2EMC2

Maria Angeliza R. Reyes

General Psychology: Mini Research

I. Topic
Changing A Behavior: Spending Less & Saving More

II. Goals and Strategies
Goal:
Save at least P5,000 by the end of the 1st semester.
Strategies:
1) Bring packed lunch instead of buying meals.
2) Spend only when I stay late in school. Dinner must cost at most P150.








III. Results


WEEK 1
Allowance: P2,000






6/30/14 Lunch 70
Gifts 111
7/1/14 Snacks 25
Dinner 29
Dinner 60
Taxi 130
7/2/14 Lunch 80
Dinner 69
Dinner 50
Taxi 55
7/3/14 Snacks 54
7/4/14 Taxi 60
Breakfast 128
Drink 155
Dinner 80
Taxi 120
Total Expenses 1276
Savings 2000 - 1276 724




WEEK 2
Allowance: P2,000





7/7/14 Communicakes 90
Water 20
7/8/14 Taxi 60
Breakfast 82
Communicakes 100
Taxi 65
7/9/14 Taxi 55
Lunch 89
Drink 20
7/10/14 Snacks 40
Lunch 89
Dinner 53
7/11/14 Breakfast 128
Communicakes 185
Drink 30
Dinner 120
PE Shirt 350
Total Expenses 1523
Savings 2000-1523 424





WEEK 3
Allowance: P2,000

7/14/14 Lunch 100
Drink 155
Taxi 105
Gifts 10
7/15/14 Taxi 70
Snacks 70
Drink 30
Ice Cream 25
Taxi 90
7/18/14 Taxi 60
Breakfast 70
Drink 30
Drink 40
Dinner 70
Water 20
Chorale 20
Taxi 100
7/19/14 Lunch 70
Dinner 60
Ice Cream 25
Total Expenses 1220
Savings 2000-1220 780







WEEK 4


Allowance: P2,000
7/21/14 Lunch 80
Dessert 35
Dinner 105
7/22/14 Taxi 60
Drink 30
Breakfast 40
Lunch 70
Lunch 60
Drink 30
Snacks 40
Dinner 99
Taxi 70
7/23/14 Taxi 55
Lunch 89
Snacks 25
Drink 20
Waffle 55
Taxi 110
7/24/14 Taxi 55
Drink 30
Dinner 85
Taxi 100
7/25/14 Taxi 60
Sandwich 75
Drink 30
Lunch 59
Drink 30
Taxi 66
7/26/14 Taxi 60
Lunch 200
Taxi 70
Total Expenses 1993
Savings 2000 - 1993 7



WEEK 5


Allowance: P1,800
7/28/14 Breakfast 40
Taxi 60
Lunch 80
Drink 30
Snack 30
Drink 30
Dinner 57
Taxi 70
7/29/14 Taxi 55
Lunch 89
Dinner 99
Taxi 75
7/30/14 Taxi 60
Lunch 80
Fruit Salad 35
Dinner 91
7/31/14 Taxi 60
Dinner 177
Taxi 100
8/1/14 Taxi 60
Lunch 70
Dinner 91
Taxi 70
8/2/14 Taxi 70
Lunch 65
Drink 20
Snack 30
Total Expenses 1794
Savings 1800 - 1794 6






WEEK 6


Allowance: P2,000
8/4/14 Taxi 100
Lunch 89
Drink 20
Folder 48
Printing 32
Dinner 125
Taxi 100
8/5/14 Taxi 60
Lunch 89
Drink 40
Dinner 75
Taxi 75
8/6/14 Taxi 60
Accessory 65
Lunch 179
Taxi 30
Drink 20
Dinner 89
Taxi 75
8/7/14 Taxi 60
Cupcakes 50
Dinner 60
Drink 20
Taxi 75
8/8/14 Taxi 60
Breakfast 95
Drink 30
Dinner 52
Taxi 75
Total Expenses 1948
2000 - 1948 52
8/9/14 Taxi 60
Lunch 110
Dinner 110
Taxi 80



WEEK 7
Allowance: P2,000 - P360 (from August 9 expenses)





8/11/14 Taxi 80
Drink 30
Makeup 390
Dinner 100
8/12/14 Pins 26
Lunch 89
Drink 20
Water 20
Dinner 211
8/13/14 Taxi 60
8/14/14 Taxi 55
Lunch 80
Water 20
Dinner 100
Taxi 100
8/15/14 Taxi 60
Lunch 60
Water 20
Taxi 100
Total Expenses 1621
Savings 1640 - 1621 19




WEEK 8
Allowance: P1,600





8/18/14 Lunch 80
Snack 30
Waffle 55
Dinner 70
Tricycle 20
8/19/14 Taxi 55
Lunch 80
Drink 20
Snack 60
Taxi 100
8/22/14 Lunch 89
Drink 40
Dinner 60
Taxi 70
8/23/14 Taxi 55
Lunch 199
Taxi 55
Total Expenses 1138
Savings 1600 - 1138 462





IV. Discussion of Results
Every week I am given P1,600 to P2,000. My expenses per day varies in a way that
sometimes I get free rides from our driver, and sometimes when our drivers not available, I have
to ride cabs, thus, adding more to my expenditures. Also, there are times when I stay late in
school (because of organizations and whatnot) and so I am forced to spend for dinner.
In the first week, I was able to save P724. I was able to do this because the idea of saving
money was new to me and I can say that I was very enthusiastic about it.
However, notice that the first thing I bought that week was my lunch. Notice also that one
of my strategies include bringing packed lunch instead of buying one. I think thats because I had
P2,000 on my hands, meaning, I knew that I had a lot of money and I thought that buying a
single meal costing around P70 wouldnt make much effect anyway.
The weeks after that (except week 3), the amount I saved per week became lower and
lower to the point that I was only able to save P6. This is because in these weeks, our driver
wasnt available so I was forced to ride cabs which added greatly to my expenses list. Also,
despite knowing I had more expenses for those weeks, I still did not follow any of my strategies
which were to bring packed lunch and spend at most P150 for dinner. This bad habit continued
on until week 7. Fortunately, in week 8 I spent lesser compared to the past weeks so I was able to
save P462. However, I think that I was also able to save that much amount thanks to the holidays
and suspended classes that week.


Therefore, I can say that I have not totally changed yet how I handle my allowance. I still
spend lavishly, although not as lavishly as before, but its still not enough for me to reach my
goal of saving at least P5,000 in one semester.