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Formaatbeschrijving MT103 SWIFT FIN PDF
Formaatbeschrijving MT103 SWIFT FIN PDF
Format Description
COLOFON
Title
Version, date
On behalf of
FL-Services
Contact address
Rabobank Nederland,
Croeselaan 18,
Postbus 2626
3500 HG Utrecht
Rabobank, 2014
No part of this publication may be reproduced in any form by print, photo print, microfilm or
any other means without written permission by Rabobank.
Contents
1.
Introduction
General information
Format Specification
April 2014
2 General information
The MT 103 is the standard used in cross-border traffic for single customer credit transfers using the
SWIFT network validated by a restricted set of fields. The MT103 is only meant for (Non-Banking) Financial
Institutions.
Rabobank only accepts MT103 and the MT103+ version, where no registration in a Message Use Group
(MUG) is necessary. Rabobank does not accept Extended Remittance Information MUG in field 77T for
which registration in a MUG is necessary.
3 Format Specification
The MT103 should be formatted according to the standards indicated in the user handbook on
www.swift.com. However for a number of fields Rabobank applies specific rules which are indicated in the
Text Block. If there are no comments filled for a specific field, the standard SWIFT description applies.
Application Header
The Application Header (Block 2) appears on all input messages (Service Identifier 01). The input
Application Header describes the type of message, its addressee, and which optional sending parameters
can be used.
If the payment should be handled with urgent priority, the Message Priority in the Application Header
should be filled with the value U. If not, use value N.
Text block
Format, Content,
Option
[]=optional
!=fixed length
a=alfabetic
x=alfanumeric
d=numeric with
decimal
c=values codelist
Mandatory/
Optional
Fieldname
20
Senders
Reference
16x
13C
Time indication
/8c/4!n1!x4!n
4!c
|
Only CRED allowed
Field
Subfield
/Option
23
Bank Operation
Code
23
Instruction Code
4!c[/30x]
26
Transaction
Type code
3!c
32
33
36
Value Date/
Currency /
Interbank Settled
Amount
6!n3!a15d
Value date
The value date cannot be in
the past and not further in the
future than 30 days.
Amount
Decimal separator is a comma.
The comma is mandatory and
is included in the max. length.
Currency /
Instructed
Amount
3!a15d
Exchange Rate
12d
Format, Content,
Option
Field
Subfield
/Option
Mandatory/
Optional
Fieldname
[]=optional
!=fixed length
a=alfabetic
x=alfanumeric
d=numeric with
decimal
c=values codelist
Option F
Line 1
Party Identifier
(Account)
/34x
50a
F or K
Ordering
Customer
Option K
Account
[/34x]
Name and Address
4*35x
51
Sending
Institution
52a
A or D
Ordering
Institution
[/1!a][/34x]
4!a2!a2!c[3!c]
53
A, B, or
D
Sender's
Correspondent
Format, Content,
Option
Subfield
/Option
Mandatory/
Optional
54a
A, B or
D
55a
A, B or
D
Field
56a
A, C or
D
57a
A,B,C or
D
Fieldname
[]=optional
!=fixed length
a=alfabetic
x=alfanumeric
d=numeric with
decimal
c=values codelist
Receivers
Correspondent
Third
Reimbursement
Institution
Intermediary
Institution
Account With
Institution
Format, Content,
Option
Field
59
Subfield
/Option
No letter
or A
Mandatory/
Optional
Fieldname
[]=optional
!=fixed length
a=alfabetic
x=alfanumeric
d=numeric with
decimal
c=values codelist
Beneficiary
Customer
If the no-letter-option is
used, then at least three
addresslines has to be filled.
The last line must end with
the countrycode, preceded by
one space.
70
71
Remittance
Information
Details of
Charges
3!a
Format, Content,
Option
[]=optional
!=fixed length
a=alfabetic
x=alfanumeric
d=numeric with
decimal
c=values codelist
Subfield
/Option
Mandatory/
Optional
71
Sender's
Charges
3!a
71
Receiver's
Charges
3!a15d
Field
Fieldname
77
Sender to
Receiver
Information
6*35x
Regulatory
Reporting
3*35x