A

B
C
D
E
F
G
H
I
J
K
L
M
N
O

<<Please describe the assumptions used in estimating your monthly sales for Product/Service 1(i.e. 100 units at $20 each).
Include explanations for any fluctuations during the year>>
<<Please describe the assumptions used in estimating your monthly sales for Product/Service 2 (i.e. 100 units at $20 each).
Include explanations for any fluctuations during the year>>
<<Please describe the assumptions used in estimating your monthly sales for Product/Service 3 (i.e. 100 units at $20 each).
Include explanations for any fluctuations during the year>>
<<Please describe the assumptions used in estimating your monthly sales for Product/Service 4 (i.e. 100 units at $20 each).
Include explanations for any fluctuations during the year>>
<<Describe what other loans you expect to be receiving>>
<<Please describe Other Source 1 and the liklihood or circunstances under which these funds will be received>>
<<Please describe Other Source 2 and the liklihood or circunstances under which these funds will be received>>
<<Please describe Other Source 3 and the liklihood or circunstances under which these funds will be received>>
<<Please describe what Start-up Costs will be incurred or what Long-Term Assets (i.e. equiment or software) will be
purchased>>
<<Please describe the assumptions used in estimating operating costs and the breakdown (i.e. rent $800, gas $100, insurance
$80). Inculde
explanations
for any fluctuations
during the
year>>and inventory costs and the breakdown (i.e. admin supplies
<<Please
describe
the assumptions
used in estimating
supplies
$20, raw materials $300, inventory $60). Include explanations for any fluctuations during the year. Keep in mind that inventory
expense should be directly related to sales revenue>>
<<Please describee staff breakdown (i.e. 2 staff paid $1000 per month) and/or amount of expected own withdrawals>>
<<What is your estimated payback period? Visit www.accessccf.com and use the Loan Calculator Tool to determine what your
monthly payment would be.>>
<<Please describe the assumptions used in estimating Other Costs 1. Include explanations for any fluctuations during the
year.>>
<<Please describe the assumptions used in estimating Other Costs 2. Include explanations for any fluctuations during the
year.>>

12 Month Cash Flow Projection

IMPORTANT GUIDE TO COMPLETING THIS WORKSHEET
Fill in Orange boxes with the month and year (i.e. November 2010) for the next 12-months. Begin with the month you expect to
be receiving the ACCESS Loan
Fill in Green boxes with your dollar value estimates for each of the categories, the totals will be automatically calcuated for you.
<<...>>

Replace Blue Text with your own response or descriptions. Not all categories may be relevant to you.

Notes A-O Provide more detailed explanations/support for assumptions in each corresponding category, in the spaces provided below.

Months
6

10

11

12 Total

Notes
Cash IN:
Sales
<<Product/Service 1>>:
<<Product/Service 2>>:
<<Product/Service 3>>:
<<Product/Service 4>>:
Owner Contribution
ACCESS Loan
Other Loans
Other Cash Sources
<<Source 1>>:
<<Source 2>>:
<<Source 3>>:

A
B
C
D
E

0
0
0
0
0
0
0

F
G
H

0
0
0

Total Cash IN:

Cash OUT:
Start-up Costs/Asset Purchases
Operating Expenses
Supplies & Inventory
Wages, Benefits and Withdrawals
Taxes
Loan Payments
Other Costs
<<Other 1>>:
<<Other 2>>:

I
J
K
L
M

0
0
0
0
0
0

N
O

0
0

Total Cash OUT:

Total Cash IN less Total Cash OUT:

Balance, start of month

Plus Total Cash IN
Less Total Cash OUT
Balance, end of month

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0