American General Life Insurance Company

The United States Life Insurance Company in the City of New York
Rates Effective: October 5, 2015
Rates are subject to change at any time please call 1-888-237-4210 for current rates.

Product
American Pathway
Fixed 5 - GROP

One - Year with Premium Bonus

American Pathway
Fixed 5 - NON-GROP

One - Year with Premium Bonus

American Pathway
Fixed 5 - NY - GROP

One - Year with Premium Bonus

American Pathway
Fixed 5 - NY - NON-GROP

One - Year with Premium Bonus

American Pathway
Fixed 5 - GROP

One - Year Guarantee

1.00%

New Rate for

New Policies
Effective
10/05/15
1.45%

1.00%

1.70%

New Money
Minimum
Guarantee

(New Rate excludes Premium Bonus)

(New Rate excludes Premium Bonus)

1.00%

1.45%

(New Rate excludes Premium Bonus)

1.00%

1.70%

(New Rate excludes Premium Bonus)

Interest Rate
Bonus Information
<$100,000 - NQ - 0.25% Premium Bonus
<$100,000 - Q - 0.40% Premium Bonus
$100,000+ - NQ - 1.25% Premium Bonus
$100,000+ - Q - 1.40% Premium Bonus
<$100,000 - NQ - 1.00% Premium Bonus
<$100,000 - Q - 1.15% Premium Bonus
$100,000+ - NQ - 2.00% Premium Bonus
$100,000+ - Q - 2.15% Premium Bonus
<$100,000 - NQ - 0.25% Premium Bonus
<$100,000 - Q - 0.40% Premium Bonus
$100,000+ - NQ - 1.25% Premium Bonus
$100,000+ - Q - 1.40% Premium Bonus
<$100,000 - NQ - 1.00% Premium Bonus
<$100,000 - Q - 1.15% Premium Bonus
$100,000+ - NQ - 2.00% Premium Bonus
$100,000+ - Q - 2.15% Premium Bonus

Deposits less than $100,000

1.00%

1.70%

Includes a 0.25% bonus in the first policy year

Deposits $100,000 or greater

1.00%

2.70%

Includes a 1.25% bonus in the first policy year

0.15% additional first year bonus applies on tax-qualified policies for the One Year Guarantee (and subsequents on tax-qualified policies)

American Pathway
Fixed 5 - NON-GROP

One - Year Guarantee

Deposits less than $100,000

1.00%

Deposits $100,000 or greater

1.00%

2.70%
3.70%

Includes a 1.00% bonus in the first policy year

Includes a 2.00% bonus in the first policy year

0.15% additional first year bonus applies on tax-qualified policies for the One Year Guarantee (and subsequents on tax-qualified policies)

American Pathway
Fixed 5 - GROP

American Pathway
Fixed 5 - NON-GROP

American Pathway
Fixed 5- NY - GROP

American Pathway
Fixed 5 - NY - NON-GROP

American Pathway
Fixed 5 - GROP

American Pathway
Fixed 5 - NON-GROP

American Pathway
Fixed 5 - NY - GROP

American Pathway
Fixed 5 - NY - NON-GROP

American Pathway
Fixed 5 - GROP

American Pathway
Fixed 5 - NON-GROP

Three - Year Guarantee

Deposits less than $100,000

1.00%

1.65%

Includes a 0.25% bonus in the first three policy years

Deposits $100,000 or greater

1.00%

1.95%

Includes a 0.55% bonus in the first three policy years

Deposits less than $100,000

1.00%

2.20%

Includes a 0.45% bonus in the first three policy years

Deposits $100,000 or greater

1.00%

2.40%

Includes a 0.65% bonus in the first three policy years

Deposits less than $100,000

1.00%

1.65%

Includes a 0.25% bonus in the first three contract years

Deposits $100,000 or greater

1.00%

1.95%

Includes a 0.55% bonus in the first three contract years

Deposits less than $100,000

1.00%

2.20%

Includes a 0.45% bonus in the first three contract years

Deposits $100,000 or greater

1.00%

2.40%

Includes a 0.65% bonus in the first three contract years

Deposits less than $100,000

1.00%

1.45%

No Bonus. Rate guaranteed for 5 years.

Deposits $100,000 or greater

1.00%

1.65%

No Bonus. Rate guaranteed for 5 years.

Deposits less than $100,000

1.00%

1.90%

No Bonus. Rate guaranteed for 5 years.

Deposits $100,000 or greater

1.00%

2.10%

No Bonus. Rate guaranteed for 5 years.

Deposits less than $100,000

1.00%

1.45%

No Bonus. Rate guaranteed for 5 years.

Deposits $100,000 or greater

1.00%

1.65%

No Bonus. Rate guaranteed for 5 years.

Deposits less than $100,000

1.00%

1.90%

No Bonus. Rate guaranteed for 5 years.

Deposits $100,000 or greater

1.00%

2.10%

No Bonus. Rate guaranteed for 5 years.

Deposits less than $100,000

1.00%

1.75%

No Bonus. Rate guaranteed for 5 years.

Deposits $100,000 or greater

1.00%

1.95%

No Bonus. Rate guaranteed for 5 years.

Deposits less than $100,000

1.00%
1.00%

2.10%
2.30%

No Bonus. Rate guaranteed for 5 years.

Deposits $100,000 or greater

Three - Year Guarantee

Three - Year Guarantee

Three - Year Guarantee

Five - Year Guarantee

Five - Year Guarantee

Five - Year Guarantee

Five - Year Guarantee

Five - Year Guarantee (MVA)

(not available in MN, MO and NY)

Five - Year Guarantee (MVA)

(not available in MN, MO and NY)
No Bonus. Rate guaranteed for 5 years.

Product
American Pathway
Fixed 5 Plus - GROP
American Pathway
Fixed 5 Plus - NON-GROP

New Money
Minimum
Guarantee

New Rate for

New Policies
Effective
10/05/15

Interest Rate
Bonus Information

Five - Year Guarantee MVA

Deposits less than $100,000

1.00%

Deposits $100,000 or greater

1.00%

1.75%
1.95%

No Bonus. Rate guaranteed for 5 years.

No Bonus. Rate guaranteed for 5 years.

No Bonus. Rate guaranteed for 5 years.

Five - Year Guarantee MVA

Deposits less than $100,000

1.00%

Deposits $100,000 or greater

1.00%

2.10%
2.30%

1.00%

1.75%

<$100,000 - NQ - 1.00% Premium Bonus

<$100,000 - Q - 1.15% Premium Bonus
$100,000+ - NQ - 2.00% Premium Bonus
$100,000+ - Q - 2.15% Premium Bonus

1.00%

2.05%

<$100,000 - NQ - 1.00% Premium Bonus

<$100,000 - Q - 1.15% Premium Bonus
$100,000+ - NQ - 2.00% Premium Bonus
$100,000+ - Q - 2.15% Premium Bonus

1.00%

1.75%

American Pathway
Fixed 7 - GROP

One - Year with Premium Bonus

American Pathway
Fixed 7 - NON-GROP

One - Year with Premium Bonus

American Pathway
Fixed 7 - NY - GROP

One - Year with Premium Bonus

American Pathway
Fixed 7 - NY - NON-GROP

One - Year with Premium Bonus

American Pathway
Fixed 7 - GROP

One - Year Guarantee

(New Rate excludes Premium Bonus)

(New Rate excludes Premium Bonus)

(New Rate excludes Premium Bonus)

No Bonus. Rate guaranteed for 5 years.

<$100,000 - NQ - 1.00% Premium Bonus

<$100,000 - Q - 1.15% Premium Bonus
$100,000+ - NQ - 2.00% Premium Bonus
$100,000+ - Q - 2.15% Premium Bonus

1.00%

2.05%

Deposits less than $100,000

1.00%

2.75%

Includes a 1.00% bonus in the first policy year

Deposits $100,000 or greater

1.00%

3.75%

Includes a 2.00% bonus in the first policy year

(New Rate excludes Premium Bonus)

<$100,000 - NQ - 1.00% Premium Bonus

<$100,000 - Q - 1.15% Premium Bonus
$100,000+ - NQ - 2.00% Premium Bonus
$100,000+ - Q - 2.15% Premium Bonus

0.15% additional first year bonus applies on tax-qualified policies for the One Year Guarantee (and subsequents on tax-qualified policies)

American Pathway
Fixed 7 - NON-GROP

One - Year Guarantee

Deposits less than $100,000

1.00%

Deposits $100,000 or greater

1.00%

3.05%
4.05%

Includes a 1.00% bonus in the first policy year

Includes a 2.00% bonus in the first policy year

0.15% additional first year bonus applies on tax-qualified policies for the One Year Guarantee (and subsequents on tax-qualified policies)

American Pathway
Fixed 7 - GROP

American Pathway
Fixed 7 - NON-GROP

American Pathway
Fixed 7 - NY - GROP

American Pathway
Fixed 7 - NY - NON-GROP

American Pathway
Fixed 7 - GROP

American Pathway
Fixed 7 - NON-GROP

American Pathway
Fixed 7 - NY - GROP
GROP
American Pathway
Fixed 7 - NY - NON-GROP

American Pathway
Fixed 7 - GROP

Three - Year Guarantee

Deposits less than $100,000

1.00%

2.40%

Includes a 0.80% bonus in the first three policy years

Deposits $100,000 or greater

1.00%

2.60%

Includes a 1.00% bonus in the first three policy years

Deposits less than $100,000

1.00%

2.95%

Includes a 1.30% bonus in the first three policy years

Deposits $100,000 or greater

1.00%

3.30%

Includes a 1.60% bonus in the first three policy years

Deposits less than $100,000

1.00%

2.40%

Includes a 0.70% bonus in the first three contract years

Deposits $100,000 or greater

1.00%

2.60%

Includes a 1.00% bonus in the first three contract years

Deposits less than $100,000

1.00%

2.95%

Includes a 1.30% bonus in the first three contract years

Deposits $100,000 or greater

1.00%

3.30%

Includes a 1.60% bonus in the first three contract years

Deposits less than $100,000

1.00%

1.90%

No Bonus. Rate guaranteed for 5 years.

Deposits $100,000 or greater

1.00%

2.10%

No Bonus. Rate guaranteed for 5 years.

Deposits less than $100,000

1.00%

2.25%

No Bonus. Rate guaranteed for 5 years.

Deposits $100,000 or greater

1.00%

2.45%

No Bonus. Rate guaranteed for 5 years.

Deposits less than $100,000

1.00%

1.90%

No Bonus. Rate guaranteed for 5 years.

Deposits $100,000 or greater

1.00%

2.10%

No Bonus. Rate guaranteed for 5 years.

Deposits less than $100,000

1.00%

2.25%

No Bonus. Rate guaranteed for 5 years.

Deposits $100,000 or greater

1.00%

2.45%

No Bonus. Rate guaranteed for 5 years.

Deposits less than $100,000

1.00%

1.90%

No Bonus. Rate guaranteed for 7 years.

Deposits $100,000 or greater

1.00%

2.10%

No Bonus. Rate guaranteed for 7 years.

Three - Year Guarantee

Three - Year Guarantee

Three - Year Guarantee

Five - Year Guarantee

Five - Year Guarantee

Five - Year Guarantee

Five - Year Guarantee

Seven - Year Guarantee

New Money
Minimum
Guarantee

New Rate for

New Policies
Effective
10/05/15

Interest Rate
Bonus Information

Deposits less than $100,000

1.00%

2.20%

No Bonus. Rate guaranteed for 7 years.

Deposits $100,000 or greater

1.00%

2.40%

No Bonus. Rate guaranteed for 7 years.

Deposits less than $100,000

1.00%

1.90%

No Bonus. Rate guaranteed for 7 years.

Deposits $100,000 or greater

1.00%

2.10%

No Bonus. Rate guaranteed for 7 years.

Deposits less than $100,000

1.00%

2.20%

No Bonus. Rate guaranteed for 7 years.

Deposits $100,000 or greater

1.00%

2.40%

No Bonus. Rate guaranteed for 7 years.

Deposits less than $100,000

1.00%

2.25%

No Bonus. Rate guaranteed for 7 years.

Deposits $100,000 or greater

1.00%

2.45%

No Bonus. Rate guaranteed for 7 years.

Deposits less than $100,000

1.00%

2.35%

No Bonus. Rate guaranteed for 7 years.

Deposits $100,000 or greater

1.00%

2.55%

No Bonus. Rate guaranteed for 7 years.

Deposits less than $100,000

1.00%

Deposits $100,000 or greater

1.00%

3.00%
3.80%

Premium bonus 0.00%

Minimum interest rate cap for 7 - year term

2.00%

Product
American Pathway
Fixed 7 - NON-GROP

American Pathway
Fixed 7 - NY - GROP

American Pathway
Fixed 7 - NY - NON-GROP

American Pathway
Fixed 7 - GROP

American Pathway
Fixed 7 - NON-GROP

.
Power

Seven - Year Guarantee

Seven - Year Guarantee

Seven - Year Guarantee

Seven - Year Guarantee (MVA)

(not available in MN, MO and NY)

Seven - Year Guarantee (MVA)

(not available in MN, MO and NY)

Seven Year GROP

Index Choice

Power

Seven Year NON GROP

Index Choice

Power

Deposits less than $100,000

1.00%

3.75%

Deposits $100,000 or greater

1.00%

4.50%

Minimum interest rate cap for 7 - year term

2.00%

Premium bonus 0.00%

Seven Year GROP

Index - NY

Power

Deposits less than $100,000

1.00%

3.25%

Deposits $100,000 or greater

1.00%

4.75%

Minimum interest rate cap for 7 - year term

1.00%

Premium bonus 0.00%

Seven Year NON GROP

Index - NY

American Pathway
SolutionsMYG
American Pathway
SolutionsMYG - NY
American Pathway
SolutionsMYG
American Pathway
SolutionsMYG - NY
American Pathway
SolutionsMYG
American Pathway
SolutionsMYG - NY
American Pathway
SolutionsMYG
American Pathway
SolutionsMYG
American Pathway
SolutionsMYG

Deposits less than $100,000

1.00%

4.25%

Deposits $100,000 or greater

1.00%

5.50%

Premium bonus 0.00%

Minimum interest rate cap for 7 - year term

1.00%

Five - Year Guarantee

Deposits less than $100,000

1.00%

2.35%

No Bonus. Rate guaranteed for 5 years.

Deposits $100,000 or greater

1.00%

2.50%

No Bonus. Rate guaranteed for 5 years.

Deposits less than $100,000

1.00%

2.35%

No Bonus. Rate guaranteed for 5 years.

Deposits $100,000 or greater

1.00%

2.50%

No Bonus. Rate guaranteed for 5 years.

Deposits less than $100,000

1.00%

2.50%

No Bonus. Rate guaranteed for 6 years.

Deposits $100,000 or greater

1.00%

2.65%

No Bonus. Rate guaranteed for 6 years.

Deposits less than $100,000

1.00%

2.50%

No Bonus. Rate guaranteed for 6 years.

Deposits $100,000 or greater

1.00%

2.65%

No Bonus. Rate guaranteed for 6 years.

Deposits less than $100,000

1.00%

2.75%

No Bonus. Rate guaranteed for 7 years.

Deposits $100,000 or greater

1.00%

2.90%

No Bonus. Rate guaranteed for 7 years.

Deposits less than $100,000

1.00%

2.75%

No Bonus. Rate guaranteed for 7 years.

Deposits $100,000 or greater

1.00%

2.90%

No Bonus. Rate guaranteed for 7 years.

Deposits less than $100,000

1.00%

2.70%

No Bonus. Rate guaranteed for 8 years.

Deposits $100,000 or greater

1.00%

2.85%

No Bonus. Rate guaranteed for 8 years.

Deposits less than $100,000

1.00%

2.75%

No Bonus. Rate guaranteed for 9 years.

Deposits $100,000 or greater

1.00%

2.90%

No Bonus. Rate guaranteed for 9 years.

Deposits less than $100,000

1.00%

2.85%

No Bonus. Rate guaranteed for 10 years.

Deposits $100,000 or greater

1.00%

3.00%

No Bonus. Rate guaranteed for 10 years.

Five - Year Guarantee

Six - Year Guarantee

Six - Year Guarantee

Seven - Year Guarantee

Seven - Year Guarantee

Eight - Year Guarantee

Nine - Year Guarantee

Ten - Year Guarantee

Internal Wholesaling at (888) 237-4210.

INTEREST RATE ENHANCEMENT FOOTNOTE: Tax qualified purchases will receive an additional interest rate bonus of 0.15% (15 basis points) in the first year
only on the one year guarantee. Please note that this interest rate bonus if applicable to new purchases as well as subsequent purchases into existing qualified
policies and is only applicable to specified products with a first-year bonus or initial premium bonus. Please refer to the individual products above to determine

availability. The additional 0.15% should be included when completing the interest rate and bonus information on your annuity paperwork.

RATES SUBJECT TO CHANGE WITHOUT NOTICE

Single 5---Single 7---Security Builder 5 all feature:
+ Guaranteed return of premium less prior withdrawals
+ 15% of previous anniversary account value after 30 days
+ Included Activites of Daily Living Rider
+ Included Terminal Illness Rider
+ Included Extended Care Rider

A market value adjustment applies in the event of early and/or excess withdrawal during the MVA term period. The
adjustment can either increase or decrease the remaining annuity value depending on the current interest rate
environment. When interest rates are higher than or slightly below the level at time of purchase, the MVA will result
in a deduction. If interest rates are down significantly, a positive MVA will be added. Should a negative adjustment
apply, the amount charged will not result in your earning less than the minimum guaranteed rate less any
applicable withdrawal charge. MVA does not apply to withdrawals representing free withdrawal amounts, premium
guarantee (if applicable), or death benefit. The Treasury Constant Maturity Series reported by the Financial Reserve
is used to measure rates.
Contract provisions may vary by state. Please refer to your contract for actual governing contractual provisions.

Annuities are designed for long-term retirement investing and typically include limitations, exclusions and expense
charges. Income taxes are payable upon withdrawal. Withdrawals made prior to age 59 1/2 may be subject to a 10%
federal tax penalty.
This information is general in nature and may be subject to change. American General Life Insurance Company, its
agents and representative are not authorized to give legal, tax or accounting advice. Applicable laws and
regulations are complex and subject to change. Any tax statements in this material are not intended to suggest the
avoidance of U.S. federal, state or local tax penalties. For advice concerning your situation, consult you
professional attorney, tax advisor or accountant.
Annuities issued by American General Life Insurance Company (AGL)
Guarantees are backed by the claims-paying ability of American General Life Insurance Company.
Issuing company AGL is responsible for financial obligations of insurance products and is a member of
American International Group, Inc. (AIG)