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Rizal Bank, lnc.

A Microfinance-Oriented Rural Bank


A member of CARD MRI

November 9,2016

CERTIFICATION
This is to certify that MR. BERNIE T. FRANCISCO was the Account Officer
of the Rizal Bank, Inc., and worked as a probationary employee with records of
employment at CARD Mutually Reinforcing Institutions from February 23,2016until

July 18,2016.
This further certifies that Mr. Francisco has been cleared of all his obligations
and responsibilities during the time of his employment at the institution.

Issued upon request of

Mr. Francisco for whatever legal purpose it may serve

him.

Certified by:

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Perfnnel Manager

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CARD Mutually Reinforcing lnstitutions

P. Guevarra Street, corner Aguirre Street, Poblacion ll, Sta. Cruz, Laguna
Telefax Nos.: (049) 523-1047

Website:www.cardmri.com/rrb E-mail:rrb@cardbankph.com

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