Name

:
Age
:
Occupation
:
Smoking Status:
Plan
: Health Enrich Select (HES) Full Coverages
PLAN 1
TYPE OF BENEFITS

PLAN 2

PLAN 3

DESCRIPTIONS

Basic Coverage (Death/TPD)

Accidental (Death/TPD)
Accidental (Death/TPD) On Public
Transport
36 Critical Illnesses (CS)
Contributor/ Payor
Parent Contributor
Spouse Contributor

+RM
+RM
Compensation in the event of Death or Total Permanent
Disability.
20,000
50,000
Additional compensation in the event of Death or Total
+RM 20,000 +RM 50,000
Permanent Disability due to an Accident.
Additional compensation in the event of Death or Total
+RM
Permanent Disability due to an Accident on public
+RM 40,000
100,000
transport.
Compensation if you are diagnosed with one of 36 critical
+RM 20,000 +RM 50,000
illnesses.
Free contributions if you are diagnosed with one of 36
YES
YES
critical illnesses or becoming total permanent disability.
Free contributions if the father or mother is
diagnosed with one of 36 critical illnesses or becoming
total permanent disability.
Free contributions if the spouse diagnosed with one of 36
critical illnesses or becoming total permanent disability.

+RM
100,000
+RM
100,000
+RM
200,000
+RM
100,000
YES

Medical Plan

Room and Board rate.

Hospital bills will be borne by Prudential 100% of the
total bill.

Normal Hospital Confinements

Additional daily allowance paid to you as you in the ward. RM200/ day RM200/ day RM200/ day

ICU Confinement

Additional daily allowance paid to you as you in the ICU.

Emergency Treatment For Accidental

Injury

Additional surgical allowance paid to you for any surgical

procedure on you.
Emergency treatment for Injuries due to an accident only
(Outpatient).

Yearly Limit Medical Bills

The annual limit for total medical bill

Lifetime Limit (70, 80)

The lifetime limit for total medical bill

Organ Transplant

The lifetime limit for organ transplant

Maternity Complications

The annual limit for maternity complication

Second Medical Opinion

Consultation and diagnosis in Msia with world leading

experts

Surgical Procedure

Takaful Saver
Takaful Saver Contributor
Takaful Saver Parent Contributor
Takaful Saver Spouse Contributor
Return

Additional investment to increase the amount of your

savings.
Free investment if you are diagnosed with a critical
illness or becoming total permanent disability.
Free investment if the mother / father diagnosed with a
critical illness, becoming total permanent disability or
death.
Free investment if the spouse diagnosed with a critical
illness, becoming total permanent disability or death.

10 Years 9% expected return based

on investment performance. This amount does not
20 Years include the excess of the profit sharing funds

HES RM200 HES RM200 HES RM200

RM300/ day RM300/ day RM300/ day

Up to
RM2,500

Up to
RM2,500

Up to
RM2,500

RM2000

RM2000

RM2000

RM
60,000
RM
600,000

RM
60,000
RM
600,000

RM
60,000
RM
600,000

+RM6,000

+RM6,000

+RM6,000