Chapter 1:The Problem and its Setting

1.1

: Introduction-

Lending companies, nowadays, play a big role in one familys

daily circulation. They are patronized by almost everyone in the
community.
But how do you weigh them ? how do you know that the lending
company that you usually resort to , gives you enough privilege?
We all know that a good company thinks first of their costumers.
A good company gives more than taking .
This research paper mainly focuses on weighing some of the most
used lending companies in one community, it could serve as a portal
for people to help them decide where to loan.

1.2

: Statement of the Problem-

The problem is clear : People have hard times in picking the right
lending company. They dont know how to judge one company if they
are profitable or if they are non-profitable because lending
companies , now , just pop out of the community like mushrooms.

1.3

: Significance of the Study-

As what we had said earlier, lending companies play a big role in

one community : they start small businesses ;they support education
and hospitalization bills ; they help people have their dream houses
be constructed.
So, the study gives a big help to anyone which uses lending
companies regularly.

1.4

Scope and Limitation of the Topic :

1.4.1-Scope of the topic ;

The study focuses on gathering information about lending
companies commonly used by people and the proponents scale
them for further ranking for the best company to be patronized.

1.4.2-Limitation of the Topic:

*The study is limited to General Santos City, Philippines only.
*It is applicable for anyone loaning across the said city

Chapter 2
2.1: Review of Related Literature-

2.2:Additonal Research form the Internet-

Chapter 3
3.1: Redesign and Methodology-

3.2: Location of the StudyStudy is conducted to the following sites :

Ground Floor, Baas Building, Corner Rosas Street, Magsaysay
Ave, General Santos City, Philippines

3.3: Respondents of the StudyExquisite Lending Services, Inc.

3.4: Data Gathering ProceduresThe studys data were collected through manual interview set
by the company on their most convenient time.

3.5: Research Instruments/tools-

Chapter 4
Presentation and Analysis of DataExquisite Lending Services, Inc.
Affiliates of Norkis Group of Companies
Gensan branch #1
Door A Banas Bldg. Magsaysay Ave. cor. Rosas St.
General Santos City Tel. # 305-0068
Loan requirements
1. Xerox copy of residence certificate (spouse)
2. ID Picture of Applicant (spouse)
3. TIN
4. Sketch of Residence
5. Postdated checks for loan amortization
6. Picture of collateral offered (front and back angle/side w/date
7. CR/OR of registration (original copy)
8. Strencil of engine and chassis of the unit that will match with the
CR/OR (5pcs. Each)
9. Insurance policy of the unit (original)
10. Franchise (original copy)
11. Valid I.D.s (spouse)
12. Duplicate key (unit)
Norkis Group of Companies founded by Norberto Quisumbing Jr.
Interest = 4%
Exquisite Lending Services was founded on 1988 (28 years)

Chapter 5
5.1: Summary-

5.2: Conclusions-

5.3:Recommendations

References:

Bibliography:

Appendices: