TECHNICAL INFO

Size of Pool

50m lap x 6.5m wide x 1.2 m deep (3 lanes)

Sky Gym

24-storey (Approx. 12m length x 6m x 3.5m)

Security Feature

Vehicular Card Access/CCTV/Audio-telephony system /

Lift Card Access

Jacuzzi

6-pax Jacuzzi for unit type PH1, PH2 & PH3

Private S. Pool

For unit type PH1, PH2 & PH3

Balcony

For all Typical Apartment Units (Exclude Penthouse units)

Home Gas

City Gas (Except S1, S2, S3, S4, A1 & A2 will provide
only with Induction Hob Electric)

Gates

One main vehicular entrance and One Side Gate

Payment Scheme
Normal Payment Scheme (NPS)
Or
Special Loan Package - interest absorption Scheme

PROJECT ACCOUNT
OCBC Limited for Project Account No. 581-435583-001 of Phileap Pte Ltd

Unique Selling Points

1. Equipped SONOS Wireless Multi-Room Music System
2. FIVE different wings of facilities
3. Sky Gym
4. Equipped with different dining experiences

5. WiFi zones on 3 levels

6. Abundance choice of shopping malls and eateries in the area
7. Easy access to public transportation like MRT and buses
8. Only Five minutes' drive from Orchard, the major shopping and
entertainment belt

9. Excellent accessibility islandwide via Central Expressway

(CTE), Pan Island Expressway (PIE)

CONVENIENCE
MRT STATIONS

Novena MRT Station (NS20)

0.39 km

Newton MRT Station(NS21)

0.76 km

NEAREST SHOPPING CENTRE

United Square/Goldhill Plaza

0.10 km

Novena Square

0.34 km

Square 2

0.43 km

CONVENIENCE
SCHOOL

Etonhouse International School Newton

0.19 km

Blk 39 Newton Road Singapore 307966

Alliance Francaise DE Singapour

0.69 km Blk 1

Sarkies Road Singapore 258130

Anglo Chinese Primary School

(ACSP Barker Road)
Blk 50 Barker Road Singapore 309918

Raffles Girls Secondary School

Blk 20 Anderson Road Singapore 259978

0.79 km
1.62 km

Why Lincoln Suites is

a Good Investment?

Estimated Pricing Analysis for Lincoln Suites 2 bedrooms

Below demonstrates how the selling price for Lincoln Suites 2 bedroom units is derived.
From the 2 bedroom chart, the projection of rental until 2013 is $7.50 psf.
The size for the 2bedroom unit at Lincoln Suites is 1033sqft
Projected Monthly Rental

Gross Annual Value

=
=
=
=
=
=

P.S.F Rental x Size

$7.50 x 1033 sqft
$7,747.50
Monthly Rent x 12 months
$7,747.50 x 12
$92,970

Gross Rental yield on average is 4%.

The selling price is established as follows:
Selling Price

=
Gross Annual Value / Gross Rental Yield
=
$92,970 / 4%
=
$2,324,250
Deriving PSF
=
Selling Price / Size
=
$2,324,250 / 1033 sqft
=
$2,250 psf
From the above analysis, projected selling price for Lincoln Suites 2 bedroom should be estimated around $2,250psf.

Why property investment in

Singapore?
Singapores Real Estate Transformation

The Worlds Attention on Singapore

Transformation
Economic revitalization

New Economic Growth Engines

Infrastructure Investment
MRT, Highway
Global metropolis
Financial hub
Asias private banking hub
No tax on capital gains
No tax on interest income
No tax on foreign-earned income
Tight banking secrecy laws
Home for the wealthy
Removal of Estate Duty
Foreigners investing in Singapore properties
Casinos, amusement parks, alfresco dining, bustling arts scene,
Formula One

Singapores Economic Growth 20th Century

GDP = S$159,840.4mil
Construction
Wholesale &
Retail Trade

Manufacturing
Transportation & Storage Trade

Import/ Export

Financial Services

Singapores Economic Growth 21st Century

Current GDP = S$ 265,057.9mil

Supply Chain Management
HQs for Top 21
largest third
party logistics
companies in
the world

Medical Services
Expected
International
Patient Arrivals of
1mil each year,
contributing 1%
of GDP

Construction
Wholesale &
Retail Trade

Education
Manufacturing
Transportation & Storage Trade

Import/ Export
More than 16
Worlds TOP
universities.

- Best Airport,
Sea port,
extensive Free
Trade
Agreements

Financial Services

Demography
- 4th Most Active
Trading Centre

TOP Global Ranking

Best place
for business
venturing,
work and
play

Tourism

Biomedical, IT, Aerospace, Clean Energy

28,000 New jobs creation till 2018

2015 Target
17mil arrivals &
S$30bil tourism
receipts from
MICE & IRs

Target
Population:
6.5mil by
2040-2050.
Current: 5 mil

6 reasons WHY we should

invest in Singapore Private
Properties?

Good Hedge Against INFLATION

Bank Interest
< 1%

CPF Interest
2.5%

INFLATION
4%

Inflation makes our money go down in value everyday.

Ultimate hedge offers at least 98% protection with minimum risk

High Capital Appreciation

Prime Market

Mass Market

3500

1400

3000

1200

2500

1000

2000

800

1500

600

1000

400

500

200

0
1970

1980

1990

2000

2010

1970

1980

1990

2000

2010

More DEMAND VESUS SUPPLY

Year 2040
Target Population 6.5 m
Current Population 5.0m

Yearly Citizen
achieve approx
50,000

Yearly new homes

supply approx
30000

Demand,

Value goes

Supply,

LET MONEY WORK FOR YOU

Mortgage service by tenant as rent.

End of mortgage fully paid by Tenant

Invest property with approximate 30%

Initial Capital : 20%
Stamp Duty : ~3%
Misc cost : ~ 7%

Converting CPF into CASH

Using CPF to service mortgage

Receive CASH from rent

Retirement Income Plan

Full payment in 30 years

Eg.: Take mortgage loan
for 30 years

Invest on property now

Rent become retirement income

Advantage of IAS
investment versus NPS
investment via Return of
Equity (ROE) fundamental

Advantage of IAS and its Power of Leveraging

Schedule of initial investment for Purchaser purchasing using IAS.
Example of a $ 2 mil purchase
1st investment amount (5%) =
$100,000 (Cash)
2nd investment amount (15%) =
$300,000 (Cash or CPF)
No more investment amount / capital outlay till TOP.
When it comes to investment, we look at profit returns. The term most commonly used to reflect this is Return of Equity
(or ROE for short). This is a financial term frequently used by fund managers to reflect profitability based on return of
net worth.
Return of Equity (ROE)
=
Profit / Capital Outlay
Analysis 1 (with IAS)
For a $2 mil property investment with IAS, there will only be a capital outlay of 20% (1st 5% + 2nd 15%). Assuming
there is a capital appreciation of 20% upon TOP, the property will be worth $2.4 mil. Gaining a gross profit of $400,000
ROE (%)
=
Profit / Capital Outlay
=
$400,000 / $400,000 (20% of $2 mil)
=
100% profit.
Analysis 2 (without IAS)
For a $2 mil property investment without IAS, the capital outlay till TOP will be up to 85%. Assuming there is a capital
appreciation of 20% upon TOP, the property will be worth $2.4 mil. Gaining a gross profit of $400,000
ROE (%)
=
Profit / Capital Outlay
=
$400,000 / $1,700,000 (85% of $2 mil)
=
23.5% profit
Based on the above analysis, it shows that investment using IAS will definitely be more attractive.

Advantage of IAS and its Power of Leveraging

Schedule of initial investment for Purchaser purchasing using IAS.
Example of a $ 2 mil purchase
1st investment amount (5%) =
$100,000 (Cash)
2nd investment amount (15%) =
$300,000 (Cash or CPF)
No more investment amount / capital outlay till TOP.
When it comes to investment, we look at profit returns. The term most commonly used to reflect this is Return of Equity
(or ROE for short). This is a financial term frequently used by fund managers to reflect profitability based on return of
net worth.
Return of Equity (ROE)
=
Profit / Cash Outlay
Analysis 1 (with IAS)
For a $2 mil property investment with IAS, there will only be a capital outlay of 20% (1st 5% + 2nd 15%). Assuming
there is a capital appreciation of 20% upon TOP, the property will be worth $2.4 mil. Gaining a gross profit of $400,000
ROE (%)
=
Profit / Cash Outlay
=
$400,000 / $100,000 (20% of $2 mil)
=
400% profit.
Analysis 2 (without IAS)
For a $2 mil property investment without IAS, the capital outlay till TOP will be up to 85%. Assuming there is a capital
appreciation of 20% upon TOP, the property will be worth $2.4 mil. Gaining a gross profit of $400,000
ROE (%)
=
Profit / Cash Outlay
=
$400,000 / $1,700,000 (85% of $2 mil)
=
23.5% profit
Based on the above analysis, it shows that investment using IAS will definitely be more attractive.

Investment make attractive if you have

a lot of money in CPF
ROE (%)

= Profit / Cash Outlay

= $400,000 / $100,000 (5% of $2 mil)
= 400% profit