INTRODUCTION:-Tata

Motors Limited is Indias largest automobile

company, with consolidated revenues of INR 2,32,834 crores (USD 38.9 billion) in
2013-14. It is the leader in commercial vehicles in each segment, and among the
top in passenger vehicles with winning products in the compact, midsize car and
utility vehicle segments.
The Tata Motors Groups over 60,000 employees are guided by the mission to be
passionate in anticipating and providing the best vehicles and experiences that
excite our customers globally.''
Established in 1945, Tata Motors presence cuts across the length and breadth of
India. Over 8 million Tata vehicles ply on Indian roads, since the first rolled out in
1954. The companys manufacturing base in India is spread across Jamshedpur
(Jharkhand),
Pune
(Maharashtra),
Lucknow
(Uttar
Pradesh),
Pantnagar
(Uttarakhand), Sanand (Gujarat) and Dharwad (Karnataka). Following a strategic
alliance with Fiat in 2005, it has set up an industrial joint venture with Fiat Group
Automobiles at Ranjangaon (Maharashtra) to produce both Fiat and Tata cars and
Fiat powertrains. The companys dealership, sales, services and spare parts network
comprises over 6,600 touch points, across the world.
Tata Motors, also listed in the New York Stock Exchange (September 2004), has
emerged as an international automobile company. Through subsidiaries and
associate companies, Tata Motors has operations in the UK, South Korea, Thailand,
South Africa and Indonesia. Among them is Jaguar Land Rover, acquired in 2008. In
2004, it acquired the Daewoo Commercial Vehicles Company, South Koreas second
largest truck maker. The rechristened Tata Daewoo Commercial Vehicles Company
has launched several new products in the Korean market, while also exporting these
products to several international markets. Today two-thirds of heavy commercial
vehicle exports out of South Korea are from Tata Daewoo. In 2006, Tata Motors
formed a 51:49 joint venture with the Brazil-based, Marcopolo, a global leader in
body-building for buses and coaches to manufacture fully-built buses and coaches
for India the plant is located in Dharwad. In 2006, Tata Motors entered into joint
venture with Thonburi Automotive Assembly Plant Company of Thailand to
manufacture and market the companys pickup vehicles in Thailand, and entered
the market in 2008. Tata Motors (SA) (Proprietary) Ltd., Tata Motors' joint venture
with Tata Africa Holding (Pty) Ltd. set up in 2011, has an assembly plant in Rosslyn,
north of Pretoria. The plant can assemble, semi knocked down (SKD) kits, light,
medium and heavy commercial vehicles ranging from 4 tonnes to 50 tonnes.
Tata Motors is also expanding its international footprint, established through exports
since 1961. The companys commercial and passenger vehicles are already being
marketed in several countries in Europe, Africa, the Middle East, South East Asia,

South Asia, South America, CIS and Russia. It has franchisee/joint venture assembly
operations in Bangladesh, Ukraine, and Senegal.
The foundation of the companys growth over the last 69 years is a deep
understanding of economic stimuli and customer needs, and the ability to translate
them into customer-desired offerings through leading edge R&D. With over 4,500
engineers, scientists and technicians the companys Engineering Research Centre,
established in 1966, has enabled pioneering technologies and products. The
company today has R&D centres in Pune, Jamshedpur, Lucknow, Dharwad in India,
and in South Korea, Italy, Spain, and the UK.
It was Tata Motors, which launched the first indigenously developed Light
Commercial Vehicle in 1986. In 2005, Tata Motors created a new segment by
launching the Tata Ace, Indias first indigenously developed mini-truck. In 2009, the
company launched its globally benchmarked Prima range of trucks and in 2012 the
Ultra range of international standard light commercial vehicles. In their power,
speed, carrying capacity, operating economy and trims, they will introduce new
benchmarks in India and match the best in the world in performance at a lower lifecycle cost.
Tata Motors also introduced Indias first Sports Utility Vehicle in 1991 and, in 1998,
the Tata Indica, Indias first fully indigenous passenger car.
In January 2008, Tata Motors unveiled its Peoples Car, the Tata Nano. The Tata Nano
has been subsequently launched, as planned, in India in March 2009, and
subsequently in 2011 in Nepal and Sri Lanka. A development, which signifies a first
for the global automobile industry, the Nano brings the joy of a car within the reach
of thousands of families.
Tata Motors is equally focussed on environment-friendly technologies in emissions
and alternative fuels. It has developed electric and hybrid vehicles both for personal
and public transportation. It has also been implementing several environmentfriendly technologies in manufacturing processes, significantly enhancing resource
conservation.

CURRENT PRODUCTS IN CAR

Tata Sumo

Tata Safari

Tata Safari Storme

Tata Indica

Tata Indigo

Tata Manza

Tata Winger

Tata Nano

Tata Xenon XT

Tata Aria

BALANCE SHEET OF TATA MOTORS

SOURCES OF FUND
Definition
The Source of Funds Statement shows the total sources of new funds raised between Balance
Sheet dates.
Source: What it tells you
The Source of Funds Statement tells exactly where the company got their money.
This statement is made up by listing the changes that have occurred in all of the Balance Sheet
Items between any two Balance Sheet dates

Share Capital: Share capital denotes the amount of capital raised by the issue of shares, by a
company. It is collected through the issue of shares and remains with the company till its
liquidation.
Share capital is owned capital of the company, since it is the money of the shareholder and the
shareholder are the owners of the company. The total share capital is divided into small parts and
each part is called a share. Share is the smallest part of the total capital of a company.
The current share capital of 2014 was 643.78 and 2013 was 638.07
Equity share capital
Companies pay the shareholders dividends on their investments. These dividends are declared
whenever the company makes profits. However, even when the company makes profits, it might
choose not to pay dividends and reinvest the money back into the business. Equity shareholders
are paid after preference shareholders are paid. Preference shareholders have a set rate at which
they are paid; equity shareholders, on the other hand, are paid surplus profits after the preference
shareholders are paid. Equity shareholders have voting rights in the company's business, whereas
preference shareholders do not.
Invested money that, in contrast to debt capital, is not repaid to the investors in the normal
course of business. It represents the risk capital staked by the owners through purchase
of a company's common stock (ordinary sharesThe value of equity capital is computed
by estimating the current market value of everything owned by the company from which
the total of all

liabilities is subtracted. On the balance sheet of the company, equity capital is listed as
stockholders' equity or owners' equity. Also called equity financing or share capital.

The equity share capital of 2014 was 643.78 and 2013 was 638.07

Secured loans
A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as
collateral for the loan, which then becomes a secured debt owed to the creditor who gives the
loan. The debt is thus secured against the collateral in the event that the borrower defaults,
the creditor takes possession of the asset used as collateral and may sell it to regain some or all of
the amount originally loaned to the borrower, for example, foreclosure of a home. From the
creditor's perspective this is a category of debt in which a lender has been granted a portion of
the bundle of rights to specified property. If the sale of the collateral does not raise enough
money to pay off the debt, the creditor can often obtain a deficiency judgment against the
borrower for the remaining amount. The opposite of secured debt/loan is unsecured debt,
which is not connected to any specific piece of property and instead the creditor may only satisfy
the debt against the borrower rather than the borrower's collateral and the borrower. Generally
speaking, secured debt may attract lower interest rates than unsecured debt due to the added
security for the lender; however, credit history, ability to repay, and expected returns for the
lender are also factors affecting rates.[1]
Secured loans are those loans that are protected by an asset or collateral of some sort. The item
purchased, such as a home or a car, can be used as collateral, and a lien is placed on such item.
The finance company or bank will hold the deed or title until the loan has been paid in full,
including interest and all applicable fees. Other items such as stocks, bonds, or personal property
can be put up to secure a loan as well.Secured loans are usually the best (and only) way to obtain
large amounts of money. A lender is not likely to loan a large amount with assurance that the
money will be repaid. Putting your home or other property on the line is a fairly safe guarantee
that you will do everything in your power to repay the loan
The secured loan of 2014 was 4,450.01and 2013 was 5877.02

Retained Earnings Definition

Retained or accumulated earnings are the profits a business elects to keep within the company
after paying dividends to shareholders. A company may elect to utilize retained earnings in a

number of ways, including adding capital to the company's existing business investments and
purchasing updated manufacturing equipment. When a business chooses to reinvest its retained
earnings, these funds appear as a credit balance in the retained earnings portion of the company's
balance sheet. A business can also choose to stockpile retained earnings to build up a large cash
reserve to help mitigate the effects of any risks, including downturns in consumer spending. The
business records these saved funds as a cash balance in the retained earnings portion of the
balance sheet. The business lists all retained earnings in the stockholder's equity portion of the
balance sheet.
Calculating Retained Earnings
Calculating retained earnings requires adding any preexisting cash reserves to a company's net
income for the year. Deducting dividends paid to investors for the same period of time gives a
business its current retained earnings. If the business doesn't have any cash reserves, all the
company needs to do is subtract dividends from net income to arrive at retained earnings. If the
company sustained any business losses for the current year, including returned purchases and
diminishing investments, these numbers also reduce retained earnings, cash reserves and credit
reserves
Unsecured loans
A loan that is issued and supported only by the
borrower's creditworthiness, rather than by a type of collateral. An unsecured loan is one that is
obtained without the use of property as collateral for the loan. Borrowers generally must have
high credit ratings to be approved for an unsecured loan.
On the other hand, unsecured loans are the opposite of secured loans and include things like
credit card purchases, education loans, or personal (signature) loans. Lenders take more of a risk
by making such a loan, with no property or assets to recover in case of default, which is why the
interest rates are considerably higher. If you have been turned down for unsecured credit, you
may still be able to obtain secured loans, as long as you have something of value or if the
purchase you wish to make can be used as collateral.
The unsecured loan of 2014 was 10,065.52 and 2013 was 8,390.65

Assignment of
financial
management
(sources and balance sheet of Tata
Motors)

Submitted
to:submitted
by:Mrs. Nitika sehgal
Assistant professor

Pulkit Mahajan
Mba 2B
141256