Annexure -1

M/s Avishkar Sheters Private Limited

Total Project Cost and Mean of Finance
PROJECT COST
SL No

Particulars

Amount

Land (Including Registration cost)

3
4

% of Total Cost

345.00

77.53%

Civil and Building Construction

75.00

16.85%

Electrical Work

25.00

5.62%

445.00

100.00%

TOTAL COST OF THE PROJECT

MEANS OF FINANCE
1

Promoter's Contribution

175.00

39%

Term Loan from Banks/FI

270.00

61%

TOTAL MEANS OF FINANCE

445.00

100%

Cost Incurred

0.00

Annexure -2
M/s Avishkar Sheters Private Limited
Projected Profitability Statement
In Lacs
Particulars

2016-17

2017-18

2018-19

2019-20

2020-21

2021-22

2022-23

2023-24

Marriage Functions

40

50

60

60

60

60

60

60

Other Functions

40

50

60

60

60

60

60

60

Rent Per Marriage Functions

1.25

1.31

1.38

1.45

1.52

1.60

1.68

1.76

Rent Others

0.50

0.53

0.55

0.58

0.61

0.64

0.67

0.70

Catering Income Per Marriage Party

0.50

0.53

0.55

0.58

0.61

0.64

0.67

0.70

Catering Income for Other Functions

0.25

0.26

0.28

0.29

0.30

0.32

0.34

0.35

Revenue from Rent

70.00

91.88

115.76

121.55

127.63

134.01

140.71

147.75

Catering Income

30.00

39.38

49.61

52.09

54.70

57.43

60.30

63.32

Total Sales

100.00

131.25

165.38

173.64

182.33

191.44

201.01

211.07

Insurance

1.50

1.50

1.50

1.50

1.50

1.50

1.50

1.50

Maintenance Charges

2.50

2.63

2.76

2.89

3.04

3.19

3.35

3.52

Electricity

3.00

3.15

3.31

3.47

3.65

3.83

4.02

4.22

Salary & Wages

3.60

3.78

3.97

4.17

4.38

4.59

4.82

5.07

EBDIT

89.40

120.20

153.84

161.61

169.76

178.33

187.32

196.76

Less : Interest on Term Loan

36.12

31.89

26.69

21.48

16.27

11.07

5.86

1.63

Less : Depreciation

6.25

6.25

6.25

6.25

6.25

6.25

6.25

6.25

Profit Before Tax

47.03

82.05

120.91

133.88

147.24

161.01

175.21

188.88

Provision for Taxation

9.41

16.41

24.18

26.78

29.45

32.20

35.04

37.78

Profit After Tax

37.62

65.64

96.72

107.10

117.79

128.81

140.17

151.11

Less Dividend

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

Annexure -2
M/s Avishkar Sheters Private Limited
Projected Profitability Statement
In Lacs
Particulars

2016-17

2017-18

2018-19

2019-20

2020-21

2021-22

2022-23

2023-24

Retained Earnings

37.62

65.64

96.72

107.10

117.79

128.81

140.17

151.11

Cumulative Retained Earnings

37.62

103.26

199.99

307.09

424.88

553.69

693.86

844.97

NP Ratio

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

PBT Ratio

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

1.44

1.47

1.99

2.25

2.56

2.94

3.43

2.07

DSCR

Annexure -3
M/s Avishkar Sheters Private Limited
Projected Balance Sheet
Particulars

2016-17

2017-18

2018-19

2019-20

2020-21

2021-22

2022-23

2023-24

Sources of Funds
Capital

175.00

175.00

175.00

175.00

175.00

175.00

175.00

175.00

37.62

103.26

199.99

307.09

424.88

553.69

693.86

844.97

Sub Total a

212.62

278.26

374.99

482.09

599.88

728.69

868.86

1019.97

Secured Term Loans

250.71

212.14

173.57

135.00

96.43

57.86

19.29

0.00

Sub Total b

250.71

212.14

173.57

135.00

96.43

57.86

19.29

0.00

Creditors

0.76

0.80

0.84

0.88

0.92

0.97

1.02

1.07

Sub Total c

0.76

0.80

0.84

0.88

0.92

0.97

1.02

1.07

464.09

491.20

549.39

617.97

697.23

787.52

889.17

1021.04

445.00

445.00

445.00

445.00

445.00

445.00

445.00

445.00

6.25

12.50

18.75

25.00

31.25

37.50

43.75

50.00

438.75

432.50

426.25

420.00

413.75

407.50

401.25

395.00

25.34

58.70

123.14

197.97

283.48

380.02

487.92

626.04

464.09

491.20

549.39

617.97

697.23

787.52

889.17

1021.04

Reserves (Cumulative PAT)

Current Liabilities
Working Capital (CC)

Total Sources
Application of Funds
Fixed Asset
Gross Block
Less Dep. To date
Net Block

Cash & Bank Balances

Total Applications

Annexure -4
M/s Avishkar Sheters Private Limited
REPAYMENT SCHEDULE
Particulars
Quarter I (Apr-Jun)

2016-17

2017-18

2018-19

2019-20

2020-21

2021-22

2022-23

2023-24

Opening Balance
Addition
Total

270.00
0.00
270.00

250.71
0.00
250.71

212.14
0.00
212.14

173.57
0.00
173.57

135.00
0.00
135.00

96.43
0.00
96.43

57.86
0.00
57.86

19.29
0.00
19.29

Repayment
Closing Balance

0.00
270.00

9.64
241.07

9.64
202.50

9.64
163.93

9.64
125.36

9.64
86.79

9.64
48.21

19.29

9.11

8.46

7.16

5.86

4.56

3.25

1.95

0.65

Opening Balance
Addition

270.00
0.00

241.07
0.00

202.50
0.00

163.93
0.00

125.36
0.00

86.79
0.00

48.21
0.00

19.29
0.00

Total
Repayment

270.00
0.00

241.07
9.64

202.50
9.64

163.93
9.64

125.36
9.64

86.79
9.64

48.21
9.64

19.29
9.64

Closing Balance
Interest @13.50%
Quarter III (Oct-Dec)

270.00
9.11

231.43
8.14

192.86
6.83

154.29
5.53

115.71
4.23

77.14
2.93

38.57
1.63

9.64
0.65

Opening Balance
Addition

270.00
0.00

231.43
0.00

192.86
0.00

154.29
0.00

115.71
0.00

77.14
0.00

38.57
0.00

9.64
0.00

Total
Repayment

270.00
9.64

231.43
9.64

192.86
9.64

154.29
9.64

115.71
9.64

77.14
9.64

38.57
9.64

9.64
9.64

Closing Balance
Interest @13.50%

260.36
9.11

221.79
7.81

183.21
6.51

144.64
5.21

106.07
3.91

67.50
2.60

28.93
1.30

0.00
0.33

Quarter IV (Jan-Mar)
Opening Balance

260.36

221.79

183.21

144.64

106.07

67.50

28.93

0.00

Addition
Total

0.00
260.36

0.00
221.79

0.00
183.21

0.00
144.64

0.00
106.07

0.00
67.50

0.00
28.93

0.00
0.00

Repayment
Closing Balance
Interest @13.50%

9.64
250.71
8.79

9.64
212.14
7.49

9.64
173.57
6.18

9.64
135.00
4.88

9.64
96.43
3.58

9.64
57.86
2.28

9.64
19.29
0.98

0.00
0.00
0.00

36.12
19.29

31.89
38.57

26.69
38.57

21.48
38.57

16.27
38.57

11.07
38.57

5.86
38.57

1.63
19.29

270.00

250.71

212.14

173.57

135.00

96.43

57.86

19.29

0.00
19.29

0.00
38.57

0.00
38.57

0.00
38.57

0.00
38.57

0.00
38.57

0.00
38.57

0.00
19.29

250.71

212.14

173.57

135.00

96.43

57.86

19.29

0.00

Interest @13.50%
Quarter II (July-Sept)

Total Interest Cost for the year

Total Repayment during the year
Opening Term Loan
Addition
Repayment
Balance

DSCR Calculation
Particulars
PAT

2016-17

2017-18

2018-19

2019-20

2020-21

2021-22

2022-23

37.62

65.64

96.72

107.10

117.79

128.81

140.17

6.25

6.25

6.25

6.25

6.25

6.25

6.25

Interest on Term Loan

36.12

31.89

26.69

21.48

16.27

11.07

5.86

Net Cash Accruals

79.99

103.78

129.66

134.83

140.32

146.13

152.28

Interest on Term Loan

36.12

31.89

26.69

21.48

16.27

11.07

5.86

Installment of Term Loan

19.29

38.57

38.57

38.57

38.57

38.57

38.57

Repayment Obligations

55.41

70.47

65.26

60.05

54.84

49.64

44.43

Debt Service Coverage Ratio.

1.44

1.47

1.99

2.25

2.56

2.94

3.43

Average Debt Service Coverage Ratio.

2.30

Maximum Debt Service Coverage Ratio.

3.43

Minimum Debt Service Coverage Ratio.

1.44

Add Depreciation + Preliminary Exp.

Annexure -9

Particulars
Land & Site Development
Building
Gross Block
Additions/Adjustment
Total
Depreciation for the year
Total Depreciation
Net Block
Electricals
Gross Block
Additions/Adjustment
Total
Depreciation for the year
Total Depreciation
Net Block
Total Gross Block
Additions/Adjustment
Total
Total Depreciation
Accumulated Depreciation
Net Block

%
0%

5.00%

10.00%

DEPRECIATION SCHEDULE
Under the Companies Act
2016-17
2017-18
2018-19
345.00
345.00
345.00

2019-20
345.00

2020-21
345.00

Annexure -9

Rs in Lacs
Rs in Lacs
2021-22
2022-23
2023-24
345.00
345.00
345.00

75.00
0.00
75.00
3.75
3.75
71.25

75.00
0.00
75.00
3.75
7.50
67.50

75.00
0.00
75.00
3.75
11.25
63.75

75.00
0.00
75.00
3.75
15.00
60.00

75.00
0.00
75.00
3.75
18.75
56.25

75.00
0.00
75.00
3.75
22.50
52.50

75.00
0.00
75.00
3.75
26.25
48.75

75.00
0.00
75.00
3.75
30.00
45.00

25.00
0.00
25.00
2.50
2.50
22.50

25.00
0.00
25.00
2.50
5.00
20.00

25.00
0.00
25.00
2.50
7.50
17.50

25.00
0.00
25.00
2.50
10.00
15.00

25.00
0.00
25.00
2.50
12.50
12.50

25.00
0.00
25.00
2.50
15.00
10.00

25.00
0.00
25.00
2.50
17.50
7.50

25.00
0.00
25.00
2.50
20.00
5.00

445.00
0.00
445.00
6.25
6.25
438.75

445.00
0.00
445.00
6.25
12.50
432.50

445.00
0.00
445.00
6.25
18.75
426.25

445.00
0.00
445.00
6.25
25.00
420.00

445.00
0.00
445.00
6.25
31.25
413.75

445.00
0.00
445.00
6.25
37.50
407.50

445.00
0.00
445.00
6.25
43.75
401.25

445.00
0.00
445.00
6.25
50.00
395.00