Akakshi Chandok

Mobile: +91 9868119987

Email: akakshichandok@gmail.com
CAREER OBJECTIVE
To obtain a long term career in an organization where professionalism and enthusiasm are recognized,
which provides a good opportunity for enhancement of professionalism and personal status and to
contribute my education in a position with a growing and dynamic form.
PROFESSIONAL SYNOPSIS

PGDM (Finance & Foreign Exchange) with over 2 years and 3 months of experience, inclusive
Credit Administration, and Business Banking Operations.

Presently associated with Standard Chartered Delhi as Credit Operations Officer.

Exposure in implementing plans for penetrating new market and thereby increasing the business
volumes and growth.

Possess excellent interpersonal, communication and organizational skills with proven abilities in
training & development, customer relationship management and planning.
PROFESSIONAL EXPERIENCE

Standard Chartered Bank, Delhi

Sep 2012 till Date
Credit Operations Officer
Key Responsibilities:

Performing Operation Activities like Loan against Property and Home Loan
Appraising proposals, conducting risk analysis & scrutinizing relevant documents before
sanctioning / disbursing loans, ensuring compliance with banks credit policies
Handling MIS reports across the country
Customer Oriented problem solver, able to handle difficult situations
Maintaining detailed and organized documentation related to analysis of extensive amount of
data, and utilized information to develop and present complex data
Liaise between borrowers, credit officers, builder, and realtors to maintain communication and
improve processing times
Assure all underwriting conditions are satisfied and submitted completely.
WORKING SKILLS

Work with senior analysts on interfacing with clients, dealers, brokers, sales and other market
participants
Excellent organizational skills to be able to prioritize responsibilities, meet deadlines and work in
a multi-task environment
Strong working knowledge on loss forecasting models, Credit scoring, RWA & Capital calculation.
Ability to pay close attention to detailed information and make informed decisions
Proven ability to work and succeed in a team environment
Proven ability to meet multiple time deadlines
Analytical ability with proven skills on judgmental decision making.
Excellent communication skills.

Ability to interact with leaders at all levels of the organization, establishing credibility and respect.
Ability to establish consensus on vision, set clear goals, and measure and report on progress.
Demonstrated leadership, as well as general management skills especially related to building
and motivating teams.
Strong leadership by example building trust, loyalty, and confidence with team members
IT SKILLS

Undergone computer training in Advance Excel,VBA, Adobe Photoshop, Adobe Reader, MS Office,
MS Access,also undertaken learning and development training in Powerful presentation &Assertive
Communication
Report Writing Skills.
NOTABLE ACHIEVEMENTS

Was appointed as the prefect of the school and won various awards for the school, organized
various quizzes and symposiums in school.
Was an active debater at the school and college level.
Was General Secretary of the Economic Society in my college.
Was also elected as the class representative in college
An active volunteer with LIVEWIRE CLUB of SCB, I help and organize various events throughout
the year.
VOLUNTEERING EXPERIENCE

Volunteered actively for fundraising events in a child labor eradication an initiative by Ecotryst
in association with the India Vision Foundation in college.
Volunteer with GOAL (NGO associated with Standard Chartered Bank)
Initiated and organized the campaign Spread the warmth to collect warm and gently used
clothes for poor.
EDUCATIONAL CREDENTIALS

PGDM (Finance & Foreign Exchange)

YMCA, Delhi

2012

National Stock Exchange certification in Financial Markets (NCFM)

Financial Markets : A beginners Module 89 %
Investment Analysis & Portfolio Management Module 78.25 %

2011

Bachelors in Arts Economics (H)

SGTB Khalsa College
Delhi University

2008-2011

12th Standard (COMMERCE)

St. Marks Senior Sec. Public School

2008

PERSONAL VITAE
Date of Birth
Passport No.
Valid up to

:
:
:

9th October 1990

K 6016761
27th June 2022