anking

Package Checking Options

Consumer
Pricing
Information

s in 25 states
5,000 U.S. Bank
at more than 23,000

Platinum Checking

Gold Checking

Silver Checking

Minimum
Opening Deposit

$25

$25

$25

Monthly
Maintenance Fee

$17.95 with online statements,

OR
$19.95 with paper statements7

$10.95 with online statements,

OR
$12.95 with paper statements7

Requirement
to Waive Monthly
Maintenance Fee

No Monthly Maintenance Fee

with one of the following:
$25,000 in combined
personal deposit, investment*
and/or credit balances,9 OR
Relationship with
U.S. Bank Trust Services

No Monthly Maintenance Fee

with a Package Money Market
Savings account AND one of
No Monthly Maintenance Fee with:
the following:
An open U.S. Bank personal
Combined monthly direct
loan, line or credit card11
deposits totaling $1,000+, OR
Combined account balance12
of $1,500

$6.95 with online statements,

OR
$8.95 with paper statements7

Effective November 9, 2014

ANKS (872.2657)
141
585
636
NKS (872.2657)
NKS (872.2657)
000

Interest Tiers10

ATMTransactions

$0 - $2,499
$2,500 - $9,999
$10,000 and above

None

None

Free at U.S. Bank ATMs

and Non-U.S. Bank ATMs1

Free at U.S. Bank ATMs

Two free non-U.S. Bank ATM
transactions in a statement period
(Non-U.S. Bank ATM fees1 apply
after two)

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees1 apply)

For a complete list of checking account features and benefits refer

to the U.S. Bank Personal Banking brochure.
Refer to the last page of this document for additional disclosures.

Consumer Pricing Information

Checking Options

Minimum
Opening Deposit

Premium Checking

Easy Checking

Student Checking14

Electronic Transfer
Account (ETA)15

$25

$25

$25

$0

$6.95 with online statements,

OR
$8.95 with paper statements7

No Monthly Maintenance Fee

$3
Requires direct deposit
of federal benefits or
federal payroll payments

No Monthly Maintenance Fee

with one of the following:
Combined monthly direct
deposits totaling $1,000+, OR
Average account balance13
of $1,500

None

None

None

None

None

Monthly
Maintenance Fee

$10.95 with online statements,

OR
$12.95 with paper statements7

Requirement
to Waive Monthly
Maintenance Fee

No Monthly Maintenance Fee

with one of the following:
Average account balance13
of $5,000, OR
Account holder(s) age 65
or greater

Interest Tiers10

ATMTransactions

$0 - $999
$1,000 - $9,999
$10,000 - $49,999
$50,000 - $99,999
$100,000 and above

Free at U.S. Bank ATMs

and Non-U.S. Bank ATMs1

Free at U.S. Bank ATMs

Four free non-U.S. Bank ATM
Free at U.S. Bank ATMs
transactions in a statement period
1
(Non-U.S. Bank ATM fees apply)
(Non-U.S. Bank ATM fees1 apply
after four)

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees1 apply)

For a complete list of checking account features and benefits refer

to the U.S. Bank Personal Banking brochure.
Refer to the last page of this document for additional disclosures.

Consumer Pricing Information

Savings & Money Market Account Options
Package
Money Market Savings16

Elite Money Market

Money Market

Standard Savings

Goal Savings

Star Savers Club20

Minimum
Opening Deposit

$25

$100

$100

$25

$0, with a minimum $25

automatic monthly transfer from
a U.S. Bank personal checking
account, per statement cycle19

$25

Monthly
Maintenance Fee

$0

$10

$10

$4

$0

$0

Requirement
to Waive Monthly
Maintenance Fee

None

$10,000 minimum
daily ledger balance17

$1,000 minimum daily ledger

balance17 OR $2,500 average
monthly collected balance18

$300 minimum daily ledger

balance17 OR $1,000 average
monthly collected balance18

None

None

$0 - $1,499
$1,500 - $9,999
$10,000 - $49,999
$50,000 - $99,999
$100,000 - $499,999
$500,000 and above

$0 - $9,999
$10,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 - $499,999
$500,000 and above

$0 - $999
$1,000 - $9,999
$10,000 - $24,999
$25,000 and above

Single Tier

$0 - $999
$1,000 - $9,999
$10,000 - $24,999
$25,000 and above

$0 - $499
$500 - $999
$1,000 - $4,999
$5,000 - $9,999
$10,000 and above

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees1 apply)

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees1 apply)

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees1 apply)

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees1 apply)

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees1 apply)

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees1 apply)

Interest Tiers10

ATMTransactions

Refer to the last page of this document for additional disclosures.

Consumer Pricing Information

Miscellaneous Checking, Savings
or Money Market Fees
Account Charge-Off Processing Fee
$30.00
__________________________________________________________
Debit Fees (ATM and Check Card)
ATM Transactions includes withdrawals, balance inquiries,
denied transactions, fund transfers, and deposits
U.S. Bank ATM Transaction
no charge
Non-U.S. Bank ATM Transaction1
$2.50
Mini Statement at U.S. Bank ATM $1.00
Full Statement at U.S. Bank ATM
$1.50
International Processing Fee - U.S. Dollars
2% of transaction
International Processing Fee - Intl Currency 3% of transaction
Check Card Cash Advance Fee2
$2.00
Check Card Replacement Card Fee3
$5.00
Express Delivery Fee - new or replacement card
$25.00
(2-3 business days)
__________________________________________________________
Check Collection (incoming/outgoing) $30.00 + direct cost
__________________________________________________________
Counter Checks
$2.00 per check
__________________________________________________________
DepositPointTM 4
(Remote Deposit Capture)
up to $0.50

per deposited item
__________________________________________________________
$5.00
Dormant Account (per month)
__________________________________________________________
Overdraft Paid Fee*5
Item Amount
$5.00 or less
no fee
$5.01 or greater
$36.00 per item
Overdraft Returned Fee*5
Item Amount
$5.00 or less
no fee
$5.01 or greater
$36.00 per item
*Fees are subject to a daily maximum of 4 Overdraft Paid Fees and
4 Overdraft Returned Fees, a maximum total of 8 fees per day.

Extended Overdraft Fee

(Charged beginning on the 8th calendar day
and each week thereafter if the available
account balance remains below $0.00.)
$25 per week
Overdraft Protection Transfer Fee6
$12.50
For Gold Checking

$7.50
For Platinum Checking
waived
__________________________________________________________
Photocopy Requests
Copy of Check, or other items
$2.00 per item
Copy of Statement
$6.00 per statement
__________________________________________________________

Miscellaneous Checking, Savings

or Money Market Fees (contd)
Returned Deposited Item or Cashed Check
$19.00
__________________________________________________________
Statement Fees (Per Statement Cycle)
Statements with Check Images7
$2.00
Statements with Check Return7
$6.00
Paper Statement (Student Checking Only)
$2.00
__________________________________________________________

Foreign Checks/Currency Fees

Checks Deposited in Foreign Currency on Foreign Banks
Checks on Canadian Banks
up to $0.50
Checks on Select Countries/Banks*

$1.00
Checks over $10,000 USD equivalent
or by arrangement
Collection Basis
Checks on all other Countries/Banks
Collection Basis
Returned Check Fee8 $25.00
Return rate subject to sell rates in effect on return date.
*Contact International Banking at 612-303-7400 for more information.

Other Service Fees

Account Balancing and Research
$30.00/hour
1 hour minimum
__________________________________________________________
Cashiers Check
$7.00
__________________________________________________________
Individual Retirement Account (IRA)
Annual Fee for Plan Balances Below $25,000
CESA Balances Below $5,000
$30.00
Platinum Checking customers

no charge
IRA External Transfer Fee
$30.00 per IRA Plan
__________________________________________________________
Legal Charges
Garnishments

$100.00
Tax Levy & Child Support

$100.00
__________________________________________________________
Personal Money Order
$5.00
__________________________________________________________
Safe Deposit Box Fees
Late Payment (per month)

$10.00
Lock Drilling
$150.00
Invoice Fee
$10.00
__________________________________________________________
Stop Payment
24-month duration

$35.00
__________________________________________________________
Travelers Cheques
2% of purchase
__________________________________________________________
Wire Transfer
Incoming (domestic)
$20.00
Incoming (international)
$25.00
Outgoing (domestic)
$30.00
Outgoing (international)
$50.00
__________________________________________________________

__________________________________________________________
Checks Deposited in U.S. Dollars on Foreign Banks
Checks on Canadian Banks
up to $0.50
Checks on Select Countries/Banks*
$50.00
Checks over $10,000 or by arrangement**
Collection Basis
Checks on all other Countries/Banks**
Collection Basis
**Check subject to review by International Banking.

Returned Check Fee8 $25.00

*Contact International Banking at 612-303-7400 for more information.

__________________________________________________________
Foreign Check Collection8 (incoming/outgoing)
Courier Fee (per check)
$45.00
Initiation Fee (per check)
$40.00
Returned Check Fee $25.00
__________________________________________________________
Tracer Fee $25.00
Fee collected on all checks presented, paid and unpaid.
__________________________________________________________
Foreign Currency
Purchase
Next Day Delivery
$10.00
Next Day Priority Delivery
$12.00
Sold
Shipping Charge
$10.00
__________________________________________________________
Foreign Draft Purchase
Next Day Delivery
$12.00
Next Day Priority Delivery
$15.00
Processing Fee
$20.00
Stop Payment Orders

$25.00
__________________________________________________________

ACCOUNT INFORMATION

. U.S. Bank Packages Prior to August 12, 2013: To maintain Package benefits, a Silver, Gold or
latinum Checking with a Package Money Market Savings account and/or any U.S. Bank credit card
must remain open and in good standing. After August 12, 2013 the eligibility requirements will no
onger be necessary. See the U.S. Bank Your Deposit Account Agreement booklet and Consumer
ricing Information brochure for additional disclosures applicable to deposit accounts. Other
onditions and restrictions may apply. Terms may change without notice.
. Mobile Banking and text alerts You may be charged access fees by your carrier, dependent
pon your personal plan. Web access is needed to use Mobile Banking. Check with your carrier for
fees and charges.
etails on specific Additional
Disclosures
. Paper statement fees Additional fees apply for statements with Check Images or Check Return.
Silver
for in
balance
Average
or GoldwillChecking)
(Silver
balanceBank
. Average account
1. Non-U.S.
ATM owners
apply a surcharge
fee account
unless they
participate
the MoneyPass Network.
end of each calendar day during
thewww.moneypass.com.
the balance
by adding
r Gold Checking is
determined
To find MoneyPass
ATM locations,
pleaseatvisit
he statement period, up until and not including the last two business days of the statement
days atare
used. Business
days
by the number
eriod, and dividing
2. that
$2.00sum
per advance
assessed of
when
performing
a cash advance
anyMonday
financial through
institution that accepts Visa.
riday; federal holidays are not included. Effective August 12, 2013, Combined account
of the more than once
3. A fee will
assessed for
the replacement
a check account
card plastic
when requested
balance
is the totalof average
balance
Thebecombined
alance (Silver Checking)
you own.
Savings
Market check
Money
all Package
ilver Checking account
withinand
a 12-month
period.
Replacement
cardaccounts
includes those
cardsThe
that average
are requested to replace a
business
end of eachcheck
at the Replacement
balance
combined
the with
adding
bycard
ccount balance is determined
current check
product
the same
card number.
card does not include ATM
ay during the statement period, up until and not including the last two business days of the
checkthat
cards
thatbyare
stolen of
or days
expired.
Replacement
Feeare
willMonday
not apply to replacement
days
BusinessCard
used.
number
thelost,
sum
dividing
tatement period, andcards,
of Private
Client
and Ascent Visa Check Cards.
not included.
areReserve
holidays
hrough Friday; federal

Consumer Pricing Information

the ATM with direct ownership

by customer
applied
will be
feeBank
surcharge
An additional
transactions
. Non-U.S. Bank4. ATM
To be
eligible for DepositPoint,
you must
be a U.S.
Online
Banking
wner, unless they are participating in the MoneyPass network.
in a U.S. Bank checking or savings account and have no more than two returned deposited items in the
. Monthly reward bonus (Gold and Platinum Checking) Monthly bonus is calculated based
past month
three months.
DepositPoint
fee is waived
for Platinum
accounts.
andDeposit limits and other
and returns)
creditsChecking
minus
(purchases
for netThepurchases
n rewards earned each
conditionsbased
may apply.
DepositPoint
is only available fortiers
use made
within the
United
States.
Bank
a U.S.
with
purchase-category
on special
xcluding elevated rewards
ash+TM Visa Signature Card, FlexPerks Travel or Select Rewards Visa Credit Card.
5. In the event the available balance at the end of the business day is or would be overdrawn $5.01 or greater,
. Easy Checking accounts with no monthly maintenance fee Requires at least one identical
overdraft paid
returned accounts
fee(s) may be
assessed.
In the maintenance
event the available balance at the
no monthly
with
Easy Checking
two overdraft
Limitand/or
accounts.
ccount holder on allan
end
of the business day is or would be overdrawn $5.00 or less, a fee will not be assessed.
customers.
ee for Gold Package
Bank personal loan, line or credit card (Gold Checking) Automatic
U.S.
. Auto-pay to a6.
If you have linked eligible accounts, and the negative available balance in your checking account is $5.01 or
monthly payment from the Gold Checking to a personal loan, line of credit or credit card, does not
more,
the advance
amount
will transfer in multiples of $50. If however, the negative available balance is
loans.
indirect
and some
nclude student loans
$5.00
or line
less, of
thecredit
amountoradvanced
will be(Gold
$5.00Checking)
and the Overdraft
Protection
Transfer Fee will be waived.
U.S. Bank:
Includes
credit card
loan,
. U.S. Bank personal
ReferHome
to YourEquity
DepositLoans,
AccountHome
Agreement,
Overdraft
Protection
Plans,
for additional information.
Home
Line,
Premier
of Credit,
Line titled
Equitysection
ersonal purpose loans,
excluded).
are
Mortgage and Credit Cards. (U.S. Bank Reserve Line of Credit and Student Loans
7. Additional
for to
Statements
Check Imagesand
and normal
Statements
withapproval,
Check Return. Check Images
credit
requirements
eligibilitywith
subject
are apply
products fees
Mortgage and credit
toandadditional
Check Return
is available
onlyannual
with Paper
Accounts
the Senior customer indicator
credit
to the with
Please refer
fees.Statements.
such as
charges
nd may be subject
greement for full details.
receive $1.00 discount per statement cycle for Statement with Check Return fee and the Statement with
interest rates are determined at the banks discretion and
rate account,
0. Earns interest Variable
Check Images
fee is waived.
an change at any time.
8. U.S.
Any additional
Foreign
Bank fees discount
incurred while
processing
will be charged
the depositors
of the account.
as to0.25%
is calculated
Discount
Mortgage
Bank Home
1. Up to a $1,000
oan amount. Maximum mortgage discount is $1,000. For existing U.S. Bank home mortgages
9.
Combined
deposit
balances
include
the
average
monthly
collected
balances
for U.S. Bank
he refinance discount maximum is $300. Certain mortgages may not be eligible. Information
personal
checking,
markets,
CDs and
IRAs. Outstanding
credit balances
Other
guidelines.
to program
is subject
approvalmoney
Loansavings,
without notice.
s subject to change
include U.S. Bank personal purpose loans (excluding some indirect loans), U.S. Bank
estrictions may apply.
Mortgages,
U.S.checks,
Bank Home
Equity
and on
Lines
of Credit,
Bank Premier Line and
cashiers
orders,U.S.
money
Bank fees
U.S. Loans
etc. No
cashiers
2. Free money orders,
of checks
stop payments
cheques,balances
travelers
hecks, counter checks,
U.S.single-signer
Bank Credit Cards.
Investment
include and
the copies
aggregate
minimum daily balance
nd statements. of all investment types held through the statement period with U.S. Bancorp Investments.
3. $25,000 in combined personal deposits and/or credit balances with U.S. Bank and
rate U.S.
account.
Interest
rates are determined
at the banks
discretion and can change
Checking)
Inc. (Platinum
Investments,
Bancorp
our affiliate,
nvestments with10. Variable
at any include
time. See
the Current
Deposit
Ratesbalances
for disclosures
on rates, compounding and
for the following
collected
monthly
the average
ombined deposit balances
Outstanding
IRAs.
and
CDs
market,
money
savings,
checking,
personal
.S. Bank products:
crediting, and other balance information.
redit balances include personal purpose loans (some indirect loans not included), U.S. Bank
11. Includes
U.S. Bank:
purpose loans,
Home
Equity
Loans,
Home and
Equity Line of Credit,
Mortgage
Home
Bank
Line, U.S.
Credit, Premier
Line ofpersonal
Home Equity
Home Equity Loans,
Premier
Line, Home
Mortgage
andthe
activated
Credit
Cards. (U.S.
Reserve
of Line of Credit
balance
dailyBank
minimum
aggregate
include
balances
Investment
.S. Bank Credit Cards.
Investments,
with U.S. Bancorp
period Mortgage
the statement
throughLoans
heldStudent
ll investment types
and
are excluded).
and Credit
products Inc.
are subject to eligibility
is may be subject
balance
Average account
or Easy
balance (Premium
4. Average account
requirements
and normal
creditChecking)
approval. Mortgage
and Credit
products
and
period
statement
in the
calendar
each
of as
at the end
balance charges
theadditional
alculated by adding
to
such
annual
fees. day
Please
refer
to the credit
agreement
for full details.
ividing that sum by the total number of calendar days within the statement period.
5. Free online statement (Student Checking) Fees for paper statements will apply.
6. U.S. Bank Zero Fraud Liability U.S. Bank provides zero fraud liability for
nauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use.
ertain conditions and limitations may apply.
7. Overdraft Protection Fees and qualification may apply. Consult the Your Deposit Account
greement and the Consumer Pricing Information Brochure for fees.
8. Account holders Account holders who are signers on the checking account must also be
igners on the account linked for Overdraft Protection.
9. Savings and money market transaction limitations Please refer to the Consumer Pricing
nformation brochure for additional information regarding Federal Regulations Governing Savings
nd Money Market Transaction Limitations.
0. Lines of credit and credit cards Lines of credit and credit cards are subject to eligibility
equirements and normal credit approval. Credit products may be subject to additional charges
uch as annual fees. Interest will accrue on the amounts advanced. Please refer to the line of
redit or credit card agreement for full details.
1. Checking Account Advance (CAA) Certain restrictions, fees and eligibility requirements
pply. Checking Account Advance is an expensive form of credit. Talk with your banker about
ther available credit options.
2. Western Union The Western Union logo, owned by Western Union Holdings, Inc., is used
with permission. Subject to valid identification. Fees apply.

transfer from your Package Checking account to your Package Money Market Savings account
must be scheduled and maintained. You must open and/or maintain an active U.S. Bank
Package, including a Silver, Gold or Platinum Checking account AND a Package Money Market
Savings account. Program is subject to change. See the S.T.A.R.T. Program Agreement for
detailed information. The U.S. Bank Rewards Visa Card cannot be reloaded with additional
funds, nor can it be used at an ATM. Terms and conditions apply and other fees may apply to
Rewards Cards. For complete terms and conditions, see the U.S. Bank Rewards Card Cardholder
Agreement available at www.myusbankcorporaterewards.com. The Rewards Card is issued by
U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc.
24. FDIC insured FDIC insured to the maximum allowed by law.
25. Tiered interest rate See banker for details on interest rate tiers.
26. Health Savings Account (HSA) You must participate in an Internal Revenue Service (IRS)
12. The
balance Health
is the total
averagetoaccount
balance
of the
Silver Checking account
account.
for this
be eligible
Plan (HDHP)
High Deductible
qualifiedcombined
27.and
all Package
Money
Market
Savings
you own.
Therestrictions
average account
balance
Offerisis
may apply.
Some
home equity
andaccounts
refinance
smart
mortgage,
Home
subject
calculated
by adding
the combined
balanceguidelines.
at the end
of eachinsurance
calendarisday
duringInterest
the
required.
Property
and program
credit approval
to normal
or loan
loanofprograms
Not allday
notice.
without
to change
termuparetosubject
rate
statement
period,
and not
including
the last
business
the statement
and program
costs (property
related
escrowdays
Customer
states.
allsum
amounts
period,are
andavailable
dividing in
that
by the
numberisofresponsible
days used. for
Business
are Monday
through tax
insurance).
andFriday;
federal holidays are not included.
28. Tax-deductible interest Consult your tax advisor regarding the deductibility of interest.
average
account balance
Premium
andtoEasy
Checking
is calculated
by adding the
13.
Some additional
qualifications.
credit
is subject
Offer
Loansfor
and Installment
Auto
29.The
restrictions
balance atmay
the apply.
end ofNot
each
day in are
the statement
and dividing
thatamounts.
sum by the
for all loan
all states
available inperiod
loan programs
allcalendar
30.total
number
of of
calendar
theLoans
statement
period.
restrictions may apply. Offer is subject to
Some
Premier
and within
Creditdays
Line
Premier
are available in all states
programs
all loan
Not trade
guidelines.
program
andschool,
approval
normal credit
14. Student
enrolled
in high
technical
college,
school
or university.
for all loan amounts.
15. ATM
Card
only,
no
checks
issued
and
no
third
party
transactions
accepted.
Refer to Electronic
31. Credit cards Credit products are subject to approval.
Transfer
sales sheet
forback
additional
benefitson
and
purchases (purchases minus returns
netfeatures.
is calculated
Cash
Visa Signature
Cash+ Account
32.
do not qualify.
account advances
or other requires
cash advances
Balance transfers,
or adjustments).
16. A
U.S. Bank Package
Money Market
Savings account
you to maintain
an open
Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction.
As U.S.
Bank
Silver,
Gold
or
Platinum
Package
Checking
account
with
at
least
one common
cannot
U.S. Bank cannot control how merchants choose to classify transactions U.S. Bank
guarantee
account aholder
on eachwill
account.
Package
Money
converted
your
in be
providedwill
will beaccount
detailsSavings
fullMarket
approval,
qualify.TheUpon
transaction
Cardmember
to a U.S. Bank
Standard Savings account if the Silver, Gold or Platinum Package Checking
Agreement.
33.account
is closed
or transferred
a different non-qualifying
product.
FlexPoints at the rate of
will be awarded
categoriestoCardmembers
bonus
FlexPoints
two FlexPoints for every $1 in Net Purchases during the current months billing cycle for
17. The
daily
ledger
balance
is
the
balance
at
the
end
of
each
business
day, equal
to the beginning
services/products.
any merchant location that classifies itself as having telecommunication
U.S.balance
for that
current
business
credits, minus
thetocurrent
day
their business
classifybusiness
chooses
a merchant
howday
to control
ability
the the
haveplus
not day
Bank does
anddebits.
Business
days the
are right
Monday
through Friday;
holidays
are not
additional FlexPoints.
forincluded.
qualify
purchases
whichfederal
to determine
reserves
therefore

and FlexPerks
Signature
RewardsbyVisa
34. FlexPerks
and donations
18. The
average monthly
collectedFlexPerks
balance Travel
is calculated
adding
the principal
in theBusiness
account
Travel Rewards Visa cardmembers will earn FlexPoints at a rate of three (3) FlexPoints per every
for each calendar day in the statement period and dividing that figure by the total
number of
$1 in Net Purchases and FlexPerks Select Rewards Visa cardmembers will earn FlexPoints at a
ratecalendar
days in theper
statement
in Net Purchases during the current months billing cycle for
every $1period.
of 1.5 FlexPoints
as a Charitable
itself account
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U.S. Bank does not have the ability to control how a merchant chooses to classify their
20. Account
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35. Convenient Cash Card Successful identity verification required. Enrollment and
or from a
See the Branch
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fee for cards funded with a non-U.S. Bank account. Other fees may apply. See the Branch
Representative
transfers for or
overdraft
protection and transfers
made by information
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online banking,
product
for additional
www.usbank.com/visabuxxcard
features
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fees. bill pay, wire and facsimile. Withdrawals and/or transfers exceeding
37.
theVisa
six Gift
per Card
account
cycle
allowance,
will
result
in
a
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Purchase fee applies. The U.S. Bank Visa Gift Card cannot be reloaded with per
additional
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limitations
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not included
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U.S. Bank branch or online at www.usbankmyaccount.com.
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38. Deposit checks This feature requires enrollment in DepositPoint , which includes meeting
eligibility requirements. For full details and fees, please visit usbank.com/DepositPoint.
39. MONEY Magazine From MONEY Magazine, October 2012 Time Inc. MONEY is a registered
trademark of Time Inc. and is used under license. MONEY and Time Inc. are not affiliated with, and
do not endorse products or services of U.S. Bank.

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and services are:
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U.S. Bank:
For Bank,
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U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each
Bank Visa
U.S. advisor
Association.
National
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individuals
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or legal
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by U.S. Bank
is issued concerning
Card
Check
advice and information
their
particular
situation. pursuant to a license from Visa
U.S.A. Inc. Member FDIC.
For U.S. Bank: U.S. Bank loans and lines of credit are offered through U.S. Bank National
ND. The
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Bank National
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offered
ND. Credit
ForAssociation
a comprehensive
list ofproducts
all pricing,
termsbyand
see the Consumer
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YourBank
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brochure. Other conditions and restrictions may apply. Terms may change without notice.
or performance
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not responsible
U.S. Bank is Deposit
and Mortgage
products,
Home
Equity Loans
and Lines of
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of affiliates.
are offered through U.S. Bank National Association. Member FDIC
*For U.S. Bancorp Investments, Inc.:
*For
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products
services
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name forsubsidiary
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Inc.,
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FINRA
and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.

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