19/08/2016 10:44

BANCA COMERCIALA ROMANA S.A.

SOCIETATE ADMINISTRATA IN SISTEM DUALIST
Bd. Regina Elisabeta nr. 5, Sector 3, Bucuresti, cod 030016
Inmatriculata la Registrul Comertului: J40/90/1991
Inmatriculata la Registrul Bancar Nr. RB-PJR-40-008/18.02.1999
Cod Unic de Inregistrare: RO 361757
Inregistrata la Registrul de evidenta a prelucrarilor de date cu caracter personal sub nr. 3776 si 3772
Capital Social: 1.625.341.614,50 lei
SWIFT: RNCB RO BU; Site: www.bcr.ro; Email: contact.center@bcr.ro
InfoBCR: 0800.801.BCR (0800.801.227), apelabil gratuit din orice retea nationala;
+4021.407.42.00 apelabil din strainatate la tarif normal

GRAFIC RAMBURSARE CREDIT

CIC: 186330

Denumire: Coman Cristinel

Cont: 20619.A01.0.186330.0286.EUR.4

Cod IBAN al contului de rambursare: RO95RNCB0286001863300002

Tip rambursare: Anuitati

Data contract: 16/12/2005

Valoare aprobata: 30,700.00

Nr. Contract: 123

Sold: 18,134.54

Procent/ Perioada de valabilitate:

9.529 [ 20-03-2016, 19-09-2016 ]

9.529 [ 20-09-2016, 15-12-2025 ]

Indice de referinta EURIBOR care se modifica la 6 luni: -0.13

Nr.
Crt.
1
2
3
4
5
6
7
8

Data
scadenta
05/09/2016
05/10/2016
05/11/2016
05/12/2016
05/01/2017
05/02/2017
05/03/2017
05/04/2017

Rata Credit
101.03
101.83
102.66
103.47
104.29
105.12
105.96
106.80

Rata Dobanda
144.00
143.20
142.39
141.58
140.76
139.93
139.09
138.25

Comis. de
administrare
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Costuri de
asigurare
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

*BCR1P000005ZKO91/5*

BCR1P000005ZKO91/5
Pagina 1 din 5

Total rata
245.03
245.03
245.05
245.05
245.05
245.05
245.05
245.05

Sold credit
18,033.51
17,931.68
17,829.02
17,725.55
17,621.26
17,516.14
17,410.18
17,303.38

Dobanda
regularizata
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Nr.
Crt.
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40

Data
scadenta
05/05/2017
05/06/2017
05/07/2017
05/08/2017
05/09/2017
05/10/2017
05/11/2017
05/12/2017
05/01/2018
05/02/2018
05/03/2018
05/04/2018
05/05/2018
05/06/2018
05/07/2018
05/08/2018
05/09/2018
05/10/2018
05/11/2018
05/12/2018
05/01/2019
05/02/2019
05/03/2019
05/04/2019
05/05/2019
05/06/2019
05/07/2019
05/08/2019
05/09/2019
05/10/2019
05/11/2019
05/12/2019

Rata Credit
107.65
108.50
109.36
110.23
111.11
111.99
112.88
113.77
114.68
115.59
116.51
117.43
118.36
119.30
120.25
121.21
122.17
123.14
124.12
125.10
126.10
127.10
128.11
129.12
130.15
131.18
132.22
133.27
134.33
135.40
136.47
137.56

Rata Dobanda
137.40
136.55
135.69
134.82
133.94
133.06
132.17
131.28
130.37
129.46
128.54
127.62
126.69
125.75
124.80
123.84
122.88
121.91
120.93
119.95
118.95
117.95
116.94
115.93
114.90
113.87
112.83
111.78
110.72
109.65
108.58
107.49

Comis. de
administrare
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Costuri de
asigurare
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

*BCR1P000005ZKO92/5*

BCR1P000005ZKO92/5
Pagina 2 din 5

Total rata
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05

Sold credit
17,195.73
17,087.23
16,977.87
16,867.64
16,756.53
16,644.54
16,531.66
16,417.89
16,303.21
16,187.62
16,071.11
15,953.68
15,835.32
15,716.02
15,595.77
15,474.56
15,352.39
15,229.25
15,105.13
14,980.03
14,853.93
14,726.83
14,598.72
14,469.60
14,339.45
14,208.27
14,076.05
13,942.78
13,808.45
13,673.05
13,536.58
13,399.02

Dobanda
regularizata
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Nr.
Crt.
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72

Data
scadenta
05/01/2020
05/02/2020
05/03/2020
05/04/2020
05/05/2020
05/06/2020
05/07/2020
05/08/2020
05/09/2020
05/10/2020
05/11/2020
05/12/2020
05/01/2021
05/02/2021
05/03/2021
05/04/2021
05/05/2021
05/06/2021
05/07/2021
05/08/2021
05/09/2021
05/10/2021
05/11/2021
05/12/2021
05/01/2022
05/02/2022
05/03/2022
05/04/2022
05/05/2022
05/06/2022
05/07/2022
05/08/2022

Rata Credit
138.65
139.75
140.86
141.98
143.11
144.24
145.39
146.54
147.71
148.88
150.06
151.25
152.46
153.67
154.89
156.12
157.36
158.61
159.86
161.13
162.41
163.70
165.00
166.31
167.63
168.97
170.31
171.66
173.02
174.40
175.78
177.18

Rata Dobanda
106.40
105.30
104.19
103.07
101.94
100.81
99.66
98.51
97.34
96.17
94.99
93.80
92.59
91.38
90.16
88.93
87.69
86.44
85.19
83.92
82.64
81.35
80.05
78.74
77.42
76.08
74.74
73.39
72.03
70.65
69.27
67.87

Comis. de
administrare
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Costuri de
asigurare
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

*BCR1P000005ZKO93/5*

BCR1P000005ZKO93/5
Pagina 3 din 5

Total rata
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05

Sold credit
13,260.37
13,120.62
12,979.76
12,837.78
12,694.67
12,550.43
12,405.04
12,258.50
12,110.79
11,961.91
11,811.85
11,660.60
11,508.14
11,354.47
11,199.58
11,043.46
10,886.10
10,727.49
10,567.63
10,406.50
10,244.09
10,080.39
9,915.39
9,749.08
9,581.45
9,412.48
9,242.17
9,070.51
8,897.49
8,723.09
8,547.31
8,370.13

Dobanda
regularizata
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Nr.
Crt.
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104

Data
scadenta
05/09/2022
05/10/2022
05/11/2022
05/12/2022
05/01/2023
05/02/2023
05/03/2023
05/04/2023
05/05/2023
05/06/2023
05/07/2023
05/08/2023
05/09/2023
05/10/2023
05/11/2023
05/12/2023
05/01/2024
05/02/2024
05/03/2024
05/04/2024
05/05/2024
05/06/2024
05/07/2024
05/08/2024
05/09/2024
05/10/2024
05/11/2024
05/12/2024
05/01/2025
05/02/2025
05/03/2025
05/04/2025

Rata Credit
178.58
180.00
181.43
182.87
184.32
185.79
187.26
188.75
190.25
191.76
193.28
194.82
196.36
197.92
199.50
201.08
202.68
204.29
205.91
207.54
209.19
210.85
212.53
214.21
215.92
217.63
219.36
221.10
222.86
224.63
226.41
228.21

Rata Dobanda
66.47
65.05
63.62
62.18
60.73
59.26
57.79
56.30
54.80
53.29
51.77
50.23
48.69
47.13
45.55
43.97
42.37
40.76
39.14
37.51
35.86
34.20
32.52
30.84
29.13
27.42
25.69
23.95
22.19
20.42
18.64
16.84

Comis. de
administrare
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Costuri de
asigurare
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

*BCR1P000005ZKO94/5*

BCR1P000005ZKO94/5
Pagina 4 din 5

Total rata
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.05

Sold credit
8,191.55
8,011.55
7,830.12
7,647.25
7,462.93
7,277.14
7,089.88
6,901.13
6,710.88
6,519.12
6,325.84
6,131.02
5,934.66
5,736.74
5,537.24
5,336.16
5,133.48
4,929.19
4,723.28
4,515.74
4,306.55
4,095.70
3,883.17
3,668.96
3,453.04
3,235.41
3,016.05
2,794.95
2,572.09
2,347.46
2,121.05
1,892.84

Dobanda
regularizata
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Nr.
Crt.
105
106
107
108
109
110
111
112

Data
scadenta
05/05/2025
05/06/2025
05/07/2025
05/08/2025
05/09/2025
05/10/2025
05/11/2025
05/12/2025
Total

Rata Credit
230.02
231.85
233.69
235.54
237.41
239.30
241.20
243.83
18,134.54

Rata Dobanda
15.03
13.20
11.36
9.51
7.64
5.75
3.85
1.94
9,311.74

Comis. de
administrare
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Costuri de
asigurare
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Total rata
245.05
245.05
245.05
245.05
245.05
245.05
245.05
245.77
27,446.28

Sold credit
1,662.82
1,430.97
1,197.28
961.74
724.33
485.03
243.83
0.00

Dobanda
regularizata
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Imprumutatul a luat la cunostinta ca oricand pe parcursul derularii contractului este posibila majorarea sumelor datorate in cazul materializarii
riscului valutar, a riscului de rata a dobanzii sau in cazul cresterii costului creditului provenind din comisioane si alte cheltuieli privind administrarea
creditului prevazute in contractul de credit.Pentru evitarea oricarui dubiu, precizam in mod expres ca acesta clauza nu da dreptul Bancii sa modifice
unilateral clauzele contractului de credit.

Graficul de rambursare prezent este valabil in cazul creditelor cu dobanda curenta calculata in functie de indicele de referinta EURIBOR numai pana
la schimbarea urmatoare a ratei dobanzii aferente creditului sau a costurilor suplimentare in conformitate cu contractul de credit.

*BCR1P000005ZKO95/5*

BCR1P000005ZKO95/5
Pagina 5 din 5