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STONE CO ENTERPRISE

VVlGGlNS MS
C rculaflon: 2881
WEEKLY
01/07/2009
~I~~~~IIIIIIIIIIIIIIIIII'
'il11lil Y 1
Top 10 resolutions for a
healthy
:B financial New Year
* -
Scam artists go where [he information. much you need to bolster your
money is. As disposable (3) Resol\,e to help children fmancial cushion and develop
income rises, so do the efforts become informed consumers. a plan to achicve your goal.
of those seeking to defraud. Counsel them on estahlishing (8) Resolve to tackle your
With the stan of a nru, year. a budget, help them spot signs deht load. Establish a debt
the Better Business Bureau of fraudtrip-offs, inform them repayment plan for the year -
(BBB', serving Mississippi is about online privacy and secu- and keep strict records. Pay
once again prepared to assist rity issues. more than required on month-
consumers by providing infor- (4) Resolve to shop safely I) debt payments.
mation as they make major online. Cyberspace crooks 19) Resolve to be wary o l
purchasing, charitable. gix,ing h a w the potential to perpetu- unsolicited credit offers.
or investment decisions. 'The ate scams quickly on rhe wrb Ignore ads from unfamiliar
most important New Year's - leaving no paper rails and companies, especially those
resolution you can make i> to bypassing geographical requiring advance fees to
contact the BBB before mak- boundaries. secure a lou-interest loan or
ing major financial decisions ( 5 ) Resolve to resisr the lure repair your credit rating
and before responding to any of "easy money.'. If you are (despite a bad credit history).
enticing (unsolicited) offers." contemplating work-from- (10) Resolve to deal only
said Bill Moak. home opportunities. do your with reliable merchants. Don'l
PresidentlCEO of the homework. Verify their prom- do business with door-to-door
hfississippi BBB. ises such as "fast money", "no adcsmen. ?.lake sure that the
Top 10 Resolutions experience necessar/," and business has a permanent
(1) Kesolve to get all promia- "work from the comfort of address and phone number.
es in writing. Make sure the your home". Get references. Check customer references
contract provisions match contact satisfied customers. and contact the BBB for infor-
what the salesperson told you. check with the BBB. mation on the company's mar-
Read and understand the con- (6) Resolve to be an ketplace record.
tract and guarantee before you informed inx'estor. Scam The BBB has been serving
sign. artists tailor their investment Mississippi since 1964 provid-
(2) Resolve to guard your pitches well to entice unwr- ing Reliability Reports on
personal information. Give pectin: investors. Axoid any business and charity perfom-
out cremt card, bank account, pitches that rcquire you to "act ance. Contact the BBB online.
or Social Security numbers now" o r that "guarantee" a1 w\ru.ms.bbb.org or call
very cautiously. Be aary of unbelievable profits. their Automated Response
phone calls, mail or email
messages asking for such
(7) Resolve to formalize a
savings plan. Determine how
Line (800-987-8280).
I

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