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A.gayathridevi 11 A Study On Financial Performance Using Ratio Analysis at Emami LTD
A.gayathridevi 11 A Study On Financial Performance Using Ratio Analysis at Emami LTD
PONDICHERRY UNIVERSITY
PUDUCHERRY, INDIA
SEPTEMBER 2007
GUIDE
HEAD OF
THE DEPARTMENT
EXTERNAL EXAMINER
Certificate
This is to certify that Mr. Adil Bashir Sheikh has completed his
Summer TrainingProject under my direct supervision. He underwent
the Summer Training on andfrom 12
th
of May 2010to 2
nd
of July 2010, during which he was assigned the task of Unit linked
Insurance plans offered by ICICI Prudential and its comparison
withits competitors which he has successfully completed and the
same is presented inthe form of the present Project Report.It is further
Insurance does not protect the assets but only compensates the
economic or financial loss.
Insurance covers the risk of dying too early or living too long.
2.3 HISTORY OF INSURANCE
The origin of insurance is very old. The time when we were
not even born; man has soughtsome of protection from the
nature. The basic urge in man to secure himself against
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14
th
September ,2005. ICICI Bank offers a wide range of
banking and financial services to corporate and retail
customers. This is done through a variety of delivery
channels, throughits specialized subsidiaries and
affiliates in the areas of investment banking, life and
non-life insurance, venture capital and asset
management. ICICI bank is a leading player in theretail
banking market and has over 13 million retail
customer accounts. The Bank has a network of over 583
branches and extension counters, and 2,000+
ATMs.Established in London in 1848 , Prudential plc ,
through its business in the UK and Asia,provides retail
financial services products and services to more than
16 million customers ,policyholder and unit holders
worldwide. As of September 30, 2005, the company had over
$ 180 billion in funds under management. Prudential has
brought to market an integratedrange of financial
services products that now includes life
insurance ,pensions , mutual funds , banking , investment
management and general insurance . In Asia , Prudential is
theleading European Life insurance company with a vast
network of 24 life and mutual fundoperations in twelve
countries China , Hong
Kong , India , Indonesia Japan , Korea ,Malaysia , the
Philippines , Singapore , Taiwan , Thailand , and Vietnam.
3.3 COMPETITORS OF ICICI
3.31 BAJAJ ALLIANZ AN OVERVIEW
Bajaj Allianz insurance company limited is a union
between Allianz AG, one of theworlds largest
insurance companies and Bajaj Auto one of the
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Elite Pension
- Limited, six year term and three year premium payment
term pensionplan.
3.42 BAJAJ ALLIANZ
3.42a TRADITIONAL PLANSEndowment
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Invest Gain
Cash Gain
A money
back plan which guarantees 125% payout and
bonuses. 5 easy payouts which give upto 125 % + bonuses.
3.42c PENSION PLANS
Annuity
Pension GuaranteeRETIREMENT
Pension Plus RP
Jeevan Anurag-
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Jeevan Kishore
Jeevan Nidhi
RelianceTermPlan
_
Reliance Term Plan is a pure life insura nce
plan that offers youcomprehensive and affordable
coverage for a limited period of time to suit your needs.
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Chapter 4
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Market Plus 1
: This is a unit linked pension plan wherein the pension
is payable after aspecified period. Though primarily
a pension product, the plan has many attractive
featuresand options which make it an ideal retirement
solution for the future.
Profit Plus
Fortune Plus
Money Plus4.34ULIPS
OF RELIANCE LIFE INSURANCE
The plan allows you to experience the joys of life and provide
for your familys needs.Various plans are:
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