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-

5G
XML
B2B

CRM
PKI

jQuery

Ember.js
MOOC

QR

social media

-commerce django CSS


smart home
WiFi

crowdsourcing
m-banking

-government

SEO

Blog

semantic web

SQL

internet of things

PHP

HTML

big data

SWIFT

VR

SCRUM

ubiqutious computing
Hadoop

-health

P2P

-business cloud computing

affiliation
RSS

e-learning

LMS

microlearning

NFC

wearable computing

JSON

m-business

CSS

internet marketing

Ruby

GPS
AJAX

self-monitoring

-banking
JavaScript

RFID
XHTML

ii

iv

, 2015

. ,
.
: , , 154
:
:
: ..
CIP - ,
004.738.5:658(075.8)
004.7:339(075.8)
/ ... [ .]. - :
, 2015 ( : Sigra star). - .
, . - XVI, 298 . ; 25 cm
500. - .
ISBN 978-86-7680-304-0
1. , , 1958- []
a)
COBISS.SR-ID 212253964

Tempus projekta INCOMING (Interdisciplinary Curricula


in Computing to Meet Labor Market needs, 530155-TEMPUS-1-2012-1-EE-TEMPUS-JPCR).
Project INCOMING (Interdisciplinary Curricula in Computing to Meet
Labor Market needs, 530155-TEMPUS-1-2012-1-EE-TEMPUS-JPCR)
has been funded with support from the European Commisson. This publication reflects the views only of the author, and the Commission cannot
be held responsible for any use which may be made of the information
contained therein.
0407 3/18 13. 10. 2014. .
.
.

vi

....................................................................................................................xv

I. E......................................................................... 1
1. M ..................................................................... 3
1. ............................................................................4
2. .................................................................................7
3. ...............................................................................8
3.1. ........................................................................... 10
3.2. .......................................................... 11
3.3. ............................................................. 12
3.4. ..................... 14
3.5. ....................................................................................... 15
3.6. ................................................................................................... 16

4. ........................................................................16
...........................................................................................................................17
..............................................................................................................18
........................................................................................................................18

2. ...........................................19
1. ...........................................................20
1.1. ................................................................................... 21
1.2. ................................................................................. 22

2. ........................................................................23
2.1. ............................................... 25
ISO OSI............................................................................................. 26
TCP/IP............................................................................................... 26
2.2. ............................................................................................................ 29
2.3. ........................................................................................................... 31
DNS..................................................................................................................................... 31
World Wide Web................................................................................................................ 32
........................................................................................................ 36
FTP...................................................................................................................................... 36
Voice over Internet Protocol .............................................................................................. 37
2.4. .......................................................................................... 37

3. ....................39
4. ............................................................................................42
4.1. ......................................................................... 43
4.2. ................................................................................................................ 44

vii
4.3. ........................................................... 45

5. ...............................................................45
5.1. Single Sign-on..................................................................................................................... 47

6. ...............................................................................48
...........................................................................................................................51
..............................................................................................................51
........................................................................................................................52

3. -...................................................................................................53
1. .................................................53
1.1. ...................................................................................................... 53
1.2. ............................................................................................................. 54
1.3. - .................................................................................. 54
1.4. .................................................................................................... 55
1.5. .................................................................................. 55

2. ...............................55
2.1. ............................................................................ 56
2.2. ............................................................................ 56
2.3. ............................................................. 56

3. ...........................56
3.1. ...................................................................................... 58
3.2. ..................................................................................... 59
3.3. ................................................................................. 60

...........................................................................................................................60
..............................................................................................................61
........................................................................................................................61

II. ...........................................63
4. ......................................................65
1. .....................................................................65
2. ....................................................67
2.1. ........................................................................................................ 67
2.2. ......................................................................................................... 68

3. .........................................................................................69
4. ..................................................................................70
5. ..........................................................72
6. .................................................................73
7. ......74
...........................................................................................................................75

viii

..............................................................................................................76
........................................................................................................................76

5. ......................79
1. .......................................................................................79
1.1. Outsourcing........................................................................................................................ 80

2. .................................................................................................82
2.1. ....................................................................................... 82
2.2. ................................................................................ 83
2.3. ........................................................... 83

3. telework.......................................................................84
4. ..................................85
4.1. ................................................................................................ 85
4.2. Crowdsourcing.................................................................................................................... 86
4.3. crowdsourcing-................................................................................................... 86
4.4. crowdsourcing-a outsourcing-a............................................................................ 88

...........................................................................................................................88
..............................................................................................................89
........................................................................................................................90

6. .................................91
1. .................................................................................................91
2. ............................92
2.1. .................. 93

3. ......................................................................94
4. ........................................97
5. ............................................................................................100
5.1. ..................................................................................... 100
5.2. ............................................................................................... 103

6. ...........................................................105
.........................................................................................................................108
............................................................................................................108
......................................................................................................................109

7. ......................111
1. .........................................111
1.1. .......................................................................................................................... 111
1.2. ................................................................ 112
1.3. ................................................................... 112
.......................................................................... 113
Scrum............................................................................................................................... 114

ix

2. ..............................................114
3. .................................................................116
4. .................118
5. ..................................................119
.........................................................................................................................120
............................................................................................................121
......................................................................................................................121

III. ............................. 123


8. ..............................................................................125
1. .........................................................................................125
1.1. .............................................................................................................................. 126
1.2. ............................................................................................... 126
1.3. ......................................................................... 127
1.4. ........................................................................................ 127
1.5. ........................................................................................... 127
1.6. ..................................................................................................................... 129
1.7. ...................................................................................................... 129
1.8. .......................................................................... 130

.........................................................................................................................130
............................................................................................................130
......................................................................................................................130

9. .............................................................................. 131
1. .....................................................................131
2. B2C ...................................................................................134
2.1. B2C .............................................. 135

3. B2B ...................................................................................136
3.1. B2B ................................................................................................... 137
3.2. B2B ................................................. 138
3.3. ebXML..................................................... 140

.........................................................................................................................140
............................................................................................................141
......................................................................................................................141

10. E- ................................143
1. -.............................................................................................................144
2. -............................................................................................................148
3. ......................................................................149

x
3.1. ............................................................................................... 149
3.2. ................................................................... 153
3.3. ..................................................................................... 153

4. RFID ...........................................................154
.........................................................................................................................156
............................................................................................................157
......................................................................................................................157

11. ..........................................................159
1. ....................................................159
1.1. ............................................................................................................ 161
1.2. ............................................................................................................. 162
1.3. ............................................................................................................ 163
1.4. ................................................................................................ 164
1.5. P2P .................................................................................................................... 164
1.6. ....................................................................................................... 165

2. ...............................................................................................165
2.1. ................................................................................................ 166

3. ....................................................167
.........................................................................................................................167
............................................................................................................168
......................................................................................................................168

12. ................................................................................169
1. ............................................................................................169
2. .........................................................................170
3. ...................................................................................171
3.1. j ................................................................................................. 174

4. ............................................................................174
4.1. - .......................................................................................................... 174
4.2. ....................................................................................................... 174
4.3. ..................................................................................................... 175
4.4. Referral ......................................................................................................... 175
4.5. One-to-One ................................................................................................... 175
4.6. .................................................................................................... 175
4.7. ............................................... 176

5. - ........................................................176
5.1. Google engine................................................................................................................... 177
5.2. SEO ................................................................................................................... 178
On-site ..................................................................................................... 178
Off-site ..................................................................................................... 179

xi

6. ..........................................................................180
.........................................................................................................................182
............................................................................................................182
......................................................................................................................183

13. ..................................................................................185
1. .....................................................185
2. ...................................................................................187
2.1. ......................................................................................................... 188
........................................................................................................................... 188
....................................................................................................................... 189
2.2. ............................................................................................................................ 189
2.3. ................................................................................................................. 189
2.4. ................................................. 190
2.5. bookmarking ................................................................................. 190
2.6. ..................................................................................................................... 190

3. ........................................................191
3.1. -......................................................................... 191
3.2. ........................................................................ 191
3.3. ......................................................... 192
3.4. ............................................................ 192
3.5. ....................................................................... 193
3.6. ............................................................................. 193

4. ..............................................................................194
.........................................................................................................................196
............................................................................................................196
......................................................................................................................197

14. .................................................199
1. ...................................................................199
1.1. ............................................................................................... 199
1.2. .................................................... 201
1.3. ............................................................................................................. 203
1.4. CRM .............................................................................. 203

2. CRM-.....................................................................................204
2.1. CRM .............................................................. 204
2.2. CRM .......................................................................................................... 204

3. CRM-...........................................................................204
4. CRM...................................................................................................206
5. CRM .......................................................................................................207

xii

.........................................................................................................................208
............................................................................................................208
......................................................................................................................209

IV. -............................................................................................... 211


15. -............................................................................................ 213
1. -........................................................................................................213
2. -.....................................................................216
2.1. -............................................................................ 216

3. -................................................................218
4. ...................................................................................220
4.1. .................................................................................... 222
4.2. SWIFT................................................................................................................................ 223

5. ......................................................224
6. -....................................................................................225
.........................................................................................................................226
............................................................................................................227
......................................................................................................................227

16. -..................................................................................................... 229


1. -..................................................................................229
2. ..................................................................231
3. -............................................................................232
4. -..................................................................................................234
5. -.....................................................................................................235
.........................................................................................................................235
............................................................................................................236
......................................................................................................................236

17. -........................................................................................... 237


1. ....................................................................................237
2. ....................................................................238
2.1. ................................................................................... 239
2.2. ................... 241

3. .........................242
3.1. ................................................................................................. 242
3.2. ...................................................................................... 243
3.3. .................................................................................................... 243
3.4. e eo oaoa............................................................................... 245

xiii
3.5. .............................................................................................................. 246
3.6. ................................................................................. 246

4. ..................................................................................247
.........................................................................................................................247
............................................................................................................248
......................................................................................................................248

18. -............................................................................................... 251


1. ..................................................................251
2. - ..........................................................................................252
2.1. ....................................................................... 253

3. -.....................................................................................253
3.1. -.......................................................................................................................... 253
3.2. -.......................................................................................................................... 254
3.3. -............................................................................................................................ 255
3.4. - ................................................................................................ 255

4. ...................................................................................255
5. -............................................................................256
5.1. ........................................................................................................ 257
5.2. ................................................................................................... 258
5.3. ..................................................... 258

.........................................................................................................................258
............................................................................................................259
......................................................................................................................259

19. .............................................................................261
1. .............................................261
1.1. ...................................................................................... 261
Bluetooth.......................................................................................................................... 262
WiFi.................................................................................................................................. 262
WiMAX............................................................................................................................. 263
1.2. .................................................................. 263
1.3. ........................................................................................ 264
1.4. -...................................................................... 266
1.5. ....................................................................................... 266

2. ............................................................................267
3. ...........................................................................................267
4. ...................................................268
4.1. ........................................................................................................ 268
4.2. ...................................................................................................... 269
4.3. ......................................................................................................... 269

xiv
4.4. NFC QR ............................................................................................. 270

.........................................................................................................................271
............................................................................................................271
......................................................................................................................272

V. ......................................... 273
20. ...................275
1. ........................................................................275
1.1. ................................................................................................................. 276
1.2. ......................................................................................................... 276
1.3. ........................................................................................................... 276
1.4. ............................................................................................................. 276
1.5. ........................................................................................................ 277

2. ...................................................................................277
2.1. ..................................................................................................... 277
2.2. .................................................................................................. 278

3. Big data.................................................................................................................278
4. .........................................................................279
5. 3D ...........................................................................................................280
6. ................................................................280
7. .............................................................................................281
.........................................................................................................................281
............................................................................................................281
......................................................................................................................282

21. ..285
1. .......................................................................285
2. ...............................................................................................288
3. -.....................................................................................288
3.1. ......................................................................................................... 288
3.2. Payment as a service........................................................................................................ 290
3.3. , in-game marketing................................ 290

4. -...........................................................................................291
4.1. Open government data..................................................................................................... 291

5. -...................................................................................292
5.1. ................................................................................................... 292
5.2. assive online open courses............................................................................................ 293
5.3. Microlearning................................................................................................................... 294

xv

6. -.........................................................................................294
6.1. ........................................................ 294
6.2. Self-monitoring................................................................................................................. 295
6.3. ....................................................................................................... 295

.........................................................................................................................296
............................................................................................................296
......................................................................................................................296

xvi

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www.ieee.org
Google AdSense affiliate-program.amazon.com
www.linkedin.com


,
( 1.4).

10

1.4: [4]

IBM, HP, Dell, Intel


Cisco, TP-Link, Mikrotik
Microsoft, RedHat



-


Cloud

VeriSign, Kaspersky
PayPal, Visa, MasterCard
SAP, Oracle, Salesforce
Microsoft, Oracle
Skype
Amazon web services, Rackspace
Google Analytics, StatCounter
AT&T


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, (cloud computing), (internet of things),


(big data) (ubiquituos computing),
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1. .
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7. .
8. -?
9. .
10. .

[1] . , , ,
, , 2002.
[2] P. Weill and M. Vitale, Place to Space: Migrating to Ebusiness Models, Boston, MA, USA: Harvard
Business Press, 2001.
[3] D. A. Menasc and V. A. F. Almeida, Scaling for E-business: Technologies, Models, Performance,
and Capacity Planning, New Jersey, NJ, USA: Prentice Hall Professional, 2000.
[4] B. R. Smith, V. Chatfield and O. Uemura, iSeries e-business Handbook: A Technology and Product
Reference, Rochester, MN, USA: IBM Redbooks, 2001.
[5] K. C. Laudon and C. G. Traver, E-commerce 2012. Business. Technology. Society, New Jersey, NJ,
USA: Pearson Prentice Hall, 2012.
[6] I. Lee, E-business Models, Services, and Communications, Hershey, PA, USA: IGI Global, 2008.
[7] B. Stanford-Smith and P. T. Kidd, E-business: Key Issues, Applications and Technologies, Amsterdam, NL: IOS Press, 2000.
[8] R. Hawkins, Looking beyond the dot com bubble: exploring the form and function of business
models in the electronic marketplace; in: E-Life after the Dot Com Busti, B. Preissl, H. Bouwman
and C. Steinfield, Eds. Heidelberg, DE: Physica-Verlag HD, 2004, pp. 6581.
[9] E. Lacka, H. K. Chan and N. Yip, E-commerce platform acceptance: suppliers, retailers, and consumers, New York, NY, USA: Springer, 2014.
[10] J. J. Townsend, D. Riz and D. Schaffer, Building portals, intranets, and corporate web sites using
Microsoft servers, Boston, MA, USA: Addison-Wesley, 2004.
[11] W. W. Moe and D. A. Schweide, Social Media Intelligence, Cambridge, England, UK: Cambridge
University Press, 2014.

19

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1957: , .
ARPA (Advanced Research Projects Agency)
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1961: (packet-switching).
1969: ARPANET .
1971:
1972: TELNET NCSA (National Center for Supercomputing Applica-tions).
1973: FTP (File Transfer Protocol).
1977: TCP .
1983: ARPANET TCP/IP . TCP/IP
.
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.
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25

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2011: . .

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26

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28

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(Physical layer)
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. -

29

TCP (Transmission Control Protocol),



UDP (User Datagram Protocol).
, SSL (Secure Socket Layer).
(Application layer)
[12]. : FTP (File Transfer Protocol), SMTP (Simple Mail Transfer Protocol), HTTP (Hyper-Text Transport Protocol)
. ISO OSI : ,
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Metropolitan area networks, MAN.
.
Local area network, LAN.
, .
Personal area networks, PAN.
.

:
(Private Networks).

. , .
(Public Data Networks, PDNs). : , .


: core layer, distribution layer access layer
( 2.6) [14].

30

2.6:
Core layer
. ,
.
, ( )
. ,
. ,

.
Distribution layer, . core access . access
core , .

broadcast , VLAN-.
.
Access layer, .
. (, , IP .), , , (. Access Point).
, ,
.
Firewall/NAT
.
. NAT (engl. Network Address Translation) IP IPv4
,
IP .

31

2.3.
, . - .
:
. .

. .
. , ,
, .

,
, .
,
:
(IP) : 32- IP
, , 147.91.130.3 [12].
(FQDN, Fully Qualified Domain Name):
elab.fon.bg.ac.rs;
.

DNS
DNS (Domain Name System)
IP , .
2.7.

2.7:

32

.
:

_.__.__.__

World Wide Web


World Wide Web (WWW), ,
.
, ,
. WWW ,
- .
WWW URL (Uniform Resource Locator)

- .
- HTTP (Hypertext Transfer Protocol).
, .

[12]. : HTML , . , .
.
:
1. - -
.
2. , . - HTTP .
URL -.
3. - html .
4. - .

, -
. ,
,
. - ,
.
- -, -.
,
-.

33

- .

, ,
, .
- 2.8.

2.8: -
:
(HTML, CSS, JS, JQuery .)
(PHP, ASP, JSP, Ruby, Pyhton .).
HTML (HyperText Markup Language)
-. -
HTML -. World Wide Web
Consortium (W3C) .
Cascading Style Sheets (CSS)
-. CSS-
.

34

JavaScript .
: - ( ,
, ,
.), ,
(AJAX ), - .
JQuery JavaScript
-, ,
, .
PHP (Hypertext Preprocessor)
-.
- PHP .
ctiveServerPages, -,
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va .
, ,
,
. , (frameworks)
. ,
, . CSS
Bootstrap Foundation. PHP : Simfony 2, Laravel, CodeIgniter .
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- -
.
: , , , - ,
/ . , , -
(Content management systems, CMS). CMS
, , ,
. CMS
-, , -
: HTML, CSS, JavaScript, PHP .
:
. CMS

(.WYSIWYG What You See Is What You Get) [11].


. .
, ,
, .
.
.

35

. ()

.
.

CMS : (front-end) (back-end) ( 2.9).

2.9:
WordPress je
PHP MySQL . WordPress
-:
, SEO ,
, ,
,
. .
2.10 - WordPress CMS.

2.10: - WordPress (www.elab.rs)

36

WordPress-, : Drupal,
Joomla!, Liferay, Alfresco .


.
( 2.11): ,
.
(mail user agent MUA) , , . Microsoft Outlook, Mozilla Thunderbird, Eudora, .
(Mail Transport Agent, MTA) . (
) .
, Postfix, Sendmail, Exim Microsoft Exchange [11].
SMTP (Simple Mail Transfer Protocol)
. ,
TCP. SMTP
.

2.11:
. SMTP
, POP
(Post Office Protocol) IMAP (Internet Message Access Protocol) .

FTP
FTP .
FTP
. [12]:

ftp://korisniko_ime:lozinka@adresa_ftp_servera:port

37

, FTP
.
, , ,
.
FTP FTP . FTP
: FTP Explorer, CuteFTP, Windows Explorer, Total Commander [12].

Voice over Internet Protocol


Voice over Internet Protocol (VoIP)
. VoIP
, . IP . VoIP
,

IP [12]. VoIP
,
e e e (PSTN):
, .
, j VoIP
.
, :
-, ,
.

.

VoIP-
(IP ).
,
.

2.4.
. :

?
Ka
?
?

38

TCP/IP : , , , .
,
.
(VPN) ,
, .
VPN , ,
[12].
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: ,
. : ,
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emote Access VPN.
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. IP
.
Intranet VPN.
.
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.

: ,
, .
VPN ,
. : IPSec, PPTP L2TP.
VPN :

.

.
,
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39

2.12:
VPN :
.

,
, .
.
.

3.

:
. ,

, .
.
.
.
.

40


. mainframe -
,
( 2.13) [12]:
.
.
.
. -,
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. .
, .

2.13: -

MVC ( 2.14).
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, . View
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, . Controller
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,
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.

41

2.14: MVC

. ()
,
. ,
.
-
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- ,
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,
.

. ,
.
, ,
.

2.15:

42

- :
OAP (Simple Object Access Protocol). XML : WSDL,
S
UDDI SOAP. WSDL . UDDI
. SOAP
( 2.16).
REST (REpresentational State Transfer).
-. REST -,
SOAP.
-.
URI (Uniform resource identificator).

2.16: SOAP -

XML. XML

. XML

, XML

.

4.
(cloud computing)

, .
,
. ,
,

[15].

43

cloud computing- :
cloud
.
cloud , .
cloud .

4.1.
,
: , .
aa ao e (IaaS). ,
, , , , , , .) ;
.
.
.
/ .
, IaaS , , ,
[12].
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penStack,
O
OpenNebula,
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AppLogic .

: Amazon AWS Racksapce.



.
aoa ao e (PaaS).
(API)
.
, . :

oogle AppEngine,
G
Microsof Azure.

44

oe ao e (SaaS). o e ooaa
. oe a cloud computing a,
-.
, freemium :
(Gmail, Hotmail, Yahoo, ), (Dropbox, Google Drive,
Microsoft OneDrive, iCloud ),
, :
(Microsoft Office 365, Google Apps for

Business, Zoho Office).


ERP (Netsuite, Epicor).
(SalesForce).

, cloud computing
ae:

a .
. ,
.

, ,
, .
.

J a . ,
,
.
. ,
.
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, .

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. ,
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.
cloud computing :

45

.
e . . .
e . -.
. .

4.3.
:
. .

.
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. ,
.
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.
.
. .

cloud computing
. ,
,
. ,
. ,
, ,
[12].

5.
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. , ,
, , .

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46

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.

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47

2.17:
.
.
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,
, .
() .
, , PIN ,
, .
.
.
: ,
. .

5.1. Single Sign-On




. ,
,
( , )
.

48

Single Sign-On (SSO)



.
SSO :
SSO
. -
, ,
.

.
SSO

. ,
.
SSO (. ).
.
SSO ,
, , .

6.

(Public Key Infrastructure, PKI).
, ,
, , , [19].

.
,
.
.
.
.
PKI :
(. Public Key Cryptography). ,
. ,
()
().
,
.

49

PKI ,
:
(Confidentiality).

.
(Authentication).
.
(Integrity). .
(Non-repudiation). .


,
.

,

. A ,
,
.
,

.

, ,
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( ,
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. ( 2.18):
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.
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3. .
4.
.
5.
.
6.
.

50

, . ,

.
,
,
,
.

2.18:
() (Certification Authority, CA).

.
, . .
,
, RSA . RSA
.
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( ), ,
.

51

, ,
. ,

.
.
, , .

.
,
.
(enterpise networks) core, distribution access cloud computing
(application centric infrastructure).


.
.
cloud .


1. ISO OSI TCP/IP .
2. .
3. cloud
.
4.
.
5. VPN .
6. VoIP .
7. SSO.
8. Future Internet.
9. O PKI.
10. .

52

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. .
, ,
.
.

.
,
. ,

.
,
.
.

1.
, ,
-, , .

1.1.
. ,
.
1997.
[1].

54

1.2.

.

. ,


[2]


[2]. ,
[3].

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- ,
.
.
,


.

. ,

.
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,

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.
- XL- (eXtensible Markup Language, XML), -
(Service Oriented Architecture, SOA).

55

1.4.
.

. ,
.

, . .
,
.

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( ,
, ).
.

,
.
,
disaster recovery .

. ,
.

.

2.

1997.
[1].

, .
, .
: (1999/93/EC),
(2000/31/EC),
.

56

2.1.
1999/93/EC 13. 1999.


[4].

.
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.

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.
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[5].
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.

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. , ,
, [6]. 1.

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. , ,
2003. . K ,
,
+

57

20072012. [7] 2007. ,



2020. [2], [8] 2009. 2013. [9].

:

.
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.
.
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.


:
( , . 135/2004).

(
, . 57/2004).
( , .
48/2005, 82/2005 116/2005).

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26/2008).
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( , . 26/2008
13/2010).
( , . 28/2009 47/2009).
( , . 41/2009).
( , . 51/2009).
2009.
2013. ( , . 83/2009 5/2010).
( , . 112/2009).

( , . 40/2010).

58

2020.

( , . 51/2010).
2010.
2020. ( , . 68/2010).

3.1.

.
1999/93/EC
14. 2004. .
je
,
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59

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[12]. 29. 2009. .
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60

3.3.
, , ,
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, , [13]. , , , , , ,
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[13].

.
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[13].
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.


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61


1.
?
2. ?
3. 1999/93/EC, ?
4. ?
5. ?
6. ?

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63

II

4.
. ,
, .
.
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5.
. ,

. Outsourcing.
. , , telework.
.
.

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66

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67

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2.1.


. :
, .

, , SWOT ,
.
.

: ,
, SWOT , .
,
.
BCG (Boston Consulting Group)
.
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68


, SWOT . SWOT (Strengths, Weaknesses,
Opportunities and Threats) , ,
[3]. .

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70

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72

5.

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. ( 4.4) - [20].

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. ,
[8] ( 4.5):
-.

, .
. .
. .

,
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. ,
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. , .

73

4.5:
Blue ocean
.

.
.

.
, .
Blue ocean
red ocean [21].
red ocean :
, ,
, .
Blue ocean
. blue ocean
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, :
, .

6.
(Strategic Capability Network, SCN)
( ) .
, .
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74

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6. .
7. .
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.


.
red ocean blue ocean .

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[1].
.
. ,
.

[2]. , .

.
, . ,
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.
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.
. ,
, telework- .

1.
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/ ( ,
, )
[3]. ,
[4].

80


.
: , , , -, , outsorcing.
-
, , ,
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[56]. . , Apple
Inc. Dell computers
.
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:
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.

:
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.

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Outsourcing

[7].
. outsourcing ,

81

.
, -
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-.

, .
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9000:2000 , , .
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, (outsourcing).

ISO 9000:2000 [8]:
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82

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, ,
(groupware).

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83


, .
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2.2.
. ,
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88

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90

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91

,
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104

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105

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106

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.

107

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108

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,

. O ,

[1].

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1.1.


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:
.

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.

(Project management institute, PMI),


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112

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,
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:
.

113

,
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.
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, , scrum, ,
, crystal clear, , lean development, agile unified process .


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,
, .

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.
.

114

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.
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115

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.

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.
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117

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118


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, .

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,
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6. .
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III

8.

. .

9.
. ,

-, -.
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. , , .
. GS1 . B2B . . RFID . .

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. ,
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. .

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. .
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125

[1].
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126

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127

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.

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.
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.

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,

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128

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129

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.
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1.7.

.
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.
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130

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, .
,

.


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. ,
.


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135

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).

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.

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.

136

9.2:

Enterprise

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CoreCommerce
3dcart

Hybris (SAP)

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.
.
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137

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. ;
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.
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138

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139

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140

3.3. ebXML
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, ,
.

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Trade Facilitation and Electronic Business) OASIS (Organization for the Advancement of Structured Information Standards).
:

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.
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141


1. .
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5. ebXML?
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7. B2B ?
8. B2B ?
9. B2B .
10. .
11. B2B .
12. .
13.
.
:

B2C B2B .

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143

10

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, .
. , , ,
.
.
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. SCM
, ,
.
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, , , , .
.
,
, ,
, .

.

[1].

144

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.
, .
,
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, .

.
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[3].
,
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,
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.

145

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,

. [10].
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146

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149

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.

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.

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.

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.
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154

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, [34].
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4. RFID
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.
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155

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. EPC
.
.
, .
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. ,
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.
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SCM :
.

.
.
.
.
.
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. ,
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RFID .

156

. ,
. -
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. - :
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, ,
. -

.

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.

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.

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.
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157

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1. , -.
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4. .
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?
7. , SCM?
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9. SCM?
10. SCM.
11. EPC SCM.
12. B2B .
13. ERP .
14. RFID .
15. RFID .

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[35] . , . .,
, , 2011.

159

11


,
.

[14]. : , , ,
.

,

.

1.
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.
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, .

160

11.2:
:
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).
.
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.
.
.
.
: PayPal, Verisign, 2Checkout, Worldpay .
.

, .
,
,
.
.
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:
;

;
;
;
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;
;
;
;
.

161

1.1.


.
.
, ( 11.3).
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(POS). Payment gateway
(-, .)
. Payment gateway
.

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()
, check out .
,
.
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. -
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- :

162

. ,

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.
. - ,
- [6].

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, .

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[8].
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.).
, .

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163

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.
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cash Mondex.

164

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(E-wallet)
, .

. , -,
.
. .
, ,
( , , )
.
PayPal.

1.5. P2P
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, .
P2P PayPal, Square, Skrill
( Moneybookers), Stripe .
PayPal je .
. 2003.
-bay-. 11.6 PayPal-a.

11.6: PayPal-a
, PayPal
. PayPala,
PayPal PayPal ,

165

. , PayPal

.

1.6.

.
QVaucher.
QVoucher je
.
11.7 QVoucher .
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QVoucher .
.

11.7: QVoucher
PIN
SMS-a. PIN
. , , - .

2.

:

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C2B . , ,
.

166

2B . .
B
B2C G2C . , ,
.

. ,
, , .
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. ,
, .
cloud
. Google Wallet
.
PlatiMo

. PlatiMO, SIM
. :
1. , , ,
( 11.8).
2. sPIN (Secure PIN) .
3. SMS .

11.8: PlatiMO

2.1.
(micropayment) - [6]. PayPal 12 USD.
: M-Coin, PayPal, Zong .

167

,
NFC RFID.

3.
(Electronic Billing Presentment and Payment) .

. [6]:
1. .
2. -
.
3. - .
4. .
5.
.
6. .


(, , ).

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168

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1. .
2. .
3. payment gateway-a.
4. ?
5. ?
6. .
7. PayPal ?
8. .
9. .
10. .
11. PayPal .
12. .
13. .

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169

12

.
: , , , , ,
.
,
, . 4P: (Products),
(Price), (Place), (Promotion).
3P: (People),
(Process) ,
(Physical evidence).
[12].

1.


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.
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170

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172

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174

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.

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.

175

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(Affiliate marketing)
- ,
[8]. , , ,
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.
:
ost per sale. .
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.
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4.4. Referral
referral ,
, . Referral
,
[9].
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- ,
. -, ,
.

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. One-to-One :
1. .
2. .
3. .
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. ,
.

176

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177

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.

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, , ,
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. ,
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178

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(SERP).
.

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:

n-site : .
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Off-site : .

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.
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. :

;
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,
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179

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?
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.
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-. .
: , ,
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, , ,
.
- .
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, Doorway page, Cloaking, Link farm, 301 .

180

6.
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. ,

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.

181

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.
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. . : Hakia, DeepDyve, Powerset, FreeBase, Tagaroo Twine. Dbpedia crowdsource
. RDF .
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.
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content - -. ,
.
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.
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.

. Gamification ,

.
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.
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,

182

. ,
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, . B2B G2C .
retargetinga,
.


1. .
2. Opt-in Opt-out
?
3. Affiliate Referral ?
4. On-site Off-site .
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197

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199

14


.
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. , , : ,
.
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.
, . Microsoft

206

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208

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209

:
:
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CRM-.

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211

IV

15. -

-.

.
. SWIFT.
.

16. -

-.

.
-.

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. .
. , , ,
, .

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213

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).
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.
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214

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.
, .
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- .

. ,
.

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216

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. ,
, , .

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, , [1].

217


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218

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219


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.
.
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,
,
.
. . PIN ,
,
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.
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[1].
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, : , ,
, . ,
. 15.2 .

220

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.

4.
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.
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,
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221

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. , .
, Nett settlement
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), .
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.
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, .
Realtime settlement.
.

222

4.1.

15.2.

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RTGS .

.

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.
.
.
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Net settlment engine, RTGS.
, .
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.
, , .
.
.


.
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.
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.
,
.
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.
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50.000 .

.

CHIPS
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ACH (Automated
Clearing House)

TARGET2
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Automated Real-time
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Express Transfer)

SEPA

223

4.2. SWIFT
Society for Worldwide Interbank Financial Telecommunication (SWIFT)

. SWIFT je 1973. . SWIFT
200

[11]. ,
. SWIFT ,
, ,
. SWIFT [1]:
.

.
.
.
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15.4: SWIFT
SWIFT .
.

224

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225

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. :
.

-.
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Gateway .
.
.

226


: phishing, farming, , keylogger, skimming . phishing
-. -
- . ,
. phishing
(,
-, ). farming
. Keylogger
. Skimming
.

. :
, ,
.
- .
-,
. .
:
, , , PIN.

, , USB , , CD.
, . ,
, .

.
( ) PIN- ( )
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.
.

227


1. -.
2. -?
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5. .
6. SWIFT?
7. .
8. .
9. -
.
10. .

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229

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244

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245

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.

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5. .
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7. .
8. .
9. .
10. .
11. -
?
12. ( )
? ?
13. NFC-a QR .
?
14.
.

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273

20.
.
.
Big data.
.
3D .
.

21.

.
.
-.
-.
-.
-.

275

20

-
.
[1].

1.
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, [2]. , .
, , ,
[3]. .
, -, .

, , , , ,
[4].
.
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[5]. M2M

. HTTP
- REST .
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, . CoAP

, .

276

1.1.
(Smart homes) - .

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, , ,
-, - .
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, .

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.
,
,
.
.

.
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, , ,
.

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,
.
, , - .

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.
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, .

277

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.
. (Smart transport) . ,
.


.


.

. ,
.
, , .

2.
(Ubiquitous computing Pervasive computing) , , .
[6].
[7]. ,
: , , , GPS, RFID .
context-aware computing,
[810].

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,
, , , ( )
( , ).
.
.

278

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, .

.
.

. ,
,
.
,
.

.
.
, ,
.
, , , , ,
.
,
.
,
.

3. Big data
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, , ,
[11].

[12]. big data
:
. : ,

, , clickstream, , .
. ,
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).
. .

279

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. Bigtable Dynamo
. big data
, , Hadoop .
, .
map reduce ,
.
.
, , big data
. ,
. , , , , , ,
[13].

4.

,
.

- .
.
, ,

.
,
.
(Software defined networks, SDN) . [14]:
: management, services, control
forwarding.
management, services control
.
.

.

multi-vendor .
SDN .

280

,
, SDN
, , , cloud ,
, [1518].

5. 3D
3D
.
3D (Selective laser sintering, SLS),
(Fused deposition modeling, FDM)
(SLA).
3D , .
3D
, , , ,
.
3D (bioprinting),
.
. 3D
, .
3D .
3D .

. 3D
.

6.
, .
PC [19].
. LTE (Long Term Evolution,
4G) ,
[20]. , 4G
[21].

[22]. , IEEE
(WAN, MAN, LAN, PAN).
, IEEE 802.11ac IEEE 802.11ad (wireless gigabit, WiGig)
7 Gbps.

281

7.

.
.
.
,
, 3D .
,
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. ,

3D [23]. HTML5, CSS3, jQuery, WebGL 3D , 2D 3D .

[24].
, ,
[25].
, ,
, , ,
. 3D
[26].

, [27].


2020. .

.
. ,
.


1. ?
2. ?
3. ?
4. 2?
5. ?

282

6. context-aware computing?
7. ?
8. ?
9. big data?
10. ?
11. 3D ?
12. ?
13. ?
:

( , ). ,
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-).
.
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.
context-aware
. .
.
(
)?

.

.
, , , , -
.

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285

21

1.
.
, .
. ,

[1].

( , ,
.).
(
, , ).


. :
,
. big data
. big data ,

( 21.1). big data
: , ,
, , , , big
data [2].

286

21.1: Big data



Graph Search.

. .

,

287

, , .
Hadoop .
, , -, Hadoop .
.
:
ootsuite (http://hootsuite.com) H
.
. Hootsuite
.
SproutSocial (http://sproutsocial.com/)
.
Postling (https://www.postling.com/)
: , , ,
.
Crowdbooster (http://crowdbooster.com/) ,

, .

ArgyleSocial UberVU.

.
, : Tweetdeck, Tweepi, Twepe,
Usequitter, FollowerWonk, Twellow, Twylah TweetReach.

.
:
I BM Social Media Analytics;
Radian6;
Oracle Social Cloud;
Sysomos;
Lithium;
Simplify360;
Haven.

big data .
,
. ,
.

288

2.
(startups)
.
:
[3].
. ,

[4].
:
, , , .
.
: Instagram, Pinterest, Airbnb, Viber, Hortonworks, Whatsup .
. ,
.
,
.
Y Combinator (http://www.
ycombinator.com/).

3. -
3.1.

,
( , Second Life ).
, [5]:
.

.
.
,
.
,
.
. . ,
. .

289

. .
,
[67].
,
.

.
(mining).

. ,
.

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.
, . . block chain ( ).
,
block chain . , , .
,

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.
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.

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.
. , .
,

290

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, ,
. ,
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.
,
.
, ,
.

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,

. , ,
PayPal, SMS-
, .
API ( )
- . Payment as a Service SaaS (Software as a Service)
.
, outsourcing
,
.

3.3. , in-game marketing


,
.
.
,
.
free-to-play freemium
, ,
, , ,
.
.
. ,
,

.

291


[9], .
: ,
, .
,
.

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, pay-to-play
.
, ,

.

.

4. -
4.1. Open government data
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/ ,
(open definition) [10].
. ,
,
.
, , sharealike ,
. .

[11]:
. .

,
.
. ,
, .

292

.
.
.
.
.
.
. ,
.
.
.
. , .
,
.

, .
.
, .

, .
.
,
. ,
. ,

.
,
.

5. -
5.1.
,
, ,
. .
,
.
Google Docs
, .
, .

293

5.2. assive online open courses


(massive online open courses, MOOC)

[12].

-, -, , ,
.
MOOC
(. ).
.
MOOC .
, ,
.
Coursera, Udacity edX,
.
.
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,
.
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,
, -
. , MOOC
, ,
.
MOOC . ,
. MOOC
,
. MOOC
. ,
, MOOC
.
MOOC
.

294

(lifelong learning). MOOC




.

.

5.3. Microlearning

.
, . ,
, , -
, .
.

(510 ) ,
.
just-in-time .
,
.
.
,
Coursoms i TedTalk.

6. -
6.1.

-, :
,
.

.
(cyberplace)
.

, 3D
.
.

295


. ,

.

6.2. Self-monitoring
Self-monitoring
. quantified self, lifelogging,
self-tracking, auto-analytics .
. Self-monitoring
(, , ), wellness-a fitness-a,
.
self-monitoring
( , ) .

[13], .

,
.

6.3.

, .
, ,
,
.

, .

.
.
, SMS ,

.
, , ,
, ,
.

296

.
, .
blue ocean ,
,
.


1. ?
2. ?
3. MOOC . ,
?
4. .

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