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MOUNTAIN
STATES
LEGAL
FOUNDATION

303-292-2021 Fax 303-292-1980 www.mountainstatesleg

Charitable Gift Annuities

al.org

Would you like to avoid the low interest rates being paid today by institutions? Would you
like to receive more retirement income? Would you like to increase your support of Mountain
States Legal Foundation (MSLF)? You can do all three!
With a charitable gift annuity (CGA), you can dramatically increase the amount of interest
you receive on the wealth you have accumulated, receive more retirement income, AND
increase your support of MSLF and its defense of constitutional liberties and the rule of law!
By contributing to a CGA you can do all three. Moreover, you will receive fixed payments you
can never outlive and obtain tremendous income tax benefits.

Think about the interest rates being paid

today on checking and savings accounts, as well as
Certificates of Deposit and IRAs, and then consider
the rates set by the American Council on Gift
Annuities (ACGA).

American Council on
Gift Annuities Rates

A CGA is simply a contract you enter into with MSLF by which you irrevocably transfer
to MSLF a portion of your wealth; in exchange for which, MSLF agrees to pay you (and a
loved one if you decide) for as long as either of you shall live. Regardless of how long that is,
MSLF will continue to pay you the agreed rate, as often as you decide. On death, the funds
remaining will be used by MSLF to fund its landmark litigation.
Age

Rate

50

3.7%

60

4.4%

70

5.1%

80

6.8%

90

9.0%

A CGA supports MSLFs aggressive litigation, and provides you these benefits:

Your

initial gift to MSLF is partially income

taxdeductible.

Gift of property

Your

CGA payments (annual, semi-annual,

quarterly, or monthly) are partially income tax
free throughout your estimated life expectancy.

Your

CGA payments are not affected by ups

and downs in the economy.

may provide that the payments be for one

or two people; your spouse or another loved
one can receive payments for life.

Charitable
Gift
Annuity

Donor

You

MSLF

Remainder
to MSLF

2
Income tax deduction
Fixed payments

You

may defer the start of your CGA payments,

and earn a higher payment rate and larger tax deduction.
You

can typically eliminate capital gains tax on a portion of the gift and spread the rest of
the gain over your life expectancy, if you transfer appreciated stock to MSLF.

You
You

can fund a CGA with long-term appreciated assets.

can increase your income by funding a CGA with appreciated stocks that pay low
dividends.
Please consult your tax advisor. MSLF does not provide tax advice.

85% OF AMERICANS GIVE TO CHARITY;

SHOCKING: ONLY 6% NAME ONE IN THEIR WILLS!

Almost as shocking is that more than 60 percent of adults living in households with
children do NOT have wills. You need a will if:
You are married;
You have minor or special needs children or ailing parents;
Your entire estate is valued at more than $10,000;
You own real estate:
You own a business; or
You support MSLF!
You need to revise your will if there have been changes in your:
Marital status;
State of residence;
Desired executor or guardian;
Tax laws;
Finances;
Childrens financial needs; or
Beneficiaries;
Degree of support for MSLF!
Estate planning advisors recommend that, at your death, you leave a charity taxburdened assets, such as:
IRAs and other pre-tax retirement accounts (e.g. 401(k)s);
U.S. Savings Bonds;
Accounts receivable;
Installment payments on land sale contracts;
Unpaid commissions; or
Commercial annuities;
which permits other, tax-free assets to pass to your heirs. Please consult your tax advisor.

MSLF BEQUEST LANGUAGE

I [name], of [city, state, ZIP] give, devise and bequeath to Mountain States Legal Foundation
(MSLF), (tax identification number 84-0736725) 2596 South Lewis Way, Lakewood, Colorado
80227, [written dollar amount or percentage of the estate or description of the property] to
continue its mission to protect and preserve individual liberty, the right to own and use property,
limited and ethical government, and the free enterprise system.
If you add Mountain States Legal Foundation (MSLF) to your will or trust, please let us know!
We want to add your name to the MSLF Legacy Society wall plaque. MSLF recognizes that your
decision is an immensely personal one and that you have the right to change your mind regarding
the beneficiaries of your property. As always, MSLF respects your privacy and your rights!

Leave a Legacy of Freedom for Future Generations!

Thank you for your support of MSLFs aggressive litigation in defense of constitutional liberties
and the rule of law. Please consider ensuring MSLFs ability to continue its courtroom battles across
the country. I would be delighted to meet with you to discuss your support of MSLF in perpetuity,
and to ensure that your name is on MSLFs Legacy Society plaque!

MSLF EARNS HIGH MARKS

FROM PROFESSIONAL EVALUATIONS
GuideStar

GuideStars Mission - To revolutionize philanthropy by providing information

that advances transparency, enables users to make better decisions,
and encourages charitable giving.

MSLF earned a Gold level GuideStar Nonprofit profile,

demonstrating [MSLFs] commitment to transparency.
Charity Navigator

Charity Navigator works to guide intelligent giving. By guiding intelligent giving, we aim to advance a more efficient
and responsive philanthropic marketplace, in which givers and the charities they support work in tandem to overcome
our nations and the worlds most persistent challenges. Charity Navigator is a 501 (c) (3) non-profit organization
under the Internal Revenue Code and does not accept any contributions from any charities we evaluate.

MSLF earned a 96% score and four (out of four) stars for Accountability and
Transparency and an Overall Score & Rating of 86% and three (out of four) stars.
BBB Wise Giving Alliance

BBB Wise Giving Alliance proclaims, The effectiveness of a charity in achieving its mission is of the utmost
importance. Its key that potential donors know that when they give to a charity, their money is going to have an
impact. This is why a section of our standards require that charities set defined, measurable goals and objectives, put a
process in place to evaluate the success and impact of its programming, and report on the organizations progress.

BBB Wise Giving Alliance, concluded, Mountain States Legal Foundation

meets the 20 Standards for Charity Accountability.

Name ___________________________________________________
Address ____________________________________________________
Phone ___________________ E-mail ___________________________
r Please send me information on making a legacy gift.
r I have included MSLF in my estate plans. Please add
me to MSLFs Legacy Society and engrave my name on
MSLFs Legacy Society plaque.
r I plan to include MSLF in my estate plans. Please
include me in MSLFs Legacy Society.
r Call me at ____________________________________________
to discuss the various options available to me to make a
Legacy Society gift.

r I am interested in receiving FREE information about:

r
r
r
r
r
r

Will/Living Trust
Life Insurance
Charitable Gift Annuity
Charitable Remainder Trust
IRA or other Retirement Plan
Other: _________________________________________

r I have enclosed $25. Please send me Sagebrush Rebel.

r Hardcover OR r Audiobook

Please return in the enclosed envelope. Thank you!

For more information about bequests or other legacy gifts,
call Mountain States Legal Foundation at (303) 292-2021.
Also visit MSLF online at www.mountainstateslegal.org.

A RETAINED LIFE ESTATE

TAX BENEFITS AND FUTURE MSLF SUPPORT

You like the tax advantages a gift of real estate to MSLF would offer, but you want to
continue living in your personal residence for your lifetime. You can transfer your personal
residence or farm to MSLF but keep the right to occupy (or rent out) the home for the rest
of your life. You continue to pay real estate taxes, maintenance fees, and insurance on the
property. Even though MSLF would not take possession of your residence until after your
lifetime, you will receive an immediate federal income tax charitable deduction for a portion
of your homes value, since your gift cannot be revoked.

Here are some benefits of a retained life estate:

You

receive a charitable tax deduction

from your income taxes of up to 30% of
your adjusted gross income; any excess
deduction carries forward for up to five
years;
avoid any capital gains tax on the
appreciated value of your property;

PROPERTY

You

RETAINED
LIFE ESTATE
Donor

You

would enjoy a reduction in gift or

estate taxes;

You

would have the pleasure of living

in your home or may also receive rental
income from it;

You
You

Property reverts to MSLF at

the end of the term.
Donor retains right to use property
for life or a term of years.

avoid probate and its associated costs on your residence; and most importantly,

will know that MSLFs vital litigation will be sustained in the future through your
generous gift.

MSLF