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Research Methodology
A PROJECT REPORT ON
A STUDY ON NON PERFORMING ASSETS AT SBI
YALHANKA BRANCH BANGALORE"
AT
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INTRODUCTION
NPA is a classification used by financial institutions that refer to loans that are in jeopardy of
default. Once the borrower has failed to make interest or principle payments for 90days the
loans is considered to be a non-performing asset. Non-performing assets are problematic for
financial institutions since they depend on interest payments for income. Troublesome
pressure from the economy can lead to a sharp increase in non-performing loans and often
results in massive write-downs.
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SAMPLE METHOD
Sampling unit
The sampling unit is financial statements
2. Secondary Data:
Secondary data is that, which is collected from sources, which have been collected
and compiled for another research. Secondary data collected through internet sources,
materials provided by the company, annual report of the company, brochures, fact sheets etc.
Secondary source of data is collected through,
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The primary data is collected from the responsible authorities of the banks subjects to
their maximum disclosure limit
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