Mercantile Bank Limited

SME Financing Division

Mercantile Bank Limited has designed and developed four loan products to meet up all types of justified business requirements of SME customers !o"ever# the features of the products so
far developed may be changed# revised# "hile ne" products can also be developed to cope "ith the market demand as per guidelines of Bangladesh Bank and the Bank$s o"n policy %he
products are&
CHAKA PvKv (Term Loan).
ANANNYA Abbv (Women Entrepreneurs Loan).
SAMRIDDHI mgw (Continuous Loan).
MOUSUMI gmywg (Short Term Single Payment Seasonal Loan).
SME financing products at a glance
Feature !" SM#
$r!duct
SM# $r!duct
CHAKA PvKv (Term Loan) ANANNYA Abbv (Women
Entrepreneurs Loan)
SAMRIDDHI mgw
(Continuous Loan).
MOUSUMI gmywg (Short
Term Single Payment Seasonal
Loan).
L!an Am!unt %k '(' )*''' lac for SE %k '(' )(''' lac for SE %k '(' )(''' lac for SE %k '(' )(''' lac for SE + ME
%k '(' ),'''' lac for ME %k '(' ),'''' lac for ME %k '(' ),'''' lac for ME %k '(' ),'''' lac for ME
Se%ment SE + ME SE + ME SE + ME SE + ME
$ur&!e For justified business requirements For justified business requirements For "orking capital requirements For justified business requirements
'enure , ) ( years , ) ( years for term loan
, year on revolving basis for -- .!/
, year Ma0imum 1 months
(race &eri!d Ma0imum 2 months Ma0imum 2 months for term loan 3il 345
Interet rate ,(6),*6 pa applicable as per mode of
financing
,'6 pa ,(6),*6 pa applicable as per
mode of financing
,(6),*6 pa applicable as per
mode of financing
For "omen ent ,'6
Financin% M!de %erm Loan# L%7# Lease Finance# !ire
8urchase# 9thers
%erm loan# -- .!ypo/# L%7# Lease
Finance# !ire 8urchase# 9thers
-- .!ypo/# S9D .:eneral/# S9D
.EM4Bid Bond4B:/# 9thers
%erm Loan
Re&a)ment EM; or at lump sum on or before e0piry
as applicable
EM; or at lump sum on or before e0piry
as applicable for %erm Loan
5t lump sum on or before e0piry 5t lump sum on or before e0piry
Securit) 8:# -heques plus others as applicable 8:# -heques plus others as applicable 7M# ;:85# 8:# -heques plus
others as applicable
7M# ;:85# 8:# -heques plus others
as applicable
C!llateral "ree l!an <p to %k ='' lac <p to %k ='' Lac only for %erm Loan 3il 3il
Re*uired e+&erience > ?ears > ?ears > ?ears > ?ears
>
A%e ,ar >, years to 2' years >, years to 2' years >, years to 2( years >, years to 2( years
Re*uired &a&er @alid trade license of the applicant
7ental4lease4possession deed in
original as applicable
Drug4!omoeopathic4E0plosive4BS%
;4;mport4E0port license4others as
applicable
8hotocopy of passport4national ;D4
citiAenship certificate
8hotograph of the applicant and
guarantors
Bank account statement .if any/
Loan account statement .if any/
Stock report of the business
Sales4purchase registrar of the
business
@alid trade license of the applicant
7ental4lease4possession deed in
original as applicable
Drug4!omoeopathic4E0plosive4BS%;4;
mport4E0port license4others as
applicable
8hotocopy of passport4national ;D4
citiAenship certificate
8hotograph of the applicant and
guarantors
Bank account statement .if any/
Loan account statement .if any/
Stock report of the business
@alid trade license of the
applicant
7ental4lease4possession deed in
original as applicable
Drug4!omoeopathic4E0plosive4
BS%;4;mport4E0port
license4others as applicable
8hotocopy of passport4national
;D4 citiAenship certificate
8hotograph of the applicant and
guarantors
Bank account statement .if
any/
Loan account statement .if any/
Stock report of the business
@alid trade license of the
applicant
7ental4lease4possession deed in
original as applicable
Drug4!omoeopathic4E0plosive4
BS%;4;mport4E0port
license4others as applicable
8hotocopy of passport4national
;D4 citiAenship certificate
8hotograph of the applicant and
guarantors
Bank account statement .if any/
Loan account statement .if any/
Stock report of the business
Sect!r Manufacturing4Service4 %rading Manufacturing4Service4 %rading Manufacturing4Service4 %rading Manufacturing4Service4 %rading
Nature !" !-ner.i& 8roprietorship48artnership4 8vt Ltd -o 8roprietorship48artnership4 8vt Ltd -o 8roprietorship48artnership4 8vt
Ltd -o
8roprietorship48artnership4 8vt Ltd
-o
N!te/ $leae c!ntact -it. an) ,ranc. !" Mercantile Bank Limited "!r %ettin% l!an "acilitie0
B SME C Small + Medium Enterprise# B SE C Small Enterprise# B ME C Medium Enterprise# B EM; C Equal Monthly ;nstallment# B 8: C 8ersonal :uarantee# D 7M C 7egistered
Mortgage# D ;:85 C ;rrevocable :eneral 8o"er of 5ttorney
E