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General Schedule of Features and Charges: Particulars Product Level Free Limits & Charges (In RS.)
General Schedule of Features and Charges: Particulars Product Level Free Limits & Charges (In RS.)
General Schedule of Features and Charges: Particulars Product Level Free Limits & Charges (In RS.)
effective from May 1, 2016 (With revised Service Tax rate of 14.5%)
Product Level Free Limits & Charges (in Rs.)
Particulars
Product Name
Jifi A/c
NIL
Remittances/Payments:
Demand Draft/ Banker's Cheque
RTGS
NEFT
Through Branch
Waived off
Through Branch
Waived off
Fund Transfer
Free
Cheque Book
Receipts/ Collections:
Local Clearing Cheque
Free
Free
Inward
Free
NEFT
Inward
Free
Fund Transfer
Inward
Free
Cheque Pick-up
NA
Home Banking:
On Call Requests
Beat Service
Cash Withdrawal
5/1000
Min 100 per txn
5/1000
Min 100 per txn
Free
Balance Enquiry
25 per txn
Cash Withdrawal
Kotak ATM
Free
25 per txn
Debit Card:
Primary Card (Platinum CHIP)
Card Replacement
Issuance Fee
Free
Annual Fee
Issuance Fee
Free
Annual Fee
Lost Card
200
Damaged Card
Free
Lost Card
USD 35
Insufficient Funds
Free
USD 5
Other Charges:
Account Related
AMB Non - maintenance <>
NA
Free
Cheque Returns
Cheques Deposited & Returned (Outward)
Cheques Issued and Returned (Inward)
& ECS returns
Local
Out-station
Financial Reasons
Technical Reasons
Free
Txn - Free
Bal - Weekly - Free
Bal - Daily - NA
Phone Banking
IVR Assisted
Free
Agent Assisted
Free
Monthly
Physical / Email
Weekly
Physical
NA
By Email
NA
Phone Banking
Daily
Annual Combined Statement (Physical)
By Email Only
NA
Free
Through Branch
Through Phone Banking
Rs. 85
Rs. 110
50
On Mobile Banking
Free
Standing Instruction
Set-up
100
Execution
Free
Amendment
25
Rs. 25
Failure <>
Interest Statement
Duplicate Only
TDS Certificate
Duplicate Only
Rs. 100
Signature Verification
Rs. 50
Photo Attestation
Rs. 100
Address Confirmation
Rs. 100
500
DD Cancellation
500
DD Revalidation
TT Transfer
500
Corr Bank Chrgs Borne by Beneficiary
250
1000
Cheque Collection
500
1000
Financial Reasons
1000
Technical Reasons
Free
Miscellaneous Charges
PIN Regeneration
Financial Reasons
300
Technical Reasons
Free
500
TOD Charges
Individual or Range
Free
Stop Payment
Inoperative Account Charges <>
50
100
Free
100 / Request
Charges are exclusive of the Service Tax & Swachh Bharat Cess. With effect from November 15, 2015 the effective service tax rate will be 14.5% on taxable value ( 14 % Service tax + 0.5%
SBC).The same is subject to change from time to time.
+ Additional charges levied by another bank on international ATM transactions will also have to be borne by the card holder.
The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange
rate prevailing at the time of transaction.