401k Calculator Overview

Instructions
You may move from worksheet to worksheet by clicking on the dark blue buttons
in the upper right corner of each worksheet or the blue tabs at the bottom of each worksheet.
Use your mouse or arrow keys to move to the next input box.
Be conservative with your assumptions- assuming aggressive scenarios will generate improbable answers.
Red marked boxes (
) provide additional comments when the mouse pointer is placed over the mark.
401k Calculator
1.
1 Calculate: Through a series of financial calculations, the 401k Calculator determines:
a How much your investment will be worth at the age of retirement
a Whether you're investing enough today to meet your investment goal (Annual Contribution calculation)
a The age at which your investment goal will be met
2 Personal Information: Enter age, desired retirement age, current salary and 401k information using
2.
the light blue scroll bars
test
3.
3 401k Contribution Allocation: enter your Allocation %'s and Avg % Return for each investment into
the light blue shaded boxes.
The "Investment Detail" worksheet illustrates your annual contributions, investment return and
cumulative savings throughout your working career.
Financial Calculators available at www.simpleplanning.com
- Retirement Planner
- Mortgage Calculator
- Investment Calculator
- Tax Calculator
- Budget Planner
- 401k Calculator
Software License Agreement
Simpleplannings.com grants usage of this financial planning "software" under the following
terms and conditions:
After the purchasing and downloading of this software from Simpleplanning.com, the purchaser
is granted a "license" to use this product.
The "licensee" may make copies of this product in an amount that does not exceed the number
of licenses originally purchased from Simpleplanning.com, or for the purpose of creating a backup copy.
This file or the software contained in this file shall not be transferred to a non-licensee without the written
consent from Simpleplanning.com.
Limitation of Liability
Simpleplanning.com will not be held liable for damages in the event of, but not limited to
inaccurate assumptions, calculation errors, software, hardware, data and network failure and
profit/savings losses as a result of using this software.

Visit www.simpleplanning.com

cking on the dark blue buttons

blue tabs at the bottom of each worksheet.

Investment
Detail

401k

aggressive scenarios will generate improbable answers.

l comments when the mouse pointer is placed over the mark.

ations, the 401k Calculator determines:

age of retirement
t your investment goal (Annual Contribution calculation)

ement age, current salary and 401k information using

43

cation %'s and Avg % Return for each investment into

r annual contributions, investment return and

planning.com
Mortgage Calculator
Tax Calculator
401k Calculator

l planning "software" under the following

are from Simpleplanning.com, the purchaser

an amount that does not exceed the number

ng.com, or for the purpose of creating a backup copy.
not be transferred to a non-licensee without the written

ages in the event of, but not limited to

re, hardware, data and network failure and

401k
Calculator

401K Calculator
Instructions - In the "Calculate:" section to the right, choose the question that
fits your needs, then enter your "Personal Information" in the section below
using the light blue scroll bars. In the "401k Contribution Allocation" section,
enter your Allocation %'s and Avg % Return for each investment in to the light
blue shaded boxes. Results are calculated to the right in red above the bar
graph.

1 Calculate (choose one):

TRUE
FALSE
FALSE

How much will my investm

Am I investing enough tod
When will my investment g

Results:
RESULTS:

Information:
2 Personal
Personal Information:
Current Age
Retirement Age
Years to Retirement
Desired Investment Savings at Retirement
Current Annual Wages
Employee Contribution (% of salary)
Employer Matches up to:
Employer Match (50%,100%, etc.)
Total 401K Contribution
% Annual Wage Raise
Current 401k Savings

401k Savings at age :

With Employer Matching
Without Employer Matching

$0
$0
$0

0.0%
0.0%
0.0%

0
0
0

0.0%
$0

401k Savings
With & Without Employer Matching
Employer Contribution
Employee Contribution

Contribution
Allocation:
3 401k
401k Contribution
Allocation
Select boxes below to update
Large Cap Stocks
Small Cap Stocks
Growth Funds
Small Cap Funds
Index Funds
Value Funds
Corporate Bonds
Government Bonds
Other
Other
Total

Allocation
%

0%

Investment
Contribution

$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0

Avg %
Return

#DIV/0!

Large Cap Stocks

Small Cap Stocks
Large Cap Mutual Funds
Small Cap Funds
Index Funds
Growth Funds
Value Funds
Corporate Bonds
Government Bonds
Click here
Money Market
Download Retirement P
Other
(Managing your 401k is just part

Calculate (choose one):

Investment
Detail

How much will my investment be worth?

Am I investing enough today?
When will my investment goal be met?

#DIV/0!
Overview
0.0%
0.00000%
$0.00000
#DIV/0!

Results:
With Employer Matching
Without Employer Matching

FALSE
FALSE

$0
$0

401k Savings

With & Without Employer Matching

Employer Contribution
Employee Contribution

$1

1%
2%
3%
4%
5%
6%
Age
7%

$1

$0
0

Click here to:

Download Retirement Planner for $9.95
(Managing your 401k is just part of the planning process)

Investment Detail
-1

Detail- With
- With
Employer
Matching
Investment Detail
Employer
Matching
$0 Investment

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Investment
Detail- With
Investment Detail

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Yr

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Contribution

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401k
Calculator

Overview

Investment
Detail- Without
- Without
Employer
Matching
Investment Detail
Employer
Matching
Invest.
Yr

Beginning
Balance

Annual
Contribution

0% Return

Yr End
Balance

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