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  • Retail Banking Overview IIM Rohtak

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    Varun Chandel
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    This document outlines a course on retail banking, covering deposits, credit services, payments, strategies, and software products. Deposits include various resident and non-resident account types and features, as well as know-your-customer and anti-money laundering provisions. Credit covers sanction and underwriting processes using scoring models, delinquency prediction, interest rates, and retail credit products. Services provides an overview of trust-based and agency services. Payments reviews check, mass, batch, and real-time payment systems. Strategies and software products are also briefly addressed at a high level.

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    Retail Banking

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    This document outlines a course on retail banking, covering deposits, credit services, payments, strategies, and software products. Deposits include various resident and non-resident account types and features, as well as know-your-customer and anti-money laundering provisions. Credit covers sanction and underwriting processes using scoring models, delinquency prediction, interest rates, and retail credit products. Services provides an overview of trust-based and agency services. Payments reviews check, mass, batch, and real-time payment systems. Strategies and software products are also briefly addressed at a high level.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pdf or txt
    21 views1 page

    Retail Banking Overview IIM Rohtak

    Uploaded by

    Varun Chandel
    This document outlines a course on retail banking, covering deposits, credit services, payments, strategies, and software products. Deposits include various resident and non-resident account types and features, as well as know-your-customer and anti-money laundering provisions. Credit covers sanction and underwriting processes using scoring models, delinquency prediction, interest rates, and retail credit products. Services provides an overview of trust-based and agency services. Payments reviews check, mass, batch, and real-time payment systems. Strategies and software products are also briefly addressed at a high level.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
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    of 1

    Retail Banking : Course Outline

    A. Deposits
    G ener ic Resident Deposit Accounts & t heir f eat ur es; Deposit
    Pr oduct s ( Hybr ids) Desig n and Feat ur es; Non - Resident Deposit
    Spectr um Var ious Accounts, their f eatur es & r estr ict ions
    Account Opening
    Pr ovisions

    KYC

    Norm s

    and

    Ant i- Money

    Launder ing

    B. Credit
    G ener ic Cr edit Sanct ion / under wr it ing Process invok ing Credit
    Scor ing Models; Desig n of Credit Scoring Models; Delinquency
    Pr edict ion; Jargon side of Ret ail Cr edit Lim it Sett ing/ Drawing
    Power Review; I nter est Rat e Pr escr ipt ion St yles; O ver view of
    Ret ail Cr edit Product Spectr um

    C. Services
    An illustr at ive over view of t rust based as well as agency ser vices

    D. Retail Pa yments
    Cheq ue Paym ent Syst em ( including Truncat ion); Mass Paym ent s
    ( ECS) ; Batch Paym ent s ( NEFT) & t ip of th e iceberg view of RTG S

    E. Retail Banking Strategies


    F. Retail Banking Softw are Products A Helicopter View
    [END OF MATTER]

    Ram, Goa Institute of Management, Goa [Email: ramsindia@hotmail.com / ram@gim.ac.in Phone: 9380242705 / 7798125064]

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