A Case Study on

DEPOSIT MOBILIZTION OF HIMALAYAN BANK LIMITED

Submitted by
Yozana Batala
TU REG NO: 7-2-478-0392-2008
Exam Symbol No: 4780299

A fieldwork Report
Submitted to
Brilliant Multiple Campus
Faculty of management
Tribhuvan University

In partial fulfillment of the requirement for the degree of

Bachelor of Business Studies
Kathmandu
Sept, 2011

TRBHUVAN UNIVERSITY
Faculty of management

RECOMMENDATION

This is to certify that fieldwork assignment report

Submitted by
Yozana Batala
T.U REG NO: - 7-2-478-0392-2008
Exam Symbol No: - 4780299

Entitled
A Case Study on
DEPOSIT MOBILIZTION OF HIMALAYAN BANK LIMITED

has been prepared and approved this Department. This fieldwork

Assignment report is forwarded for examination

Supervisor
Date:.

Head of the Department

Brilliant Multiple Campus
Chabahil, Kathmandu

Acknowledgement
This present work has come out of my three year bachelor degree filed study report
writing for the Sartorial Area subject Banking and Insurance. This field study is
included to highlight the deposit Mobilization of the Himalayan bank Ltd.(Thamel).
The Report has been divided into three different chapters namely introduction
,presentation & analysis of data and finally summary<, conclusion and recommendation.
Similarly Bibliography & few tools have been adopted to present and analyze the data.
In addition, charts,graphs,tables,mathematcl & statistical tools have been used to present
& analyze the data.
The persons who remained source of inspiration & contribution to present study deserve
to be acknowledge in the right earnest.
I am grateful to my teachers Mr. Prem Prasad Lohani,Mr.Kedar Acharya, Mr.Nabin
Poudel and Mr.Gokul Mainali who have significantly contributed to my academic
career & guided me to present this report.
Finally, I would like to give my sincere thank to family of Himalayan Bank Ltd. (Thame)
who helped me through all the way. Without their help, the report would not have been
possible.

Yozana Batala
Brilliant Multiple Campus
Chabahil, Kathmandu

TABLE OF CONTENTS

Chapter
Page No.
1.Introduction

1-16

1.1 Background

1.1.1 Development of Joint Venture Banks in Nepal

1.1.2 Function of commercial banks

1.2

Introduction of Himalayan Bank Limited

1.2.1 Nepalese Promoters of HBL

1.2.2 Share Subscription of HBL

1.2.3 Board of Directors

1.2.4 Service Culture

1.2.5 New Product Facility of HBL

1.2.6 Correspondent Net work

1.2.7 Remittance Facility of HBL

1.2.8 Definition of Deposit

1.2.9 Nature of Deposit

1.2.10 Types of Deposit

1.2.11 Deposit Feature of HBL

10

1.2.12 Deposit Mobilization Institution in Nepal

12

1.2.13 Needs for Deposit Mobilization

13

1.2.14 Problems Associated with Deposit Mobilization

13

1.3

Objectives of the Study

13

1.4

Imitation of the Study

14

1.5

Limitation of the study

14

1.6

Statement of the problem

15

1.7

Research and Methodology

15

2. Presentation & Analysis of Data

17-23

2.1 Deposits of HBL

17

2.2 Position of Deposits, Loan & adv and in.

18

2.3 Utilization of Deposits in Loan & Adv.

19

2.4 Utilization of Deposits in Investment

20

2.5 Calculation of Correlation between Dep. and inv

20

2.6 Trend Analysis

21

2.7 Calculation of Total Credit

22

3. Summary, Conclusion & Recommendation

24-25

3.1 Summary

24

3.2 Major Finding

25

3.3 Conclusion

25

BIBLIOGRPHY

List of table
Table No.
1
2
3
4
5
6

Heading of table
Share subscription
Board of Directors
Development banking Institutions
Financial Institution in Nepal
Different types of Deposit of HBL
Position of Deposit, loan and Advance and

Page No.
3
4
12

7
8
9

investment of HBL
Utilization of Deposits in loan and Advance
Utilization of Deposits in Investment
Relation of Deposit and Investment

19
20
20

10

(correlation Coefficient)
Calculation of Total Credit

22

17
18

List of Charts
Chart No.
1
2

Heading of charts
Bar diagram of shows all the deposits
Br diagram of different types of Deposit of HBL

Page NO.
7
17

3
4
5

Line diagram of showing Dep., Loans & adv. And Inv.

Utilization of total deposit on loan and advances
Utilization of total deposit in Investment

Abbreviation
A.D

Anno Domoni

AC

Account

ATM

Automatic Teller Machine

18
19
20

B.S

Bikram SAMBAT

CA

Current Assets

CL

Current Liabilities

Dept.

Department

FY

Fiscal Year

HBL

Himalyan Bank Limited

LC

Latter of Credit

NRB

Nepal Rastriya Bank

RBB

Rastriya Bnijya Bank