Travel Insurance Certificate

Policy Information
Insurance Plan
Number
Effective Date
Expiry Date
Period of Coverage
Premium

Insured Person's Contact Information

Name
Contact Number
Email

Travel Guard
JR676477
06-Aug-2015
18-Sep-2015
44 days
AED 151

Ahmed A A Alshaer
971562551658
a31-a8-2010@hotmail.com

Schedule of Benefits
Benefits

2 years to 64 years

65 years to 84 years

24-hr Personal Accident

Sum Insured - Adult

$20,000

Sum Insured - Dependent Child

$7,000

N/A

Emergency Medical Expenses (Accident &

Sickness)

$50,000

64 - 74 years: $30,000 / 75 years and over:

$20,000

Included in Emergency Medical Expenses

Included in Emergency Medical Expenses

Deductible

$100

$250

Emergency Dental

$250

$250

Deductible

$100

$100

Emergency Medical Evacuation &

Repatriation

Trip Cancellation

$10,000

Up to original cost of flight

Up to original cost of flight

In Excess

$50

20% of ticket

Trip Delay

$100

$100

In Excess

6 hours

6 hours

$50 per day up to $500

$50 per day up to $500

$100

$100

$1,000

$1,000

Single item Limit

$100

$100

Set or Pair Limit

$100

$100

Valuable limit

$300

$300

Missed Connection
Deductible
Baggage, Personal Effects & Travel
Documents Loss

Deductible

N/A

N/A

Baggage Delay

$200

$200

In Excess

6 hours

6 hours

Hospital Cash

$25 per day up to a maximum of 5 days

$25 per day up to a maximum of 5 days

Hijacking

$125 per day up to a maximum of 7 days

$125 per day up to a maximum of 7 days

In Excess

12 hours

12 hours

$5,000

$5,000

Personal Liability
Legal Expenses
Assistance Department (24 hours)
S. No
1

$1,000

$1,000

Included

Included

Insured Name
Ahmed A A Alshaer

Claims Contact:

American Home Assurance Company

The H Hotel - Complex, Trade Center First, 27th Floor, PO Box 40569, Dubai, U.A.E.
Office Timings: 8:00am to 5:00pm, from Sunday to Thursday
Tel : +971 4 509 6111
Assistance Department: For 24-7 global emergency assistance, please contact +1 817 826 7276
Application & Acceptance: American Home Assurance Company. Application is hereby made to the Insurance Company by the Insured for this policy, and attached wording under
which insurance is provided, the Terms of which are approved and accepted by the Insured to take effect on the Date of Inception of the coverage
following signature by the Applicant.
Terms & Conditions:
This Certificate of Insurance forms part of the Terms and Conditions of the Travel Insurance Policy.

Registered under UAE Federal Law No. 6 of 2007 Insurance Authority No. 79 Commercial License No. 613392
This policy is Underwritten by American Home Assurance Company

Travel Insurance Certificate

Important

Any pre-existing medical condition and/or ailments declared or undeclared will be excluded from the policy.
The Insured Person must be a permanent resident of United Arab Emirates.
This Policy will not cover any loss, injury, damage or legal liability arising directly or indirectly from: Travel in, to, or through Afghanistan, Cuba, Iraq or Democratic Republic of
Congo.
If no Beneficiary is nominated by the Insured Person, then the Beneficiary will be the legal heir of the Insured Person.

Signed for & on behalf of American Home Assurance Company

Authorized Signatory
Farid Saber

Registered under UAE Federal Law No. 6 of 2007 Insurance Authority No. 79 Commercial License No. 613392
This policy is Underwritten by American Home Assurance Company