRO 01/153 F4 600052 837/01 Psychology Mind
000549 NIC-CNRO 01/183 600032 1183/01 Spleleology Caves
000550 NIC-CNRO 182/02 J2 1259/02 Psephology Elections
48 49
INTERESTING CASE On going through the papers, it was

HISTORY: 2 found that the entire survey report dealt with
Burglary claim concerning loss of bare stocks and cost values and the assessment
copper wires and PVC coated wires from a was made on the basis of financial audit.
wire manufacturing company: - The factory was producing PVC coated THE EVER READY UNIVERSAL GUIDE
copper cables in various configurations. On
A PVC-coated cable-manufacturing verification of the books of the company it
unit preferred a claim on the Insurers for was found that the issue of raw materials
the loss of copper raw materials used for in the form of copper wires of various
manufacturing PVC coated cables of gauges by weight whereas the production
various configuration. A Surveyor was duly and finished goods are accounted by their
appointed. On his recommendations the lengths. Stock/production and sales control
Insurers proceeded to process the claim. At is done purely through financial statements
the time of finalizing the claim papers, the
claims processing officer felt that, since it is
and there was no records showing issues,
production and dispatches in the same
READY RECKONER
a burglary claim, an independent unit. The reason being that the copper wire
investigator’s report is in order. The case is coated with PVC and hence could not SECTION III
was referred to an independent investigator. be accounted for by weight.
Salient features of the claim are given The Investigator took stock of all
below: - materials and found some anomaly in the
stocks affected in the reported burglary.
1. Reported date of occurrence as per the
The Investigator obtained a copy of the
claim form – 11.6.1991 midnight
stock registers pertaining to the previous
2. Reported value of loss as per the FIR -
Rs. 35,000/-
year. The production, dispatch and sales DETAILS OF
figures were brought under one unit that is
3. Date of reporting to the Police as into kilograms. Tables by cable RECOVERED VEHICLES
recorded in the FIR – 17.6.1991 @ 19.30 manufacturers show the weight of copper
hours in each kM of cable of various
4. In the complaint lodged with the Police configurations. Through this the copper
used in each category of cable was
there is no mention about the date of
obtained and issues, production and
occurrence!
dispatches were correlated. Finally it was AS RECEIVED FROM POLICE/INSURERS
5. The Final Surveyor of the Insurance found that there was an inventory loss on
Company assessed the Loss as Rs closing of previous years production
51,600/- and the fixed the liability of the figures, which were cleverly
Insurers at Rs 41,200/-. camouflaged in financial accounting
and passed on. When an opportunity
50 51
Engine # Chassis # Crime # Police Station City State (Continued from Page No.49) ALLABOUT INVESTIGATIONS - 3
HEROHONDA SPLENDOR arose in the form of an attempted Work Assignment - what to ask for – Marine
98 B 17 E 03548 98 B 19 F 0350 C2 ELEPHANT GATE CHENNAI TAMILNADU (Cargo) Transit
00 G 18 E 16708 00 G 20 F 169912 C2 ELEPHANT GATE CHENNAI TAMILNADU
burglary the entire inventory loss was
00 C 17 E 00724 00 C 19 F 00829 C2 ELEPHANT GATE CHENNAI TAMILNADU passed on as loss through burglary. The Marine Transit Claims are normally
94 F 17 E 00658 94 F 17 F 00608 C2 ELEPHANT GATE CHENNAI TAMILNADU Surveyor also had not explored this arises out of Pilferage, Road Traffic
99 H 17 M 02792 99 E 17 F 01422 C2 ELEPHANT GATE CHENNAI TAMILNADU aspect and conveniently ignored it. Accident, Natural Calamities like fire, flood,
MAHINDRA BOLERO To ascertain further the investigator Storms and sometimes sinking of ships in
DF 14821191 12 B 66452 305/02 KASABA CALICUT KERALA the oceans etc. In this type of claims the
took another route and dug up proof that
MAHINDRA ARMADA the entire claim was fabricated. The factory investigator must be thorough in the
DW 43376 2 MW DW 43376 305/02 KASABA CALICUT KERALA working of trades, the rules and regulations
truss is situated at about 8 metres from the
MARUTHI 800 floor and the Asbestos Corrugated Cement governing the trades and keep abreast of
F 8 B IN 1601747 SB 308 IN 2121619 95/00 PANNIYANKARA CALICUT KERALA news items that come out of the Press.
F 8 B IN 1667487 SB 308 IN 1220139 437/01 KASABA CALICUT KERALA sheet, which was removed from the roof,
is the second sheet making it another one While collecting the documents for
MARUTHI ESTEEM
F 10 A IN 178147 MA 3 EBD 21500 130428 305/02 KASABA CALICUT KERALA meter. Thus bare copper bundles of 35 kg investigation, the Investigator gets the copy
has to be moved from the stores in the of the FIRST intimation from the Insured.
MARUTHI OMNI
corner of the shed to the center crossing The documents normally required for a
IN 162360 728693 214/02 KASABA CALICUT KERALA
many machineries and other obstacles. Marine Transit investigation are: -
MARUTHI ZEN
G 10 B IN 258330 MA 3 EYE 31500 263247 103/00 PANNIYANKARA CALICUT KERALA Lifting to that height require another couple 1. Copy of Insurance Policy with all the
G 10 B IN 368910 MA 3 EYE 31500 375714 99/01 KASABA CALICUT KERALA of men on the top. All other evidences conditions
G 10 BIN 336629 MA 3 EYE 31500 342818 266/02 KASABA CALICUT KERALA pointed that there was no other suspicious
G 10 B IN 167102 MA 3 EYD 32500 608994 266/02 KASABA CALICUT KERALA 2. The Bill of Lading
activity in the neighbourhood except some
SUZUKI MAX 100 rowdy element came brandishing a knife 3. The Invoice
1812 M 223665 1812 F 176052 D9 CHENNAI TAMILNADU
threatening watchmen of neighbouring 4. The Packing List
TATA INDICA factories including the Insured factory.
AZZP 05465 6001 31 AZZP 05742 266/02 KASABA CALICUT KERALA 5. Deliver challan if any
There was no other incident of any vehicle
TATA SIERRA parking near the Insured factory to carry 6. Bill of entry
483 DL 41578199 37700 3960224 214/02 KASABA CALICUT KERALA
the reported 14 bundles of copper and
TATA SUMO 7. Way bill copies (make sure they are
cables. Thus the Insured’s bluff was called
LTQ 830928 385003 LTQ 942761 120/99 KASABA CALICUT KERALA clear & Unambiguous)
KSQ 816020 385013 LSQ 947674 313/00 KASABA CALICUT KERALA
and the claim was repudiated.
HRQ 754431 385013 HRQ 919947 87/01 KASABA CALICUT KERALA 8. Trip sheet copies
In presenting the report seven pages
JUQ 780701 385003 JUQ 920974 126/02 KASABA CALICUT KERALA 9. RR copies
MYZ 724860 418201 MYZ 921603 303/02 KASABA CALICUT KERALA of calculations, two pages of comparisons
KYZ 722393 418201 KYZ 919089 305/02 KASABA CALICUT KERALA and one full page of conclusion formed part 10. FIR copies if available
YAMAHA of the nineteen-page report.
11. Copies of Press notifications if any
IL3 015919 98 B IL3 015919 D9 CHENNAI TAMILNADU
52 53
ALLABOUT INVESTIGATIONS - 4 6 Whether the spot of occurrence has been clearly mentioned (like giving
landmarks - juxtaposition etc) in the FIR with PIN code
In the previous two issues we have seen about collecting relevant documents from
7 Whether the address of the complainant has been given clearly
Insurers and a little bit of preparatory work. In any investigation a thorough homework
with PIN code
will go a long way in achieving the purpose of Investigation and preparing a clear and
unambiguous report. 8 Whether ALL the details (including Chassis number, Engine number,
Colour, Make Model etc) have been recorded in the FIR.
The Investigator should never take anything for granted or assume things. He/she
9 Whether the details of the vehicle recorded correctly (i.e. match with the
should try and get the facts as revealed by witnesses. Wherever possible try to get a
details found in the RC Book)
written statement from the witness concerned. Now we go to the normal procedure to be
adopted in a vehicle theft claim. 10 Whether the copy of the FIR submitted is a photocopy or carbon-copy
11 If it is a photocopy, whether it has been attested by the Police Authorities
Investigating Vehicles Theft Claims 12 Whether all the details are legible
Documentation: - 13 Whether the FIR copy bears the signatures of the Police Investigating
Officer and the complainant.
In our January 2003 Issue we had given the documents normally required to undertake 14 Whether the vehicle was reported missing from the parked place
a Motor OD Claim. The vehicle theft claim requires more or less the same documents.
Check whether you have got the FIR, Claim form duly filled up, Copy of RC, and Copy of When this checklist is completed, a fair idea about the claim would emerge in the
Policy. mind of the Investigator and possible avenues of investigation would open up.
CHECK LIST 2. The RC copy: -
Before starting the investigation work it would be prudent to study the documents 1 Whether the RC copy shows the engine number and chassis numbers clearly.
thoroughly and make notes. 2 Whether the Taxes have been paid upto date
1. The First Information Report (FIR): 3 If commercial vehicle whether the FC is valid
4 Whether financier’s address given in full
Sl. # Checklist 5 Whether the name of owner is same as the Insured
1 Whether the FIR has been filed without delay
2 If there is a delay, whether it has been properly explained 3. The claim form:
3 Whether the Insured himself have lodged the complaint 1 Whether ALL the details have been filled in the claim form
4 If the Insured himself have not lodged the complaint - 2 Whether the Insured address is given in full with PINCODE
Whether a relative had Lodged the compliant 3 Whether the version given in the claim form and FIR match
Whether a friend have lodged the complaint
4 Whether signature of the Insured match with the signature on the RC
5 Whether the position of the complainant (as Insured/as Insured friend/as
Insured’s relative) has been recorded in the FIR 5 Whether date, time and place of occurrence is the same as given in the FIR
54 55
4. The Policy
ABOUT SMARTFLATS©
1 Whether the particulars given in the policy tally with the particulars given
in the RC & FIR The “SmartFlats©” is a unique, powerful, multilingual, user-friendly and novel software
2 Whether the period of Insurance is valid or not meant for exclusive use by the associations of apartments. SmartFlats deals perfectly
with all the aspects of Apartments with the absolute intention of providing total solution
3 Whether the date of occurrence is in close proximity to the date on which for Apartment management. This software has been developed using Visual Basic
the Police commences and MS Jet Engine.
4 Whether the name of the Insured mentioned in the Policy is the same
as the one found on the claim form and RC The ultimate difference of this software is its comprehensiveness and the simplicity
with which it performs the complex tasks of Apartment managers.
5 Whether financiers name address is given in the claim form
“SmartFlats” is capable of maintaining the particulars of
Field Work: Owners and Residents
There is no hard and fast rule regarding the sequence of investigation. The Occupancy and Vacancy of Flats
Investigator should decide based on the details gathered from the documents. When Occupancy and Vacancy of Parking slots
there is a discrepancy in the documentation, it would be a good idea to scout the area Infra-structural facilities available
where the Insured is staying and make discreet enquiries about the Insured.
Staff and Servants appointed by the association, owners and residents
Verification at the Police station, where the FIR was filed, is important. The
Police authorities sometimes sense foul play but could not get any positive clue. “SmartFlats“ maintains the visitors and their details.
Close coordination with the Police sometimes gives better results. If the claim is Complete accounting system for the transactions related to the associations
genuine there won’t be much to check and counter check. From our own personal (Subscription, Salary, Receipts and Payments, etc.,)
experiences we would suggest that Investigators should be beware of perfectly
Search facility on any of the above information
matching documentation. Fraudulent claims are well covered with airtight
documentation. In such cases even minor details in the RC book would come in Dynamic Report generation with search results
handy.
Registration of Suggestion and Complaints
In one case, the bills of purchase were verified with the suppliers and found to
be true. All documentation was foolproof. But something told us that something Encumbrance particulars of the Owner’s and Residents. (This will be useful to
fishy about the whole affair. We went through the documents once again. Suddenly trace out any one who Owned / Resided in a Flat in the past)
we found that the FC of the vehicle was obtained on the same date on which the “SmartFlats” display all the Captions, Labels and Messages in five languages.
Windscreen glass was bought. The vehicle was undergoing repairs in one place (English, Tamil, Hindi, Telugu, Kannada)
and the FC was taken in another place. So to make use of a temporary permit, the
number plate was fixed on another lorry and sent across AP/TN border to transport Note from Editor : A firm of Software developers sent to us a Software specially created
rice. The date of inspection & signing the FC was the clue on which the claim was for Management of flats. On trying it out we found that this will be very useful in tracing
repudiated. people wanted by the police. For enquiries please contact the publishers.
56 57
Too Busy for a friend moved on. papers were the ones on which she had is too late... AND ONE WAY TO
listed all the good things each of Mark’s ACCOMPLISH THIS IS: Forward this
One day a teacher asked her students
Several years later, one of the classmates had said about him. message on. If you do not send it, you
to list the names of the other students in
students was killed in Vietnam and his will have, once again passed up the
the room on two sheets of paper, leaving
teacher attended the funeral of that “Thank you so much for doing that,” wonderful opportunity to do something
a space between each name. Then she
special student. She had never seen a Mark’s mother said. “As you can see, nice and beautiful. If you’ve received this,
told them to think of the nicest thing they
serviceman in a military coffin before. Mark treasured it.” All of Mark’s former it is because someone cares for you and
could say about each of their classmates
He looked so handsome, so mature. The classmates started to gather around. it means there is probably at least
and write it down. It took the remainder
church was packed with his friends. One Charlie smiled rather sheepishly and said, someone for whom you care.If you’re
of the class period to finish their
by one those who loved him took a last “I still have my list. It’s in the top drawer “too busy” to take those few minutes right
assignment, and as the students left the
walk by the coffin. The teacher was the of my desk at home.” Chuck’s wife said, now to forward this message on, would
room, each one handed in the papers that
last one to bless the coffin. As she stood “Chuck asked me to put his in our this be the VERY first time you didn’t
Saturday, the teacher wrote down the
there, one of the soldiers who acted as wedding album.” “I have mine too,” do ihat little thing that would make a
name of each student on a separate sheet
pallbearer came up to her. “Were you Marilyn said. “It’s in my diary.” Then difference in your relationships? The
of paper, and listed what everyone else
Mark’s math teacher?” he asked. She Vicki, another classmate, reached into her more people that you send this to, the
had said about that individual. On Monday
nodded: “yes.” Then he said: “Mark purse and showed her frazzled list to the better you’ll be at reaching out to those
she gave each student his or her list.
talked about you a lot.” After the funeral, group. “I carry this with me at all times, you care about Remember, you reap what
most of Mark’s former classmates went “ Vicki said and without batting an you sow, what you put into the lives of
Before long, the entire class was
together to a luncheon. Mark’s mother eyelash, she continued: “I think we all others comes back into your own.
smiling. “Really?” she heard whispered.
and father were there, obviously waiting saved our lists.” That’s when the teacher
“I never knew that I meant anything to
to speak with his teacher “We want to finally sat down and cried. She cried for MAY YOUR DAY BE BLESSED
anyone!” and, “I didn’t know others liked
Mark and for all his friends who would AND AS SPECIAL AS YOU ARE.
me so much.” Were most of the show you something,” his father said,
taking a wallet out of his pocket. “They never see him again. The density of
comments. No one ever mentioned those
found this on Mark when he was killed. people in society is so thick that we Editor’s Note
papers in class again. She never knew if
We thought you might recognize it.” forget that life will end one day. And we
they discussed them after class with their
Opening the billfold, he carefully don’t know when that one day will be. This message came in the net. The
parents, but it didn’t matter. The exercise
removed two worn pieces of notebook message is very clear. Every one of us have
had accomplished its purpose. The
paper that had obviously been taped, So please, tell the people you a heart but forgot how to use it. We need
students were happy with themselves and
folded and refolded many times. The love and care for, that they are special this and much more to achieve a crime-
one another. That group of students
teacher knew without looking that the and important. Tell them, before it free world!
58 59
Importance of PIN
The Postal Index Number (PIN) is unique each one for a specific geographical
area. Thus for analytical purposes it becomes one of the important links/input.
Facsimile of Letter received from Supertendent of Police, Guna MP.
Coupled with Code of the Police station it is unique for each Police Station.
Any one area covered by one PIN will have a maximum of ten according to the
density of population. Thus a code coined with the PIN narrow down the area
further and help create more accurate statistical models.
In most of claim forms/FIRs sent by Insurers for compilation this bit of
information is missing. In the event of a vehicle being traced the Police station
which filed the original FIR can be contacted directly and passing on the
information for necessary action.
Similarly the addresses of the Insured and spot of occurrence are given
without PIN code. This brings down the efficiency all round.Hence we request
you to note the PIN codes without fail.
--------------------
Wanted
Amaran Register Private Ltd is on the look-out for agents in all Districts
all over India --
1. To collect advertisements for their monthly publication “The Ever Ready
Universal Guide”
2. To collect subscription from Insurance companies, banks and other finan-
cial institutions
Commission: 20% for advertisements collected & 10% for subscription
collected.
Apply with self addressed stamped envelope to:

M/s. AMARAN REGISTER PRIVATE LTD.,
A6 Raviram Apartments, New # 75, Arya Gowda Road,
West Mambalam, Chennai 600033.
60 61
Letter of Authentication for Ready Reckoner Entries Details of Recovered vehicle from Police Stations
Name of Police Station with Code # _________________________

From Date:
Police station area PIN code _________________________
Recovered Vehicle Details _________________________
Class of vehicle _________________________

To
Make (Mention Brand Name) _________________________
M/s Amaran Register Private Ltd.,
A6 Raviram Apartments Model _________________________
New # 75, Arya Gowda Road
West Mambalam Number on the registration plate _________________________
Chennai 600033
Chassis number on physical verification _________________________
Dear Sirs Engine number of physical verification _________________________

Re: Ready Reckoner Entries
Full address, where the vehicle was recovered: -
We enclose attested photocopies of RC,FIR and Policy of vehicles under
theft claim with us. We have noted the claim number clearly in the Policy copy Crime Number & Section under which case is registered: -
for insertion in the ready reckoner published by you in your monthly “THE EVER
READY UNIVERSAL GUIDE”. Nearest office of the Insurance company where the intimation of recovery given:
The number of sets enclosed are_____(_______________) Remarks if any: -
Please do the needful
Signature of Officer in charge (seal)
Seal Signature of Authorized officer (Please fill up in English only)
62 63
Subscription Form Details of vehicles recovered and waiting for disposal

Loss Analysis Input
From Date: 1. Make of Vehicle : ________________________________
2. Model : ________________________________
3. Date of theft : ________________________________
4. Date of recovery by Police : ________________________________

To 5. Date of possession taken
M/s. Amaran Register Private Ltd by Insurance Company : ________________________________
A6, Raviram Apartments
6. Approximate value at the
75, Arya Gowda Road
time of taking posession : ________________________________
West Mambalam
Chennai – 600 033 7. Date of disposal : ________________________________
8. Value realized on disposal : ________________________________

Dear Sirs, 9. Loss of revenue on account
of delay in disposal : ________________________________
We enclose a DD Number __________________ drawn on
_____________________Bank in favor of Amaran Register Private Ltd. payable 10. Additional expenses incur
at Chennai, for Rs. 1000 /- (Rupees One Thousand only) as yearly subscription red in keeping the vehicle
in safe custody : ________________________________
to THE EVER READY UNIVERSAL GUIDE for one year.
11. FIR/Return of Property
Order Numbers : ________________________________
12. Insurers DO/BO code : ________________________________

Office seal Authorized Signatory
Authorized Signatory of Insurers
64 65
ClaimsInvestigatorsAssociationofIndia
(Regd. No. 7/2000)
# 12, Ram Nagar 5th Street, Nanganallur,

Chennai – 600 061. Phone: 22347501
email : cia.india@lycos.com
For Membership please apply with self-addressed

stamped envelope to
General Secretary /President
Claims Investigators Association of India

12, Ram Nagar 5th Street, Nanganallur, Chennai – 600 061
Printed by : V. RAVI Printed at JAI GANESH OFFSET PRINTERS,

19, Venkatasamy Lane, Santhome, Chennai - 600 004.
Published by : Ms. AMBICA ANANTHAN on behalf of AMARAN REGISTER PRIVATE LTD.
Published at : A6, Raviram Apartments old # 30, New # 75,
Arya Gowda Road, West Mambalam, Chennai - 600 033.
Editor : P. ANANTHAN
66
REQUEST TO POLICE OFFICERS ATTENTION INSURERS
Please send details of stolen vehicles as soon as they are traced, so that the Increase the chances of tracing and recovery of stolen vehicles within three months
Ready Reckoner list in this publication can be effectively updated every month. from the time of claim intimation, before the issue of the Non Traceable Certificate
The purpose of this publication is to make identification of stolen vehicles easier (UN)
and after tracing the vehicles, to identify the concerned Insurance company/Owner of FREE OF COST TO YOU!
the vehicle quickly.
We need your valuable advise to make this publication more useful and more Address for communication: -
relevant. Amaran Register Private Ltd.
A6, Raviram Apartments,
Address for communication: - # 75, Arya Gowda Road
Amaran Register Private Ltd. West Mambalam,
A6, Raviram Apartments Chennai 600033
New # 75, Arya Gowda Road
West Mambalam
Chennai 600033 Contact Person
P. Ananthan – Editor
Contact Person: - (The Ever Ready Universal Guide)
P. Ananthan – Editor
(The Ever Ready Universal Guide)
Contact Phone
Contact Phone: - (044) 2 474 1967
(044) 2 474 1967
Email IDs:
Email IDs: - ananthan_p@hotmail.com
ananthan_p@hotmail.com amaranregister@hotmail.com
amaranregister@hotmail.com
(For the PDF version of the publication, send a request by email with clear return (For the PDF version of the publication, send a request by email with clear
address complete with PIN code.) return address complete with PIN code.)

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Vol. 1 Issue 3 THE EVER READY UNIVERSAL GUIDE March 2003 Vol.

Vol. 1 Issue 3 THE EVER READY UNIVERSAL GUIDE March 2003

THE EVER READY

for the Use of

To trace more number of Stolen Vehicles

Price Rs. 100/-

Editorial The changes brought in by economic

HOW TO USE THIS READY RECKENOR

HOW TO USE THIS READY RECKONER

NOW IT IS EASY TO WEED OUT SUCH VEHICLES

READY Reckoner (CHASSIS NO-ENGINE NO. WISE) BAJAJ 4S

BAJAJ CALIBER (CONT’D) BAJAJ M80

ENFIELD EXPLORER HEROHONDA CD 100, CD 100 SS & DX (CONT’D)

HERO HONDA SPLENDOR (CONT’D) HERO HONDA SPLENDOR (CONT’D)

KELVINATOR AVANTI LML VESPA-XE-NE

MARUTHI ESTEEM SUZUKI AX 100,100R

SUZUKI SAMURAI (CONT’D) TVS 50 XT, 50 XL

TVS 50 XT, 50 XL TVS 50 XT, 50 XL (CONT’D)

TVS CHAMP (CONT’D) TVS XL SUPER (CONT’D)

YAMAHA RX 100 (CONT’D) YAMAHA RX 100 (CONT’D)

THE EVER READY UNIVERSAL GUIDE

SHOWING CORRESPONDING DETAILS

OF INSURERS, CLAIM REFERENCE,

AND CRIME NUMBER

AR # INSURERS CLAIM # PS CODE PS PIN Cr # AR # INSURERS CLAIM # PS CODE PS PIN Cr #

AR # INSURERS CLAIM # PS CODE PS PIN Cr # AR # INSURERS CLAIM # PS CODE PS PIN Cr #

AR # INSURERS CLAIM # PS CODE PS PIN Cr # AR # INSURERS CLAIM # PS CODE PS PIN Cr #

AR # INSURERS CLAIM # PS CODE PS PIN Cr # AR # INSURERS CLAIM # PS CODE PS PIN Cr #

AR # INSURERS CLAIM # PS CODE PS PIN Cr # AR # INSURERS CLAIM # PS CODE PS PIN Cr #

AR # INSURERS CLAIM # PS CODE PS PIN Cr # AR # INSURERS CLAIM # PS CODE PS PIN Cr #

AR # INSURERS CLAIM # PS CODE PS PIN Cr # AR # INSURERS CLAIM # PS CODE PS PIN Cr #

AR # INSURERS CLAIM # PS CODE PS PIN Cr # AR # INSURERS CLAIM # PS CODE PS PIN Cr #

AR # INSURERS CLAIM # PS CODE PS PIN Cr # AR # INSURERS CLAIM # PS CODE PS PIN Cr #

INTERESTING CASE On going through the papers, it was

Apply with self addressed stamped envelope to:

Name of Police Station with Code # _________________________

Recovered Vehicle Details _________________________

Class of vehicle _________________________

Dear Sirs Engine number of physical verification _________________________

Signature of Officer in charge (seal)

Seal Signature of Authorized officer (Please fill up in English only)

Subscription Form Details of vehicles recovered and waiting for disposal

3. Date of theft : ________________________________

4. Date of recovery by Police : ________________________________

8. Value realized on disposal : ________________________________

12. Insurers DO/BO code : ________________________________

# 12, Ram Nagar 5th Street, Nanganallur,

For Membership please apply with self-addressed

General Secretary /President

Claims Investigators Association of India

Printed by : V. RAVI Printed at JAI GANESH OFFSET PRINTERS,

REQUEST TO POLICE OFFICERS ATTENTION INSURERS

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