C

AIG
5-04
, Ho
9,
Saigon Center, 65 L L i,
1, TP.HCM, V Nam
TT Ch
:
9,
Saigon Center, 65 L L i,
1, TP.HCM, V
: 848 3914 0065 | Fax: 848 3914 0067 | Email: Vninfo@aig.com

INSURANCE PLAN

THE COMPANY
Cng Ty
POLICY NUMBER
POLICY HOLDER

ADDRESS

PERIOD OF
INSURANCE

Travel Guard Global Travel Protection Insurance

B H
Du L
Cu
AIG VIETNAM INSURANCE COMPANY LIMITED
AIG
(Hereinafter f
d
AIG IE A )
(Sau y gi tt l AIG E
)
0200027346-001
STANDARD CHARTERED BANK (VIETNAM) LIMITED.
(
f
f
d
STANDARD CHARTERED IE
I
A A
A
(Sau y gi tt l STANDARD CHARTERED E
)

A )
E E

( I

49 Hai Ba Trung, Hoan Kiem District, Ha Noi

49 a
r g, Qun Ho n Kim, H Ni

From: 21/10/2013
: 21/10/2013

TOTAL PREMIUM (VAT included)

( a g t u

To: 20/10/2014
: 20/10/2014

VND
)

Vi

ng

(Both dates inclusive)

(Bao gm c hai ngy
gii h u)

157,500,000

I.

OPERATION OF INSURANCE COVERAGE :

1.1

The insurance program will be covered under this Policy Schedule between AIG VIETNAM and
STANDARD CHARTERED VIETNAM. This is one-year policy and renewable each and every year.
g tr

uy
ti mt
g B o Hi m
g a AIG VIETNAM
v STANDARD CHARTERED VIETNAM.
g tr
o hi m ny c thi h l
t (01)
v c ti tc hng .

1.2

The coverage is applicable to all, primary and joint-all Visa Platinum Debit Cardholders of
STANDARD CHARTERED IE A (
d ld ) on mandatory basis and their respective
dependants as defined in clause 1.4.3 below.
g tr
g tr
bt buc
t t
C Th g
quc t Visa
v
l
a STANDARD CHARTERED VIETNAM (
Th) v g
t u
t e

g a ti m 1.4.3 y.

1.3

AIG VIETNAM shall cover for any losses, damages occurred to the Insured Person and his/her
p p
d
A l 2.2 b l
d
I
d
d
subject to the Terms and Conditions of this Policy and the Purchase Require basis defined as
below:
AIG E
t t t, t t
y ra v g
v t
a
uy
t u . tr g
g
tr
gt
v
uy
g g, tun the Quy t
a
g
yv
guy t
t a t
g t
g a au:
Page 1 of 11

A )

AIG
5-04
, Ho
9,
Saigon Center, 65 L L i,
1, TP.HCM, V Nam
TT Ch
:
9,
Saigon Center, 65 L L i,
1, TP.HCM, V
: 848 3914 0065 | Fax: 848 3914 0067 | Email: Vninfo@aig.com

1.3.1

Common Carrier means public transportation which is duly licensed for regular public
transportation of the fare-paying passengers with an operational schedule including but not
limited to air planes, ships, ferries, trains and buses, etc. This would exclude all modes of
transportation which are Chartered or arranged as part of a tour even if these services are
regularly scheduled;
g a l
g t
v
uy
g
g
v
uy

g g t g uy vi mt l ch
trnh vn hnh cho
ua v , ba g
g
g g
y ay,
t ut u ,
, e l a, e u t, v.v.
gT
V C uy Cng C g
g a g
t t
gt
v
uy t u

l
t
v a
uy k c khi
g
v ny l
g tr
t g uy ;

1.3.2

Purchase Required Basis means:

When the STANDARD CHARTERED VIETNAM Visa Platinum Debit Card is used to
purchase:
Khi

quc t Visa
a STANDARD CHARTERED VIETNAM c
dng t a t
:
(i)

the entire of any Common Carrier ticket with a time schedule prior to the
commencement of such Common Carrier ride, the respective ride of the Insured
Person on such Common Carrier will be covered; or
t
t
v
a P gT
V C uy
Cng C g v t l
tr
tr

t e l
tr
,t
v
u l tr g
Ng B H
tr g P g T
V C uy Cng C g vi l
tr
t a t

(ii)

at least 80% of the tour package prior to the commencement date of such tour, all
the Common Carrier ride of the Insured Person within such tour will be covered.
t
t 0
tr g
a uy /chuy u l
tr
t u uy
, th v
g c B o Hi
tr t t
P gT
V C uy
Cng C g tr g l
tr
uy

Tour package shall mean the entire tour price in case the Insured Person buys a tour from
a tour operator or otherwise, to include at least the cost of entire transportation schedule
and accommodation of the Trip (from Vietnam and back to Vietnam and all
transportation/accommodation included as part the Trip).
tr g
a uy / uy u l

g a l t g g tr
a t t ur
ul

g
ua t
u
t ur
t

l v
uy ut uy ( uy

t
t a v tr v
t a v t t
l v
tr g uy ).

1.4

Other definitions
1.4.1

k c:

Insured Person: means primary and secondary STANDARD CHARTERED VIETNAM Visa
Platinum Debit Cardholders and dependants of primary and secondary STANDARD
CHARTERED VIETNAM Visa Platinum Debit Cardholders.
g
:
g a l
Th
v
a

quc t Visa

a STANDARD CHARTERED VIETNAM v

gi ph thuc c a
Th
Page 2 of 11

AIG
5-04
, Ho
9,
Saigon Center, 65 L L i,
1, TP.HCM, V Nam
TT Ch
:
9,
Saigon Center, 65 L L i,
1, TP.HCM, V
: 848 3914 0065 | Fax: 848 3914 0067 | Email: Vninfo@aig.com

v
VIETNAM

1.5

1.6

quc t Visa

a STANDARD CHARTERED

1.4.2

STANDARD CHARTERED VIETNAM Visa Platinum Debit Cardholder: means the holder of
a valid STANDARD CHARTERED VIETNAM Visa Platinum Debit card issued by
STANDARD CHARTERED VIETNAM and who at the time of a claim event is still a valid
STANDARD CHARTERED VIETNAM Visa Platinum Debit Cardholder.
Th
quc t Visa
a STANDARD CHARTERED VIETNAM (
):
g a l
t c a Th
quc t Visa
cn hi u l c do
STANDARD CHARTERED VIETNAM pht hnh, v
gay t t
y ra

t
t, t g, v
g l Ch Th
quc t Visa
l c a
STANDARD CHARTERED VIETNAM.

1.4.3

Dependants: mean accompanied and legally recognized spouse and minor children under
18 years of the Standard CharteredVietnam Visa Platinum Debit Cardholder.
g
u :
g a l v
gv
i 18 tu i c php lut cng nhn, v

g Ch Th Ghi n Visa Bch Kim c a Standard Chartered Vi t Nam

Customer Service - D ch V Khch Hng:

1.5.1

q
ll b
dl d by STANDARD CHARTERED VIETNAM. Product
training can be provided to STANDARD CHARTERED VIETNAM
l
d
ff.
t
t

a
g

v
a STANDARD
CHARTERED VIETNAM. AIG VIETNAM s u g
u
u luy
g
v g y
g v nhn vin
v
g
a STANDARD
CHARTERED VIETNAM.

1.5.2

If
d ld p l y q y
v d
FA l
A A
CHARTERED VIETNAM ll v
ll
d ld
d
f
and pass them to AIG
f
dd
q y.
d ld
f
and inquiry will have to be submitted to AIG Vietnam within the same working day. AIG
Vietnam will review the inquiry and will have to contact the cardholder and clarify the inquiry
within twenty-f
(2 )
p
v
d ld
q y d
f f
STANDARD CHARTERED VIETNAM.
u
t

g
tr g a

g t
t g g
g, S
E E
E
t u t t
a
t v a
l
v
uy
AIG
t a tr l
g.
t
gt v
t v
u gt

uy
AIG
t a tr g
g g y l
v . AIG
t
a
e
t
t
v
l
t v g t
tr g v g 4 g
au
t
v a
l
t S
E E
E
.

1.5.2

Claim will be processed between AIG VIETNAM Claim Department and STANDARD
CHARTE E
IE A Cardholder.
g
uyt v t a t
b t g
t
g a
g
g a
AIG VIETNAM & Ch Th a STANDARD CHARTERED VIETNAM.

Advertsing, Promotion & Marketing - Qu ng Co, Xc Ti n T

M i & Ti p Th

Any and all marketing materials/advertisements/flyers with logo and brand name of AIG VIETNAM
must be reviewed by AIG VIETNAM for purpose of ensuring it reflects the true intention of the
Parties and the Policy.

Page 3 of 11

AIG
5-04
, Ho
9,
Saigon Center, 65 L L i,
1, TP.HCM, V Nam
TT Ch
:
9,
Saigon Center, 65 L L i,
1, TP.HCM, V
: 848 3914 0065 | Fax: 848 3914 0067 | Email: Vninfo@aig.com

t
t l u ar et g u g
t r
g
t
g ua AIG VIETNAM
B o Hi m t
t u g a
.

II.

BENEFITS DESCRIPTION -

2.1

Scope Of Coverage - Ph m Vi B o Hi m:

l g t

g
u
u g

a AIG VIETNAM
aH
g

2.1.1

The insurance applies while the Insured Person is taking a Trip (as defined below) from
Vietnam and the Insured Person will be covered during the period he/she is riding on a
Common Carrier, subject to the Purchased Required basis as provided at Article 1.3 above.
v

g
g
B
H
t
mt C uy
i
(
g a y) t
t a v g B H

tr g
ut t g a
g
B
H
a g l
tr
t P g T
V
C uy Cng C g, v u
ph i tu t e guy t v t a t
gt

uy
t u 1.3 tr .

2.1.2

Trip shall mean the journey from Vietnam to overseas country(ies) and back to Vietnam
with the departure date from Vietnam within the insurance period of the Policy. Any
Common Carrier riding within the Trip will be covered, subject to the Purchase Required
basis as provided above. The Trip duration will be counted from the departure date from
Vietnam.
uy
g a l
tr
t
t a
a g (cc) g
v tr v
t a
v g y
t
t a
tr g t
a
gB
H
.
t
v
tr
g T
V C uy
Cng C g
tr g
uy
i u

, v u
ph i tun theo nguyn tc v t a t
g t c
uy nh tr . Thi hn a
uy
t
t u t
g y
t
t
Nam.

2.1.3

Territorial Limits: Worldwide excluding Afghanistan, Cuba, Democratic Republic of Congo,

Iran, Iraq, Liberia, Sudan and Syria.
Nh ng phm vi lnh th :
u, l tr Afghanistan, u a, g

g ,
Iran, Iraq, Liberia, Sudan v Syria.

2.2 Benefits & Premium - Quyn L i &

ummary of coverage/

The claim amount shall be exchanged to VND at the time of payment/

Tin b
ng s
q y i ra tin Vi
ng ti th m thanh ton
Page 4 of 11

Maximum limit
/

AIG
5-04
, Ho
9,
Saigon Center, 65 L L i,
1, TP.HCM, V Nam
TT Ch
:
9,
Saigon Center, 65 L L i,
1, TP.HCM, V
: 848 3914 0065 | Fax: 848 3914 0067 | Email: Vninfo@aig.com

1. Accidental Death & Disablement c

CARDHOLDER -

. Insured Person under sixty five (65) years

gi

c B o Hi

10,500,000,000 VND

i 65 tu i

10

. Insured Person of sixty five (65) years and above

g

tu

5,250,000,000 VND

tr l

CARD OLDERS SPOUSE -

VN
c

T
5,250,000,000 VND

. Insured Person under sixty five (65) years

gi

c B o Hi

i 65 tu i

2,625,000,000 VND

. Insured Person of sixty five (65) years and above

g

tu

CARD OLDERS C ILDRE

cho con
i 18 tui c C

VN

tr l

under eighteen (18) years only T

525,000,000 VND

2. Personal Baggage including Lap-Top Computer - Hnh l c

nhn bao g m my tnh xch tay
Covers loss or damage to baggage, clothing, personal effects, Lap-Top
Computer. (Maximum 10,500,000 VND for any one article or pair or set
of articles. Maximum for Lap-Top Computer is 21,000,000 VND)
a t
t t t v
nhn b m t ho c b g tr
i vi m vt
i vi my tnh xch tay)

3. Trip Delay/ Chuy

l , qun o, t tra g,
yt
uy (t a 10,500,000
vt v t a 21,000,000

tr hon

Cover 2,100,000 VND for each full 6 consecutive hours of delay

Thanh ton 2,100,000

21,000,000 VND

cho m i 6 ting lin t

4. Cover In The Event of Terrorism B K

B

tr

21,000,000 VND

The benefits of this policy are applicable if they occur as the result of an
Act of Terrorism whilst the Insured Person is in overseas country.

uy
l
a g tr
nu cc quy n l i ny pht sinh
H
Ng B H
a g g .

u
dng
gK
g B trong lc

Page 5 of 11

Yes

AIG
5-04
, Ho
9,
Saigon Center, 65 L L i,
1, TP.HCM, V Nam
TT Ch
:
9,
Saigon Center, 65 L L i,
1, TP.HCM, V
: 848 3914 0065 | Fax: 848 3914 0067 | Email: Vninfo@aig.com

5. TRAVEL GUARD Assistance Service C

V T

A full range of 24-hour worldwide emergency & assistance services is

available to you absolutely FREE. Just place a reverse charge call to the
TRAVEL GUARD ASSIST Centre anytime of the day to activate the
following services:
Mt d ch v h tr & kh n c p ton cu lu
tr g ut uy v
u g
t
t
u g
g
r
t
l

v au y:

Medical Service Consultation/Advice/Referral

v /C
/Gii thi u v D
V Y T

Baggage Service Tr Gip V D

Legal Service - r G

Emergency Ticket Service - D ch V V K

V D

V H

V P

g 4
tr
MIN PH.

a ravel uar
Included

L
L
C

PREMIUM PER CARDHOLDER FOR ITEMS no. 1 to 5

t 1 5

VND 63,000

Total deposit number of Cardholders for 1st year

g
t t t u t tr g u

2,500

TOTAL PREMIUM
g

VND 157,500,000

III.

PROPOSED ADMINISTRATION FOR YEAR-END PREMIUM RECONCILATION & PAYMENT

METHOD:
XUT V QU N L VI
I CHI U PH B O HI M

&
:

3.1

The premium will be charged to each Cardholder on per card basis per year irrespective of time
when the Cardholder joins this program. Consequently, no pro-rata premium will be charged.
t
g
t g
T tr
s th
T t a ga
g tr
v t
tr g . e ,
khng p dng ph b o hi m tnh theo t l .
Page 6 of 11

AIG
5-04
, Ho
9,
Saigon Center, 65 L L i,
1, TP.HCM, V Nam
TT Ch
:
9,
Saigon Center, 65 L L i,
1, TP.HCM, V
: 848 3914 0065 | Fax: 848 3914 0067 | Email: Vninfo@aig.com

3.2

No Certificate/Individual Policy need to be issued.

Khng pht hnh G y C
gN B H
Th.

cH p

ng B

C Nhn cho t ng Ch

3.3

STANDARD CHARTERED VIETNAM will remit to AIG VIETNAM an amount of premium as

payment of coverage for the minimum guaranteed number of Visa Platinum Debit Card.
STANDARD CHARTERED VIETNAM s
uy
AIG VIETNAM
t g
g
v Th
quc t Visa
t t u t a thun.

3.4

AIG VIETNAM shall issue this Policy Schedule and Term and Conditions in the name of
STANDARD CHARTERED VIETNAM as Appendix 1. AIG VIETNAM shall send a valid VAT
invoice for full premium payment as agreed above to STANDARD CHARTERED VIETNAM within
seven (07) working days from the effective date of the Policy.
AIG E
t
mt
g B o Hi
v
u
v
u
cho
STANDARD CHARTERED VIETNAM
tr g
c 1. Trong thi hn
y (07) ngy k t
ngy c hi u l c c a H
ng B o Hi m. AIG VIETNAM g
a
Gi tr g a t g
pl
cho STANDARD CHARTERED VIETNAM yu u t a
t

t
t u tr .

3.5

STANDARD CHARTERED VIETNAM will forward the remittance of the above amount within seven
(07) days upon receipt of the above valid VAT invoice to AIG IE A Bank A/c as follows:
r g v g
y (07) g y
t
g y nh
a
tr g a t g
p l nu trn,
STANDARD CHARTERED VIETNAM s chuy n kho n thanh ton cho AIG VIETNAM ph b o
hi m ph i tr ni trn vo ti kho n c a AIG VIETNAM au:
Beneficiary/Ng
Address/
c :
Account number/
ks
e/
ks ddress/

3.6

ti kho n:
c

ngn hng:

AIG Vietnam Insurance Company Limited

9/F, Saigon Center, 65 Le Loi, Dist. 1, HCMC, Vietnam
0-200871-022 (VND)
CitiBank Ho Chi Minh City Branch
15/F Sunwah Tower, 115 Nguyen Hue, Dist.1, HCMC,
Vietnam

Thirty (30) days before the expiry date of the Policy , STANDARD CHARTERED VIETNAM will
provide a year-end declaration of Visa Platinum Debit Card portfolio to AIG VIETNAM as the format
in Appendix 2. Should the year-end declaration exceeds the minimum guaranteed number of
Cards, STANDARD CHARTERED VIETNAM shall remit to AIG VIETNAM the additional premium,
as per below formula, in payment for the difference between the numbers of cards at the year end
and the minimum guaranteed number. No monthly declarations are required.
Ba m (30) g y tr g y
g t , STANDARD CHARTERED VIETNAM s cung
c p mt b ng k khai cu
a
c Th
uc t Visa
cho AIG VIETNAM
nh
P
2. r g trng h p t ng s th k khai cu v t qu t ng s
th ti thi u tha thu a u, STANDARD CHARTERED VIETNAM s thanh ton thm s ph
b o hi m chnh l
t g ng vi s chnh l ch gi a s th k khai cu v th ti thi u
tha thu a u theo cch tnh y. Khng yu cu k khai hng thng.
Formula/ Cng thc:
C = (A + B) / 2 A
A:

Premium on minimum guaranteed number of cards at the beginning of Policy year.

Ph b o hi
t g ng vi t ng s th ti thi u tha thu a u.

B:

Premium on actual number of cards at the end of policy year.

Ph b o hi m d a tr t g th th c t ti th m cui

C:

Year-end adjustment
Page 7 of 11

c aH p

ng B o Hi m.

AIG
5-04
, Ho
9,
Saigon Center, 65 L L i,
1, TP.HCM, V Nam
TT Ch
:
9,
Saigon Center, 65 L L i,
1, TP.HCM, V
: 848 3914 0065 | Fax: 848 3914 0067 | Email: Vninfo@aig.com

u ch nh ph b o hi m cu
IV.
4.1

OTHER PROVISIONS Termination conditions 4.1.1

U KHO N KHC:
t
g:

AIG VIETNAM can cancel this Policy by giving 06 months written advance notice to
STANDARD CHARTERED VIETNAM at the STANDARD CHARTERED VIETNAM last
known address.
AIG E
t
t
g
o Hi
y
g v
t
g
trc 06
thng cho STANDARD CHARTERED VIETNAM v g a
a S
E E
E

u g
g
t.
After termination of the Policy by AIG VIETNAM, the proportionate part of any premium
received in respect of the unexpired period from the termination date to the expiry date of
the Policy will be refunded by the AIG VIETNAM to STANDARD CHARTERED VIETNAM
within 10 working days from the termination date.
Sau
g
o Hi m ch m d t bi AIG E
,
a
g t g
g v
g t ga
l t
t
g y
t
g
u l g y t

a
g

tr l
S
E E
E
AIG E
tr g 10 g y l
v
t ngy ch m d t H
ng B o
Hi m.

4.1.2

STANDARD CHARTERED VIETNAM can cancel this Policy by giving 06 months written
th
advance notice to AIG VIETNAM address at 09 floor, Saigon Center, 65 Le Loi, District 1,
HCMC.
S
E E
E
t
t
g
o Hi
y
g v
t
g
tr 0 t
g g
AIG E
t e a
t u 09, Sa g
e ter,

, Qu 1, TP.HCM.
If this happens, provided no claim has been paid or is payable or no incident has occurred
which could give rise to a claim under this Policy, the Company will refund to the
STANDARD CHARTERED VIETNAM proportionate part of any premium received in
respect of the unexpired period from the termination date to the expiry date of the Policy. In
all cases, the Company will retain the minimum premium of 10,500,000 VND or the prorated used premium, whichever is the higher.
v
t
g y ra, v u ki n r g a
yu u

t g
c s c b t g
g
y ra lm pht sinh quy n
yu cu b t g t e
g
o Hi
y, Cng ty b hi m
tr l

a
g t g
g v
g t ga t
t g y
t
g
u
l g y t
a
g
. r g tr g
g ty
g l
t t u l 10,500,000
t a g

gt
t e t l ,
l y l
.

4.1.3

4.2

The insurance coverage in respect of an Insured Person shall immediately terminate once
the Card Holder ceases his/her eligibility of STANDARD CHARTERED VIETNAM Visa
Platinum Debit cardholder.
Quy l
a Ng B H
ngay lp t c
t t
Ch Th
g
l
t h p l c a Th
quc t Visa
a STANDARD
CHARTERED VIETNAM.

This Policy is valid provided that all the information and facts are fully, timely and faithfully disclosed
to AIG VIETNAM by the Insured Person. AIG VIETNAM reserves the right to refuse its liablity to the
coverages of this Policy in respect of any incorrect, missed or fraudulent declaration of Insured
Person.
Page 8 of 11

AIG
5-04
, Ho
9,
Saigon Center, 65 L L i,
1, TP.HCM, V Nam
TT Ch
:
9,
Saigon Center, 65 L L i,
1, TP.HCM, V
: 848 3914 0065 | Fax: 848 3914 0067 | Email: Vninfo@aig.com

g B o Hi m y c
u l v u ki n r ng t t c thng tin v s ki n do g
H
u g p cho AIG VIETNAM l y , trung th ,
v
t . AIG VIETNAM
c quy n t chi trch nhi m theo H
ng B o Hi
y i vi nh ng k khai khng chnh
xc, thiu ho c khng trung th c. g
u tr
u u
t
t
t
v
u g t
gt
a l
v
g tru g t
c a g c B o
Hi m.
Notwithstanding the above provision, AIG VIETNAM shall remain the responsibility under this Policy
in the following cases:
(a) STANDARD CHARTERED VIETNAM or Insured Person breach laws unintentionally;
(b) Insured Person have plausible reasons for the late notification of the occurrence of the insured
events to AIG VIETNAM
Tuy nhin, AIG VIETNAM v n s th c hi n trch nhi m b o hi
tr g
trng h p sau:
(a) STANDARD CHARTERED VIETNAM ho
g c b o hi m vi phm php lut do v ;
(b) g c b o hi
l
g tr g v c chm thng bo cho AIG VIETNAM v
vi c x y ra s ki n b o hi m.

4.3

Confidentiality B o Mt Thng Tin

Each of the parties shall treat as confidential all information received from or any third party as a
reserve of in connection with this Policy or any subsequent agreements between the parties, and
shall ensure that their representatives, advisers and employees do likewise. The obligations of the
parties under this clause shall survive the termination of this Policy. Notwithstanding the above,
either AIG VIETNAM or the STANDARD CHARTERED VIETNAM may in any event be made as
necessary provided that such disclosure shall be limited to their representatives, its officers,
employees, attorneys and auditors, legal counsels, internal Group members and those shall be
instructed to treat all such information confidentially and as necessary to comply with requirements
of regulatory authorities, requirements of law or legal process.
M i bn ph i gi b o mt mi thng tin nh , i vi vi bn th ba b t , l ua n H p
ng B o Hi m ny ho c cc tha thu au
t k v ph m b o r g
i di n c a h,
nh g gi c v v
v
g
g t g t . g a v c a c
t e u ny
v n c hi u l c sau khi ch m d t H
ng B o Hi m. Tuy nhin, cc bn, trong trng h p b t k,
tit l cn thit, v u ki n l vi c tit l ny gii hn nh g g i di n, nhn vin, lut
v ki m ton vin, c v n php l, thnh vin ni b c a t
v
g g
c ch th
l ph i b o mt cc thng tin ny v tit l khi cn thit ph h p vi cc yu cu c a
ua
c c th m quy n, yu cu c a lut php ho c quy trnh php l.

4.4

Governing Law & Dispute Resolution Lut p dng & Gi i quyt tranh ch p
This Policy is governed by and construed in accordance with Vietnam laws. In event of any dispute
arising out of or in connection with this Policy, AIG VIETNAM and STANDARD CHARTERED
VIETNAM shall attempt to settle any dispute concerning this Policy, by mutual consultation and
negotiation. If the parties have not been able to settle the dispute within thirty (30) days after a
dispute has arisen, then either AIG VIETNAM or STANDARD CHARTERED VIETNAM may refer
the dispute for resolution by the competent court in Vietnam f
l
.
d
final and binds upon the parties.
H
ng B o Hi m y u ch nh bi php lut Vi t Nam. Nu c tranh ch p gi a cc bn
pht sinh t ho
l
ua n H
ng B o Hi m ny, AIG VIETNAM v STANDARD
CHARTERED VIETNAM ph i ti
t g l g gi i quyt tranh ch p trn tinh thn h p
tc. Nu vi t g l ng khng mang li kt qu t tr g v g a (30) g y
t ngy
pht sinh tranh ch p, AIG VIETNAM ho c STANDARD CHARTERED VIETNAM c quy n khi
ki n ra ta n c th m quy n ti Vi t Nam gi i quyt tranh ch p. Quyt nh c a ta n l quyt
nh cui cng v c tnh ch t bt buc vi cc bn.
Page 9 of 11

AIG
5-04
, Ho
9,
Saigon Center, 65 L L i,
1, TP.HCM, V Nam
TT Ch
:
9,
Saigon Center, 65 L L i,
1, TP.HCM, V
: 848 3914 0065 | Fax: 848 3914 0067 | Email: Vninfo@aig.com

4.5

Language Ngn Ng
This Policy Schedule is made in four (04) originals in bilingual laguages English and Vietnamese.
Each party shall keep 02 original. In case of any discrepancy between the Vietnamese version and
English version, the Vietnamese version shall prevail.
B n Tm Tt H
ng B o Hi m y c lp thnh (04) b n
g g b ng ting Vi t v
b ng ting Anh. M i bn s gi 02 b n gc. r g trng h p c s khc bi t gi a b n ting Vi t
v b n ting Anh th b n ting Vi t s u t
dng

4.6

Amendment and Supplement S a i v b sung

The parties can agree to amend and/or supplement the premium, the insurance conditions and
terms, except otherwise provided for by law. All amendments and supplements to insurance
contracts must be made in dually signed written document.
Cc Bn c th tha thun s a i, b sung ph b o hi , u ki , u kho n b o hi m, tr
trng h p php lut
uy nh khc. Mi s a i, b sung H
ng B o Hi m ph c lp
t
v
n c ch k c a g i di n c th m quy n c a m i Bn.

4.7

Sanction Clause p d

p :

AIG Vietnam is not liable to make any payments for liability under any coverage sections of this
Policy or make any payments under any extension for any Claim arising in, or where Standard
Chartered Vietnam or any beneficiary under the Policy is a citizen or instrumentality of the
government of, any country/countries against which any laws and/or regulations governing this
Policy and/or AIG Vietnam, its parent company or its ultimate holding entity have established an
embargo or other form of economic sanction in accordance with the laws of the country of its parent
company or its ultimate holding entity which have the effect of prohibiting AIG Vietnam from
providing insurance coverage or transacting business with or otherwise offering economic benefits
to the Standard Chartered Vietnam or any other beneficiary under the Policy.
It is further understood and agreed that no benefits or payments will be made to any
beneficiary/beneficiaries who is/are declared unable to receive economic benefits under the laws
and/or regulations governing this Policy and/or the AIG Vietnam, its parent company or its ultimate
holding entity in accordance with the laws of the country of its parent company or its ultimate
holding entity
AIG
t a
g
g a v ph t a t
tr
m trong phm vi b o hi m c a H p
ng ny ho c th c hi n b t k kho n thanh ton cho b t k u kho
r g
a tk
Yu cu b t ng pht sinh, ho
Sta ar Chartered Vietnam ho c b t k g ng l i
theo H
ng ny l mt cng dn ho l ua
a chnh ph , c a b t k mt quc gia/
cc qu g a
lut php v/ho
uy nh chi phi H ng ny v/ho c AIG
t a ,
cng ty m ho c th c th t a
a AIG
t a t t lp l nh c m vn ho
t tr ng
pht kinh t t e uy nh c a lut php c a cc qu g a
g ty ho c th c th ti cao c a
AIG Vi t a t tr s g
n AIG
t Nam cung c p quy n l i b o hi m ho c giao d ch
t g v
c cung c p cc l i ch kinh t cho Standard Chartered Vietnam ho
gi
ng l i khc trong H ng ny.
u y
u t v g
t
v
t
(
)

uy
l
v
AIG
t a ,
g ty
c a cc qu g a
g ty ho

Pr du ers

r g
g
uy l
t a t
g g l ,
(
g) g
y tuy
g
t t e lut
v
uy

g
y
t
t t a
a
g t t e uy nh c a lut php
c th c th ti cao c a AIG Vi t a t tr s.

DIRECT CLIENT
Page 10 of 11

AIG
5-04
, Ho
9,
Saigon Center, 65 L L i,
1, TP.HCM, V Nam
TT Ch
:
9,
Saigon Center, 65 L L i,
1, TP.HCM, V
: 848 3914 0065 | Fax: 848 3914 0067 | Email: Vninfo@aig.com

g tr

ru g g a

Issued in Vietnam on 10 October 2013

g y 10 t

g 10

2013

STANDARD CHARTERED BANK (VIETNAM) LIMITED.

AIG VIETNAM INSURANCE COMPANY LIMITED

Authorised Representative

Authorised Representative

Page 11 of 11