Interview question for Computer Science Engineering Graduates:

Role of Technology in Banking Sector

How Computer is useful in banking? What are benefits of Computer?
Technology has been a boon to many industries and especially to the banking industry. With the help
of technology banks are able to reach out to more customers and provide better services to them.
Also, it helps them function in an organized and in a secure way.
As for us (the customers) we have ATMs, Cash deposit machines, online banking, mobile banking etc
which are all fruits of technological advances which have made our banking experience much easier.
The following points prove the importance of technology in banking industry:
1. Mobile banking: Telephone or Mobile banking is a service provided by a banks and financial
institution where customer performs their transaction, over the telephone. This technology facilitates
to call the bank and give order to a bank computer for carrying out of operation under your account.
2. Automated Teller Machine: An automated teller machine is a computerized device that
provides access for financial transaction in a public place. The customer can have access to his bank
account to make cash withdrawals and check balances. Apart from these functions ATM facilitates to
transfer money from one account to another and can request for a cheque book.
3. Debit cards: A Debit card is a plastic card with a magnetic strip that can be used by a consumer
as a means of payment. Unlike a credit card, there is no line of credit; the debit card is linked to the
account.
Funds charged to a debit card are directly deducted from the bank account it is associated with. It is
card that provides an alternative payment method to cash for making purchases. It can also be
called as electronic cheque.
4. Internet Banking: Internet banking means conducting financial transaction through a website. In
Internet banking consumers have an access to their account through a server. It provides various
services like online trading, online bill payment, shop online etc.
Conclusion: Emerging technologies have changed the banking industry from paper and branch
based banks to digitized and networked banking services. Therefore we can conclude that
"Technology has played a big role in reducing fraud in banks which protects its clients".

desktop
window
menu
click
doubleclick
drag
select
choose
scroll bar

The part of your computer monitor that displays information and where your work takes place. This
is also referred to as your screen.
A box around a set of related information on your desktop.
A list that appears in a bar across the top of a window that consists of commands or actions you can
perform.
Quickly press and release a mouse button while the mouse pointer is on a particular item.
Rapidly click a mouse button twice while the mouse pointer is on a particular item.
Move the mouse while holding down a mouse button.
Mark an item. Examples include highlighting text, or clicking on a value from a list.
Select an item and initiate the action associated with the item. Examples include choosing a menu
item or choosing a button.
A vertical or horizontal bar that appears on a window whose contents is not entirely visible. Click
on the arrows, or drag on the box of a scroll bar to scroll through the hidden contents, or click in the
bar itself to move to either the previous or next page.

What is Diode?
a semiconductor device with two terminals, typically allowing the flow of current in one direction
only.
or
a thermionic valve having two electrodes (an anode and a cathode).
What is C-MOS?
Complementary metal-oxide semiconductor, or CMOS, typically refers to a battery-powered memory
chip in your computer that stores start-up information. Your computer's basic input/output system
(BIOS) uses this information when starting your computer.
Full from of Laser
A laser is a device that emits light through a process of optical amplification based on the stimulated
emission of electromagnetic radiation. The term "laser" originated as an acronym for "light
amplification by stimulated emission of radiation"
What is Firewall?

a part of a computer system or network which is designed to block unauthorized access while
permitting outward communication.
What is Bitcoin?
a type of digital currency in which encryption techniques are used to regulate the generation of units
of currency and verify the transfer of funds, operating independently of a central bank.
What is RDBMS?
A relational database management system (RDBMS) is a database management system (DBMS) that
is based on the relational model as invented by E. F. Codd, of IBM's San Jose Research Laboratory.
Many popular databases currently in use are based on the relational database model.
Relational model
The relational model for database management is a database model based on first-order predicate
logic
Edgar F. Codd
English computer scientist who, while working for IBM, invented the relational model for database
management.
Who is Steve Jobs?
Steven Jobs (February 24, 1955 October 5, 2011) was an American entrepreneur ,marketer, and
inventor, who was the co-founder, chairman, and CEO of Apple Inc.
What is Article 370?
Article 370 of the Indian constitution is a law that grants special autonomous status to Jammu and
Kashmir. The article is drafted in Part XXI of the Constitution, which relates to Temporary, Transitional
and Special Provisions.
What is Data Mining?
The practice of examining large pre-existing databases in order to generate new information.
Latest version of Oracle?
What is Global Warming?
An increase in the average temperature of the earth's atmosphere (especially a sustained increase
that causes climatic changes)
What is Network Security?
Network security consists of the provisions and policies adopted by a network administrator to
prevent and monitor unauthorized access, misuse, modification, or denial of a computer network and
network-accessible resources.
What is Date Warehousing?
In computing, a data warehouse (DW or DWH), also known as an enterprise data warehouse (EDW),
is a system used for reporting and data analysis. DWs are central repositories of integrated data
from one or more disparate sources.
What is Digital Signature?
a digital code (generated and authenticated by public key encryption) which is attached to an
electronically transmitted document to verify its contents and the sender's identity.
What is Break Even Point?
The breakeven point is the sales volume at which a business earns exactly no money. The breakeven
point is useful for the following reasons: To determine the amount of remaining capacity after the
breakeven point is reached, which tells you the maximum amount of profit that can be generated.
What is Nano Technology?
the branch of technology that deals with dimensions and tolerances of less than 100 nanometres,
especially the manipulation of individual atoms and molecules.
What is the Speed of Sound?
340.29 m / s
Latest Version of Windows?
What is Semi Conductor?
a solid substance that has a conductivity between that of an insulator and that of most metals, either
due to the addition of an impurity or because of temperature effects. Devices made of
semiconductors, notably silicon, are essential components of most electronic circuits.
What is SDLC, Testing, SRS?
What is meant by Carbon Credit?

a permit which allows a country or organization to produce a certain amount of carbon emissions and
which can be traded if the full allowance is not used.
What is Non Conventional Energy?
What is Radar? Full form of Radar
Radio Detection and Ranging
a system for detecting the presence, direction, distance, and speed of aircraft, ships, and other
objects, by sending out pulses of radio waves which are reflected off the object back to the source.
Name of India's Super Computer?
Supercomputer PARAM Yuva-II was rated 1st in India, 9th in the Asia Pacific Region and 44th in the
world among the most power efficient computer systems .
What is Half Duplex and Full Duplex?
Refers to the transmission of data in just one direction at a time. For example, a walkie-talkie is a
half-duplex device because only one party can talk at a time. In contrast, a telephone is a full-duplex
device because both parties can talk simultaneously.
Difference between UPS and Battery?
Who invented windows? Which company?
Can we increase Oil Production in India?
How is Nano Technology used in Banking?
DBMS Questions:
1. Tell me about Normal forms and why we use Normalization?
2. What is the difference between data and information?
3. What is the difference between unique and primary key?
4. Difference between DBMS, Data Warehousing and Data Mining?
5. What is Referential Integrity?
6. Is Database a Datawarehouse?
7. What is the difference between Primary and Foreign Key?
8. Suppose there is Server Data Loss in Bank, How will you find the lost data?
9. What Is Relational DBMS?
OS Questions:
1. Can you name some recent Operating Systems?
Apple Macintosh Mac OS
MS -Window
MS-DOS
Google Chrome OS
Linux
Ubunto
Unisys OS 2200 operating system
Solaris (Sun's System V-based replacement for
SunOS)

Cisco IOS by Cisco Systems

For Smartphones and Mobile phones
Symbian OS
Android
Firefox OS
BlackBerry OS
iOS (a subset of OS X)
Symbian OS

2. What is Deadlock? And how can we recover form it?

A situation in which no progress can be made or no advancement is possible

3. What is a Process and how it differs from a Program?

4. What is Mutual Exclusion? Can you give me some example of Mutual Exclusion?

Networking Questions:
1. What is the difference between Router and Switch?
2. What is a Network?
Connect two or more computers or other devices
3. Tell me about different topologies used in Computer Networks?
4. Which Topology is most suitable for Banks?
5. Which type of Network is used in CBS?
6. What are Ports and why we use it?
7. What is Optical Fiber?
8. What is Cyber Crime and how one can deal with it?
9. Define protocol (They can also ask different type of protocols)
10. What is the difference between Hub, Router, Repeater, Bridge and Switch and in
which layer these all work?
Miscellaneous:
What is Cloud Computing?
1. What is Cloud Computing?
the practice of using a network of remote servers hosted on the Internet to store, manage, and
process data, rather than a local server or a personal computer.
2. What is Artificial Intelligence? And how it is used in todays technological era?
Artificial intelligence (AI) is the intelligence exhibited by machines or software. It is an academic field
of study which studies the goal of creating intelligence.
3. What is the difference between CDMA and GPRS? Which of them is better? Why?
The Differences:
CDMA is one of the types of mobile connections for making calls where as GPRS is a
technology for internet connections through a mobile phone.
GPRS enables to surf the internet from a mobile phone. GPRS technology is used in other
gadgets apart from mobile phones.
W-CDMA technology is faster than GPRS, since the user cares about the technology that is
applied for air interface.
Average latency on GPRS is around 1.3 seconds, whereas on CDMA is around 400 milli second
GPRS supports only User Datagram Protocol, where as CDMA supports both UDP and TCP
GPRS relies on Network Address Translation and a private IP address is assigned to it. On the
other hand CDMA assigns a public IP address CDMA is better because:
E-mail is pretty light, until you enter MS-Office.
Pocket PCs support for office documents with similar functionality which can be had on Palm
OS and Symbian

 Upon availability of APIs, a software developer could write various applications, like voice
transfer, data transfer to clients account, integrating billing amount etc.
Web services could be utilized.
4. What are arithmetic operators? Can you name few?
5. Difference between Simplex, Duplex, Half Duplex Communication?
6. What is the most preferred language these days?
7. How Social networking Sites can be used to promote Banking?
8. What is Hardware, Can you tell me about parts of CPU?
Hardware: - Physical components of a computer
Software: - Set of machine-readable instructions that directs a computer's processor to perform
specific operations
9. What ALU does?
An arithmetic logic unit (ALU) is a digital circuit used to perform arithmetic and logic operations. It
represents the fundamental building block of the central processing unit (CPU) of a computer.
Modern CPUs contain very powerful and complex ALUs. In addition to ALUs, modern CPUs contain a
control unit (CU).
10.
What is Video-Conferencing?
Videoconferencing (VC) is the conduct of a videoconference (also known as a video conference or
video teleconference) by a set of telecommunication technologies which allow two or more locations
to communicate by simultaneous two-way video and audio transmissions.
11.
What is difference between Windows and Unix?
12.
Where are the files in windows stored?
13.
What is Human Computer Interface? What are features of Graphical User Interface?
Humancomputer interaction (HCI) involves the study, planning, design and uses of the
interfaces between people (users) and computers.
14.

Question on your Final Year Project?

15.

What are the different Icons present in your Desktop?

16.
17.

What is the difference between bug, error, defect, fault and failure?
What is IP address? Is it Logical or Physical?

An Internet Protocol address (IP address) is a numerical label assigned to each device (e.g.,
computer, printer) participating in a computer network that uses the Internet Protocol for
communication.
18.
19.

Find Binary Digit, Hexadecimal of a number.

Difference between 4th and 5th Generation Computer?