1% water vapor = 7.

5% increase in K (K-FLEX USA)

1/4 of R value
12% Moisture = 3 times increase in K
Wet = 15-24 times greater, ice = 60-100 times (VENDER)
1.5-15 times dry-state value
K-Ice = 15.4
K-water = 4.15
1% moisture is double rate of heat transfer
5% moisture is 15-25% greater heat transfer
12% = 3x increase = 400% increase => 1% is 33.3% increase
8% = 3x increase = 400% increase => 1% is 50%
assume approx 12% moisture = soaked